🇮🇳Banking & Open Banking in India

31 banking & open banking providers in India, publishing 90 APIs.

31 providers 90 published APIs 90 indexed documents

Banking & Open Banking in India — 31 providers on the APIs.io network sit in both cohorts, and between them they publish 90 indexed APIs.

9 of the 31 publish at least one machine-readable API; 22 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 17 minimal, 8 emerging, 5 thin, and 1 developing.

Leading by rating: Open (open.money), Falcon, Easebuzz, Decentro, Spliceforms, Kotak Mahindra Bank, and 25 more.

Country membership reads a tag, a stated headquarters or a stated nationality. A provider lands in India when one of its own top-level tags names the country, when its own description states a headquarters that names the country or one of its cities, or when it describes itself by nationality (“a French company”; roadmap#542, #719). Region words (“Latin American”), language uses (“French-speaking”) and a city named outside a headquarters statement are not counted, so this cell is a floor, not a census.

Providers (31)

Provider Description APIs Rating
Open (open.money) Open is one of India's leading SMB neobanks, pioneering "connected banking" - a unified business finance platform that layers payments, automated reconciliation, accounting, pay... 20 developing
Falcon Falcon (Falcon Financial Services, falconfs.com) is a global embedded-finance and Banking-as-a-Service platform that lets fintechs, banks, and enterprises launch credit and paym... 41 thin
Easebuzz Easebuzz is an Indian payments and financial-technology platform providing Software-as-a-Service embedded with payments infrastructure for businesses across India. Its products ... 2 thin
Decentro Decentro is a banking-as-a-service platform that provides businesses with seamless integration to Indian banking infrastructure - including payments (UPI, IMPS, NEFT, RTGS), vir... 11 thin
Spliceforms Spliceforms Enterprise Solutions (CIN U72200MH2022PTC395237) is a private limited company incorporated in India on 13 December 2022 that operates apibanking.com, an API and embe... 11 thin
Kotak Mahindra Bank Kotak Mahindra Bank Limited is an Indian private-sector bank headquartered in Mumbai, and the first non-banking finance company in India to convert into a full commercial bank. ... 1 thin
Fibe Fibe (formerly EarlySalary) is a digital consumer lending platform in India, founded in 2015 and headquartered in Pune. It offers instant personal loans up to Rs 10 lakh, loans ... 1 emerging
Money View Moneyview is an Indian consumer fintech platform offering a suite of financial services including personal loans (up to Rs 10L), home loans, business loans, loans against proper... 0 emerging
Probe Information Probe Information Services (Probe42) is an Indian company-intelligence and business-data platform that collects, cleans, and curates information on roughly one million Indian co... 1 emerging
Yubi Yubi (formerly CredAvenue) is an Indian debt and credit technology company operating a full-stack digital marketplace that connects enterprises, lenders, and investors across In... 0 emerging
Branchintl Branch International (Branchintl) is a fintech company providing mobile‑first financial services and credit to consumers in emerging markets across Africa and India. Leveraging ... 0 emerging
M2P Fintech M2P Fintech is Asia's largest API infrastructure company, powering banking, lending, and payment solutions for fintechs, banks, NBFCs, and enterprises. Founded in 2014 and headq... 0 emerging
Uni Uni (Uni Cards) is an Indian consumer credit fintech founded in 2020 by Nitin Gupta, Prateek Jindal, and Laxmikant Vyas that delivers clutter-breaking credit products to consume... 0 emerging
Lentra Lentra is a Pune, India based cloud-native digital lending platform for banks and non-banking financial companies. Built on a microservices architecture with customisable custom... 0 emerging
Bachatt Bachatt is a daily savings and investments mobile app operated by Trusave Fintech Private Limited, designed for India's underserved and self-employed population. As an AMFI-regi... 0 minimal
Aspora Aspora is a cross-border fintech serving the Non-Resident Indian (NRI) diaspora, offering money transfers from the USA, UK, and UAE to India at near-mid-market ("Google") rates,... 0 minimal
Onecard OneCard is a mobile-first metal credit card from India's FPL Technologies, a fintech unicorn that reimagines credit and payments with full-stack, in-house technology. OneCard is... 0 minimal
Slice Slice is an Indian consumer fintech and small finance bank, founded in 2016 as SlicePay by Rajan Bajaj and headquartered between Bengaluru (corporate) and Guwahati (registered).... 0 minimal
Magicpin Magicpin (operated by Samast Technologies Private Limited) is India's hyperlocal savings and discovery platform, connecting consumers with deals, cashback, and vouchers across r... 0 minimal
Fundly Fundly is a Mumbai-based fintech platform purpose-built for India's pharmaceutical retail supply chain, offering embedded credit, B2B commerce, and payment solutions to pharma r... 0 minimal
Jupiter Money Jupiter Money is a Bengaluru-based Indian digital banking app (neobank) operated by Amica Financial Technologies Private Limited. Founded in 2019 by Jitendra Gupta, Jupiter deli... 0 minimal
Upswing Upswing Financial Technologies is an Indian open finance-as-a-service platform headquartered in Bengaluru and Mumbai. Its full-stack API platform lets consumer companies embed f... 0 minimal
Knight Fintech Knight Fintech is a Mumbai-based banking technology company that sells digital lending infrastructure to Indian banks and NBFCs. It positions itself as "India's leading digital ... 0 minimal
Transbnk TransBnk — rebranded as TBX — is an Indian open-finance and transaction-banking infrastructure company founded in 2022 and headquartered in Mumbai. It gives banks, enterprises, ... 0 minimal
Infosys Infosys is a global IT services, consulting, and outsourcing company headquartered in Bengaluru, India, providing digital transformation, cloud, AI, and business process service... 2 minimal
Fi Money Fi Money is a Bengaluru, India based money-management application and consumer fintech operated by Epifi Technologies, founded in 2019 by ex-Google Pay (Tez) executives Sujith N... 0 minimal
Niyo Solutions Niyo Solutions (brand: Niyo, goniyo.com) is a Bengaluru, India based consumer fintech founded in 2015 by Vinay Bagri and Virender Bisht, focused on international travel banking ... 0 minimal
Zet Zet is a Bengaluru, India fintech that helps unserved and underserved Indians enter the formal credit system. Its core product is a fixed-deposit-backed (FD-backed) secured cred... 0 minimal
Spenny Spenny is an Indian personal-finance and micro-investing app that works like a digital piggy bank, rounding up everyday spending on cards, UPI, and netbanking and automatically ... 0 minimal
FairMoney FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be... 0 minimal
Paytm Payments Bank Paytm Payments Bank Limited is an Indian payments bank headquartered in Noida, offering digital savings and current accounts, the Paytm Wallet, FASTag, debit cards, UPI and othe... 0 minimal

