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OpenAPI Specification

openapi: 3.2.0
info:
  title: Financegenius Ai Credit Score API
  version: 1.0.0
  description: 'Operations tagged Credit Score across 2 of this provider''s published API definitions: finmall-openapi.json, financegenius-ai-openapi.json. Each path carries the servers of the definition it was published in.'
tags:
- name: Credit Score
paths:
  /api/v1/credit-score/check:
    post:
      tags:
      - Credit Score
      summary: Check Score
      description: 'Fetch CIBIL score, store, and award points. Refused in production while

        the bureau client is a mock (see BUREAU_CHECK_LIVE).'
      operationId: check_score_api_v1_credit_score_check_post
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CheckScoreRequest'
              default: {}
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema: {}
        '501':
          description: Bureau check not available yet
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
      security:
      - HTTPBearer: []
  /api/v1/credit-score/dashboard:
    get:
      tags:
      - Credit Score
      summary: Get Dashboard
      description: Full credit score dashboard — score, factors, missions, badges.
      operationId: get_dashboard_api_v1_credit_score_dashboard_get
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema: {}
      security:
      - HTTPBearer: []
  /api/v1/credit-score/missions:
    get:
      tags:
      - Credit Score
      summary: Get Missions
      description: Get all improvement missions with completion status.
      operationId: get_missions_api_v1_credit_score_missions_get
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema: {}
      security:
      - HTTPBearer: []
  /api/v1/credit-score/missions/complete:
    post:
      tags:
      - Credit Score
      summary: Complete Mission
      description: Mark a mission step as completed and earn points.
      operationId: complete_mission_api_v1_credit_score_missions_complete_post
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CompleteMissionRequest'
        required: true
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema: {}
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
      security:
      - HTTPBearer: []
  /api/v1/credit-score/simulate:
    post:
      tags:
      - Credit Score
      summary: Simulate Score
      description: Simulate score improvement from selected actions.
      operationId: simulate_score_api_v1_credit_score_simulate_post
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/SimulateRequest'
        required: true
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema: {}
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
  /api/v1/credit-score/badges:
    get:
      tags:
      - Credit Score
      summary: Get Badges
      description: Get all badges — earned and locked.
      operationId: get_badges_api_v1_credit_score_badges_get
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema: {}
      security:
      - HTTPBearer: []
  /api/v1/credit-score/leaderboard:
    get:
      tags:
      - Credit Score
      summary: Get Leaderboard
      description: Anonymous percentile ranking.
      operationId: get_leaderboard_api_v1_credit_score_leaderboard_get
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema: {}
      security:
      - HTTPBearer: []
  /credit-score/check:
    post:
      tags:
      - Credit Score
      summary: Check Score
      description: 'Fetch CIBIL score, store, and award points. Refused in production while

        the bureau client is a mock (see BUREAU_CHECK_LIVE).'
      operationId: check_score_credit_score_check_post
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CheckScoreRequest'
              default: {}
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema: {}
        '501':
          description: Bureau check not available yet
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
      security:
      - HTTPBearer: []
  /credit-score/dashboard:
    get:
      tags:
      - Credit Score
      summary: Get Dashboard
      description: Full credit score dashboard — score, factors, missions, badges.
      operationId: get_dashboard_credit_score_dashboard_get
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema: {}
      security:
      - HTTPBearer: []
  /credit-score/missions:
    get:
      tags:
      - Credit Score
      summary: Get Missions
      description: Get all improvement missions with completion status.
      operationId: get_missions_credit_score_missions_get
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema: {}
      security:
      - HTTPBearer: []
  /credit-score/missions/complete:
    post:
      tags:
      - Credit Score
      summary: Complete Mission
      description: Mark a mission step as completed and earn points.
      operationId: complete_mission_credit_score_missions_complete_post
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CompleteMissionRequest'
        required: true
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema: {}
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
      security:
      - HTTPBearer: []
  /credit-score/simulate:
    post:
      tags:
      - Credit Score
      summary: Simulate Score
      description: Simulate score improvement from selected actions.
      operationId: simulate_score_credit_score_simulate_post
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/SimulateRequest'
        required: true
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema: {}
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
  /credit-score/badges:
    get:
      tags:
      - Credit Score
      summary: Get Badges
      description: Get all badges — earned and locked.
      operationId: get_badges_credit_score_badges_get
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema: {}
      security:
      - HTTPBearer: []
  /credit-score/leaderboard:
    get:
      tags:
      - Credit Score
      summary: Get Leaderboard
      description: Anonymous percentile ranking.
      operationId: get_leaderboard_credit_score_leaderboard_get
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema: {}
      security:
      - HTTPBearer: []
components:
  schemas:
    CheckScoreRequest:
      properties:
        pan:
          anyOf:
          - type: string
          - type: 'null'
          title: Pan
        name:
          anyOf:
          - type: string
          - type: 'null'
          title: Name
        phone:
          anyOf:
          - type: string
          - type: 'null'
          title: Phone
      type: object
      title: CheckScoreRequest
    CompleteMissionRequest:
      properties:
        mission_id:
          type: string
          title: Mission Id
      type: object
      required:
      - mission_id
      title: CompleteMissionRequest
    HTTPValidationError:
      properties:
        detail:
          items:
            $ref: '#/components/schemas/ValidationError'
          type: array
          title: Detail
      type: object
      title: HTTPValidationError
    ValidationError:
      properties:
        loc:
          items:
            anyOf:
            - type: string
            - type: integer
          type: array
          title: Location
        msg:
          type: string
          title: Message
        type:
          type: string
          title: Error Type
        input:
          title: Input
        ctx:
          type: object
          title: Context
      type: object
      required:
      - loc
      - msg
      - type
      title: ValidationError
    SimulateRequest:
      properties:
        current_score:
          type: integer
          title: Current Score
          default: 0
        actions:
          items:
            type: string
          type: array
          title: Actions
          default: []
      type: object
      title: SimulateRequest
  securitySchemes:
    HTTPBearer:
      type: http
      scheme: bearer
x-refined-from:
- finmall-openapi.json
- financegenius-ai-openapi.json
x-provenance:
  method: harvested
  publisher: FinanceGenius.AI
  source: https://api.finmall.ai/openapi.json
  note: split by refine-openapis from the provider's own published document, verified by fetch (openapi/_original/*.fetch.json);
    stamped by stamp-openapi-provenance.py (roadmap#793)