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Get Covered

GetCovered, Inc. (Get Covered) is a New York-headquartered insurtech and property-risk technology company, founded in 2017, that consolidates fragmented insurance and compliance workflows for multifamily property management portfolios into a single platform. Its six verticals are renters insurance (HO4, master policy and TLL programs), security deposits (cash, surety and alternative deposits), animal and ESA screening, vendor certificate-of-insurance compliance, Spend IQ procurement and invoice validation, and review monitoring — layered with an AI tier branded GetHub (portfolio data and claims) and Cora (a conversational resident agent). The company reports 3M+ units live across 42 licensed states (NAIC #18224), with insurance services offered through GetCovered Insurance Services, LLC. Its platform API syncs resident, policy, vendor and invoice data two-way at the lease level with property management systems including Yardi, Entrata, RealPage OneSite, AppFolio, MRI and ResMan. The API itself is a partner/integration surface: the API reference at api.getcoveredinsurance.com/api-docs is behind HTTP Basic authentication and no OpenAPI, llms.txt or /.well-known documents are published publicly.

Get Covered is listed with 1 API on the APIs.io network. Tagged areas include Company, Insurance, Insurtech, Renters Insurance, and Property Management.

Get Covered’s developer surface includes pricing, developer portal, documentation, engineering blog, support, and 20 more developer resources.

24.5/100 emerging ▬ flat Agent 0/100 human only Front door AI 6/6 dominant Heartbeat 75/100 alive saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →
AccessEnterpriseOpen
1 API
CompanyInsuranceInsurtechRenters InsuranceProperty ManagementReal EstateComplianceRisk ManagementEmbedded InsuranceArtificial Intelligence

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Show this score on your site. Kin Score badge preview for Get Covered It updates itself when the score changes. Paste this where you link to your API docs:
<a href="https://apis.io/providers/get-covered/"><img src="https://apis.io/badge/get-covered/card.svg" alt="Get Covered on APIs.io — Kin Score by API Evangelist"></a>
Other styles, a README pill and a shields.io endpoint are on the badge page.
Raise your score.
Agent readiness — checks not met, largest first (exact, from this profile):
  • Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
  • MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
  • Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
  • Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
  • Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
  • Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
13 more unmet checks in the Agent Readiness table above.
Kin Score — facets with the most composite points still available (weight × headroom):
Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/get-covered/apis.yml: open an issue on github.com/api-evangelist/get-covered to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Get Covered Platform API

The Get Covered platform API — the integration surface that syncs resident, lease, policy, vendor certificate and invoice data two-way with property management systems (Yardi, E...

Get Covered API pricing

Pricing Plans 1

Published pricing tiers and plan structures.

