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OpenAPI Specification

openapi: 3.2.0
info:
  title: Basiq Accounts Users API
  description: The Basiq API is an open banking and financial data platform providing unified access to Australian and New Zealand bank account data. It enables financial applications to retrieve account balances, transactions, income verification, and expense categorization via consumer-consented bank connections using CDR (Consumer Data Right) and third-party open banking standards.
  version: 3.0.0
  contact:
    name: Basiq Support
    url: https://basiq.io/contact
  termsOfService: https://basiq.io/legal/terms-of-use/
servers:
- url: https://au-api.basiq.io
  description: Basiq API (Australia)
security:
- BearerAuth: []
tags:
- name: Users
paths:
  /users:
    post:
      operationId: createUser
      summary: Create User
      description: Create a new Basiq user representing an end consumer.
      tags:
      - Users
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreateUserRequest'
      responses:
        '201':
          description: User created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/User'
        '400':
          $ref: '#/components/responses/BadRequest'
  /users/{userId}:
    get:
      operationId: getUser
      summary: Get User
      description: Retrieve a user by ID.
      tags:
      - Users
      parameters:
      - $ref: '#/components/parameters/UserId'
      responses:
        '200':
          description: User record
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/User'
        '404':
          $ref: '#/components/responses/NotFound'
    delete:
      operationId: deleteUser
      summary: Delete User
      description: Delete a user and all associated connections and data.
      tags:
      - Users
      parameters:
      - $ref: '#/components/parameters/UserId'
      responses:
        '204':
          description: User deleted
        '404':
          $ref: '#/components/responses/NotFound'
components:
  schemas:
    User:
      type: object
      properties:
        id:
          type: string
          description: Basiq user ID
        email:
          type: string
        mobile:
          type: string
        firstName:
          type: string
        lastName:
          type: string
        createdDate:
          type: string
          format: date-time
      required:
      - id
      - email
    ErrorResponse:
      type: object
      properties:
        type:
          type: string
        title:
          type: string
        code:
          type: string
        detail:
          type: string
        source:
          type: object
    CreateUserRequest:
      type: object
      properties:
        email:
          type: string
          format: email
          description: User email address
        mobile:
          type: string
          description: User mobile number in E.164 format
        firstName:
          type: string
        lastName:
          type: string
  responses:
    NotFound:
      description: Resource not found
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
    BadRequest:
      description: Invalid request parameters
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
  parameters:
    UserId:
      name: userId
      in: path
      required: true
      description: Basiq user ID
      schema:
        type: string
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT