🇮🇳Payments & Money Movement in India
49 payments & money movement providers in India, publishing 35 APIs.
Payments & Money Movement in India — 49 providers on the APIs.io network sit in both cohorts, and between them they publish 35 indexed APIs.
20 of the 49 publish at least one machine-readable API; 29 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 24 minimal, 8 emerging, 7 developing, 7 thin, and 1 strong.
Leading by rating: PayMate, Razorpay, Xflow, Cashfree Payments, Leo1, Instamojo, and 43 more.
Country membership is exact-tag only. A provider lands in India when one of its own top-level tags names the country — there is no headquarters signal on the country axis, unlike the region axis which reads tag, provider-name pattern, and stated HQ. So this cell is a floor, not a census, and it understates by construction — a payments & money movement company headquartered in India that never tags itself is counted nowhere on this axis. The region cuts read the wider signal set and will generally hold more.
Providers (49)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| PayMate | PayMate India Limited is a Mumbai-headquartered B2B payments and supply-chain finance platform that digitizes, automates and streamlines business payables and receivables. Enter... | 1 | strong |
| Razorpay | Razorpay is India's leading full-stack payments and business banking platform, enabling merchants to accept, process, and disburse payments across cards, UPI, netbanking, wallet... | 1 | developing |
| Xflow | Xflow is a cross-border payments platform for Indian businesses, freelancers, and exporters, enabling them to receive international payments through local collection accounts (A... | 1 | developing |
| Cashfree Payments | Cashfree Payments is an Indian payment gateway and banking platform providing REST APIs for payment links, subscriptions, payouts, refunds, QR codes, and banking payouts across ... | 3 | developing |
| Leo1 | LEO1 is a Mumbai-based education fintech founded in 2017 that operates an all-in-one campus and financial platform for Indian educational institutions. The company issues co-bra... | 1 | developing |
| Instamojo | Indian digital payments and e-commerce platform with a REST API for payment requests, refunds, store products, order management, and mobile payment links. Trusted by over 1.2 mi... | 1 | developing |
| Jodo | Jodo is a Bengaluru-based fintech that automates fee collection for Indian educational institutes — schools, colleges, universities, coaching centres and skilling institutes. Fo... | 1 | developing |
| CashFlo | CashFlo is an India-based fintech platform that automates enterprise finance operations across accounts payable, payments, GST compliance, vendor management, and supply-chain fi... | 1 | developing |
| Easebuzz | Easebuzz is an Indian payments and financial-technology platform providing Software-as-a-Service embedded with payments infrastructure for businesses across India. Its products ... | 2 | thin |
| Decentro | Decentro is a banking-as-a-service platform that provides businesses with seamless integration to Indian banking infrastructure - including payments (UPI, IMPS, NEFT, RTGS), vir... | 2 | thin |
| Juspay | Juspay is an Indian payments orchestration and checkout platform that routes transactions across payment gateways, aggregators, UPI, cards, wallets, and netbanking for merchants... | 1 | thin |
| PhonePe | PhonePe is India's largest UPI payments network, owned by Walmart. Its PhonePe Business / Developer platform exposes the PhonePe Payment Gateway (PG) APIs for collecting payment... | 1 | thin |
| Paytm | Paytm (One97 Communications) is India's leading digital payments and financial services company. Through Paytm for Business it operates a wide catalogue of payment APIs covering... | 1 | thin |
| Kotak Mahindra Bank | Kotak Mahindra Bank Limited is an Indian private-sector bank headquartered in Mumbai, and the first non-banking finance company in India to convert into a full commercial bank. ... | 1 | thin |
| WIBMO | Wibmo is a full-stack PayTech company (acquired by PayU / Naspers in 2019) providing payment security, digital payments, and digital financial services to banks, fintechs, and b... | 1 | thin |
| Open (open.money) | Open is one of India's leading SMB neobanks, pioneering "connected banking" - a unified business finance platform that layers payments, automated reconciliation, accounting, pay... | 10 | emerging |
| BillDesk | BillDesk is an Indian integrated payment solutions platform founded in 2000, offering REST APIs for bill payments, recurring mandates, UPI payments, net banking, card payments, ... | 3 | emerging |
| Falcon | Falcon (Falcon Financial Services, falconfs.com) is a global embedded-finance and Banking-as-a-Service platform that lets fintechs, banks, and enterprises launch credit and paym... | 1 | emerging |
| Money View | Moneyview is an Indian consumer fintech platform offering a suite of financial services including personal loans (up to Rs 10L), home loans, business loans, loans against proper... | 0 | emerging |
| Innoviti | Innoviti Technologies Pvt. Ltd. is a Bengaluru-based payment technology company and RBI-authorized payment aggregator (online and, since January 2026, in-store) operating under ... | 0 | emerging |
| Jify | Jify is an India-based financial wellness platform (part of the Moneyview group) that partners with employers to give employees earned wage access: its On-Demand Salary lets wor... | 0 | emerging |
| QwikCilver | QwikCilver is India's largest gift card and prepaid commerce company, founded in 2006 and acquired by Pine Labs in 2019. It powers gift card issuance, distribution, and redempti... | 1 | emerging |
| Uni | Uni (Uni Cards) is an Indian consumer credit fintech founded in 2020 by Nitin Gupta, Prateek Jindal, and Laxmikant Vyas that delivers clutter-breaking credit products to consume... | 0 | emerging |
| Rupifi | Rupifi is an India-based B2B payments and embedded-credit fintech that lets marketplaces, distributors, and brands offer their SME and retailer buyers a line of credit and Buy N... | 0 | minimal |
| Shriram Finance | Shriram Finance Limited is one of India's largest retail non-banking financial companies (NBFC), with roughly Rs 3.02 lakh crore in assets under management and 3,225 branches na... | 0 | minimal |
| Aspora | Aspora is a cross-border fintech serving the Non-Resident Indian (NRI) diaspora, offering money transfers from the USA, UK, and UAE to India at near-mid-market ("Google") rates,... | 0 | minimal |
| Onecard | OneCard is a mobile-first metal credit card from India's FPL Technologies, a fintech unicorn that reimagines credit and payments with full-stack, in-house technology. OneCard is... | 0 | minimal |
| TechProcess Payment Services | TechProcess Payment Services is an Indian digital-payments pioneer that has been building and operating cloud-based electronic-payment platforms since 2000, when it launched Bil... | 1 | minimal |
| Slice | Slice is an Indian consumer fintech and small finance bank, founded in 2016 as SlicePay by Rajan Bajaj and headquartered between Bengaluru (corporate) and Guwahati (registered).... | 0 | minimal |
| Jupiter Money | Jupiter Money is a Bengaluru-based Indian digital banking app (neobank) operated by Amica Financial Technologies Private Limited. Founded in 2019 by Jitendra Gupta, Jupiter deli... | 0 | minimal |
| Fundly | Fundly is a Mumbai-based fintech platform purpose-built for India's pharmaceutical retail supply chain, offering embedded credit, B2B commerce, and payment solutions to pharma r... | 0 | minimal |
| FT Cash | FTCash (ftcash) is a Mumbai, India based financial services / fintech company focused on financial inclusion for micro-merchants and small and medium enterprises (SMEs). It prov... | 0 | minimal |
| Hotelogix | Hotelogix is a cloud-based hotel property management system (PMS) headquartered in Noida, India, serving more than 12,000 independent hotels, groups, chains, and resorts across ... | 0 | minimal |