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Get Covered Authentication

0 schemes

SECURITY

Get Covered Domain Security

TLSv1.2 · DNSSEC · DMARC

SECURITY

Get Covered Vulnerability Disclosure

Hackerone · contact published

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 5

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 5

Pricing, plans, and the legal terms of use

Company 5

The organization behind the API

Other 3

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: get-covered
name: Get Covered
description: 'GetCovered, Inc. (Get Covered) is a New York-headquartered insurtech and property-risk technology company, founded
  in 2017, that consolidates fragmented insurance and compliance workflows for multifamily property management portfolios
  into a single platform. Its six verticals are renters insurance (HO4, master policy and TLL programs), security deposits
  (cash, surety and alternative deposits), animal and ESA screening, vendor certificate-of-insurance compliance, Spend IQ
  procurement and invoice validation, and review monitoring — layered with an AI tier branded GetHub (portfolio data and claims)
  and Cora (a conversational resident agent). The company reports 3M+ units live across 42 licensed states (NAIC #18224),
  with insurance services offered through GetCovered Insurance Services, LLC. Its platform API syncs resident, policy, vendor
  and invoice data two-way at the lease level with property management systems including Yardi, Entrata, RealPage OneSite,
  AppFolio, MRI and ResMan. The API itself is a partner/integration surface: the API reference at api.getcoveredinsurance.com/api-docs
  is behind HTTP Basic authentication and no OpenAPI, llms.txt or /.well-known documents are published publicly.'
url: https://raw.githubusercontent.com/api-evangelist/get-covered/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: open
  trial: false
  try_now: false
  public: true
  gated: none
  gated_source:
  - onboarding
  label: Enterprise · Open access
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://www.getcovered.io/logo.svg
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.23'
created: '2026-08-04'
modified: '2026-08-04'
tags:
- Company
- Insurance
- Insurtech
- Renters Insurance
- Property Management
- Real Estate
- Compliance
- Risk Management
- Embedded Insurance
- Artificial Intelligence
tags_raw:
- Company
- Insurance
- InsurTech
- Renters Insurance
- Property Management
- Real Estate
- Compliance
- Risk Management
- Embedded Insurance
- Artificial Intelligence
- Real-Estate
apis:
- name: Get Covered Platform API
  description: 'The Get Covered platform API — the integration surface that syncs resident, lease, policy, vendor certificate
    and invoice data two-way with property management systems (Yardi, Entrata, RealPage OneSite, AppFolio, MRI, ResMan) and
    powers the resident renters-insurance portal at renters.getcoveredinsurance.com. The host is live and serves an API reference
    at /api-docs, but that reference is gated behind HTTP Basic authentication (WWW-Authenticate: Basic), so no public machine-readable
    contract (OpenAPI, Swagger, GraphQL SDL or AsyncAPI) could be harvested. Access is arranged through Get Covered directly.'
  humanURL: https://www.getcovered.io/
  baseURL: https://api.getcoveredinsurance.com
  tags:
  - Insurance
  - Property Management
  - Compliance
  x-contract-status: gated
  x-evidence:
    fetched: '2026-08-04'
    api_docs_url: https://api.getcoveredinsurance.com/api-docs
    api_docs_http_status: 401
    api_docs_www_authenticate: Basic realm=""
    openapi_probes: /openapi.json 404, /openapi.yaml 404, /swagger.json 404, /v1/openapi.json 404, /api-docs/v1/swagger.json
      401, /graphql 404
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Pricing
  url: https://www.getcovered.io/
- type: Plans
  url: plans/get-covered-plans-pricing.yml
- type: DomainSecurity
  url: security/get-covered-domain-security.yml
- type: Website
  url: https://www.getcovered.io/
- type: Portal
  url: https://www.getcovered.io/
- type: Documentation
  url: https://www.getcovered.io/ai
- type: About
  url: https://www.getcovered.io/about
- type: Blog
  url: https://www.getcovered.io/blog
- type: Careers
  url: https://www.getcovered.io/careers
- type: Customers
  url: https://www.getcovered.io/customers
- type: SignIn
  url: https://renters.getcoveredinsurance.com/auth/login
- type: Support
  url: https://www.getcovered.io/book-a-demo
- type: TermsOfService
  url: https://www.getcovered.io/terms
- type: PrivacyPolicy
  url: https://www.getcovered.io/privacy
- type: License
  url: https://www.getcoveredinsurance.com/licenses
- type: Security
  url: https://www.getcovered.io/security
- type: VulnerabilityDisclosure
  url: security/get-covered-vulnerability-disclosure.yml
- type: Compliance
  url: https://www.getcovered.io/ai-disclosure
- type: AIDisclosure
  url: https://www.getcovered.io/ai-disclosure
- type: Profile
  url: https://forgeglobal.com/get-covered_stock/
- type: LinkedIn
  url: https://www.linkedin.com/company/get-covered-inc
- type: Packages
  url: packages/get-covered-packages.yml
- type: LLMsTxt
  url: llms/get-covered-llms.txt
- type: Conformance
  url: conformance/get-covered-conformance.yml
- type: Lifecycle
  url: lifecycle/get-covered-lifecycle.yml
- type: Integrations
  url: integrations/_index.yml
x-enrichment:
  date: '2026-08-04'
  status: enriched
  artifacts_added: 9
  pass: local-v1

Get Covered API — frequently asked questions

Does Get Covered have an API?

Yes. APIs.io lists 1 API from Get Covered, including Get Covered Platform API.

How do I authenticate with the Get Covered API?

Get Covered documents its authentication (0 schemes). The details are profiled on APIs.io as Get Covered Authentication.

Is the Get Covered API ready for AI agents?

Get Covered has a Kin Score of 24.5 out of 100 (emerging) and an Agent Readiness score of 0.0 (human-only), scored by API Evangelist on 2026-11-06.

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