🇮🇳Payments & Money Movement in India
53 payments & money movement providers in India, publishing 244 APIs.
Payments & Money Movement in India — 53 providers on the APIs.io network sit in both cohorts, and between them they publish 244 indexed APIs.
22 of the 53 publish at least one machine-readable API; 31 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 27 minimal, 10 thin, 10 emerging, and 6 developing.
Leading by rating: PayMate, Pabbly, Razorpay, Open (open.money), Xflow, Jodo, and 47 more.
Country membership reads a tag, a stated headquarters or a stated nationality. A provider lands in India when one of its own top-level tags names the country, when its own description states a headquarters that names the country or one of its cities, or when it describes itself by nationality (“a French company”; roadmap#542, #719). Region words (“Latin American”), language uses (“French-speaking”) and a city named outside a headquarters statement are not counted, so this cell is a floor, not a census.
Providers (53)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| PayMate | PayMate India Limited is a Mumbai-headquartered B2B payments and supply-chain finance platform that digitizes, automates and streamlines business payables and receivables. Enter... | 7 | developing |
| Pabbly | Pabbly is an Indian SaaS company selling a suite of marketing and sales software as one-time lifetime deals as well as monthly plans: Pabbly Connect (workflow automation), Pabbl... | 7 | developing |
| Razorpay | Razorpay is India's leading full-stack payments and business banking platform, enabling merchants to accept, process, and disburse payments across cards, UPI, netbanking, wallet... | 6 | developing |
| Open (open.money) | Open is one of India's leading SMB neobanks, pioneering "connected banking" - a unified business finance platform that layers payments, automated reconciliation, accounting, pay... | 20 | developing |
| Xflow | Xflow is a cross-border payments platform for Indian businesses, freelancers, and exporters, enabling them to receive international payments through local collection accounts (A... | 18 | developing |
| Jodo | Jodo is a Bengaluru-based fintech that automates fee collection for Indian educational institutes — schools, colleges, universities, coaching centres and skilling institutes. Fo... | 6 | developing |
| CashFlo | CashFlo is an India-based fintech platform that automates enterprise finance operations across accounts payable, payments, GST compliance, vendor management, and supply-chain fi... | 1 | thin |
| Leo1 | LEO1 is a Mumbai-based education fintech founded in 2017 that operates an all-in-one campus and financial platform for Indian educational institutions. The company issues co-bra... | 33 | thin |
| Falcon | Falcon (Falcon Financial Services, falconfs.com) is a global embedded-finance and Banking-as-a-Service platform that lets fintechs, banks, and enterprises launch credit and paym... | 41 | thin |
| Easebuzz | Easebuzz is an Indian payments and financial-technology platform providing Software-as-a-Service embedded with payments infrastructure for businesses across India. Its products ... | 2 | thin |
| BillDesk | BillDesk is an Indian integrated payment solutions platform founded in 2000, offering REST APIs for bill payments, recurring mandates, UPI payments, net banking, card payments, ... | 15 | thin |
| Cashfree Payments | Cashfree Payments is an Indian payment gateway and banking platform providing REST APIs for payment links, subscriptions, payouts, refunds, QR codes, and banking payouts across ... | 23 | thin |
| Decentro | Decentro is a banking-as-a-service platform that provides businesses with seamless integration to Indian banking infrastructure - including payments (UPI, IMPS, NEFT, RTGS), vir... | 12 | thin |
| Instamojo | Indian digital payments and e-commerce platform with a REST API for payment requests, refunds, store products, order management, and mobile payment links. Trusted by over 1.2 mi... | 5 | thin |
| Turtlemint | Turtlemint is an Indian insurtech that sells and services insurance (health, motor, life) and financial products to consumers and, through its advisor platform TurtlemintPro, to... | 1 | thin |
| Kotak Mahindra Bank | Kotak Mahindra Bank Limited is an Indian private-sector bank headquartered in Mumbai, and the first non-banking finance company in India to convert into a full commercial bank. ... | 1 | thin |
