🇦🇺Banking & Open Banking in Australia
66 banking & open banking providers in Australia, publishing 179 APIs.
Banking & Open Banking in Australia — 66 providers on the APIs.io network sit in both cohorts, and between them they publish 179 indexed APIs.
64 of the 66 publish at least one machine-readable API; 2 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 39 thin, 20 developing, 5 emerging, and 2 strong.
Leading by rating: Azupay, Zai, AEMO, Zepto, Red Energy, St.George Bank, and 60 more.
Country membership reads a tag or a stated headquarters. A provider lands in Australia when one of its own top-level tags names the country, or when its own description states a headquarters that names the country or one of its cities (roadmap#542, #719). A description that calls a company by its nationality, or names a city in a phrase that is not a headquarters statement, is not counted, so this cell is a floor, not a census.
Providers (66)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Azupay | Azupay is an Australian real-time payments company that moves money over the New Payments Platform (NPP), the account-to-account rails operated by Australian Payments Plus. It i... | 6 | strong |
| Zai | Zai (hellozai.com, formerly Assembly Payments / Assembly) is an Australian payments and Payments-as-a-Service provider headquartered in Melbourne. Zai gives platforms, marketpla... | 4 | strong |
| AEMO | AEMO, the Australian Energy Market Operator, is the independent system and market operator for Australia's electricity and gas systems — it dispatches and prices the National El... | 76 | developing |
| Zepto | Zepto is a Gold Coast, Australia based account-to-account (A2A) payments company that gives merchants and platforms programmable, real-time access to Australia's core money-move... | 7 | developing |
| Red Energy | Red Energy Pty Ltd (ABN 60 107 479 372) is an Australian electricity and gas retailer, wholly owned by Snowy Hydro Ltd, that supplies more than a million residential and busines... | 2 | developing |
| St.George Bank | St.George Bank is one of Australia's largest retail and business banks and a division of Westpac Banking Corporation (ASX:WBC), one of the country's "Big Four" banks. Originally... | 1 | developing |
| Up | Up is an Australian digital-only neobank founded in 2018 as a collaboration between Melbourne software company Ferocia and Bendigo and Adelaide Bank. Up is not a mutual and is n... | 2 | developing |
| Westpac | Westpac Banking Corporation is Australia's oldest bank and company, founded in 1817 as the Bank of New South Wales, and is one of the country's "Big Four" banks. Headquartered i... | 1 | developing |
| Simply Energy | Simply Energy is the former brand of the Australian electricity and gas retailer that now trades as ENGIE, operated by IPower Pty Ltd (ACN 111 267 228) and IPower 2 Pty Ltd (ABN... | 2 | developing |
| Bank First | Bank First is an Australian customer-owned mutual bank headquartered in Hawthorn East, Victoria. Founded in 1972 as VTU Credit Union by members of the Victorian Teachers Union a... | 1 | developing |
| BankSA | BankSA is a South Australian retail and business banking brand operating as a division of Westpac Banking Corporation (ABN 33 007 457 141, AFSL and Australian credit licence 233... | 1 | developing |
| Alinta Energy | Alinta Energy is one of Australia's largest integrated energy retailers and generators, owned by Hong Kong-based Chow Tai Fook Enterprises, supplying electricity and gas to more... | 2 | developing |
| BankVic | BankVic is an Australian customer-owned mutual bank and the trading name of Police Financial Services Limited, an authorised deposit-taking institution (ADI) founded in 1974 and... | 1 | developing |
| Hume Bank | Hume Bank is a customer-owned (mutual) Australian bank headquartered in Albury, New South Wales. Founded in 1955 as the Hume Co-operative Building & Investment Society, it becam... | 1 | developing |
| Teachers Mutual Bank | Teachers Mutual Bank is an Australian customer-owned mutual bank and a brand of Teachers Mutual Bank Limited (TMBL), an authorised deposit-taking institution (ADI) regulated by ... | 1 | developing |
| Regional Australia Bank | Regional Australia Bank is a customer-owned (mutual) authorised deposit-taking institution (ADI) headquartered in Armidale and Port Macquarie, New South Wales. Founded in 1969 a... | 1 | developing |
| Suncorp Bank | Suncorp Bank is an Australian retail and business bank headquartered in Brisbane, Queensland, offering transaction and savings accounts, home and personal lending, credit cards,... | 1 | developing |
| IMB Bank | IMB Bank (IMB Ltd, ABN 92 087 651 974) is a member-owned Australian mutual bank founded in 1880 as the Illawarra Mutual Building Society in Wollongong, New South Wales. It is an... | 1 | developing |
| Qudos Bank | Qudos Bank is an Australian customer-owned (mutual) bank that has been 100% customer-owned since 1959, serving members with everyday transaction and savings accounts, term depos... | 1 | developing |
| Australia and New Zealand Banking Group (ANZ) | Australia and New Zealand Banking Group Limited (ANZ) is one of Australia's "Big Four" banks, a publicly listed company (ASX and NZX code ANZ) headquartered in Melbourne that pr... | 1 | developing |
| Bendigo and Adelaide Bank | Bendigo and Adelaide Bank Limited (ASX:BEN) is one of Australia's largest retail banks, formed by the 2007 merger of the community-focused Bendigo Bank and the wholesale-strong ... | 2 | developing |
| Great Southern Bank | Great Southern Bank is one of Australia's largest customer-owned (mutual) banks, operating as a business name of Credit Union Australia Ltd (ABN 44 087 650 959, AFSL and Austral... | 1 | developing |
| Newcastle Permanent Building Society | Newcastle Permanent Building Society is a customer-owned Australian authorised deposit-taking institution (ADI) founded in 1903 and headquartered in Newcastle, New South Wales. ... | 3 | thin |
| AMP Bank | AMP Bank Limited is the retail and business banking arm of AMP Limited (ASX:AMP), a diversified Australian financial services group operating since 1849 and headquartered in Syd... | 1 | thin |
| Bank of Queensland | Bank of Queensland Limited (ASX code BOQ) is one of Australia's oldest banks, founded in Brisbane in 1874, and today an APRA-regulated authorised deposit-taking institution (ADI... | 1 | thin |
| BCU Bank | BCU Bank is a customer-owned banking brand operated by Police & Nurses Limited (ABN 69 087 651 876), the mutual bank formed when Bananacoast Community Credit Union merged into t... | 1 | thin |
| Commonwealth Bank | Commonwealth Bank of Australia (CBA) is Australia's largest bank by market capitalization, a "Big Four" authorised deposit-taking institution (ADI) regulated by APRA and listed ... | 8 | thin |
| HSBC Bank Australia | HSBC Bank Australia Limited is the Australian banking subsidiary of the global HSBC Group (HSBC Holdings plc), operating as an Authorised Deposit-taking Institution (ADI) regula... | 1 | thin |
| Energy Queensland | Energy Queensland Limited is the Queensland Government-owned corporation formed on 30 June 2016 by merging Ergon Energy and Energex. It is the whole Queensland electricity value... | 2 | thin |
| Macquarie Bank | Macquarie Bank Limited is an Australian authorised deposit-taking institution (ADI) and the retail and business banking arm of Macquarie Group Limited, the ASX-listed (ASX:MQG) ... | 1 | thin |
| Beyond Bank Australia | Beyond Bank Australia Limited (ABN 15 087 651 143, AFSL/Australian Credit Licence 237856) is one of the country's largest customer-owned (mutual) banks, owned by its members rat... | 1 | thin |
| Summerland Bank | Summerland Bank is a customer-owned (mutual) bank based in Lismore in the Northern Rivers region of New South Wales, Australia, tracing its origins to the former Summerland Cred... | 1 | thin |
| Defence Bank | Defence Bank Limited is an Australian customer-owned (mutual) bank established in 1975 and headquartered in Melbourne, serving current and former Australian Defence Force person... | 1 | thin |
| Bank Australia | Bank Australia is a customer-owned (mutual) bank headquartered in Collingwood, Victoria, tracing its origins to the 1957 CSIRO Co-operative Credit Society and formed through the... | 1 | thin |
| ING Australia | ING Australia is the retail banking division of ING Bank (Australia) Limited (ABN 24 000 893 292), a wholly owned subsidiary of the Dutch multinational ING Groep N.V. headquarte... | 1 | thin |
| Unity Bank | Unity Bank Limited (ABN 72 087 650 637, AFSL & Australian Credit Licence 238311, BSB 659 000) is an Australian member-owned mutual bank that consolidated the Unity Bank and Reli... | 1 | thin |
| Alex Bank | Alex Bank (Alex Bank Pty Ltd, ABN 13 627 244 848) is an Australian digital bank headquartered in Brisbane, founded in 2018 by former Suncorp bankers Simon Beitz and Craig Fenwic... | 1 | thin |
| EnergyAustralia | EnergyAustralia is one of Australia's "big three" gentailers — a vertically integrated electricity and gas business owned by Hong Kong's CLP Group and headquartered in Melbourne... | 2 | thin |
| AGL Energy | AGL Energy Limited (ASX:AGL) is Australia's oldest listed company — founded in Sydney in 1837 as the Australian Gas Light Company — and one of the country's largest integrated e... | 2 | thin |
| Bankwest | Bankwest is an Australian retail and business bank headquartered in Perth, Western Australia. Founded in 1895 as the Agricultural Bank of Western Australia and later the Bank of... | 1 | thin |
| Bank of us | Bank of us is Tasmania's only customer-owned bank, a mutual authorised deposit-taking institution (ADI) trading as B&E Ltd (brand "BNE LTD") and headquartered in Launceston, Tas... | 1 | thin |
| Rabobank Australia | Rabobank Australia is the Australian arm of Rabobank Group, the Netherlands-headquartered cooperative bank and one of the world's leading food and agribusiness specialist lender... | 1 | thin |
| Gateway Bank | Gateway Bank Ltd is a 100% customer-owned Australian mutual bank headquartered in Sydney, New South Wales. Founded in 1955 as Gateway Credit Union and rebranded to Gateway Bank ... | 1 | thin |
| RACQ Bank | RACQ Bank is the retail banking division of RACQ (The Royal Automobile Club of Queensland), a member-owned mutual organisation and one of Queensland's largest clubs, long known ... | 1 | thin |
| People First Bank | People First Bank is an Australian customer-owned mutual bank, trading name of Heritage and People's Choice Ltd (ABN 11 087 651 125), formed from the 2023 merger of Heritage Ban... | 1 | thin |
| Greater Bank | Greater Bank is a customer-owned Australian retail bank headquartered in Newcastle, New South Wales, offering everyday transaction and savings accounts, term deposits, home loan... | 1 | thin |
| Auswide Bank | Auswide Bank Ltd is an Australian authorised deposit-taking institution (ADI) headquartered in Bundaberg, Queensland, offering home loans, savings and transaction accounts, term... | 1 | thin |
| Australian Military Bank | Australian Military Bank Ltd (ABN 48 087 649 741, AFSL/Australian Credit Licence 237988, BSB 642170) is a customer-owned mutual authorised deposit-taking institution (ADI) that ... | 1 | thin |
| National Australia Bank | National Australia Bank (NAB) is one of Australia's "Big Four" banks and a major Authorised Deposit-taking Institution (ADI), headquartered in Melbourne and publicly listed on t... | 1 | thin |
| P&N Bank | P&N Bank is the retail banking brand of Police & Nurses Limited (ABN 69 087 651 876, AFSL/Australian Credit Licence 240701), a customer-owned (mutual) bank owned by its members ... | 1 | thin |
| ubank | ubank is an Australian digital-only bank offering savings accounts and home loans online and over the phone. Launched in 2008 as the online banking brand of National Australia B... | 1 | thin |
| Basiq | Basiq is an Australian open banking and financial data API platform providing unified access to bank account data and enrichment services. It enables fintechs, lenders, and fina... | 1 | thin |
| APRA | The Australian Prudential Regulation Authority (APRA) is the Commonwealth statutory authority that prudentially supervises Australia's banks, credit unions, building societies, ... | 0 | thin |
| MyState Bank | MyState Bank is an Australian retail bank headquartered in Hobart, Tasmania, and the principal banking brand of ASX-listed MyState Limited (ASX:MYS). It traces its origins to a ... | 2 | thin |
| Bank of Sydney | Bank of Sydney Ltd is an Australian authorised deposit-taking institution (ADI) headquartered in Sydney, New South Wales, offering personal and business banking, home loans, dep... | 1 | thin |
| NPP Australia (AP+) | NPP Australia is the operator of the New Payments Platform (NPP), Australia's national real-time, data-rich, account-to-account payments infrastructure that settles 24 hours a d... | 3 | thin |
