Harper

Harper is an AI-native commercial insurance brokerage founded in 2024 and headquartered in San Francisco. Harper pairs licensed insurance experts with a proprietary AI tech stack that automates core brokerage workflows — reading applications, routing submissions, following up with underwriters, and managing client communications — to place excess & surplus (E&S) and specialty commercial coverage across industries from trucking and construction to technology, CPG, and professional services. Businesses can get bound coverage in 24-48 hours rather than weeks. The company is backed by Emergence Capital and Y Combinator and raised a $47M Series A and seed round in early 2026. Harper does not currently publish a public developer API; this profile tracks the company's identity and public web surface for the API Evangelist network.

Harper is profiled on the APIs.io network. Tagged areas include Company, Insurance Tech, Insurance, Insurtech, and Commercial Insurance.

Harper’s developer surface includes engineering blog and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

13.4/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyInsurance TechInsuranceInsurtechCommercial InsuranceInsurance BrokerageBusiness InsuranceArtificial IntelligenceAI

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 13.4/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.4 / 20

Commercial Clarity 4.7 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/harper: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

Login

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

Blog

Blog

Source (apis.yml)

aid: harper
name: Harper
description: Harper is an AI-native commercial insurance brokerage founded in 2024 and headquartered in San Francisco. Harper
  pairs licensed insurance experts with a proprietary AI tech stack that automates core brokerage workflows — reading applications,
  routing submissions, following up with underwriters, and managing client communications — to place excess & surplus (E&S)
  and specialty commercial coverage across industries from trucking and construction to technology, CPG, and professional
  services. Businesses can get bound coverage in 24-48 hours rather than weeks. The company is backed by Emergence Capital
  and Y Combinator and raised a $47M Series A and seed round in early 2026. Harper does not currently publish a public developer
  API; this profile tracks the company's identity and public web surface for the API Evangelist network.
url: https://raw.githubusercontent.com/api-evangelist/harper/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://www.harperinsure.com/favicon.svg
x-type: company
x-source: vc-portfolio
x-backed-by:
- emergence-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Insurance Tech
- Insurance
- Insurtech
- Commercial Insurance
- Insurance Brokerage
- Business Insurance
- Artificial Intelligence
- AI
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.harperinsure.com
- type: Blog
  url: https://www.harperinsure.com/news
- type: Blog
  name: Engineering Blog
  url: https://www.harperinsure.com/engineering
- type: PrivacyPolicy
  url: https://www.harperinsure.com/privacypolicy
- type: Login
  name: Customer Portal
  url: https://link.harperinsure.com/
- type: DomainSecurity
  url: security/harper-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence