🇺🇸Insurance in United States

21 insurance providers in United States, publishing 114 APIs.

21 providers 114 published APIs 180 indexed documents

Insurance in United States — 21 providers on the APIs.io network sit in both cohorts, and between them they publish 114 indexed APIs.

10 of the 21 publish at least one machine-readable API; 11 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 12 emerging, 5 thin, 3 developing, and 1 minimal.

Leading by rating: Origami Risk, Solera, Ease, LexisNexis Risk Solutions, Moody’s RMS, First Citizens BancShares, and 15 more.

Country membership is exact-tag only. A provider lands in United States when one of its own top-level tags names the country — there is no headquarters signal on the country axis, unlike the region axis which reads tag, provider-name pattern, and stated HQ. So this cell is a floor, not a census, and it understates by construction — a insurance company headquartered in United States that never tags itself is counted nowhere on this axis. The region cuts read the wider signal set and will generally hold more.

Providers (21)

Provider Description APIs Rating
Origami Risk Origami Risk is a Chicago-headquartered risk, safety and insurance SaaS company founded in 2009 that began as a single-version cloud RMIS (risk management information system) an... 4 developing
Solera Solera is a Westlake, Texas headquartered vehicle lifecycle management software, data, and services company operating in more than 100 countries, and one of the claims-technolog... 10 developing
Ease Ease (legally Enrollease, Inc., San Francisco, with offices in Las Vegas and Omaha) is a United States benefits administration and HR platform sold through insurance brokers to ... 2 developing
LexisNexis Risk Solutions LexisNexis Risk Solutions is the risk-data and analytics arm of RELX, headquartered in Alpharetta, Georgia, and one of the small number of intermediaries that sit between United... 7 thin
Moody's RMS Moody's RMS is the catastrophe risk modeling and risk-data business of Moody's Corporation, headquartered in Newark, California in its home market of the United States and servi... 3 thin
First Citizens BancShares First Citizens BancShares is a super-regional financial holding company (parent of First-Citizens Bank & Trust) providing general banking, trust, investment, insurance, and asse... 10 thin
CCC Intelligent Solutions CCC Intelligent Solutions (CCCIS, NASDAQ CCCS) is a Chicago-headquartered cloud software company that sits between US property and casualty insurance carriers and the auto claim... 3 thin
NAIC The National Association of Insurance Commissioners (NAIC) is the U.S. standard-setting and regulatory support organization created and governed by the chief insurance regulator... 73 thin
Sentry Insurance Sentry Insurance is a US mutual insurance holding company headquartered in Stevens Point, Wisconsin, writing commercial property and casualty insurance, workers' compensation, b... 0 emerging
FinThrive FinThrive is a healthcare revenue cycle management (RCM) technology company serving hospitals, health systems, ambulatory and physician practices, payers, life sciences organiza... 1 emerging
Resilience Resilience is a United States cyber-risk company that underwrites cyber insurance and technology errors-and-omissions coverage while running the security analytics and claims se... 1 emerging
Alaffia Alaffia (Alaffia Health) is a New York City-based healthtech company building an AI platform that helps health plans reduce improper payments and administrative waste across cla... 0 emerging
Sana Benefits Sana Benefits is an Austin, Texas health benefits company founded in 2017 that sells level-funded and self-funded small-group health plans to small and midsize employers in the ... 0 emerging
USAA USAA (United Services Automobile Association) is a Fortune 100 financial services group offering banking, investing, and insurance products exclusively to people and families wh... 0 emerging
Kalepa Kalepa is a New York–headquartered insurtech founded in 2018 by Paul Monasterio and Daniel Hillman that builds Copilot, an AI underwriting workbench sold to commercial property ... 0 emerging
EIS Group EIS Group (EIS Ltd) is a United States core-systems vendor for insurance, founded in 2008 out of Exigen Insurance Solutions and headquartered in San Francisco, California. EIS s... 0 emerging
Ebix Ebix is a United States insurance software and exchange company headquartered in Johns Creek, Georgia, operating as market infrastructure between carriers, MGAs, brokers and age... 0 emerging
Farmers Insurance Exchange Farmers Insurance Exchange is a Fortune 500 inter-insurance exchange and the largest of the three reciprocal exchanges that make up the Farmers Insurance Group of Companies, und... 0 emerging
Lockton Lockton Companies is the world's largest privately held, independent insurance brokerage, founded by Jack Lockton in 1966 and headquartered in Kansas City, Missouri, United Stat... 0 emerging
Brown & Brown Brown & Brown, Inc. (NYSE: BRO) is a Daytona Beach, Florida headquartered insurance brokerage and risk-management intermediary founded in 1939, and one of the largest independen... 0 emerging
Assurely Assurely is a United States insurtech and managing general agent (MGA) founded by David Carpentier and Ty Sagalow that builds and distributes commercial property-and-casualty in... 0 minimal