| Cuscal | Cuscal Limited is Australia's largest independent provider of payments and regulated data services outside the Big Four banks, founded in 1966 and listed on the ASX (ticker CCL)... | 3 | thin |
| G&C Mutual Bank | G&C Mutual Bank is an Australian customer-owned mutual bank and authorised deposit-taking institution (ADI) providing retail and business banking to its members, including home ... | 1 | thin |
| Bank of Melbourne | Bank of Melbourne is a Victorian retail and business banking brand operated by Westpac Banking Corporation (ASX code WBC) as part of the Westpac Group. The original Bank of Melb... | 5 | thin |
| MOVE Bank | MOVE Bank is a 100% customer-owned Australian mutual bank operated by MoveBank Ltd (ABN 91 087 651 090, AFSL/Australian credit licence 234 536), headquartered in Brisbane, Queen... | 1 | thin |
| Judo Bank | Judo Bank (Judo Capital Holdings Ltd) is an Australian challenger bank founded in 2016 and headquartered in Melbourne, purpose-built to serve small and medium-sized enterprises ... | 1 | thin |
| Police Bank | Police Bank is a mutual, member-owned Australian bank (ABN 95 087 650 799, ACN 087 650 799, AFSL / Australian Credit Licence No. 240018) founded to serve the New South Wales pol... | 1 | emerging |
| Australian Unity Bank | Australian Unity Bank Limited is the banking arm of Australian Unity, a member-owned Australian mutual founded in Melbourne in 1840 with origins in the friendly-societies moveme... | 1 | emerging |
| Avenue Bank | Avenue Bank Ltd (ABN 24 628 073 085, AFSL 520239) is an Australian Authorised Deposit-taking Institution (ADI) regulated by APRA, holding a full (unrestricted) banking licence g... | 1 | emerging |
| PayTo | PayTo is Australia's real-time mandated-payments service, operated by Australian Payments Plus (AP+) as an overlay on the New Payments Platform (NPP). It lets merchants, billers... | 1 | emerging |
| Constantinople | Constantinople is a Sydney-based fintech providing an AI-native core-banking platform that lets banks run product, technology, data, operations, and compliance as a single moder... | 0 | emerging |
Indexed API documents (585)
Two numbers, both real: these providers publish 179 APIs as their own documents, which the catalog indexes split one-per-resource into 585 documents. Showing the first 200.
Azupay API Keys API
Azupay Billing and Transaction Reports API
Azupay Check Accounts API
Azupay Clients API
Azupay Current Balances API
Azupay Payment Agreement API
Azupay Payment Agreement Request API
Azupay Payment API
Azupay Payment Initiation API
Azupay Payment Request API
Zai Addresses API
Zai Authentication API
Zai Bank Accounts API
Zai Batch Transactions API
Zai BPay Accounts API
Zai Callbacks API
Zai Card Accounts API
Zai Charges API
Zai Companies API
Zai Direct Debit Authorities API
Zai Disbursements API
Zai Fees API
Zai Item Actions API
Zai Items API
Zai Marketplaces API
Zai PayIDs API
Zai PayTo Agreements API
Zai PayTo Payments API
Zai Requests API
Zai Sub Wallets API
Zai Token Auth API
Zai Tools API
Zai Transactions API
Zai Users API
Zai Virtual Accounts API
Zai Wallet Accounts API
AEMO NEM Data Dashboard API
AEMO NEMWeb Public Data Feed
AEMO WA Market Data Public Feed
AEMO B2 B Messaging Pull API
AEMO B2 M Messaging Pull API
AEMO B2 M Messaging Sync API
AEMO Balancing Reports v2.5 API
AEMO Balancing Submission v2 API
AEMO Bilateral/Stem Submission v1 API
AEMO Blind Update API
AEMO Capacity API
AEMO Capacity Auction API
AEMO CDR API
AEMO CDR Common API
AEMO Data Holder Customers API
AEMO Data Holder Operations API
AEMO DER Registration For Account Holders API
AEMO Distributed Energy Resources API
AEMO EE Simulation Status Update API
AEMO Electricity Service Points API
AEMO Electricity Usage API
AEMO Enablement Instruction API
AEMO Energy Account Balances API
AEMO Energy Account Billing API
AEMO Energy Accounts API
AEMO Energy Plans API
AEMO GasBB Reporting Public Data API
AEMO Generator Recall API
AEMO Hub Message Management API
AEMO Hub Message Management V2 API
AEMO Identity Service(v2) API
AEMO Intermittent Generation Availability Submissions API
AEMO LFAS Reports v2 API
AEMO LFAS Submission v2 API
AEMO Market Reports v2 API
AEMO Meter Exemption API
AEMO NEM Dispatch Bidding API
AEMO OIP API
AEMO Outage Management API
AEMO Pre-Balancing Reports v8 API
AEMO Prudentials API