Indexed API documents (90)

Two numbers, both real: these providers publish 90 APIs as their own documents, which the catalog indexes split one-per-resource into 90 documents.

Open Zwitch Virtual Accounts API

Programmatic creation and management of virtual accounts used as transfer wallets, collection wallets, and collection tools on top of par...

Open Zwitch Transfers API

Initiate single or bulk fund transfers from a virtual account to bank beneficiaries over NEFT, IMPS, or RTGS, and inspect transfer status...

Open Zwitch Beneficiaries API

Manage the set of bank-account beneficiaries that can be paid from a virtual account. Supports creating beneficiaries, listing, retrievin...

Open Zwitch UPI API

UPI collect requests, UPI Intent strings, and dynamic UPI QR codes for accepting customer-initiated payments on India's Unified Payments ...

Open Layer Payment Gateway API

Layer is Zwitch's hosted payment gateway. A few lines of layer.js render a fully PCI-compliant checkout pop-up that accepts net banking, ...

Open Zwitch Verification API

Identity and account-validation suite used during merchant onboarding, KYB, and pre-payout checks. Endpoints cover PAN verification, name...

Open Zwitch Split Settlements API

Configure split-settlement rules so that incoming payments are automatically apportioned across multiple beneficiary accounts at settleme...

Open Zwitch Webhooks

Real-time event delivery for payment, transfer, refund, settlement, virtual-account, and verification lifecycle events, with HMAC signatu...

Open Zwitch Payment Pages API

No-code hosted payment pages and payment links that small businesses can share over email, SMS, or WhatsApp to collect one-time or recurr...

Open Connected Banking Platform

Open's flagship SMB neobanking application. Connects one or more partner-bank current accounts (ICICI, SBI, Axis Bank, Yes Bank, and othe...

Open (open.money) Accounts API

The Accounts API from Open (open.money) — 8 operation(s) for accounts.