Indexed API documents (180)

Two numbers, both real: these providers publish 114 APIs as their own documents, which the catalog indexes split one-per-resource into 180 documents.

Origami Risk Quotes and Proposals API

Quote-side policy lifecycle — create and patch proposals, add and remove policy lines, coverages, schedules and linked schedules, list in...

Origami Risk Policies API

Issue-side policy administration — accept, reject, undo-accept, undo-reject and undo-binding a bound proposal to issue a policy, then end...

Origami Risk Billing and Payments API

Billing account operations including making and reversing payments, plus an online policy payment surface integrated with the One Inc pay...

Origami Risk Actions API

Real-time and queued platform actions triggered against any domain record — including creating a claim from an incident (the FNOL path), ...

Origami Risk Webhooks API

Inbound webhook surface for the Origami Risk platform. An Origami "webhook handler" is a bespoke endpoint built inside Origami by the ser...

Origami Risk Reports API

Reporting surface for requesting a report run, retrieving report details and options, validating a report filter, and converting between ...

Origami Risk Authentication API

The Authentication API from Origami Risk — 4 operation(s) for authentication.

Origami Risk Has Token Expired API

The HasTokenExpired API from Origami Risk — 1 operation(s) for hastokenexpired.

Origami Risk New Endpoint 1 API

The New Endpoint 1 API from Origami Risk — 1 operation(s) for new endpoint 1.

Origami Risk New Endpoint API

The New Endpoint API from Origami Risk — 1 operation(s) for new endpoint.

Origami Risk Requests API

The Requests API from Origami Risk — 3 operation(s) for requests.

Solera Assignment API

The Assignment API from Solera — 3 operation(s) for assignment.

Solera Estimate Return API

The EstimateReturn API from Solera — 1 operation(s) for estimatereturn.

Solera Get Claim Image Response API

The GetClaimImageResponse API from Solera — 1 operation(s) for getclaimimageresponse.

Solera Get Document API

The GetDocument API from Solera — 2 operation(s) for getdocument.

Solera Get Documents API

The GetDocuments API from Solera — 2 operation(s) for getdocuments.

Solera Get Image API

The GetImage API from Solera — 4 operation(s) for getimage.

Solera Get Valuation API

The GetValuation API from Solera — 1 operation(s) for getvaluation.

Solera Get Valuation Response API

The GetValuationResponse API from Solera — 1 operation(s) for getvaluationresponse.

Solera GIC Integration API

The GICIntegration API from Solera — 2 operation(s) for gicintegration.

Solera Valuation Return API

The ValuationReturn API from Solera — 2 operation(s) for valuationreturn.

Solera Version API

The Version API from Solera — 2 operation(s) for version.

Ease Discovery API

Self-describing metadata: registered content types, taxonomies and post statuses.

Ease Events API

Ease in-person and virtual events, and their categories.

Ease Incidents API

Unresolved and historical incidents, each composed of dated incident updates.

Ease Maintenance API

Upcoming, active and historical scheduled maintenance windows.

Ease Marketplace API

The Ease Marketplace partner directory: carriers, general agencies, third-party administrators, payroll providers and agency-management v...

Ease Media API

Images and files in the Ease media library.

Ease O Embed API

oEmbed representation of an ease.com URL.

Ease Pages API

Marketing and product pages on www.ease.com.

Ease Posts API

The Ease blog.

Ease Search API

Cross-content-type search over published site content.

Ease Status API

Rollup status indicator and per-component status for the Ease platform.

Ease Taxonomy API

Blog categories and tags.

Ease Testimonials API

Published customer testimonials.

C.L.U.E. Auto

C.L.U.E. Auto is a contributory claim-history information exchange containing up to seven years of personal automobile claims matching th...