AEMO RCM Operations API
AEMO Reallocations API
AEMO Report API
AEMO RTMS API
AEMO Self Forecast API
AEMO Settlement Direct API
AEMO Submission API
AEMO System Management Reports v2.2 API
AEMO TLS Certificate Mgmt v1 API
AEMO Variable Parameter API
AEMO WEM Attributes Report API
AEMO WEM DER Installation V2 API
AEMO WEM DER NMI API
AEMO WEMDE DispatchCase API
AEMO WEMDE DispatchInstruction API
AEMO WEMDE DispatchSolution API
AEMO WEMDE DispatchSummary API
AEMO WEMDE DSPDispatchInstruction API
AEMO WEMDE NCESS API
AEMO WEMDE NotInServiceCapacity API
AEMO WEMDE ReferenceTradingPrice API
AEMO WEMDE TradingDayReport API
Zepto Agreement modification API
Zepto Agreements API
Zepto Alias Resolution API
Zepto Bank Accounts API
Zepto Clients API
Zepto Contacts API
Zepto Contacts (Receivable) API
Zepto CoP Account Validations API
Zepto Disputes (Beta) API
Zepto Float Accounts API
Zepto Payment Requests API
Zepto Payments API
Zepto Payouts API
Zepto PayTo Settlement API
Zepto Ping API
Zepto Refunds API
Zepto Refunds (Beta) API
Zepto Sandbox Only API
Zepto Transactions API
Zepto Transfers API
Zepto Users API
Zepto Webhooks API
Red Energy Data Holder Customers API
Red Energy Data Holder Operations API
Red Energy Distributed Energy Resources API
Red Energy Electricity Service Points API
Red Energy Electricity Usage API
Red Energy Account Balances API
Red Energy Account Billing API
Red Energy Accounts API
Red Energy Plans API
St.George Bank Banking Account Balances API
St.George Bank Banking Account Direct Debits API
St.George Bank Banking Account Scheduled Payments API
St.George Bank Banking Account Transactions API
St.George Bank Banking Accounts API
St.George Bank Banking Payees API
St.George Bank Banking Products API
Up Accounts API
Up Attachments API
Up Banking Account Balances API
Up Banking Account Direct Debits API
Up Banking Account Scheduled Payments API
Up Banking Account Transactions API
Up Banking Accounts API
Up Banking Payees API
Up Banking Products API
Up Categories API
Up Tags API
Up Transactions API
Up Utility endpoints API
Up Webhooks API
Westpac PayWay REST API
Westpac QuickStream REST API
Westpac Banking Corporation Banking Account Balances API
Westpac Banking Corporation Banking Account Direct Debits API
Westpac Banking Corporation Banking Account Scheduled Payments API
Westpac Banking Corporation Banking Account Transactions API
Westpac Banking Corporation Banking Accounts API
Westpac Banking Corporation Banking Payees API
Westpac Banking Corporation Banking Products API
Simply Energy Data Holder Customers API
Simply Energy Data Holder Operations API
Simply Energy Distributed Energy Resources API
Simply Energy Electricity Service Points API
Simply Energy Electricity Usage API
Simply Energy Account Balances API
Simply Energy Account Billing API
Simply Energy Accounts API
Simply Energy Plans API
Bank First Banking Account Balances API
Bank First Banking Account Direct Debits API
Bank First Banking Account Scheduled Payments API
Bank First Banking Account Transactions API
Bank First Banking Accounts API
Bank First Banking Payees API
Bank First Banking Products API
BankSA Banking Account Balances API
BankSA Banking Account Direct Debits API
BankSA Banking Account Scheduled Payments API
BankSA Banking Account Transactions API
BankSA Banking Accounts API
BankSA Banking Payees API
BankSA Banking Products API
Alinta Energy Data Holder Customers API
Alinta Energy Data Holder Operations API
Alinta Energy Distributed Energy Resources API
Alinta Energy Electricity Service Points API
Alinta Energy Electricity Usage API
Alinta Energy Account Balances API
Alinta Energy Account Billing API
Alinta Energy Accounts API
Alinta Energy Plans API
BankVic Banking Account Balances API
BankVic Banking Account Direct Debits API
BankVic Banking Account Scheduled Payments API
BankVic Banking Account Transactions API
BankVic Banking Accounts API
BankVic Banking Payees API
BankVic Banking Products API
Hume Bank Banking Account Balances API
Other industries in Australia
Banking & Open Banking elsewhere
This page is the intersection of two independently computed cohorts:
Australia and
Banking & Open Banking. A provider appears here only when it is
already a member of both. Australia membership is matched on tag, stated HQ,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.