openapi: 3.0.0
info:
  version: '2025-01-01'
  title: Cashfree Payment Gateway APIs Authorize Eligibility API
  license:
    name: Apache 2.0
    url: https://www.apache.org/licenses/LICENSE-2.0.html
  contact:
    email: developers@cashfree.com
    name: API Support
    url: https://discord.com/invite/QdZkNSxXsB
  description: Cashfree's Payment Gateway APIs provide developers with a streamlined pathway to integrate advanced payment processing capabilities into their applications, platforms and websites.
servers:
- url: https://sandbox.cashfree.com/pg
  description: Sandbox server
- url: https://api.cashfree.com/pg
  description: Production server
tags:
- name: Eligibility
  description: Collection of APIs to check eligible entities - payment methods, offers, affordability
paths:
  /eligibility/payment_methods:
    post:
      summary: Get eligible Payment Methods
      description: Use this API to get eligible Payment Methods
      tags:
      - Eligibility
      x-mcp:
        enabled: true
      operationId: PGEligibilityFetchPaymentMethods
      deprecated: false
      security:
      - XClientID: []
        XClientSecret: []
      - XClientID: []
        XPartnerAPIKey: []
      - XClientID: []
        XClientSignatureHeader: []
      - XPartnerMerchantID: []
        XPartnerAPIKey: []
      parameters:
      - $ref: '#/components/parameters/apiVersionHeader'
      - $ref: '#/components/parameters/xRequestIDHeader'
      - $ref: '#/components/parameters/xIdempotencyKeyHeader'
      requestBody:
        $ref: '#/components/requestBodies/EligibilityFetchPaymentMethodsRequest'
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                type: array
                items:
                  $ref: '#/components/schemas/EligibilityPaymentMethodsEntity'
              example:
              - eligibility: true
                entity_type: payment_methods
                entity_value: netbanking
                entity_details:
                  payment_method_details:
                  - nick: motak_kahindra_bank
                    display: Motak Kahindra Bank
                    eligibility: true
                    code: 3032
                  - nick: bank_of_india
                    display: Bank Of India
                    eligibility: true
                    code: 3031
          headers:
            x-api-version:
              $ref: '#/components/headers/x-api-version'
            x-ratelimit-limit:
              $ref: '#/components/headers/x-ratelimit-limit'
            x-ratelimit-remaining:
              $ref: '#/components/headers/x-ratelimit-remaining'
            x-ratelimit-retry:
              $ref: '#/components/headers/x-ratelimit-retry'
            x-ratelimit-type:
              $ref: '#/components/headers/x-ratelimit-type'
            x-request-id:
              $ref: '#/components/headers/x-request-id'
            x-idempotency-key:
              $ref: '#/components/headers/x-idempotency-key'
            x-idempotency-replayed:
              $ref: '#/components/headers/x-idempotency-replayed'
        '400':
          $ref: '#/components/responses/Response400'
        '401':
          $ref: '#/components/responses/Response401'
        '404':
          $ref: '#/components/responses/Response404'
        '409':
          $ref: '#/components/responses/Response409'
        '422':
          $ref: '#/components/responses/Response422'
        '429':
          $ref: '#/components/responses/Response429'
        '500':
          $ref: '#/components/responses/Response500'
        '502':
          $ref: '#/components/responses/Response502'
components:
  schemas:
    BadRequestError:
      title: BadRequestError
      description: Invalid request received from client
      example:
        message: bad URL, please check API documentation
        code: request_failed
        type: invalid_request_error
      type: object
      properties:
        message:
          type: string
        code:
          type: string
        help:
          type: string
        type:
          type: string
          enum:
          - invalid_request_error
    RateLimitError:
      title: RateLimitError
      description: Error when rate limit is breached for your api
      example:
        message: Too many requests from IP. Check headers
        code: request_failed
        type: rate_limit_error
      type: object
      properties:
        message:
          type: string
        code:
          type: string
        type:
          type: string
          enum:
          - rate_limit_error
          description: rate_limit_error
    EligibilityPaymentMethodsEntity:
      title: EligibilityPaymentMethodsEntity
      description: Eligible payment methods details
      type: object
      properties:
        eligibility:
          type: boolean
          example: true
        entity_type:
          type: string
          example: payment_methods
        entity_value:
          type: string
          example: netbanking
        entity_details:
          type: object
          properties:
            payment_method_details:
              type: array
              items:
                $ref: '#/components/schemas/PaymentModeDetails'