C.L.U.E. Auto with Current Carrier

C.L.U.E. Auto combined with Current Carrier, which identifies the carriers of existing or previous insurance policies so an underwriter c...

Driver Discovery

Driver Discovery identifies potentially undisclosed drivers residing at an applicant's address, helping auto insurance carriers detect ad...

InsurView

InsurView leverages one of the industry's largest collections of public records and other data sources to provide a view of the consumer ...

Motor Vehicle Record (MVR)

Motor Vehicle Record data allows insurance companies to evaluate driver histories consistently in all fifty states, sourced from state de...

VIN Services

VIN Services provides vehicle registration and title data keyed on the vehicle identification number, used in auto quoting, underwriting ...

LexisNexis Emailage

LexisNexis Emailage is an email and IP address fraud-risk scoring API acquired by LexisNexis Risk Solutions in 2020. It returns a real-ti...

Moody's RMS Platform APIs

A collection of REST APIs that let Intelligent Risk Platform tenants automate portfolio management, underwriting, and risk-transfer workf...

Moody's RMS Climate On Demand API

Physical climate risk data delivered as an API so financial-services organizations can build climate applications on the Intelligent Risk...

Moody's RMS Platform MCP Server

A hosted Model Context Protocol server, irp-integration-mcp, released with Intelligent Risk Platform version 2026.07.c on 2026-06-30. It ...

Moody's RMS Account V1 API

The AccountV1 API from Moody's RMS — 21 operation(s) for accountv1.

Moody's RMS Account V2 API

The AccountV2 API from Moody's RMS — 21 operation(s) for accountv2.

Moody's RMS Aggregate PortfolioV1 API

The Aggregate PortfolioV1 API from Moody's RMS — 12 operation(s) for aggregate portfoliov1.

Moody's RMS Aggregate PortfolioV2 API

The Aggregate PortfolioV2 API from Moody's RMS — 12 operation(s) for aggregate portfoliov2.

Moody's RMS Analysis GroupsV1 API

The Analysis GroupsV1 API from Moody's RMS — 4 operation(s) for analysis groupsv1.

Moody's RMS Analysis GroupsV2 API

The Analysis GroupsV2 API from Moody's RMS — 4 operation(s) for analysis groupsv2.

Moody's RMS Branch V1 API

The BranchV1 API from Moody's RMS — 2 operation(s) for branchv1.

Moody's RMS Cedant V1 API

The CedantV1 API from Moody's RMS — 2 operation(s) for cedantv1.

Moody's RMS Client IP API

The Client IP API from Moody's RMS — 1 operation(s) for client ip.

Moody's RMS Cluster API

The Cluster API from Moody's RMS — 5 operation(s) for cluster.

Moody's RMS Composite API

Returns multiple layers for an address, including chaining the output of one layer into the input for another

Moody's RMS Databases API

The Databases API from Moody's RMS — 5 operation(s) for databases.

Moody's RMS Datasources V1 API

The DatasourcesV1 API from Moody's RMS — 3 operation(s) for datasourcesv1.

Moody's RMS Datasources V2 API

The DatasourcesV2 API from Moody's RMS — 3 operation(s) for datasourcesv2.

Moody's RMS Datastore V1 API

The DatastoreV1 API from Moody's RMS — 3 operation(s) for datastorev1.

Moody's RMS Datastore V2 API

The DatastoreV2 API from Moody's RMS — 3 operation(s) for datastorev2.

Moody's RMS Domains V1 API

The DomainsV1 API from Moody's RMS — 8 operation(s) for domainsv1.

Moody's RMS Earthquake Hazard Lookup API

The Earthquake Hazard Lookup API from Moody's RMS — 40 operation(s) for earthquake hazard lookup.

Moody's RMS Exports V1 API

The ExportsV1 API from Moody's RMS — 2 operation(s) for exportsv1.

Moody's RMS Exports V2 API

The ExportsV2 API from Moody's RMS — 1 operation(s) for exportsv2.

Moody's RMS Exposure BatchV3 API

The Exposure BatchV3 API from Moody's RMS — 1 operation(s) for exposure batchv3.

Moody's RMS Exposure SetsV1 API

The Exposure SetsV1 API from Moody's RMS — 3 operation(s) for exposure setsv1.