Open (open.money) Constants API

The Constants API from Open (open.money) — 4 operation(s) for constants.

Open (open.money) Events API

The Events API from Open (open.money) — 1 operation(s) for events.

Open (open.money) Icp API

The Icp API from Open (open.money) — 1 operation(s) for icp.

Open (open.money) Kycs API

The Kycs API from Open (open.money) — 4 operation(s) for kycs.

Open (open.money) Pg API

The Pg API from Open (open.money) — 2 operation(s) for pg.

Open (open.money) Pg Settlements API

The Pg Settlements API from Open (open.money) — 2 operation(s) for pg settlements.

Open (open.money) Refund API

The Refund API from Open (open.money) — 2 operation(s) for refund.

Open (open.money) Transfers API

The Transfers API from Open (open.money) — 4 operation(s) for transfers.

Open (open.money) Verifications API

The Verifications API from Open (open.money) — 1 operation(s) for verifications.

Falcon API

Falcon's RESTful embedded-finance API for card issuance, lending, and program management. All responses are JSON; authentication is a JWT...

Falcon Account API

The Account API from Falcon — 18 operation(s) for account.

Falcon Aggregator API

The Aggregator API from Falcon — 2 operation(s) for aggregator.

Falcon Balance API

The Balance API from Falcon — 1 operation(s) for balance.

Falcon Banking API

The Banking API from Falcon — 2 operation(s) for banking.

Falcon Card API

The Card API from Falcon — 9 operation(s) for card.

Falcon Card Cvv API

The Card Cvv API from Falcon — 1 operation(s) for card cvv.

Falcon Cc Open API

The Cc Open Api API from Falcon — 4 operation(s) for cc open api.

Falcon Close API

The Close API from Falcon — 1 operation(s) for close.

Falcon Convert Emi API

The Convert Emi API from Falcon — 1 operation(s) for convert emi.

Falcon Dispute API

The Dispute API from Falcon — 4 operation(s) for dispute.

Falcon Due Date API

The Due Date API from Falcon — 1 operation(s) for due date.

Falcon Emi Details API

The Emi Details API from Falcon — 1 operation(s) for emi details.

Falcon Emi Plan API

The Emi Plan API from Falcon — 1 operation(s) for emi plan.

Falcon Employee API

The Employee API from Falcon — 1 operation(s) for employee.

Falcon Enterprise API

The Enterprise API from Falcon — 3 operation(s) for enterprise.

Falcon Enterprise Details API

The Enterprise Details API from Falcon — 1 operation(s) for enterprise details.

Falcon Enterprise Summary API

The Enterprise Summary API from Falcon — 1 operation(s) for enterprise summary.

Falcon FD API

The FD API from Falcon — 1 operation(s) for fd.

Falcon Fee API

The Fee API from Falcon — 6 operation(s) for fee.

Falcon Foreclose API

The Foreclose API from Falcon — 1 operation(s) for foreclose.

Falcon Foreclose Quote API

The Foreclose Quote API from Falcon — 1 operation(s) for foreclose quote.

Falcon Initiate Payment API

The Initiate Payment API from Falcon — 1 operation(s) for initiate payment.

Falcon Interest API

The Interest API from Falcon — 2 operation(s) for interest.

Falcon Issuer API

The Issuer API from Falcon — 4 operation(s) for issuer.

Falcon List Emi API

The List Emi API from Falcon — 1 operation(s) for list emi.

Falcon Non Pci Card API

The Non Pci Card API from Falcon — 1 operation(s) for non pci card.

Falcon Npa API

The Npa API from Falcon — 1 operation(s) for npa.

Falcon Pci Card API

The Pci Card API from Falcon — 1 operation(s) for pci card.

Falcon Product API

The Product API from Falcon — 4 operation(s) for product.

Falcon Program API

The Program API from Falcon — 5 operation(s) for program.

Falcon Programs API

The Programs API from Falcon — 2 operation(s) for programs.

Falcon Repayment API

The Repayment API from Falcon — 1 operation(s) for repayment.

Falcon Reward API

The Reward API from Falcon — 3 operation(s) for reward.

Falcon Statement API

The Statement API from Falcon — 2 operation(s) for statement.

Falcon Statement Past API

The Statement Past API from Falcon — 1 operation(s) for statement past.

Falcon Statementlist API

The Statementlist API from Falcon — 4 operation(s) for statementlist.