          example:
            payment_method_details:
            - nick: motak_kahindra_bank
              display: Motak Kahindra Bank
              eligibility: true
              code: 3032
            - nick: bank_of_india
              display: Bank Of India
              eligibility: true
              code: 3031
    AuthenticationError:
      title: AuthenticationError
      description: Error if api keys are wrong
      example:
        message: authentication Failed
        code: request_failed
        type: authentication_error
      type: object
      properties:
        message:
          type: string
        code:
          type: string
        type:
          type: string
          description: authentication_error
    ApiError:
      title: ApiError
      description: Error at cashfree's server
      example:
        message: internal Server Error
        code: internal_error
        type: api_error
      type: object
      properties:
        message:
          type: string
        code:
          type: string
        help:
          type: string
        type:
          type: string
          enum:
          - api_error
          description: api_error
    IdempotencyError:
      title: IdempotencyError
      description: Error when idempotency fails. Different request body with the same idempotent key
      example:
        message: something is not found
        code: request_invalid
        type: idempotency_error
      type: object
      properties:
        message:
          type: string
        help:
          type: string
        code:
          type: string
        type:
          type: string
          enum:
          - idempotency_error
          description: idempotency_error
    ApiError409:
      title: ApiError409
      description: duplicate request
      example:
        message: order with same id is already present
        code: order_already_exists
        type: invalid_request_error
      type: object
      properties:
        message:
          type: string
        help:
          type: string
        code:
          type: string
        type:
          type: string
          enum:
          - invalid_request_error
          description: invalid_request_error
    PaymentMethodsFilters:
      title: PaymentMethodsFilters
      type: object
      example:
        payment_methods: null
      description: Filter for Payment Methods
      properties:
        payment_methods:
          type: array
          description: Array of payment methods to be filtered. This is optional, by default all payment methods will be returned. Possible values in [ 'debit_card', 'credit_card', 'prepaid_card', 'corporate_credit_card', 'upi', 'wallet', 'netbanking', 'banktransfer', 'paylater', 'paypal', 'debit_card_emi', 'credit_card_emi', 'upi_credit_card', 'upi_ppi', 'cardless_emi', 'account_based_payment' ]
          items:
            $ref: '#/components/schemas/MethodsType'
    PaymentMethodsQueries:
      title: PaymentMethodsQueries
      description: Payment Method Query Object
      type: object
      example:
        amount: 100
      properties:
        amount:
          type: number
          description: Amount of the order.
          minimum: 1
          example: 100
        order_id:
          type: string
          description: OrderId of the order. Either of `order_id` or `order_amount` is mandatory.
          minLength: 3
          maxLength: 50
          format: string
          example: order_413462PK1RI1IwYB1X69LgzUQWiSxYDF
    ApiError404:
      title: ApiError404
      description: Error when resource requested is not found
      example:
        message: something is not found
        code: somethind_not_found
        type: invalid_request_error
      type: object
      properties:
        message:
          type: string
        code:
          type: string
        help:
          type: string
        type:
          type: string
          enum:
          - invalid_request_error
          description: invalid_request_error
    MethodsType:
      title: MethodsType
      type: string
      description: Methods Type Object
    EligibilityFetchPaymentMethodsRequest:
      title: EligibilityFetchPaymentMethodsRequest
      description: eligibilty request to find eligible payment method
      example:
        queries:
          $ref: '#/components/schemas/PaymentMethodsQueries/example'
        filters:
          $ref: '#/components/schemas/PaymentMethodsFilters/example'
      type: object
      properties:
        queries:
          $ref: '#/components/schemas/PaymentMethodsQueries'
        filters:
          $ref: '#/components/schemas/PaymentMethodsFilters'
      required:
      - queries
    ApiError502:
      title: ApiError502
      description: Error when there is error at partner bank
      example:
        message: something is not found
        code: bank_processing_failure
        type: api_error
      type: object
      properties:
        message:
          type: string
        help:
          type: string
        code:
          type: string
          description: '`bank_processing_failure` will be returned here to denote failure at bank.