Moody's RMS File StorageV1 API

The File StorageV1 API from Moody's RMS — 8 operation(s) for file storagev1.

Moody's RMS Geocoding API

Geocodes an address

Moody's RMS Import Upload API

The Import Upload API from Moody's RMS — 3 operation(s) for import upload.

Moody's RMS Imports V1 API

The ImportsV1 API from Moody's RMS — 6 operation(s) for importsv1.

Moody's RMS Jobs API

The Jobs API from Moody's RMS — 2 operation(s) for jobs.

Moody's RMS Line of BusinessV1 API

The Line of BusinessV1 API from Moody's RMS — 2 operation(s) for line of businessv1.

Moody's RMS Location V1 API

The LocationV1 API from Moody's RMS — 30 operation(s) for locationv1.

Moody's RMS Logins API

The Logins API from Moody's RMS — 2 operation(s) for logins.

Moody's RMS Metrics V1 API

The MetricsV1 API from Moody's RMS — 24 operation(s) for metricsv1.

Moody's RMS Metrics V2 API

The MetricsV2 API from Moody's RMS — 27 operation(s) for metricsv2.

Moody's RMS Pate V1 API

The PateV1 API from Moody's RMS — 2 operation(s) for patev1.

Moody's RMS Policy ConditionV1 API

The Policy ConditionV1 API from Moody's RMS — 1 operation(s) for policy conditionv1.

Moody's RMS Policy V1 API

The PolicyV1 API from Moody's RMS — 15 operation(s) for policyv1.

Moody's RMS Portfolio V1 API

The PortfolioV1 API from Moody's RMS — 16 operation(s) for portfoliov1.

Moody's RMS Portfolio V2 API

The PortfolioV2 API from Moody's RMS — 16 operation(s) for portfoliov2.

Moody's RMS Producer V1 API

The ProducerV1 API from Moody's RMS — 2 operation(s) for producerv1.

Moody's RMS Reports V1 API

The ReportsV1 API from Moody's RMS — 2 operation(s) for reportsv1.

Moody's RMS Risk Lookups API

Returns one exposure, hazard, risk score, or loss cost layer for an address

Moody's RMS Server Instances API

The Server Instances API from Moody's RMS — 3 operation(s) for server instances.

Moody's RMS Step PolicyV1 API

The Step PolicyV1 API from Moody's RMS — 3 operation(s) for step policyv1.

Moody's RMS Treaty V1 API

The TreatyV1 API from Moody's RMS — 11 operation(s) for treatyv1.

Moody's RMS Underwriter V1 API

The UnderwriterV1 API from Moody's RMS — 2 operation(s) for underwriterv1.

Moody's RMS Utility V1 API

The UtilityV1 API from Moody's RMS — 6 operation(s) for utilityv1.

Moody's RMS Windstorm Hazard Lookup API

The Windstorm Hazard Lookup API from Moody's RMS — 14 operation(s) for windstorm hazard lookup.

Moody's RMS Workflows V1 API

The WorkflowsV1 API from Moody's RMS — 2 operation(s) for workflowsv1.

SVB Authorization API

The Authorization API issues OAuth2 access tokens for the SVB commercial banking platform (now part of First Citizens). Partners exchange...

SVB Account Balance API

The Account Balance API returns current and available balance information for SVB commercial deposit accounts. Clients query /v1/accounts...

SVB Account Transfer API

The Account Transfer API moves funds between a client's own SVB accounts. Partners create transfers at /v1/payment/account-transfers and ...

SVB ACH Transfers API

The ACH Transfers API (v2.1) originates domestic ACH credits and debits, verified ACH transfers, and IAT (International ACH Transaction) ...

SVB Instant Payments API

The Instant Payments API sends and tracks real-time payments over U.S. instant rails. Partners create payments at /v1/payment/instant-pay...

SVB Wires API

The Wires API (v2.1) initiates and manages domestic and international wire transfers. Partners create wires at /v2/payment/wires, retriev...

SVB Stop Payment API

The Stop Payment API places and inspects stop-payment orders on checks drawn against SVB commercial accounts. Partners create stop reques...

SVB Virtual Cards API

The Virtual Cards API (v2.0) issues and manages virtual card numbers (VCN) for accounts-payable, procurement, and travel spend. It expose...