Falcon Transaction Eligibility API

The Transaction Eligibility API from Falcon — 1 operation(s) for transaction eligibility.

Falcon Update Status Emi Plan API

The Update Status Emi Plan API from Falcon — 1 operation(s) for update status emi plan.

Falcon User API

The User API from Falcon — 8 operation(s) for user.

Falcon View Amortisation Schedules API

The View Amortisation Schedules API from Falcon — 1 operation(s) for view amortisation schedules.

Easebuzz Payment Gateway API

REST payment gateway API to initiate transactions, verify transaction status, and process refunds across 150+ payment options (cards, UPI...

Easebuzz Wire Payouts API

REST payouts API (Wire) to disburse funds over NEFT, RTGS, IMPS and UPI, manage beneficiaries, run vendor and tax payments, and check pay...

Decentro KYC & Onboarding API

Identity verification, customer onboarding, DigiLocker integration, Aadhaar OTP, document classification, and face match.

Decentro Virtual Accounts API

Create and manage virtual bank accounts, balances, statements, and remitter whitelisting for collections and reconciliation.

Decentro Accounts API

The Accounts API from Decentro — 2 operation(s) for accounts.

Decentro Collections API

The Collections API from Decentro — 2 operation(s) for collections.

Decentro Forensics API

The Forensics API from Decentro — 2 operation(s) for forensics.

Decentro Journals API

The Journals API from Decentro — 1 operation(s) for journals.

Decentro Mandates API

The Mandates API from Decentro — 2 operation(s) for mandates.

Decentro Payouts API

The Payouts API from Decentro — 2 operation(s) for payouts.

Decentro Settlements API

The Settlements API from Decentro — 1 operation(s) for settlements.

Decentro Transactions API

The Transactions API from Decentro — 1 operation(s) for transactions.

Decentro Verification API

The Verification API from Decentro — 1 operation(s) for verification.

Spliceforms account data inquiry API

Endpoints to inquire customer accounts information

Spliceforms Branches API

Endpoints for retrieving and managing bank branch information.

Spliceforms Calculators API

Endpoints to fetch calculator results

Spliceforms Codesets API

Endpoints to retrieve codesets information

Spliceforms Consents API

Endpoints dealing with consent management and definitions.

Spliceforms data validations API

Endpoints to verify customer information

Spliceforms Form Capture API

API endpoints for filling the application form information and submit for processing

Spliceforms Location API

Endpoints related to geographical locations, including states and cities.

Spliceforms OTP Auth API

API endpoints for token issuance on successful OTP authentication

Spliceforms Status Tracking API

API endpoints for tracking the status of application processing

Spliceforms Submission API

API endpoints to initiate the application processing

Kotak API Platform

The Kotak Mahindra Bank enterprise open-banking API platform. A curated corporate banking API stack of 39 published API products across s...

Fibe MCP Server

OAuth-protected Model Context Protocol (JSON-RPC 2.0) server exposing Fibe's consumer lending platform to AI agents. Advertised scopes: l...

Probe42 API

The Probe42 API provides programmatic access to curated intelligence on Indian companies — company profiles, financials, directors, and c...

Infosys Finacle Open Bank Project Sandbox

Public Open Bank Project sandbox instance hosted by Infosys Finacle that exposes standard OBP REST APIs for accounts, transactions, custo...

Infosys Banking API Platform

Banking API Platform from Infosys delivering open banking APIs across deposits, loans, payments, trade finance, and data privacy, bundled...

Other industries in India

Financial Technology 110 E-Commerce Platform 80 Financial Services 53 Payments & Money Movement 53 Supply Chain & Procurement 50 Retail 48 Artificial Intelligence 37 Education & EdTech 29 Investing & Venture Capital 29 Logistics 26 Healthcare 25 Mobility & Fleet 24 All of India →

Banking & Open Banking elsewhere

North America 174 Europe 171 United Kingdom & Ireland 88 Australia & New Zealand 66 Latin America 49 India & South Asia 32 Africa 23 France & Iberia 23 MENA (Middle East & North Africa) 21 DACH (Germany · Austria · Switzerland) 17 Middle East 16 Nordics 16 All of Banking & Open Banking →

This page is the intersection of two independently computed cohorts: India and Banking & Open Banking. A provider appears here only when it is already a member of both. India membership is matched on tag, stated HQ, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

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