| CRED | CRED is an Indian consumer fintech that started with premium credit-card bill payments and rewards and has expanded into peer-to-peer payments (Scan & Pay, Tap to Pay, RuPay cre... | 0 | minimal |
| Fi Money | Fi Money is a Bengaluru, India based money-management application and consumer fintech operated by Epifi Technologies, founded in 2019 by ex-Google Pay (Tez) executives Sujith N... | 0 | minimal |
| Transbnk | TransBnk — rebranded as TBX — is an Indian open-finance and transaction-banking infrastructure company founded in 2022 and headquartered in Mumbai. It gives banks, enterprises, ... | 0 | minimal |
| Niyo Solutions | Niyo Solutions (brand: Niyo, goniyo.com) is a Bengaluru, India based consumer fintech founded in 2015 by Vinay Bagri and Virender Bisht, focused on international travel banking ... | 0 | minimal |
| 1K Kirana Bazaar | 1K Kirana Bazaar (legal entity Odicea Distribution Technologies Private Limited, also trading as 1K Networks) is a Gurugram, Haryana based Indian kirana-tech company founded in ... | 0 | minimal |
| Zet | Zet is a Bengaluru, India fintech that helps unserved and underserved Indians enter the formal credit system. Its core product is a fixed-deposit-backed (FD-backed) secured cred... | 0 | minimal |
| FairMoney | FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be... | 0 | minimal |
| BharatPe | BharatPe is a New Delhi-based fintech company founded in 2018 by Ashneer Grover and Shashvat Nakrani that provides digital payments and financial services to Indian small and me... | 0 | minimal |
| Itzcash | Itzcash (ItzCash Card Ltd, operated by Ebix Payment Services Private Limited, CIN U74999MH2006PTC160835, Mumbai) was one of India's early prepaid payment and digital-payments co... | 0 | minimal |
| Mintifi | Mintifi is an Indian supply-chain financing platform that provides inventory and working-capital financing to SMEs, distributors, and dealers across manufacturer distribution ne... | 0 | minimal |
| NAKAD | NAKAD is India's leading Reconciliation-as-a-Service platform, a fintech delivering cash-flow and working-capital solutions to small businesses and MSMEs. Its proprietary MicroB... | 0 | minimal |
| Okcredit | OkCredit is a mobile digital ledger (bahi khata) application for small business owners and merchants across India, letting shopkeepers record credit and payment transactions dig... | 0 | minimal |
| Open | Open (Open Financial Technologies) operates at open.money as an India-based fintech offering a connected digital business banking platform for SMEs and startups. It pairs a busi... | 0 | minimal |
| Paytm Payments Bank | Paytm Payments Bank Limited is an Indian payments bank headquartered in Noida, offering digital savings and current accounts, the Paytm Wallet, FASTag, debit cards, UPI and othe... | 0 | minimal |
| 10i Commerce Services Pvt Ltd (ShopX) | 10i Commerce Services Pvt Ltd, trading as ShopX, was a Bengaluru-based Indian B2B e-commerce enabler founded in 2015 by Amit Sharma and Apoorva Jois. It built an assisted-commer... | 0 | |
| InstaPaisa | InstaPaisa was an India-based personal-finance and lending fintech surfaced as a 500 Global (500 Startups) portfolio company and added to the API Evangelist network as a stub fo... | 0 |
Indexed API documents (172)
Two numbers, both real: these providers publish 35 APIs as their own documents, which the catalog indexes split one-per-resource into 172 documents.
PayMate India Business Payments API
PayMate Businesses API
PayMate Cards API
PayMate Collections API
PayMate Contacts API
PayMate Payments API
PayMate Reference API
Razorpay Core REST API
Razorpay Payments API
Razorpay Webhooks
Razorpay Orders API
Razorpay Payments API
Razorpay Refunds API
Xflow Accounts API
Xflow Addresses API
Xflow Balance API
Xflow Deposits API
Xflow Events API
Xflow Files API
Xflow Payments API
Xflow Payouts API
Xflow Persons API
Xflow Quotes API
Xflow Receivables API
Xflow Transfers API
Xflow Account Settings API
Xflow Balance Transactions API
Xflow Exchange Rates API
