Brown & Brown website screenshot

Brown & Brown

Brown & Brown, Inc. (NYSE: BRO) is a Daytona Beach, Florida headquartered insurance brokerage and risk-management intermediary founded in 1939, and one of the largest independent brokers in the United States. Following the 2025 acquisition of Accession Risk Management Group (Risk Strategies and One80 Intermediaries), it reports through two segments: Retail — property and casualty insurance, employee benefits, private client, captive solutions and financial/wealth services — and Specialty Distribution — programs, wholesale brokerage and MGA/binding-authority businesses including Arrowhead. As a distributor rather than a carrier, Brown & Brown places risk with insurers instead of underwriting it, and its US home market has no federal insurance regulator and no open-insurance mandate. Its API posture reflects that honestly: Brown & Brown publishes no public developer portal and no self-serve API. developer.bbrown.com, developers.bbrown.com, docs.bbrown.com and api.bbrown.com do not resolve, and every /developers, /api, /partners and /integrations path returns 404. Every discoverable application subdomain is a login wall — agent, client and vendor portals behind Microsoft Entra ID SSO or third-party sign-in. The only real programmatic surface is partner-gated: the Arrowhead Programs "Enterprise API" (EAPI), a quoting integration distributed through comparative raters and aggregators such as CoverHound, Tarmika, Semsee and DAIS, with no public documentation, base URL or specification. No ACORD, AL3, ACORD XML or NGDS reference is published on any Brown & Brown first-party property; carrier data exchange runs, as it does across US retail brokerage, through the agency management system layer — Brown & Brown is a publicly referenced Vertafore AMS360 agency — and IVANS agency download rather than through any API Brown & Brown itself exposes. In July 2026 the company announced an AI-first transformation with Anthropic, McKinsey and Accenture, deploying Claude across 23,000 teammates and Claude Code across its software engineering organization; that is internal adoption and has so far produced no external API, developer portal or agent-facing surface. The only machine-readable documents Brown & Brown publishes are two RSS feeds — the blog and investor news releases.

Brown & Brown is profiled on the APIs.io network. Tagged areas include Insurance, United States, Broker, Property and Casualty, and Employee Benefits.

Brown & Brown’s developer surface includes engineering blog, support, and 13 more developer resources.

17.2/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
InsuranceUnited StatesBrokerProperty and CasualtyEmployee BenefitsWholesale BrokerageManaging General AgentRisk ManagementAgency ManagementPartner Gated

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/brown-brown: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Brown Brown Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Access & Security 1

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 8

The organization behind the API

Scroll for all 8

Source (apis.yml)

apis.yml Raw ↑
aid: brown-brown
url: https://raw.githubusercontent.com/api-evangelist/brown-brown/refs/heads/main/apis.yml
name: Brown & Brown
kind: company
description: 'Brown & Brown, Inc. (NYSE: BRO) is a Daytona Beach, Florida headquartered insurance brokerage and risk-management
  intermediary founded in 1939, and one of the largest independent brokers in the United States. Following the 2025 acquisition
  of Accession Risk Management Group (Risk Strategies and One80 Intermediaries), it reports through two segments: Retail —
  property and casualty insurance, employee benefits, private client, captive solutions and financial/wealth services — and
  Specialty Distribution — programs, wholesale brokerage and MGA/binding-authority businesses including Arrowhead. As a distributor
  rather than a carrier, Brown & Brown places risk with insurers instead of underwriting it, and its US home market has no
  federal insurance regulator and no open-insurance mandate. Its API posture reflects that honestly: Brown & Brown publishes
  no public developer portal and no self-serve API. developer.bbrown.com, developers.bbrown.com, docs.bbrown.com and api.bbrown.com
  do not resolve, and every /developers, /api, /partners and /integrations path returns 404. Every discoverable application
  subdomain is a login wall — agent, client and vendor portals behind Microsoft Entra ID SSO or third-party sign-in. The only
  real programmatic surface is partner-gated: the Arrowhead Programs "Enterprise API" (EAPI), a quoting integration distributed
  through comparative raters and aggregators such as CoverHound, Tarmika, Semsee and DAIS, with no public documentation, base
  URL or specification. No ACORD, AL3, ACORD XML or NGDS reference is published on any Brown & Brown first-party property;
  carrier data exchange runs, as it does across US retail brokerage, through the agency management system layer — Brown &
  Brown is a publicly referenced Vertafore AMS360 agency — and IVANS agency download rather than through any API Brown & Brown
  itself exposes. In July 2026 the company announced an AI-first transformation with Anthropic, McKinsey and Accenture, deploying
  Claude across 23,000 teammates and Claude Code across its software engineering organization; that is internal adoption and
  has so far produced no external API, developer portal or agent-facing surface. The only machine-readable documents Brown
  & Brown publishes are two RSS feeds — the blog and investor news releases.'
accessModel:
  pricing: none
  onboarding: partner-gated
  trial: false
  try_now: false
  public: false
  label: No public API · Partner/agent-gated
  confidence: high
  source:
  - review
  generated: '2026-07-25'
  method: manual
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- United States
- Broker
- Property and Casualty
- Employee Benefits
- Wholesale Brokerage
- Managing General Agent
- Risk Management
- Agency Management
- Partner Gated
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/brown-brown-domain-security.yml
- type: Website
  url: https://www.bbrown.com/
- type: Website
  url: https://us.bbrown.com/
- type: Blog
  url: https://us.bbrown.com/blog/
- type: BlogFeeds
  url: https://us.bbrown.com/blog/rss.xml
- type: InvestorRelations
  url: https://investor.bbrown.com/
- type: PressReleases
  url: https://investor.bbrown.com/rss/news-releases.xml
- type: About
  url: https://us.bbrown.com/about/
- type: Support
  url: https://us.bbrown.com/contact-us
- type: Login
  url: https://us.bbrown.com/customer-logins
- type: Careers
  url: https://us.bbrown.com/careers/
- type: TermsOfService
  url: https://us.bbrown.com/general-terms-of-business
- type: PrivacyPolicy
  url: https://us.bbrown.com/privacy-policy
- type: LLMsTxt
  url: llms/brown-brown-llms.txt
- type: LinkedIn
  url: https://www.linkedin.com/company/brown-brown-insurance
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com