| PhonePe | PhonePe is India's largest UPI payments network, owned by Walmart. Its PhonePe Business / Developer platform exposes the PhonePe Payment Gateway (PG) APIs for collecting payment... | 21 | emerging |
| WIBMO | Wibmo is a full-stack PayTech company (acquired by PayU / Naspers in 2019) providing payment security, digital payments, and digital financial services to banks, fintechs, and b... | 1 | emerging |
| Paytm | Paytm (One97 Communications) is India's leading digital payments and financial services company. Through Paytm for Business it operates a wide catalogue of payment APIs covering... | 17 | emerging |
| Juspay | Juspay is an Indian payments orchestration and checkout platform that routes transactions across payment gateways, aggregators, UPI, cards, wallets, and netbanking for merchants... | 5 | emerging |
| Money View | Moneyview is an Indian consumer fintech platform offering a suite of financial services including personal loans (up to Rs 10L), home loans, business loans, loans against proper... | 0 | emerging |
| Innoviti | Innoviti Technologies Pvt. Ltd. is a Bengaluru-based payment technology company and RBI-authorized payment aggregator (online and, since January 2026, in-store) operating under ... | 0 | emerging |
| Jify | Jify is an India-based financial wellness platform (part of the Moneyview group) that partners with employers to give employees earned wage access: its On-Demand Salary lets wor... | 0 | emerging |
| M2P Fintech | M2P Fintech is Asia's largest API infrastructure company, powering banking, lending, and payment solutions for fintechs, banks, NBFCs, and enterprises. Founded in 2014 and headq... | 0 | emerging |
| QwikCilver | QwikCilver is India's largest gift card and prepaid commerce company, founded in 2006 and acquired by Pine Labs in 2019. It powers gift card issuance, distribution, and redempti... | 1 | emerging |
| Uni | Uni (Uni Cards) is an Indian consumer credit fintech founded in 2020 by Nitin Gupta, Prateek Jindal, and Laxmikant Vyas that delivers clutter-breaking credit products to consume... | 0 | emerging |
| Rupifi | Rupifi is an India-based B2B payments and embedded-credit fintech that lets marketplaces, distributors, and brands offer their SME and retailer buyers a line of credit and Buy N... | 0 | minimal |
| Jupiter Money | Jupiter Money is a Bengaluru-based Indian digital banking app (neobank) operated by Amica Financial Technologies Private Limited. Founded in 2019 by Jitendra Gupta, Jupiter deli... | 0 | minimal |
| TechProcess Payment Services | TechProcess Payment Services is an Indian digital-payments pioneer that has been building and operating cloud-based electronic-payment platforms since 2000, when it launched Bil... | 1 | minimal |
| Shriram Finance | Shriram Finance Limited is one of India's largest retail non-banking financial companies (NBFC), with roughly Rs 3.02 lakh crore in assets under management and 3,225 branches na... | 0 | minimal |
| Aspora | Aspora is a cross-border fintech serving the Non-Resident Indian (NRI) diaspora, offering money transfers from the USA, UK, and UAE to India at near-mid-market ("Google") rates,... | 0 | minimal |
| Onecard | OneCard is a mobile-first metal credit card from India's FPL Technologies, a fintech unicorn that reimagines credit and payments with full-stack, in-house technology. OneCard is... | 0 | minimal |
| Slice | Slice is an Indian consumer fintech and small finance bank, founded in 2016 as SlicePay by Rajan Bajaj and headquartered between Bengaluru (corporate) and Guwahati (registered).... | 0 | minimal |
| Fundly | Fundly is a Mumbai-based fintech platform purpose-built for India's pharmaceutical retail supply chain, offering embedded credit, B2B commerce, and payment solutions to pharma r... | 0 | minimal |
| Capitalfloat | Capitalfloat, now operating as Axio, is an Indian consumer finance platform offering pay‑later, credit, and personal finance management solutions. Founded to provide flexible fi... | 0 | minimal |
| FT Cash | FTCash (ftcash) is a Mumbai, India based financial services / fintech company focused on financial inclusion for micro-merchants and small and medium enterprises (SMEs). It prov... | 0 | minimal |
| CRED | CRED is an Indian consumer fintech that started with premium credit-card bill payments and rewards and has expanded into peer-to-peer payments (Scan & Pay, Tap to Pay, RuPay cre... | 0 | minimal |
| Bankbazaar | BankBazaar is India’s Largest FinTech Co-Branded Credit Card issuer & Online Platform for Free Credit Score with over 60 Million Registered Users. It offers credit card comparis... | 0 | minimal |
| Transbnk | TransBnk — rebranded as TBX — is an Indian open-finance and transaction-banking infrastructure company founded in 2022 and headquartered in Mumbai. It gives banks, enterprises, ... | 0 | minimal |
| Hotelogix | Hotelogix is a cloud-based hotel property management system (PMS) headquartered in Noida, India, serving more than 12,000 independent hotels, groups, chains, and resorts across ... | 0 | minimal |
| Fi Money | Fi Money is a Bengaluru, India based money-management application and consumer fintech operated by Epifi Technologies, founded in 2019 by ex-Google Pay (Tez) executives Sujith N... | 0 | minimal |
| Niyo Solutions | Niyo Solutions (brand: Niyo, goniyo.com) is a Bengaluru, India based consumer fintech founded in 2015 by Vinay Bagri and Virender Bisht, focused on international travel banking ... | 0 | minimal |
| Zet | Zet is a Bengaluru, India fintech that helps unserved and underserved Indians enter the formal credit system. Its core product is a fixed-deposit-backed (FD-backed) secured cred... | 0 | minimal |
| 1K Kirana Bazaar | 1K Kirana Bazaar (legal entity Odicea Distribution Technologies Private Limited, also trading as 1K Networks) is a Gurugram, Haryana based Indian kirana-tech company founded in ... | 0 | minimal |
| FairMoney | FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be... | 0 | minimal |
| Mintifi | Mintifi is an Indian supply-chain financing platform that provides inventory and working-capital financing to SMEs, distributors, and dealers across manufacturer distribution ne... | 0 | minimal |
| NAKAD | NAKAD is India's leading Reconciliation-as-a-Service platform, a fintech delivering cash-flow and working-capital solutions to small businesses and MSMEs. Its proprietary MicroB... | 0 | minimal |
| Okcredit | OkCredit is a mobile digital ledger (bahi khata) application for small business owners and merchants across India, letting shopkeepers record credit and payment transactions dig... | 0 | minimal |
| BharatPe | BharatPe is a New Delhi-based fintech company founded in 2018 by Ashneer Grover and Shashvat Nakrani that provides digital payments and financial services to Indian small and me... | 0 | minimal |
| Paytm Payments Bank | Paytm Payments Bank Limited is an Indian payments bank headquartered in Noida, offering digital savings and current accounts, the Paytm Wallet, FASTag, debit cards, UPI and othe... | 0 | minimal |
| 10i Commerce Services Pvt Ltd (ShopX) | 10i Commerce Services Pvt Ltd, trading as ShopX, was a Bengaluru-based Indian B2B e-commerce enabler founded in 2015 by Amit Sharma and Apoorva Jois. It built an assisted-commer... | 0 | minimal |
| InstaPaisa | InstaPaisa was an India-based personal-finance and lending fintech surfaced as a 500 Global (500 Startups) portfolio company and added to the API Evangelist network as a stub fo... | 0 | minimal |
| Itzcash | Itzcash (ItzCash Card Ltd, operated by Ebix Payment Services Private Limited, CIN U74999MH2006PTC160835, Mumbai) was one of India's early prepaid payment and digital-payments co... | 0 | minimal |
Indexed API documents (244)
Two numbers, both real: these providers publish 244 APIs as their own documents, which the catalog indexes split one-per-resource into 244 documents. Showing the first 200.
PayMate India Business Payments API
PayMate Businesses API
PayMate Cards API
PayMate Collections API
PayMate Contacts API
PayMate Payments API
PayMate Reference API
Pabbly Subscription Billing API
Pabbly Hook API
Pabbly Chatflow API
Pabbly Email Marketing API
Pabbly Email Verification API
Pabbly Connect Platform API
Pabbly Connect MCP Server
Razorpay Core REST API
Razorpay Payments API
Razorpay Webhooks
Razorpay Orders API
Razorpay Payments API
Razorpay Refunds API
Open Zwitch Virtual Accounts API
Open Zwitch Transfers API
Open Zwitch Beneficiaries API
Open Zwitch UPI API
Open Layer Payment Gateway API
Open Zwitch Verification API
Open Zwitch Split Settlements API
Open Zwitch Webhooks
Open Zwitch Payment Pages API
Open Connected Banking Platform
Open (open.money) Accounts API
Open (open.money) Constants API
Open (open.money) Events API