            '
        type:
          type: string
          enum:
          - api_error
          description: api_error
    PaymentModeDetails:
      description: payment mode eligiblity object
      properties:
        nick:
          type: string
          example: motak_kahindra_bank
        display:
          type: string
          example: Motak Mahindra Bank
        eligibility:
          type: boolean
          example: false
        code:
          type: number
          example: 3001
  responses:
    Response502:
      description: Bank related Error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ApiError502'
      headers:
        x-api-version:
          $ref: '#/components/headers/x-api-version'
        x-ratelimit-limit:
          $ref: '#/components/headers/x-ratelimit-limit'
        x-ratelimit-remaining:
          $ref: '#/components/headers/x-ratelimit-remaining'
        x-ratelimit-retry:
          $ref: '#/components/headers/x-ratelimit-retry'
        x-ratelimit-type:
          $ref: '#/components/headers/x-ratelimit-type'
        x-request-id:
          $ref: '#/components/headers/x-request-id'
        x-idempotency-key:
          $ref: '#/components/headers/x-idempotency-key'
        x-idempotency-replayed:
          $ref: '#/components/headers/x-idempotency-replayed'
    Response400:
      description: Bad request error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/BadRequestError'
      headers:
        x-api-version:
          $ref: '#/components/headers/x-api-version'
        x-ratelimit-limit:
          $ref: '#/components/headers/x-ratelimit-limit'
        x-ratelimit-remaining:
          $ref: '#/components/headers/x-ratelimit-remaining'
        x-ratelimit-retry:
          $ref: '#/components/headers/x-ratelimit-retry'
        x-ratelimit-type:
          $ref: '#/components/headers/x-ratelimit-type'
        x-request-id:
          $ref: '#/components/headers/x-request-id'
        x-idempotency-key:
          $ref: '#/components/headers/x-idempotency-key'
        x-idempotency-replayed:
          $ref: '#/components/headers/x-idempotency-replayed'
    Response429:
      description: Rate Limit Error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/RateLimitError'
      headers:
        x-api-version:
          $ref: '#/components/headers/x-api-version'
        x-ratelimit-limit:
          $ref: '#/components/headers/x-ratelimit-limit'
        x-ratelimit-remaining:
          $ref: '#/components/headers/x-ratelimit-remaining'
        x-ratelimit-retry:
          $ref: '#/components/headers/x-ratelimit-retry'
        x-ratelimit-type:
          $ref: '#/components/headers/x-ratelimit-type'
        x-request-id:
          $ref: '#/components/headers/x-request-id'
        x-idempotency-key:
          $ref: '#/components/headers/x-idempotency-key'
        x-idempotency-replayed:
          $ref: '#/components/headers/x-idempotency-replayed'
    Response401:
      description: Authentication Error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/AuthenticationError'
      headers:
        x-api-version:
          $ref: '#/components/headers/x-api-version'
        x-ratelimit-limit:
          $ref: '#/components/headers/x-ratelimit-limit'
        x-ratelimit-remaining:
          $ref: '#/components/headers/x-ratelimit-remaining'
        x-ratelimit-retry:
          $ref: '#/components/headers/x-ratelimit-retry'
        x-ratelimit-type:
          $ref: '#/components/headers/x-ratelimit-type'
        x-request-id:
          $ref: '#/components/headers/x-request-id'
        x-idempotency-key:
          $ref: '#/components/headers/x-idempotency-key'
        x-idempotency-replayed:
          $ref: '#/components/headers/x-idempotency-replayed'
    Response404:
      description: Resource Not found
