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OpenAPI Specification

openapi: 3.2.0
info:
  title: Basiq Accounts Connections API
  description: The Basiq API is an open banking and financial data platform providing unified access to Australian and New Zealand bank account data. It enables financial applications to retrieve account balances, transactions, income verification, and expense categorization via consumer-consented bank connections using CDR (Consumer Data Right) and third-party open banking standards.
  version: 3.0.0
  contact:
    name: Basiq Support
    url: https://basiq.io/contact
  termsOfService: https://basiq.io/legal/terms-of-use/
servers:
- url: https://au-api.basiq.io
  description: Basiq API (Australia)
security:
- BearerAuth: []
tags:
- name: Connections
paths:
  /users/{userId}/connections:
    get:
      operationId: listConnections
      summary: List Connections
      description: List all bank connections for a user.
      tags:
      - Connections
      parameters:
      - $ref: '#/components/parameters/UserId'
      responses:
        '200':
          description: List of connections
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ConnectionListResponse'
        '404':
          $ref: '#/components/responses/NotFound'
    post:
      operationId: createConnection
      summary: Create Connection
      description: Create a new bank connection for a user.
      tags:
      - Connections
      parameters:
      - $ref: '#/components/parameters/UserId'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreateConnectionRequest'
      responses:
        '201':
          description: Connection created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Connection'
        '400':
          $ref: '#/components/responses/BadRequest'
  /users/{userId}/connections/{connectionId}:
    get:
      operationId: getConnection
      summary: Get Connection
      description: Retrieve a specific bank connection.
      tags:
      - Connections
      parameters:
      - $ref: '#/components/parameters/UserId'
      - $ref: '#/components/parameters/ConnectionId'
      responses:
        '200':
          description: Connection record
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Connection'
        '404':
          $ref: '#/components/responses/NotFound'
    delete:
      operationId: deleteConnection
      summary: Delete Connection
      description: Remove a bank connection and revoke consent.
      tags:
      - Connections
      parameters:
      - $ref: '#/components/parameters/UserId'
      - $ref: '#/components/parameters/ConnectionId'
      responses:
        '204':
          description: Connection deleted
        '404':
          $ref: '#/components/responses/NotFound'
components:
  schemas:
    ErrorResponse:
      type: object
      properties:
        type:
          type: string
        title:
          type: string
        code:
          type: string
        detail:
          type: string
        source:
          type: object
    Connection:
      type: object
      properties:
        id:
          type: string
          description: Connection ID
        status:
          type: string
          enum:
          - active
          - pending
          - failed
          - disconnected
        institution:
          type: object
          properties:
            id:
              type: string
            name:
              type: string
        lastUpdated:
          type: string
          format: date-time
    CreateConnectionRequest:
      type: object
      properties:
        institutionId:
          type: string
          description: Basiq institution ID for the bank
        loginId:
          type: string
          description: User's bank login ID
        password:
          type: string
          description: User's bank password (encrypted in transit)
      required:
      - institutionId
    ConnectionListResponse:
      type: object
      properties:
        type:
          type: string
          default: list
        data:
          type: array
          items:
            $ref: '#/components/schemas/Connection'
        size:
          type: integer
  parameters:
    ConnectionId:
      name: connectionId
      in: path
      required: true
      description: Basiq connection ID
      schema:
        type: string
    UserId:
      name: userId
      in: path
      required: true
      description: Basiq user ID
      schema:
        type: string
  responses:
    BadRequest:
      description: Invalid request parameters
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
    NotFound:
      description: Resource not found
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT