Farmers Mutual Hail

Farmers Mutual Hail (FMH) is a U.S.-based insurance provider specializing in crop hail coverage. With six generations of protecting farmers against hail damage, FMH leads the industry in offering comprehensive crop hail insurance solutions. The company serves agricultural producers across the United States, helping them mitigate financial losses from severe weather events and ensuring the continuity of farming operations. FMH’s mission is to safeguard the livelihoods of farmers by delivering reliable, affordable insurance products tailored to the unique risks of agriculture.

Farmers Mutual Hail is profiled on the APIs.io network. Tagged areas include Company, Insurance, Agriculture, Hail, and Crop.

Farmers Mutual Hail’s developer surface includes documentation, support, and 7 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

13.8/100 emerging Agent 3/100 human only Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

0 APIs

Company Insurance AgricultureHailCropUnited-States

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 13.8/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 2.4 / 17

Access Clarity 4.0 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.4 / 9

Regulatory Posture 3.6 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0

12 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 14.3 — up to +17.1 composite points
Access Clarity scores 23.7 — up to +15.3 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/farmers-mutual-hail/apis.yml: open an issue on github.com/api-evangelist/farmers-mutual-hail to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Pricing Plans 1

Published pricing tiers and plan structures.

Farmers Mutual Hail Plans Pricing

0 plans

PLANS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Farmers Mutual Hail Authentication

0 schemes

SECURITY

Farmers Mutual Hail Domain Security

TLSv1.2 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Farmers Mutual Hail Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Resources

Get Started 1

Portal, sign-up, and the first successful call

Login

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Newsroom

Newsroom

Website

Website

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Leadership

Leadership

Source (apis.yml)

aid: farmers-mutual-hail
name: Farmers Mutual Hail
description: Farmers Mutual Hail (FMH) is a U.S.-based insurance provider specializing in crop hail coverage. With six generations
  of protecting farmers against hail damage, FMH leads the industry in offering comprehensive crop hail insurance solutions.
  The company serves agricultural producers across the United States, helping them mitigate financial losses from severe weather
  events and ensuring the continuity of farming operations. FMH’s mission is to safeguard the livelihoods of farmers by delivering
  reliable, affordable insurance products tailored to the unique risks of agriculture.
image: https://www.fmh.com/images/librariesprovider79/default-album/fmh_logo.png
url: https://artifacts.apis.io/farmers-mutual-hail/apis.yml
x-type: company
x-source: harvest:new-submission
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-28 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-28'
modified: '2026-10-28'
tags:
- Company
- Insurance
- Agriculture
- Hail
- Crop
- United-States
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Hosts
  url: hosts/farmers-mutual-hail-hosts.yml
- type: Newsroom
  url: https://www.fmh.com/about/news/2026/05/01/InsureCast-Spring26
- type: Login
  url: https://ph.fmh.com/policyholderCenter/preLogIn/logIn
- type: Leadership
  url: https://www.fmh.com/about/leadership
- type: Documentation
  url: https://www.fmh.com/docs/librariesprovider79/support-library/teamviewerqs_en.exe
- type: DomainSecurity
  url: security/farmers-mutual-hail-domain-security.yml
- type: Website
  url: https://www.fmh.com/
- type: Support
  url: https://www.fmh.com/support
- type: PrivacyPolicy
  url: https://www.fmh.com/legal-compliance/privacy-statement
apis: []
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  detail: All attempted OpenAPI spec URLs returned HTML pages, not machine-readable specifications.
  evidence:
  - url: https://ci.fmh.com/openapi.json
    status: 200
  checked: '2026-10-28'
x-submission-probe: 301 https://www.fmh.com/, 2026-10-26
x-enrichment:
  date: '2026-10-28'
  status: enriched
  artifacts_added: 20
  pass: modular-v1
  engine: identity=oss,contract=oss,surfaces=oss,docs=oss,regulatory=oss

Farmers Mutual Hail API — frequently asked questions

How do I authenticate with the Farmers Mutual Hail API?

Farmers Mutual Hail documents its authentication (0 schemes). The details are profiled on APIs.io as Farmers Mutual Hail Authentication.

Is the Farmers Mutual Hail API ready for AI agents?

Farmers Mutual Hail has a Kin Score of 13.8 out of 100 (emerging) and an Agent Readiness score of 2.9 (human-only), scored by API Evangelist on 2026-10-31.

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