Liberty Mutual Insurance

Liberty Mutual Insurance Group is one of the largest global property and casualty insurers, headquartered in Boston, Massachusetts. The company offers a wide range of insurance products and services, including personal automobile, homeowners, workers compensation, and commercial lines, and exposes API-based insurance solutions for partners across the insurance lifecycle from quote-and-purchase through policyholder service and claims.

Liberty Mutual Insurance publishes 4 API contracts indexed on the APIs.io network, including Data API, Policies API, Quotes API, and 1 more. Tagged areas include Casualty, Commercial Lines, Insurance, Personal Lines, and Property.

The Liberty Mutual Insurance catalog on APIs.io includes 1 Spectral governance ruleset.

Liberty Mutual Insurance’s developer surface includes product news and 11 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

20.7/100 emerging ▬ flat Agent 17/100 agent aware Front door AI 1/6 silent Heartbeat 17/100 dormant Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessEnterpriseApproval

2 published contracts

Casualty Commercial Lines Insurance Personal Lines Property RentersSafety DataFortune 100 Property and Casualty

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Insurance Distribution Management

BC-2110

Quotes

POST /quotes

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 20.7/100 · emerging

Contract Quality 8.1 / 19

Developer Ergonomics 1.4 / 15

Access Clarity 0.8 / 15

Operational Transparency 0.8 / 10

Contract Governance 1.2 / 9

Discoverability 5.0 / 8

Regulatory Posture 0.8 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 17/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Show this score on your site.

It updates itself when the score changes. Paste this where you link to your API docs:

<a href="https://apis.io/providers/liberty-mutual-insurance/"><img src="https://apis.io/badge/liberty-mutual-insurance/card.svg" alt="Liberty Mutual Insurance on APIs.io — Kin Score by API Evangelist"></a>

Other styles, a README pill and a shields.io endpoint are on the badge page.

Raise your score.

Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link

10 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 5.3 — up to +18.9 composite points
Developer Ergonomics scores 9.5 — up to +18.1 composite points
Contract Quality scores 43.2 — up to +14.2 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/liberty-mutual-insurance/apis.yml: open an issue on github.com/api-evangelist/liberty-mutual-insurance to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Liberty Mutual Insurance Data API

Incident data operations

Liberty Mutual Insurance Policies API

Policy management operations

Liberty Mutual Insurance Quotes API

Insurance quote operations

Liberty Mutual Insurance Safety API

Safety analysis operations

Open Collections 6

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Liberty Mutual Renters Insurance Data API

OPEN COLLECTION

Liberty Mutual Renters Insurance Data Policies API

OPEN COLLECTION

Liberty Mutual Renters Insurance Data Quotes API

OPEN COLLECTION

Liberty Mutual Renters Insurance API

OPEN COLLECTION

Liberty Mutual Renters Insurance Data Safety API

OPEN COLLECTION

Liberty Mutual Solaria Labs API

OPEN COLLECTION

Liberty Mutual Insurance API pricing

Not yet checked against Liberty Mutual Insurance's own pricing page. Compiled by API Evangelist on 2026-05-05 from business.libertymutual.com; confirm before you rely on a figure.

Plan	Price
Partner / Approved Integrator enterprise	—

Plan details, limits and sources →

Rate limits

Partner API Limit: see partner agreement varies

Compiled by API Evangelist, not yet checked against Liberty Mutual Insurance's documentation. Rate-limit details →

Pricing Plans 1

Published pricing tiers and plan structures.

Liberty Mutual Insurance Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Liberty Mutual Insurance Rate Limits

1 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Liberty Mutual Insurance

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Liberty Mutual Insurance Finops

FINOPS

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Liberty Mutual Insurance API Rules

50 rules · 48 errors 1 warnings 1 info

SPECTRAL

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Liberty Mutual Insurance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Liberty Mutual Insurance Agentic Access

6 operations · 2 acting

AGENTIC

Press 5

Recent news and press coverage referencing this provider.

Liberty Mutual Insurance news - Page 2 of 9

Liberty General Insurance Introduces AI-Embedded Tool ...

Insurtech Insights | All News - Curated industry insights

Leveraging digital technologies in risk management

Accelerating innovation at Liberty Mutual Insurance | InsTech

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 4

The organization behind the API

LinkedIn

Website

Website

About

About

News

News

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Developer

Developer

Source (apis.yml)