SVB Webhook API

The Webhook API (v2.0) delivers asynchronous event notifications for payment and account activity. Partners manage event-types, events, p...

SVB Reference API

The Reference API provides look-up and reachability data supporting the payment products. It exposes /v1/reference/reachability/instant-p...

CCC Secure Share API

CCC's only publicly named API product. Secure Share is described by CCC as "a network using cloud-based APIs to permit more than 22,000 c...

CCC Platform API Gateway

CCC's production API gateway. GET https://api.cccis.com/v1 returns HTTP 401 with an RFC 6750 Bearer challenge and an Apigee fault body ({...

CCC Identity (OpenID Connect)

The Okta-hosted identity service behind CCC Connect and the CCC customer and partner portals, running on the custom domain auth.cccis.com...

SERFF Web Services

The NAIC-operated SERFF (System for Electronic Rates & Forms Filing) platform exposes machine integration services to filers, state regul...

NAIC Action API

action entity resources exposed by the NAIC JSON:API.

NAIC Base Field Override API

base_field_override entity resources exposed by the NAIC JSON:API.

NAIC Block API

block entity resources exposed by the NAIC JSON:API.

NAIC Block Content API

Reusable content blocks used to compose NAIC pages.

NAIC Block Content Type API

block_content_type entity resources exposed by the NAIC JSON:API.

NAIC Classy Paragraphs Style API

classy_paragraphs_style entity resources exposed by the NAIC JSON:API.

NAIC Comment API

Comment entities.

NAIC Comment Type API

comment_type entity resources exposed by the NAIC JSON:API.

NAIC Config Pages API

Site-wide configuration content, including the sitewide alert.

NAIC Config Pages Type API

config_pages_type entity resources exposed by the NAIC JSON:API.

NAIC Configurable Language API

configurable_language entity resources exposed by the NAIC JSON:API.

NAIC Crop API

crop entity resources exposed by the NAIC JSON:API.

NAIC Crop Type API

crop_type entity resources exposed by the NAIC JSON:API.

NAIC Date Format API

date_format entity resources exposed by the NAIC JSON:API.

NAIC Discovery API

The JSON:API entry point.

NAIC Editor API

editor entity resources exposed by the NAIC JSON:API.

NAIC Embed Button API

embed_button entity resources exposed by the NAIC JSON:API.

NAIC Entity Browser API

entity_browser entity resources exposed by the NAIC JSON:API.

NAIC Entity Extra Field API

entity_extra_field entity resources exposed by the NAIC JSON:API.

NAIC Entity Form Display API

entity_form_display entity resources exposed by the NAIC JSON:API.

NAIC Entity Form Mode API

entity_form_mode entity resources exposed by the NAIC JSON:API.

NAIC Entity View Display API

entity_view_display entity resources exposed by the NAIC JSON:API.

NAIC Entity View Mode API

entity_view_mode entity resources exposed by the NAIC JSON:API.

NAIC Event Entity API

Event entities.

NAIC Feeds Feed API

Feeds importer configuration for state contacts, departments and meeting calendars.

NAIC Feeds Feed Type API

feeds_feed_type entity resources exposed by the NAIC JSON:API.

NAIC Feeds Subscription API

feeds_subscription entity resources exposed by the NAIC JSON:API.

NAIC Field Config API

field_config entity resources exposed by the NAIC JSON:API.

NAIC Field Storage Config API

field_storage_config entity resources exposed by the NAIC JSON:API.

NAIC File API

Uploaded file entities backing the media entities.

NAIC Filter Format API

filter_format entity resources exposed by the NAIC JSON:API.

NAIC Image Style API

image_style entity resources exposed by the NAIC JSON:API.

NAIC Imce Profile API

imce_profile entity resources exposed by the NAIC JSON:API.

NAIC Language Content Settings API

language_content_settings entity resources exposed by the NAIC JSON:API.

NAIC Layout Builder Browser Block API

layout_builder_browser_block entity resources exposed by the NAIC JSON:API.

NAIC Layout Builder Browser Blockcat API

layout_builder_browser_blockcat entity resources exposed by the NAIC JSON:API.

NAIC Linkit Profile API

linkit_profile entity resources exposed by the NAIC JSON:API.

NAIC Media API

Media entities — documents (PDF publications, reports), images, video and audio.