Open (open.money) Icp API
Open (open.money) Kycs API
Open (open.money) Pg API
Open (open.money) Pg Settlements API
Open (open.money) Refund API
Open (open.money) Transfers API
Open (open.money) Verifications API
Xflow Accounts API
Xflow Addresses API
Xflow Balance API
Xflow Deposits API
Xflow Events API
Xflow Files API
Xflow Payments API
Xflow Payouts API
Xflow Persons API
Xflow Quotes API
Xflow Receivables API
Xflow Transfers API
Xflow Account Settings API
Xflow Balance Transactions API
Xflow Exchange Rates API
Xflow Fee Plans API
Xflow Payment Links API
Xflow Webhook Endpoints API
Jodo Webhooks
Jodo Configuration API
Jodo Flex API
Jodo Pay API
Jodo Students API
Jodo Users API
CashFlo Ingest API
Leo1 Auth API
Leo1 Common Fee Type API
Leo1 Communication API
Leo1 Documents API
Leo1 Enach API
Leo1 Fee Collections API
Leo1 Fee Dues API
Leo1 Institute API
Leo1 Institute Course API
Leo1 Institute Course Class API
Leo1 Institute Course Class Fee Structure Mapping API
Leo1 Institute Course Fee Structure API
Leo1 Institute Fee Type API
Leo1 Institute Payment API
Leo1 Nach Feature API
Leo1 Nach Feature V2 API
Leo1 Operations API
Leo1 Payment API
Leo1 Penalty API
Leo1 Refund API
Leo1 Reversal Feature API
Leo1 SDK API
Leo1 student account API
Leo1 Student API
Leo1 student coin request API
Leo1 student otp API
Leo1 Summary for fee module API
Leo1 Switch Feature API
Leo1 Transactions API
Leo1 User API
Leo1 Waiver API
Leo1 Error API
Leo1 Status API
Falcon API
Falcon Account API
Falcon Aggregator API
Falcon Balance API
Falcon Banking API
Falcon Card API
Falcon Card Cvv API
Falcon Cc Open API
Falcon Close API
Falcon Convert Emi API
Falcon Dispute API
Falcon Due Date API
Falcon Emi Details API
Falcon Emi Plan API
Falcon Employee API
Falcon Enterprise API
Falcon Enterprise Details API
Falcon Enterprise Summary API
Falcon FD API
Falcon Fee API
Falcon Foreclose API
Falcon Foreclose Quote API
Falcon Initiate Payment API
Falcon Interest API
Falcon Issuer API
Falcon List Emi API
Falcon Non Pci Card API
Falcon Npa API
Falcon Pci Card API
Falcon Product API
Falcon Program API
Falcon Programs API
Falcon Repayment API
Falcon Reward API
Falcon Statement API
Falcon Statement Past API
Falcon Statementlist API
Falcon Transaction Eligibility API
Falcon Update Status Emi Plan API
Falcon User API
Falcon View Amortisation Schedules API
Easebuzz Payment Gateway API
Easebuzz Wire Payouts API
BillDesk Neo Full Redirect API
BillDesk Ace SDK API
BillDesk CX+ Deep API
BillDesk Authentication API
BillDesk Card Account API
BillDesk Guest Checkout (AltID) API
BillDesk Invoice API
BillDesk Mandate API
BillDesk Order API
BillDesk Payment Links API
BillDesk Penny Drop API
BillDesk Refund API
BillDesk Settlement API
BillDesk Transaction API
BillDesk Validate VPA API
Cashfree Subscriptions API
Cashfree Platforms API
Cashfree Payments Authorize API
Cashfree Payments Beneficiary v2 API
Cashfree Payments CreateCashgram API
Cashfree Payments Deactivate Static KYC Link API
Cashfree Payments DeactivateCashgram API
Cashfree Payments Disputes API
Cashfree Payments Easy-Split API
Cashfree Payments Eligibility API
Cashfree Payments Generate KYC Link API
Cashfree Payments Generate Static KYC Link API
Cashfree Payments Get KYC Link Status API
Cashfree Payments GetCashgramStatus API
Cashfree Payments Name Match API
Cashfree Payments Orders API
Cashfree Payments Payment Links API
Cashfree Payments API
Cashfree Payments Refunds API
Cashfree Payments Settlement Reconciliation API
Cashfree Payments Settlements API
Cashfree Payments Simulation API
Cashfree Payments Transfers v2 API
Decentro KYC & Onboarding API
Decentro Virtual Accounts API
Decentro Accounts API
Decentro Forensics API
Decentro Journals API
Decentro Transactions API
Decentro Verification API
Decentro Auth API
Decentro Banking API
Decentro Decentro API
Decentro Deposit Simulation API
Decentro Payments API
Instamojo Authentication API
Instamojo Orders API
Instamojo Payment Requests API
Instamojo Payments API
Instamojo Refunds API
Turtlefin OneAPI
Kotak API Platform
PhonePe Payment Gateway API
PhonePe Refunds API
Other industries in India
Payments & Money Movement elsewhere
This page is the intersection of two independently computed cohorts:
India and
Payments & Money Movement. A provider appears here only when it is
already a member of both. India membership is matched on tag, stated HQ,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.