🇮🇳Banking & Open Banking in India

29 banking & open banking providers in India, publishing 18 APIs.

29 providers 18 published APIs 27 indexed documents

Banking & Open Banking in India — 29 providers on the APIs.io network sit in both cohorts, and between them they publish 18 indexed APIs.

7 of the 29 publish at least one machine-readable API; 22 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 17 minimal, 9 emerging, and 3 thin.

Leading by rating: Easebuzz, Decentro, Kotak Mahindra Bank, Open (open.money), Fibe, Yubi (fka CredAvenue), and 23 more.

Country membership is exact-tag only. A provider lands in India when one of its own top-level tags names the country — there is no headquarters signal on the country axis, unlike the region axis which reads tag, provider-name pattern, and stated HQ. So this cell is a floor, not a census, and it understates by construction — a banking & open banking company headquartered in India that never tags itself is counted nowhere on this axis. The region cuts read the wider signal set and will generally hold more.

Providers (29)

Provider	Description	APIs	Rating
Easebuzz	Easebuzz is an Indian payments and financial-technology platform providing Software-as-a-Service embedded with payments infrastructure for businesses across India. Its products ...	2	thin
Decentro	Decentro is a banking-as-a-service platform that provides businesses with seamless integration to Indian banking infrastructure - including payments (UPI, IMPS, NEFT, RTGS), vir...	2	thin
Kotak Mahindra Bank	Kotak Mahindra Bank Limited is an Indian private-sector bank headquartered in Mumbai, and the first non-banking finance company in India to convert into a full commercial bank. ...	1	thin
Open (open.money)	Open is one of India's leading SMB neobanks, pioneering "connected banking" - a unified business finance platform that layers payments, automated reconciliation, accounting, pay...	10	emerging
Fibe	Fibe (formerly EarlySalary) is a digital consumer lending platform in India, founded in 2015 and headquartered in Pune. It offers instant personal loans up to Rs 10 lakh, loans ...	1	emerging
Yubi (fka CredAvenue)	Yubi (formerly CredAvenue) is a Chennai-based Indian fintech that operates a unified technology platform for debt and credit markets, connecting borrowers, lenders, and investor...	0	emerging
Falcon	Falcon (Falcon Financial Services, falconfs.com) is a global embedded-finance and Banking-as-a-Service platform that lets fintechs, banks, and enterprises launch credit and paym...	1	emerging
Money View	Moneyview is an Indian consumer fintech platform offering a suite of financial services including personal loans (up to Rs 10L), home loans, business loans, loans against proper...	0	emerging
Probe Information	Probe Information Services (Probe42) is an Indian company-intelligence and business-data platform that collects, cleans, and curates information on roughly one million Indian co...	1	emerging
Yubi	Yubi (formerly CredAvenue) is an Indian debt and credit technology company operating a full-stack digital marketplace that connects enterprises, lenders, and investors across In...	0	emerging
Lentra	Lentra is a Pune, India based cloud-native digital lending platform for banks and non-banking financial companies. Built on a microservices architecture with customisable custom...	0	emerging
Uni	Uni (Uni Cards) is an Indian consumer credit fintech founded in 2020 by Nitin Gupta, Prateek Jindal, and Laxmikant Vyas that delivers clutter-breaking credit products to consume...	0	emerging
Bachatt	Bachatt is a daily savings and investments mobile app operated by Trusave Fintech Private Limited, designed for India's underserved and self-employed population. As an AMFI-regi...	0	minimal
Magicpin	Magicpin (operated by Samast Technologies Private Limited) is India's hyperlocal savings and discovery platform, connecting consumers with deals, cashback, and vouchers across r...	0	minimal
Aspora	Aspora is a cross-border fintech serving the Non-Resident Indian (NRI) diaspora, offering money transfers from the USA, UK, and UAE to India at near-mid-market ("Google") rates,...	0	minimal
Onecard	OneCard is a mobile-first metal credit card from India's FPL Technologies, a fintech unicorn that reimagines credit and payments with full-stack, in-house technology. OneCard is...	0	minimal
Slice	Slice is an Indian consumer fintech and small finance bank, founded in 2016 as SlicePay by Rajan Bajaj and headquartered between Bengaluru (corporate) and Guwahati (registered)....	0	minimal
Jupiter Money	Jupiter Money is a Bengaluru-based Indian digital banking app (neobank) operated by Amica Financial Technologies Private Limited. Founded in 2019 by Jitendra Gupta, Jupiter deli...	0	minimal
Fundly	Fundly is a Mumbai-based fintech platform purpose-built for India's pharmaceutical retail supply chain, offering embedded credit, B2B commerce, and payment solutions to pharma r...	0	minimal
Upswing	Upswing Financial Technologies is an Indian open finance-as-a-service platform headquartered in Bengaluru and Mumbai. Its full-stack API platform lets consumer companies embed f...	0	minimal
Knight Fintech	Knight Fintech is a Mumbai-based banking technology company that sells digital lending infrastructure to Indian banks and NBFCs. It positions itself as "India's leading digital ...	0	minimal
Fi Money	Fi Money is a Bengaluru, India based money-management application and consumer fintech operated by Epifi Technologies, founded in 2019 by ex-Google Pay (Tez) executives Sujith N...	0	minimal
Spenny	Spenny is an Indian personal-finance and micro-investing app that works like a digital piggy bank, rounding up everyday spending on cards, UPI, and netbanking and automatically ...	0	minimal
Transbnk	TransBnk — rebranded as TBX — is an Indian open-finance and transaction-banking infrastructure company founded in 2022 and headquartered in Mumbai. It gives banks, enterprises, ...	0	minimal
Niyo Solutions	Niyo Solutions (brand: Niyo, goniyo.com) is a Bengaluru, India based consumer fintech founded in 2015 by Vinay Bagri and Virender Bisht, focused on international travel banking ...	0	minimal
Zet	Zet is a Bengaluru, India fintech that helps unserved and underserved Indians enter the formal credit system. Its core product is a fixed-deposit-backed (FD-backed) secured cred...	0	minimal
FairMoney	FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be...	0	minimal
Open	Open (Open Financial Technologies) operates at open.money as an India-based fintech offering a connected digital business banking platform for SMEs and startups. It pairs a busi...	0	minimal
Paytm Payments Bank	Paytm Payments Bank Limited is an Indian payments bank headquartered in Noida, offering digital savings and current accounts, the Paytm Wallet, FASTag, debit cards, UPI and othe...	0	minimal

Indexed API documents (27)

Two numbers, both real: these providers publish 18 APIs as their own documents, which the catalog indexes split one-per-resource into 27 documents.

Other industries in India

Financial Services 52 Retail 44 Supply Chain & Procurement 43 Education & EdTech 24 Healthcare 23 Venture Capital & Investing 23 Logistics 22 Artificial Intelligence 21 Digital Health & Telehealth 21 Mobility & Fleet 21 Cybersecurity & Identity 19 Insurance 17 All of India →

Banking & Open Banking elsewhere

North America 170 Europe 151 United Kingdom & Ireland 87 Australia & New Zealand 66 Latin America 43 India & South Asia 32 Africa 22 France & Iberia 18 DACH (Germany · Austria · Switzerland) 16 Middle East 16 Southeast Asia 10 Nordics 8 All of Banking & Open Banking →

This page is the intersection of two independently computed cohorts: India and Banking & Open Banking. A provider appears here only when it is already a member of both. India membership is matched on tag, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

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🇮🇳Banking & Open Banking in India

Providers (29)

Indexed API documents (27)

Easebuzz Payment Gateway API

Easebuzz Wire Payouts API

Decentro KYC & Onboarding API

Decentro Virtual Accounts API

Decentro Accounts API

Decentro Collections API

Decentro Forensics API

Decentro Journals API

Decentro Mandates API

Decentro Payouts API

Decentro Settlements API

Decentro Transactions API

Decentro Verification API

Kotak API Platform

Open Zwitch Virtual Accounts API

Open Zwitch Transfers API

Open Zwitch Beneficiaries API

Open Zwitch UPI API

Open Layer Payment Gateway API

Open Zwitch Verification API

Open Zwitch Split Settlements API

Open Zwitch Webhooks

Open Zwitch Payment Pages API

Open Connected Banking Platform

Fibe MCP Server

Falcon API

Probe42 API