Lemonade website screenshot

Lemonade

Lemonade, Inc. is an American insurance company. The company offers renters, homeowners, car, pet, and term life insurance in the United States, as well as contents and liability policies in Germany and the Netherlands and renters insurance in France. The Lemonade Insurance API allows partners to embed insurance quoting, policy creation, and payment flows for homeowners, condo, and renters policies into their own websites and apps.

Lemonade publishes 1 API on the APIs.io network. Tagged areas include Insurance, Renters Insurance, Homeowners Insurance, and Embedded Insurance.

Lemonade’s developer surface includes documentation, engineering blog, FAQ, GitHub presence, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub
36.7/100 thin ▲ 6.8 Agent 19/100 agent aware Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessFreemium
1 APIs
InsuranceRenters InsuranceHomeowners InsuranceEmbedded Insurance

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 36.7/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 3.9 / 20
Commercial Clarity 12.1 / 20
Operational Transparency 4.8 / 13
Governance 0.0 / 12
Discoverability 5.0 / 10
Agent readiness — 19/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/lemonade: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Lemonade Insurance API

A quick and easy way for partners to offer Lemonade homeowners, condo, and renters insurance to their users. Supports quoting, policy creation, and payment, either through the M...

GraphQL 1

GraphQL schemas published by this provider.

Lemonade GraphQL Schema

Lemonade is an AI-native digital insurance company offering renters, homeowners, car, pet, term life, and business insurance. Its platform is built around behavioral economics a...

GRAPHQL

Pricing Plans 1

Published pricing tiers and plan structures.

Lemonade Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Lemonade Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Lemonade Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Lemonade Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Lemonade Vulnerability Disclosure

security.txt · contact published

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LlmsText
LlmsText

Build 1

SDKs, sample code, and the tooling you integrate with

GitHub
GitHub

Access & Security 2

Authentication, authorization, and security posture

VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

FAQ
FAQ

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 4

The organization behind the API

LinkedIn
LinkedIn
 Website
Website
 Blog
Blog
 Partners
Partners

Source (apis.yml)

apis.yml Raw ↑ 
aid: lemonade
name: Lemonade
description: Lemonade, Inc. is an American insurance company. The company offers renters, homeowners, car, pet, and term life
  insurance in the United States, as well as contents and liability policies in Germany and the Netherlands and renters insurance
  in France. The Lemonade Insurance API allows partners to embed insurance quoting, policy creation, and payment flows for
  homeowners, condo, and renters policies into their own websites and apps.
kind: contract
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/lemonade.png
access: 3rd-Party
tags:
- Insurance
- Renters Insurance
- Homeowners Insurance
- Embedded Insurance
url: https://raw.githubusercontent.com/api-evangelist/lemonade/refs/heads/main/apis.yml
created: '2024-07-02'
modified: '2026-04-28'
specificationVersion: '0.19'
apis:
- aid: lemonade:lemonade-insurance-api
  name: Lemonade Insurance API
  description: A quick and easy way for partners to offer Lemonade homeowners, condo, and renters insurance to their users.
    Supports quoting, policy creation, and payment, either through the Maya bot drop-in or via direct flow control. Public
    OpenAPI is not currently published; documentation is available behind the Lemonade developer portal.
  humanURL: https://www.lemonade.com/api
  tags:
  - Insurance
  - Quotes
  - Policies
  - Payments
  properties:
  - url: https://www.lemonade.com/api
    type: Documentation
  - url: https://api-doc-portal.lemonade.com/
    type: Documentation
  - url: https://www.lemonade.com/blog/introducing-lemonade-insurance-api/
    type: Announcement
  - url: graphql/lemonade-graphql.md
    type: GraphQL
common:
- type: VulnerabilityDisclosure
  url: security/lemonade-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/lemonade-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/lemonade-inc-
- url: https://www.lemonade.com/
  type: Website
- url: https://www.lemonade.com/api
  type: Documentation
- url: https://api-doc-portal.lemonade.com/
  type: DeveloperPortal
- url: https://www.lemonade.com/blog/
  type: Blog
- url: https://www.lemonade.com/faq
  type: FAQ
- url: https://www.lemonade.com/partners-program
  type: Partners
- url: https://www.lemonade.com/api-terms
  type: TermsOfService
- url: https://www.lemonade.com/privacy-policy
  type: PrivacyPolicy
- url: https://github.com/lemonade-hq
  type: GitHub
- type: LlmsText
  url: https://www.lemonade.com/llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com