Openly

Openly is an independent agent home insurance platform founded in 2017 and headquartered in Boston, Massachusetts. The company provides REST APIs for generating homeowners insurance quotes, binding policies, managing endorsements, and processing renewals. Openly operates as a general agency and program administrator, enabling tech-savvy independent agencies to build custom interfaces and plug into the Openly platform on the backend. The platform leverages actuarial science, machine learning, and advanced technology to provide fully underwritten quotes in seconds, supporting primary residences, secondary and seasonal homes, and landlord (rented-to-others) policies with coverage up to $5M guaranteed replacement cost.

Openly publishes 1 API on the APIs.io network. Tagged areas include Insurance, Homeowners Insurance, Home Insurance, Quote, and Bind.

Openly’s developer surface includes documentation, engineering blog, pricing, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub

18.1/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1

1 APIs

InsuranceHomeowners InsuranceHome InsuranceQuoteBindPolicyEndorsementRenewalInsurTech

Kin Score

Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1

Composite quality — 18.1/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 2.2 / 20

Commercial Clarity 7.9 / 20

Operational Transparency 2.7 / 13

Governance 0.0 / 12

Discoverability 6.9 / 10

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/openly: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Openly Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg

GitHubOrg

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: openly
name: Openly
description: Openly is an independent agent home insurance platform founded in 2017 and headquartered in Boston, Massachusetts.
  The company provides REST APIs for generating homeowners insurance quotes, binding policies, managing endorsements, and
  processing renewals. Openly operates as a general agency and program administrator, enabling tech-savvy independent agencies
  to build custom interfaces and plug into the Openly platform on the backend. The platform leverages actuarial science, machine
  learning, and advanced technology to provide fully underwritten quotes in seconds, supporting primary residences, secondary
  and seasonal homes, and landlord (rented-to-others) policies with coverage up to $5M guaranteed replacement cost.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/openly.png
url: https://raw.githubusercontent.com/api-evangelist/openly/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
tags:
- Insurance
- Homeowners Insurance
- Home Insurance
- Quote
- Bind
- Policy
- Endorsement
- Renewal
- InsurTech
apis:
- aid: openly:openly-quote-bind-api
  name: Openly Quote & Bind API
  description: REST API enabling independent insurance agencies to generate homeowners insurance quotes, bind policies, manage
    endorsements, and process renewals programmatically. Agencies can build custom interfaces and experiences while connecting
    to Openly on the backend for quoting, underwriting, billing, and policy management across primary residences, secondary
    homes, and landlord policies.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developers.openly.com/
  baseURL: https://api.openly.com
  tags:
  - Insurance
  - Quote
  - Bind
  - Policy
  - Endorsement
  - Homeowners
  properties:
  - type: Documentation
    url: https://developers.openly.com/
  - type: Authentication
    url: https://developers.openly.com/auth
common:
- type: DomainSecurity
  url: security/openly-domain-security.yml
- type: Website
  url: https://openly.com/
- type: Documentation
  url: https://developers.openly.com/
- type: GitHubOrg
  url: https://github.com/openly-insurance
- type: LinkedIn
  url: https://www.linkedin.com/company/openlyllc
- type: Blog
  url: https://openly.com/the-open-door
- type: Pricing
  url: https://openly.com/homeowners
- type: StatusPage
  url: https://status.openly.com/
- type: X
  url: https://twitter.com/openlyllc
- type: Plans
  url: plans/openly-plans-pricing.yml
- type: RateLimits
  url: rate-limits/openly-rate-limits.yml
- type: FinOps
  url: finops/openly-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Openly

Kin Score

APIs 1

Openly Quote & Bind API

Pricing Plans 1

Openly Plans Pricing