NAIC Media Type API

media_type entity resources exposed by the NAIC JSON:API.

NAIC Menu API

menu entity resources exposed by the NAIC JSON:API.

NAIC Menu Link Content API

Site navigation menu links.

NAIC Metatag Defaults API

metatag_defaults entity resources exposed by the NAIC JSON:API.

NAIC Node API

Drupal content nodes — the NAIC's articles, committee pages, publications pages, state insurance department contacts, newsletters, calend...

NAIC Node Type API

node_type entity resources exposed by the NAIC JSON:API.

NAIC Paragraph API

Paragraph entities — the composable page building blocks.

NAIC Paragraphs Type API

paragraphs_type entity resources exposed by the NAIC JSON:API.

NAIC Path Alias API

path_alias entity resources exposed by the NAIC JSON:API.

NAIC Pathauto Pattern API

pathauto_pattern entity resources exposed by the NAIC JSON:API.

NAIC Print Engine API

print_engine entity resources exposed by the NAIC JSON:API.

NAIC Rdf Mapping API

rdf_mapping entity resources exposed by the NAIC JSON:API.

NAIC Redirect API

redirect entity resources exposed by the NAIC JSON:API.

NAIC Rest Resource Config API

rest_resource_config entity resources exposed by the NAIC JSON:API.

NAIC Search API Index API

search_api_index entity resources exposed by the NAIC JSON:API.

NAIC Search API Server API

search_api_server entity resources exposed by the NAIC JSON:API.

NAIC Search API Task API

search_api_task entity resources exposed by the NAIC JSON:API.

NAIC Settings API

settings entity resources exposed by the NAIC JSON:API.

NAIC Shortcut API

shortcut entity resources exposed by the NAIC JSON:API.

NAIC Shortcut Set API

shortcut_set entity resources exposed by the NAIC JSON:API.

NAIC Simple Sitemap API

simple_sitemap entity resources exposed by the NAIC JSON:API.

NAIC Simple Sitemap Engine API

simple_sitemap_engine entity resources exposed by the NAIC JSON:API.

NAIC Simple Sitemap Type API

simple_sitemap_type entity resources exposed by the NAIC JSON:API.

NAIC Slick API

slick entity resources exposed by the NAIC JSON:API.

NAIC Taxonomy Term API

Controlled vocabularies — model laws, insurance types, states, committees, publications, research topics and the rest of the NAIC's class...

NAIC Taxonomy Vocabulary API

taxonomy_vocabulary entity resources exposed by the NAIC JSON:API.

NAIC Toolbar Menu Element API

toolbar_menu_element entity resources exposed by the NAIC JSON:API.

NAIC User API

User entities (public fields only for anonymous callers).

NAIC User Role API

user_role entity resources exposed by the NAIC JSON:API.

NAIC View API

view entity resources exposed by the NAIC JSON:API.

NAIC Webform API

webform entity resources exposed by the NAIC JSON:API.

NAIC Webform Options API

webform_options entity resources exposed by the NAIC JSON:API.

NAIC Webform Submission API

webform_submission entity resources exposed by the NAIC JSON:API.

NAIC Workflow API

workflow entity resources exposed by the NAIC JSON:API.

FinThrive API

The FinThrive API, published through a Microsoft Azure API Management instance. The developer portal at api-portal.nthrive.com is publicl...

Resilience Identity (Auth0 Authorization Server)

The only publicly documented, machine-readable surface Resilience operates. portal.cyberresilience.com — the gated client and broker appl...

Other industries in United States

Banking & Open Banking 85 Financial Services 81 Data & Analytics 72 Education & EdTech 47 Energy 29 Healthcare 29 Digital Health & Telehealth 27 Government & Public Sector 26 Venture Capital & Investing 20 Climate & Sustainability 17 Cybersecurity & Identity 17 Utilities 16 All of United States →

Insurance elsewhere

North America 128 Europe 80 United Kingdom & Ireland 47 Latin America 22 Australia & New Zealand 19 India & South Asia 17 France & Iberia 15 DACH (Germany · Austria · Switzerland) 11 Southeast Asia 11 Middle East 7 Africa 6 Greater China 4 All of Insurance →

This page is the intersection of two independently computed cohorts: United States and Insurance. A provider appears here only when it is already a member of both. United States membership is matched on tag, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

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