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ApiError404'
      headers:
        x-api-version:
          $ref: '#/components/headers/x-api-version'
        x-ratelimit-limit:
          $ref: '#/components/headers/x-ratelimit-limit'
        x-ratelimit-remaining:
          $ref: '#/components/headers/x-ratelimit-remaining'
        x-ratelimit-retry:
          $ref: '#/components/headers/x-ratelimit-retry'
        x-ratelimit-type:
          $ref: '#/components/headers/x-ratelimit-type'
        x-request-id:
          $ref: '#/components/headers/x-request-id'
        x-idempotency-key:
          $ref: '#/components/headers/x-idempotency-key'
        x-idempotency-replayed:
          $ref: '#/components/headers/x-idempotency-replayed'
    Response500:
      description: API related Error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ApiError'
      headers:
        x-api-version:
          $ref: '#/components/headers/x-api-version'
        x-ratelimit-limit:
          $ref: '#/components/headers/x-ratelimit-limit'
        x-ratelimit-remaining:
          $ref: '#/components/headers/x-ratelimit-remaining'
        x-ratelimit-retry:
          $ref: '#/components/headers/x-ratelimit-retry'
        x-ratelimit-type:
          $ref: '#/components/headers/x-ratelimit-type'
        x-request-id:
          $ref: '#/components/headers/x-request-id'
        x-idempotency-key:
          $ref: '#/components/headers/x-idempotency-key'
        x-idempotency-replayed:
          $ref: '#/components/headers/x-idempotency-replayed'
    Response409:
      description: Resource already present
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ApiError409'
      headers:
        x-api-version:
          $ref: '#/components/headers/x-api-version'
        x-ratelimit-limit:
          $ref: '#/components/headers/x-ratelimit-limit'
        x-ratelimit-remaining:
          $ref: '#/components/headers/x-ratelimit-remaining'
        x-ratelimit-retry:
          $ref: '#/components/headers/x-ratelimit-retry'
        x-ratelimit-type:
          $ref: '#/components/headers/x-ratelimit-type'
        x-request-id:
          $ref: '#/components/headers/x-request-id'
        x-idempotency-key:
          $ref: '#/components/headers/x-idempotency-key'
        x-idempotency-replayed:
          $ref: '#/components/headers/x-idempotency-replayed'
    Response422:
      description: Idempotency error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/IdempotencyError'
      headers:
        x-api-version:
          $ref: '#/components/headers/x-api-version'
        x-ratelimit-limit:
          $ref: '#/components/headers/x-ratelimit-limit'
        x-ratelimit-remaining:
          $ref: '#/components/headers/x-ratelimit-remaining'
        x-ratelimit-retry:
          $ref: '#/components/headers/x-ratelimit-retry'
        x-ratelimit-type:
          $ref: '#/components/headers/x-ratelimit-type'
        x-request-id:
          $ref: '#/components/headers/x-request-id'
        x-idempotency-key:
          $ref: '#/components/headers/x-idempotency-key'
        x-idempotency-replayed:
          $ref: '#/components/headers/x-idempotency-replayed'
  headers:
    x-ratelimit-limit:
      schema:
        type: integer
      example: 200
      description: Ratelimit set for your account for this API per minute
    x-idempotency-key:
      schema:
        type: string
      example: some-idem-id
      description: An idempotency key is a unique identifier you include with your API call. If the request fails or times out, you can safely retry it using the same key to avoid duplicate actions.
    x-ratelimit-retry:
      schema:
        type: integer
      example: 4
      description: 'Contains number of seconds to wait if rate limit is breached

