🇮🇳Banking & Open Banking in India
31 banking & open banking providers in India, publishing 90 APIs.
Banking & Open Banking in India — 31 providers on the APIs.io network sit in both cohorts, and between them they publish 90 indexed APIs.
9 of the 31 publish at least one machine-readable API; 22 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 17 minimal, 8 emerging, 5 thin, and 1 developing.
Leading by rating: Open (open.money), Falcon, Easebuzz, Decentro, Spliceforms, Kotak Mahindra Bank, and 25 more.
Country membership reads a tag, a stated headquarters or a stated nationality. A provider lands in India when one of its own top-level tags names the country, when its own description states a headquarters that names the country or one of its cities, or when it describes itself by nationality (“a French company”; roadmap#542, #719). Region words (“Latin American”), language uses (“French-speaking”) and a city named outside a headquarters statement are not counted, so this cell is a floor, not a census.
Providers (31)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Open (open.money) | Open is one of India's leading SMB neobanks, pioneering "connected banking" - a unified business finance platform that layers payments, automated reconciliation, accounting, pay... | 20 | developing |
| Falcon | Falcon (Falcon Financial Services, falconfs.com) is a global embedded-finance and Banking-as-a-Service platform that lets fintechs, banks, and enterprises launch credit and paym... | 41 | thin |
| Easebuzz | Easebuzz is an Indian payments and financial-technology platform providing Software-as-a-Service embedded with payments infrastructure for businesses across India. Its products ... | 2 | thin |
| Decentro | Decentro is a banking-as-a-service platform that provides businesses with seamless integration to Indian banking infrastructure - including payments (UPI, IMPS, NEFT, RTGS), vir... | 11 | thin |
| Spliceforms | Spliceforms Enterprise Solutions (CIN U72200MH2022PTC395237) is a private limited company incorporated in India on 13 December 2022 that operates apibanking.com, an API and embe... | 11 | thin |
| Kotak Mahindra Bank | Kotak Mahindra Bank Limited is an Indian private-sector bank headquartered in Mumbai, and the first non-banking finance company in India to convert into a full commercial bank. ... | 1 | thin |
| Fibe | Fibe (formerly EarlySalary) is a digital consumer lending platform in India, founded in 2015 and headquartered in Pune. It offers instant personal loans up to Rs 10 lakh, loans ... | 1 | emerging |
| Money View | Moneyview is an Indian consumer fintech platform offering a suite of financial services including personal loans (up to Rs 10L), home loans, business loans, loans against proper... | 0 | emerging |
| Probe Information | Probe Information Services (Probe42) is an Indian company-intelligence and business-data platform that collects, cleans, and curates information on roughly one million Indian co... | 1 | emerging |
| Yubi | Yubi (formerly CredAvenue) is an Indian debt and credit technology company operating a full-stack digital marketplace that connects enterprises, lenders, and investors across In... | 0 | emerging |
| Branchintl | Branch International (Branchintl) is a fintech company providing mobile‑first financial services and credit to consumers in emerging markets across Africa and India. Leveraging ... | 0 | emerging |
| M2P Fintech | M2P Fintech is Asia's largest API infrastructure company, powering banking, lending, and payment solutions for fintechs, banks, NBFCs, and enterprises. Founded in 2014 and headq... | 0 | emerging |
| Uni | Uni (Uni Cards) is an Indian consumer credit fintech founded in 2020 by Nitin Gupta, Prateek Jindal, and Laxmikant Vyas that delivers clutter-breaking credit products to consume... | 0 | emerging |
| Lentra | Lentra is a Pune, India based cloud-native digital lending platform for banks and non-banking financial companies. Built on a microservices architecture with customisable custom... | 0 | emerging |
| Bachatt | Bachatt is a daily savings and investments mobile app operated by Trusave Fintech Private Limited, designed for India's underserved and self-employed population. As an AMFI-regi... | 0 | minimal |
| Aspora | Aspora is a cross-border fintech serving the Non-Resident Indian (NRI) diaspora, offering money transfers from the USA, UK, and UAE to India at near-mid-market ("Google") rates,... | 0 | minimal |
| Onecard | OneCard is a mobile-first metal credit card from India's FPL Technologies, a fintech unicorn that reimagines credit and payments with full-stack, in-house technology. OneCard is... | 0 | minimal |
| Slice | Slice is an Indian consumer fintech and small finance bank, founded in 2016 as SlicePay by Rajan Bajaj and headquartered between Bengaluru (corporate) and Guwahati (registered).... | 0 | minimal |
| Magicpin | Magicpin (operated by Samast Technologies Private Limited) is India's hyperlocal savings and discovery platform, connecting consumers with deals, cashback, and vouchers across r... | 0 | minimal |