aid: liberty-mutual-insurance
name: Liberty Mutual Insurance
description: Liberty Mutual Insurance Group is one of the largest global property and casualty insurers, headquartered in
  Boston, Massachusetts. The company offers a wide range of insurance products and services, including personal automobile,
  homeowners, workers compensation, and commercial lines, and exposes API-based insurance solutions for partners across the
  insurance lifecycle from quote-and-purchase through policyholder service and claims.
kind: contract
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: true
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - openapi
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Enterprise · Requires approval
  confidence: low
  source:
  - plans
  - security
  generated: '2026-11-06'
  method: derived
position: Producing
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/liberty-mutual-insurance.png
tags:
- Casualty
- Commercial Lines
- Insurance
- Personal Lines
- Property
- Renters
- Safety Data
- Fortune 100
- Property and Casualty
created: '2026-03-21'
modified: '2026-05-19'
url: https://raw.githubusercontent.com/api-evangelist/liberty-mutual-insurance/refs/heads/main/apis.yml
specificationVersion: '0.23'
apis:
- aid: liberty-mutual-insurance:liberty-mutual-insurance-data-api
  name: Liberty Mutual Insurance Data API
  description: Incident data operations
  humanURL: https://www.libertymutual.com/renters-api
  baseURL: https://api.libertymutual.com
  tags:
  - Data
  properties:
  - type: OpenAPI
    url: openapi/liberty-mutual-insurance-data-api-openapi.yml
  - type: Documentation
    url: https://www.libertymutual.com/renters-api
  - type: Documentation
    url: https://developer.libertymutual.com/
- aid: liberty-mutual-insurance:liberty-mutual-insurance-policies-api
  name: Liberty Mutual Insurance Policies API
  description: Policy management operations
  humanURL: https://www.libertymutual.com/renters-api
  baseURL: https://api.libertymutual.com
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/liberty-mutual-insurance-policies-api-openapi.yml
  - type: Documentation
    url: https://www.libertymutual.com/renters-api
  - type: Documentation
    url: https://developer.libertymutual.com/
- aid: liberty-mutual-insurance:liberty-mutual-insurance-quotes-api
  name: Liberty Mutual Insurance Quotes API
  description: Insurance quote operations
  humanURL: https://www.libertymutual.com/renters-api
  baseURL: https://api.libertymutual.com
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/liberty-mutual-insurance-quotes-api-openapi.yml
  - type: Documentation
    url: https://www.libertymutual.com/renters-api
  - type: Documentation
    url: https://developer.libertymutual.com/
- aid: liberty-mutual-insurance:liberty-mutual-insurance-safety-api
  name: Liberty Mutual Insurance Safety API
  description: Safety analysis operations
  humanURL: https://www.libertymutual.com/renters-api
  baseURL: https://api.libertymutual.com
  tags:
  - Safety
  properties:
  - type: OpenAPI
    url: openapi/liberty-mutual-insurance-safety-api-openapi.yml
  - type: Documentation
    url: https://www.libertymutual.com/renters-api
  - type: Documentation
    url: https://developer.libertymutual.com/
common:
- type: Plans
  url: plans/liberty-mutual-insurance-plans-pricing.yml
- type: RateLimits
  url: rate-limits/liberty-mutual-insurance-rate-limits.yml
- type: FinOps
  url: finops/liberty-mutual-insurance-finops.yml
- type: CapabilityMap
  url: capabilities/liberty-mutual-insurance-capability-edges.yml
  name: Liberty Mutual Insurance Business Capability Map
- type: AgenticAccess
  url: agentic-access/liberty-mutual-insurance-agentic-access.yml
- type: DomainSecurity
  url: security/liberty-mutual-insurance-domain-security.yml
- type: GitHubOrganization
  url: https://github.com/libertymutual
- type: LinkedIn
  url: https://www.linkedin.com/company/liberty-mutual-insurance
- type: Website
  url: https://www.libertymutual.com/
- type: Developer
  url: https://developer.libertymutual.com/
- type: About
  url: https://www.libertymutual.com/about-lm
- type: News
  url: https://www.libertymutual.com/about-lm/newsroom
- type: Integrations
  url: https://www.libertymutual.com/ecosystem
integrations:
- name: decorative affinity hero
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Liberty Mutual Insurance API — frequently asked questions

Does Liberty Mutual Insurance have an API?

Yes. APIs.io lists 4 APIs from Liberty Mutual Insurance, including Liberty Mutual Insurance Data API, Liberty Mutual Insurance Policies API and Liberty Mutual Insurance Quotes API, and 1 more.

Is there an OpenAPI specification for the Liberty Mutual Insurance API?

Yes. APIs.io indexes 4 OpenAPI specifications for Liberty Mutual Insurance, each linked for download from this page.

How much does the Liberty Mutual Insurance API cost?

APIs.io lists 1 pricing plan for Liberty Mutual Insurance, with each plan's price, limits and inclusions under Pricing on this page.

Is the Liberty Mutual Insurance API ready for AI agents?

Liberty Mutual Insurance has a Kin Score of 20.7 out of 100 (emerging) and an Agent Readiness score of 17.2 (agent-aware), scored by API Evangelist on 2026-11-06.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/liberty-mutual-insurance"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/liberty-mutual-insurance/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/liberty-mutual-insurance/evidence"

Calls without X-API-Key need no key. Calls with it need a paid plan — get a key.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.