Embroker website screenshot

Embroker

Embroker is a San Francisco-based digital business insurance broker and insurtech platform founded in 2015 by Matt Miller, on a mission to make commercial insurance simple, clear, and tailored to each industry. Embroker operates a digital-first online platform where businesses can compare, quote, purchase, and manage commercial insurance policies directly, with industry-specific programs for funded startups, tech companies, law firms, venture capital and private equity firms, financial services professionals, consultants, real estate agents, and small businesses. Its coverage portfolio includes Business Owners Policy (BOP), commercial general liability, professional liability, technology errors and omissions, cyber insurance, directors and officers, employment practices liability, commercial crime, key person, workers compensation, and lawyers professional liability, often bundled into industry packages such as the Startup Bundle, Law Bundle, and MPL Bundle. In 2017 Embroker partnered with Munich Re to underwrite its own digital insurance products; in 2020 it launched Embroker Access for retail and wholesale brokers; and in 2023 it launched Embroker One, an AI- and machine-learning-driven platform for real-time risk assessment and policy recommendations. The company has protected 9,500+ businesses across 16,000+ policies and raised a $100M round in 2021 led by FTV Capital. Embroker's revenue model is brokerage commissions, managing general agent (MGA) underwriting fees on its own products, and platform access for partner brokers; there is no public developer API, SDK, or open-source release — its GitHub organization contains only archived forks of third-party libraries and a small number of internal tooling repositories.

Embroker is profiled on the APIs.io network. Tagged areas include Insurance, Business Insurance, Commercial Insurance, Insurtech, and Digital Insurance.

Embroker’s developer surface includes signup flow, engineering blog, tooling, privacy policy, terms of service, GitHub presence, and 32 more developer resources.

15.1/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
InsuranceBusiness InsuranceCommercial InsuranceInsurtechDigital InsuranceBrokerManaging General AgentCyber InsuranceProfessional LiabilityDirectors and OfficersStartupsLaw FirmsRisk Management

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 15.1/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 0.4 / 20
Commercial Clarity 4.7 / 20
Operational Transparency 2.1 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/embroker: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

GraphQL 1

GraphQL schemas published by this provider.

Embroker GraphQL Schema

Embroker is a San Francisco-based digital business insurance broker and insurtech platform that enables businesses to compare, quote, purchase, and manage commercial insurance p...

GRAPHQL

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Embroker Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Build 2

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Commercial 2

Pricing, plans, and the legal terms of use

Company 8

The organization behind the API

Scroll for all 8

Other 20

Properties that don't map to a standard resource type

Scroll for all 20

Source (apis.yml)

apis.yml Raw ↑
aid: embroker
name: Embroker
description: Embroker is a San Francisco-based digital business insurance broker and insurtech platform founded in 2015 by
  Matt Miller, on a mission to make commercial insurance simple, clear, and tailored to each industry. Embroker operates a
  digital-first online platform where businesses can compare, quote, purchase, and manage commercial insurance policies directly,
  with industry-specific programs for funded startups, tech companies, law firms, venture capital and private equity firms,
  financial services professionals, consultants, real estate agents, and small businesses. Its coverage portfolio includes
  Business Owners Policy (BOP), commercial general liability, professional liability, technology errors and omissions, cyber
  insurance, directors and officers, employment practices liability, commercial crime, key person, workers compensation, and
  lawyers professional liability, often bundled into industry packages such as the Startup Bundle, Law Bundle, and MPL Bundle.
  In 2017 Embroker partnered with Munich Re to underwrite its own digital insurance products; in 2020 it launched Embroker
  Access for retail and wholesale brokers; and in 2023 it launched Embroker One, an AI- and machine-learning-driven platform
  for real-time risk assessment and policy recommendations. The company has protected 9,500+ businesses across 16,000+ policies
  and raised a $100M round in 2021 led by FTV Capital. Embroker's revenue model is brokerage commissions, managing general
  agent (MGA) underwriting fees on its own products, and platform access for partner brokers; there is no public developer
  API, SDK, or open-source release — its GitHub organization contains only archived forks of third-party libraries and a small
  number of internal tooling repositories.
type: Index
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/embroker.png
tags:
- Insurance
- Business Insurance
- Commercial Insurance
- Insurtech
- Digital Insurance
- Broker
- Managing General Agent
- Cyber Insurance
- Professional Liability
- Directors and Officers
- Startups
- Law Firms
- Risk Management
url: https://raw.githubusercontent.com/api-evangelist/embroker/refs/heads/main/apis.yml
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.20'
apis: []
common:
- type: DomainSecurity
  url: security/embroker-domain-security.yml
- type: Website
  url: https://www.embroker.com
- type: Login
  url: https://app.embroker.com/login
- type: Signup
  url: https://app.embroker.com/signup
- type: Application
  url: https://app.embroker.com
- type: BrokerAccess
  url: https://access.embroker.com
- type: Coverages
  url: https://www.embroker.com/coverage/
- type: Startup
  url: https://www.embroker.com/startup/
- type: TechCompanies
  url: https://www.embroker.com/non-funded-tech-companies/
- type: LawFirms
  url: https://www.embroker.com/law/
- type: VentureCapital
  url: https://www.embroker.com/venture-capital-private-equity-firms/
- type: FinancialServices
  url: https://www.embroker.com/financial-services-professionals/
- type: Consultants
  url: https://www.embroker.com/consultants/
- type: RealEstate
  url: https://www.embroker.com/real-estate/
- type: SmallBusinesses
  url: https://www.embroker.com/small-businesses/
- type: CyberInsurance
  url: https://www.embroker.com/coverage/cyber-insurance/
- type: ProfessionalLiability
  url: https://www.embroker.com/coverage/professional-liability-insurance/
- type: DirectorsAndOfficers
  url: https://www.embroker.com/coverage/directors-officers-insurance/
- type: BusinessOwnersPolicy
  url: https://www.embroker.com/coverage/business-owners-policy/
- type: GeneralLiability
  url: https://www.embroker.com/coverage/commercial-general-liability-insurance/
- type: EmploymentPracticesLiability
  url: https://www.embroker.com/coverage/employment-practices-liability-insurance/
- type: CommercialCrime
  url: https://www.embroker.com/coverage/commercial-crime-insurance/
- type: LawyersProfessionalLiability
  url: https://www.embroker.com/coverage/legal-professional-liability/
- type: TechErrorsOmissions
  url: https://www.embroker.com/coverage/tech-errors-omissions/
- type: About
  url: https://www.embroker.com/about/
- type: Press
  url: https://www.embroker.com/press/
- type: Partners
  url: https://www.embroker.com/partners/
- type: ResourceHub
  url: https://www.embroker.com/resources/
- type: Blog
  url: https://www.embroker.com/blog/
- type: Tools
  url: https://www.embroker.com/tools/
- type: Careers
  url: https://www.embroker.com/careers/
- type: Security
  url: https://www.embroker.com/security/
- type: Privacy
  url: https://www.embroker.com/privacy/
- type: Terms
  url: https://www.embroker.com/terms/
- type: GitHub
  url: https://github.com/embroker
- type: Twitter
  url: https://twitter.com/Embroker
- type: LinkedIn
  url: https://www.linkedin.com/company/embroker
- url: graphql/embroker-graphql.md
  type: GraphQL
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com