Xflow Fee Plans API
Xflow Payment Links API
Xflow Webhook Endpoints API
Cashfree Subscriptions API
Cashfree Platforms API
Cashfree Payments Authorize API
Cashfree Payments Beneficiary v2 API
Cashfree Payments CreateCashgram API
Cashfree Payments Deactivate Static KYC Link API
Cashfree Payments DeactivateCashgram API
Cashfree Payments Disputes API
Cashfree Payments Easy-Split API
Cashfree Payments Eligibility API
Cashfree Payments Generate KYC Link API
Cashfree Payments Generate Static KYC Link API
Cashfree Payments Get KYC Link Status API
Cashfree Payments GetCashgramStatus API
Cashfree Payments Name Match API
Cashfree Payments Orders API
Cashfree Payments Payment Links API
Cashfree Payments API
Cashfree Payments Refunds API
Cashfree Payments Settlement Reconciliation API
Cashfree Payments Settlements API
Cashfree Payments Simulation API
Cashfree Payments Transfers v2 API
Leo1 api
Leo1 auth API
Leo1 Common Fee Type API
Leo1 Communication API
Leo1 documents API
Leo1 Enach API
Leo1 fee_collections API
Leo1 fee_dues API
Leo1 institute API
Leo1 Institute Course API
Leo1 Institute Course Class API
Leo1 Institute Course Class Fee Structure Mapping API
Leo1 Institute Course Fee Structure API
Leo1 Institute Fee Type API
Leo1 Institute Payment API
Leo1 Nach Feature API
Leo1 Nach Feature V2 API
Leo1 Operations API
Leo1 payment API
Leo1 penalty API
Leo1 refund API
Leo1 Reversal Feature API
Leo1 SDK API
Leo1 student account API
Leo1 student API
Leo1 student coin request API
Leo1 student otp API
Leo1 Summary for fee module API
Leo1 Switch Feature API
Leo1 transactions API
Leo1 user API
Leo1 waiver API
Instamojo Authentication API
Instamojo Orders API
Instamojo Payment Requests API
Instamojo Payments API
Instamojo Refunds API
Jodo Webhooks
Jodo Configuration API
Jodo Flex API
Jodo Pay API
Jodo Students API
Jodo Users API
CashFlo Ingest API
Easebuzz Payment Gateway API
Easebuzz Wire Payouts API
Decentro KYC & Onboarding API
Decentro Virtual Accounts API
Decentro Accounts API
Decentro Collections API
Decentro Forensics API
Decentro Journals API
Decentro Mandates API
Decentro Payouts API
Decentro Settlements API
Decentro Transactions API
Decentro Verification API
Juspay Customers API
Juspay Orders API
Juspay Refunds API
Juspay Session API
Juspay Transactions API
PhonePe Payment Gateway API
PhonePe Refunds API
PhonePe Check Payment Status API
PhonePe S2S Callback / Webhook
PhonePe Dynamic QR Solution
PhonePe Integrated Static QR
PhonePe Collect Call Solution
PhonePe Integrated EDC Solution
PhonePe Android SDK
PhonePe iOS SDK
PhonePe Flutter SDK
PhonePe React Native SDK
PhonePe Ionic SDK
PhonePe Java Backend SDK
PhonePe Python Backend SDK
PhonePe Node.js Backend SDK
PhonePe PHP Backend SDK
Indus AppStore Developer Platform
PhonePe Checkout API
PhonePe Order Status API
PhonePe Refunds API
Paytm Payments API
Paytm Refunds API
Paytm Settlement API
Paytm Subscriptions API
Paytm Auto-Debit API
Paytm Pre-Auth API
Paytm Payment Links API
Paytm Token Gateway API
Paytm Bank Offers / EMI API
Paytm Disputes / Chargeback API
Paytm Dynamic QR API
Paytm Status Notification Webhook
Paytm All-in-One SDK (Android)
Paytm All-in-One SDK (iOS)
Paytm JS Checkout
Paytm Payments API
Paytm Refunds API
Kotak API Platform
Wibmo Developer Platform
Open Zwitch Virtual Accounts API
Open Zwitch Transfers API
Open Zwitch Beneficiaries API
Open Zwitch UPI API
Open Layer Payment Gateway API
Open Zwitch Verification API
Open Zwitch Split Settlements API
Open Zwitch Webhooks
Open Zwitch Payment Pages API
Open Connected Banking Platform
BillDesk Neo Full Redirect API
BillDesk Ace SDK API
BillDesk CX+ Deep API
Falcon API
Woohoo Gift Card API
Paynimo Payment Gateway (Worldline India)
Other industries in India
Payments & Money Movement elsewhere
This page is the intersection of two independently computed cohorts:
India and
Payments & Money Movement. A provider appears here only when it is
already a member of both. India membership is matched on tag,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.