Erie Insurance

Erie Insurance Group (NASDAQ: ERIE) is a Fortune 500 property and casualty insurance company headquartered in Erie, Pennsylvania. The company offers auto, home, business, and life insurance products through a network of independent agents across multiple U.S. states.

Erie Insurance is profiled on the APIs.io network. Tagged areas include Auto Insurance, Fortune 500, Home Insurance, Insurance, and Business Insurance.

Erie Insurance’s developer surface includes support, engineering blog, and 19 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

12.6/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

0 APIs

Auto Insurance Fortune 500 Home Insurance Insurance Business Insurance Life Insurance Property and Casualty

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 12.6/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 6.5 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 1.1 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document Ask about this →
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author Ask about this →
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey) Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes Ask about this →

12 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points Ask about this →
Developer Ergonomics scores 7.1 — up to +18.6 composite points Ask about this →
Operational Transparency scores 0.0 — up to +13.0 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/erie-insurance/apis.yml: open an issue on github.com/api-evangelist/erie-insurance to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Erie Insurance API pricing

Pricing Plans 1

Published pricing tiers and plan structures.

Erie Insurance Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Erie Insurance Rate Limits

0 limits

RATE LIMITS

Terms of Service 1

What its API terms permit and prohibit, quoted from its own page.

Erie Insurance

11 quoted statements, read from Erie Insurance's own page on 2026-11-09.

TERMS

Eligibility 1

Who may sign up and where, quoted from its own terms.

Erie Insurance

2 quoted statements, read from Erie Insurance's own page on 2026-11-09.

ELIGIBILITY

AI Preferences 1

Its stance on AI training, inference and agents, quoted from its own pages.

Erie Insurance

1 quoted statement, read from Erie Insurance's own page on 2026-11-09.

AI PREFS

Data License 1

How its data and outputs may be reused, quoted from its own terms.

Erie Insurance

1 quoted statement, read from Erie Insurance's own page on 2026-11-09.

LICENSE

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Erie Insurance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Press 5

Recent news and press coverage referencing this provider.

Erie CIO Partha Srinivasa on AI, productivity, and culture

Erie Insurance Group News and Press Releases

Erie Insurance invests in Feathery, AI-driven data ...

Insurer conquers change management

Erie CEO: AI Not Intended to Replace Company Employees

Resources

Get Started 1

Portal, sign-up, and the first successful call

Login

Documentation 1

Reference material describing how the API behaves

AIPreferences

AIPreferences

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Lifecycle

Lifecycle

Build 1

SDKs, sample code, and the tooling you integrate with

Packages

Packages

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 3

Status, limits, changes, and where to get help

Support

Support

Contact

Contact

RateLimits

RateLimits

Commercial 5

Pricing, plans, and the legal terms of use

TermsOfService

PrivacyPolicy

Plans

UsageTerms

DataLicense

Company 6

The organization behind the API

LinkedIn

Website

About

Careers

Blog

Newsroom

Other 1

Properties that don't map to a standard resource type

Eligibility

Eligibility

Source (apis.yml)

aid: erie-insurance
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  probe_state: gated
  source:
  - rate-limits
  - security
  generated: '2026-11-13'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/erie-insurance.png
name: Erie Insurance
url: https://raw.githubusercontent.com/api-evangelist/erie-insurance/refs/heads/main/apis.yml
description: 'Erie Insurance Group (NASDAQ: ERIE) is a Fortune 500 property and casualty insurance company headquartered in
  Erie, Pennsylvania. The company offers auto, home, business, and life insurance products through a network of independent
  agents across multiple U.S. states.'
kind: contract
position: Consuming
access: 3rd-Party
tags:
- Auto Insurance
- Fortune 500
- Home Insurance
- Insurance
- Business Insurance
- Life Insurance
- Property and Casualty
created: '2026-03-21'
modified: '2026-09-06'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/erie-insurance-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/erie-insurance-group
- type: Website
  url: https://www.erieinsurance.com
  name: Erie Insurance
- type: About
  url: https://www.erieinsurance.com/about-us
  name: About Us - Erie Insurance
- type: Careers
  url: https://www.erieinsurance.com/careers
  name: Careers - Erie Insurance
- type: Support
  url: https://www.erieinsurance.com/support-center
  name: ERIE Support Center
- type: Blog
  url: https://www.erieinsurance.com/blog
  name: Erie Insurance Blog
- type: TermsOfService
  url: https://www.erieinsurance.com/terms-of-use
  name: Terms of Use
- type: PrivacyPolicy
  url: https://www.erieinsurance.com/privacy-policy
  name: Privacy Policy
- type: Login
  url: https://www.erieinsurance.com/Account/login/Login
  name: ERIE Account Login
- type: Contact
  url: https://www.erieinsurance.com/contact-erie
  name: Contact ERIE
- type: Newsroom
  url: https://www.erieinsurance.com/newsroom
  name: ERIE Newsroom
- type: Packages
  url: packages/erie-insurance-packages.yml
- type: Plans
  url: plans/erie-insurance-plans-pricing.yml
- type: RateLimits
  url: rate-limits/erie-insurance-rate-limits.yml
- type: Lifecycle
  url: lifecycle/erie-insurance-lifecycle.yml
- type: LLMsTxt
  url: llms/erie-insurance-llms.txt
- type: UsageTerms
  url: terms/erie-insurance-terms-of-service.yml
- type: Eligibility
  url: eligibility/erie-insurance-eligibility.yml
- type: AIPreferences
  url: ai-preferences/erie-insurance-ai-preferences.yml
- type: DataLicense
  url: data-license/erie-insurance-data-license.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
x-enrichment:
  date: '2026-09-06'
  status: minimal
  artifacts_added: 6
  pass: local-v3
x-coverage:
  state: gated
  reason: partner-login
  detail: Erie publishes no developer portal at all — developer/developers/api/apis/partner/partners.erieinsurance.com are
    all NXDOMAIN and the 6,110-URL sitemap contains no developer page — while a live public SOAP gateway at services.erieinsurance.com
    proves an integration surface exists and answers a byte-identical 500 SOAP env:Fault to every anonymous request including
    ?wsdl, so the only route to Erie's machine surface is an independent-agency appointment behind the ERIE business/agent
    login.
  evidence:
  - url: https://services.erieinsurance.com/?wsdl
    status: 500
  - url: https://services.erieinsurance.com/erie-negative-control-7f3ab91c
    status: 500
  - url: https://www.erieinsurance.com/Account/login/Login
    status: 200
  - url: https://www.erieinsurance.com/.well-known/api-catalog
    status: 404
  - url: https://www.erieinsurance.com/llms.txt
    status: 404
  - url: https://www.erieinsurance.com/sitemap.xml
    status: 200
  checked: '2026-09-06'

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