| Fundly | Fundly is a Mumbai-based fintech platform purpose-built for India's pharmaceutical retail supply chain, offering embedded credit, B2B commerce, and payment solutions to pharma r... | 0 | minimal |
| Jupiter Money | Jupiter Money is a Bengaluru-based Indian digital banking app (neobank) operated by Amica Financial Technologies Private Limited. Founded in 2019 by Jitendra Gupta, Jupiter deli... | 0 | minimal |
| Upswing | Upswing Financial Technologies is an Indian open finance-as-a-service platform headquartered in Bengaluru and Mumbai. Its full-stack API platform lets consumer companies embed f... | 0 | minimal |
| Knight Fintech | Knight Fintech is a Mumbai-based banking technology company that sells digital lending infrastructure to Indian banks and NBFCs. It positions itself as "India's leading digital ... | 0 | minimal |
| Transbnk | TransBnk — rebranded as TBX — is an Indian open-finance and transaction-banking infrastructure company founded in 2022 and headquartered in Mumbai. It gives banks, enterprises, ... | 0 | minimal |
| Infosys | Infosys is a global IT services, consulting, and outsourcing company headquartered in Bengaluru, India, providing digital transformation, cloud, AI, and business process service... | 2 | minimal |
| Fi Money | Fi Money is a Bengaluru, India based money-management application and consumer fintech operated by Epifi Technologies, founded in 2019 by ex-Google Pay (Tez) executives Sujith N... | 0 | minimal |
| Niyo Solutions | Niyo Solutions (brand: Niyo, goniyo.com) is a Bengaluru, India based consumer fintech founded in 2015 by Vinay Bagri and Virender Bisht, focused on international travel banking ... | 0 | minimal |
| Zet | Zet is a Bengaluru, India fintech that helps unserved and underserved Indians enter the formal credit system. Its core product is a fixed-deposit-backed (FD-backed) secured cred... | 0 | minimal |
| Spenny | Spenny is an Indian personal-finance and micro-investing app that works like a digital piggy bank, rounding up everyday spending on cards, UPI, and netbanking and automatically ... | 0 | minimal |
| FairMoney | FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be... | 0 | minimal |
| Paytm Payments Bank | Paytm Payments Bank Limited is an Indian payments bank headquartered in Noida, offering digital savings and current accounts, the Paytm Wallet, FASTag, debit cards, UPI and othe... | 0 | minimal |
Indexed API documents (90)
Two numbers, both real: these providers publish 90 APIs as their own documents, which the catalog indexes split one-per-resource into 90 documents.
Open Zwitch Virtual Accounts API
Open Zwitch Transfers API
Open Zwitch Beneficiaries API
Open Zwitch UPI API
Open Layer Payment Gateway API
Open Zwitch Verification API
Open Zwitch Split Settlements API
Open Zwitch Webhooks
Open Zwitch Payment Pages API
Open Connected Banking Platform
Open (open.money) Accounts API
Open (open.money) Constants API
Open (open.money) Events API
Open (open.money) Icp API
Open (open.money) Kycs API
Open (open.money) Pg API
Open (open.money) Pg Settlements API
Open (open.money) Refund API
Open (open.money) Transfers API
Open (open.money) Verifications API
Falcon API
Falcon Account API
Falcon Aggregator API
Falcon Balance API
Falcon Banking API
Falcon Card API
Falcon Card Cvv API
Falcon Cc Open API
Falcon Close API
Falcon Convert Emi API
Falcon Dispute API
Falcon Due Date API
Falcon Emi Details API
Falcon Emi Plan API
Falcon Employee API
Falcon Enterprise API
Falcon Enterprise Details API
Falcon Enterprise Summary API
Falcon FD API
Falcon Fee API
Falcon Foreclose API
Falcon Foreclose Quote API
Falcon Initiate Payment API
Falcon Interest API
Falcon Issuer API
Falcon List Emi API
Falcon Non Pci Card API
Falcon Npa API
Falcon Pci Card API
Falcon Product API
Falcon Program API
Falcon Programs API
Falcon Repayment API
Falcon Reward API
Falcon Statement API
Falcon Statement Past API
Falcon Statementlist API
Falcon Transaction Eligibility API
Falcon Update Status Emi Plan API
Falcon User API
Falcon View Amortisation Schedules API
Easebuzz Payment Gateway API
Easebuzz Wire Payouts API
Decentro KYC & Onboarding API
Decentro Virtual Accounts API
Decentro Accounts API
Decentro Collections API
Decentro Forensics API
Decentro Journals API
Decentro Mandates API
Decentro Payouts API
Decentro Settlements API
Decentro Transactions API
Decentro Verification API
Spliceforms account data inquiry API
Spliceforms Branches API
Spliceforms Calculators API
Spliceforms Codesets API
Spliceforms Consents API
Spliceforms data validations API
Spliceforms Form Capture API
Spliceforms Location API
Spliceforms OTP Auth API
Spliceforms Status Tracking API
Spliceforms Submission API
Kotak API Platform
Fibe MCP Server
Probe42 API
Infosys Finacle Open Bank Project Sandbox
Infosys Banking API Platform
Other industries in India
Banking & Open Banking elsewhere
This page is the intersection of two independently computed cohorts:
India and
Banking & Open Banking. A provider appears here only when it is
already a member of both. India membership is matched on tag, stated HQ,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.