        - Is 0 if withing the limit

        - Is between 1 and 59 if breached

        '
    x-ratelimit-type:
      schema:
        type: string
        enum:
        - app_id
        - ip
      example: ip
      description: 'either ip or app_id

        - `ip` if making a call from the browser. True for api where you don''t need `x-client-id` and `x-client-secret`

        - `app_id` for authenticated api calls i.e using `x-client-id` and `x-client-secret`

        '
    x-ratelimit-remaining:
      schema:
        type: integer
      example: 2
      description: Rate limit remaning for your account for this API in the next minute. Uses sliding window
    x-api-version:
      schema:
        type: string
        format: YYYY-MM-DD
        enum:
        - '2022-09-01'
      description: This header has the version of the API. The current version is `2022-09-01`.
    x-idempotency-replayed:
      schema:
        type: string
        format: boolean
      example: 'true'
      description: 'In conjunction with `x-idempotency-key` this means

        - `true` if the response was replayed

        - `false` if the response has not been replayed'
    x-request-id:
      schema:
        type: string
      example: some-req-id
      description: Request id for your api call. Is blank or null if no `x-request-id` is sent during the request
  examples:
    eligible_netbanking_payment_methods:
      description: Check eligibilty of Payment Methods
      summary: Eligible Payment Methods - Netbanking
      value:
        filters:
          payment_methods:
          - netbanking
        queries:
          amount: 100
    eligible_card_payment_methods:
      description: Check eligibilty of Payment Methods
      summary: Eligible Payment Methods - Card
      value:
        filters:
          payment_methods:
          - debit_card
          - credit_card
          - prepaid_card
          - corporate_credit_card
        queries:
          amount: 100
    eligible_all_payment_methods:
      description: Check eligibilty of Payment Methods
      summary: Eligible Payment Methods - All
      value:
        queries:
          amount: 100
  requestBodies:
    EligibilityFetchPaymentMethodsRequest:
      description: Request Body to get eligible payment methods for an account and order
      required: true
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/EligibilityFetchPaymentMethodsRequest'
          examples:
            eligible_all_payment_methods_nb:
              $ref: '#/components/examples/eligible_all_payment_methods'
            eligible_card_payment_methods_nb:
              $ref: '#/components/examples/eligible_card_payment_methods'
            eligible_netbanking_payment_methods:
              $ref: '#/components/examples/eligible_netbanking_payment_methods'
  parameters:
    xRequestIDHeader:
      in: header
      name: x-request-id
      description: Request ID for the API call. It can be used to resolve technical issues. Include this in your tech-related queries to Cashfree.
      required: false
      schema:
        type: string
      example: 4dfb9780-46fe-11ee-be56-0242ac120002
    xIdempotencyKeyHeader:
      in: header
      name: x-idempotency-key
      required: false
      description: 'An idempotency key is a unique identifier in your API call. If the request fails or times out, you can retry it with the same key to prevent duplicate actions.

        '
      schema:
        type: string
        format: UUID
      example: 47bf8872-46fe-11ee-be56-0242ac120002
    apiVersionHeader:
      in: header
      name: x-api-version
      description: API version to be used. Format is in YYYY-MM-DD
      schema:
        type: string
        description: API version to be used
        default: '2025-01-01'
      example: '2025-01-01'
      x-ignore: true
  securitySchemes:
    XClientID:
      type: apiKey
      in: header
      name: x-client-id
      description: Client app ID. You can find your app id in the [merchant dashboard](https://merchant.cashfree.com/merchants/pg/developers/api-keys?env=prod").
    XClientSecret:
      type: apiKey
      in: header
      name: x-client-secret
      description: Client secret key. You can find your secret in the [merchant dashboard](https://merchant.cashfree.com/merchants/pg/developers/api-keys?env=prod").
    XClientSignatureHeader:
      type: apiKey
      in: header
      name: x-client-signature
      description: Use this if you do not want to pass the secret key and instead want to use the signature.
    XPartnerAPIKey:
      type: apiKey
      in: header
      name: x-partner-apikey
      description: If you are partner and you are making an api call on behalf of a merchant
    XPartnerMerchantID:
      type: apiKey
      in: header
      name: x-partner-merchantid
      description: If you are partner use this to specify the merchant id if you don't have the merchant client app id
externalDocs:
  url: https://api.cashfree.com/pg
  description: This url will have the information of all the APIs.
x-readme:
  explorer-enabled: true
  proxy-enabled: true
  samples-enabled: true
  samples-languages:
  - shell