At-Bay website screenshot

At-Bay

At-Bay is an InsurSec company that combines cyber insurance with proactive security monitoring for businesses. Headquartered in New York with offices in San Francisco and Tel Aviv, At-Bay underwrites Surplus Cyber, Surplus Tech E&O, and Surplus Miscellaneous Professional Liability (MPL) coverage and bundles them with the At-Bay Stance security platform (advisory, fraud defense, incident response) and 24/7 Managed Detection and Response (MDR) across endpoint, email (MXDR), and multi-vector surfaces. At-Bay distributes through a network of independent brokers and partners and exposes a production-grade REST Partner API (v2) that lets brokerage platforms, digital distributors, and agency management systems quote, customize, bind, renew, retrieve documents, and receive webhook callbacks for the full policy lifecycle. Demo environment at api-demo.at-bay.com lets partners integrate without going through Broker of Record clearance.

At-Bay publishes 5 APIs on the APIs.io network, including Documents API, Health API, Policies API, and 2 more. Tagged areas include Insurance, Cyber Insurance, InsurSec, Insurtech, and Tech E&O.

The At-Bay catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

At-Bay’s developer surface includes authentication, documentation, GitHub presence, and 27 more developer resources.

48.2/100 developing ▼ -5.6 Agent 34/100 agent aware Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessSelf serve
5 APIs
InsuranceCyber InsuranceInsurSecInsurtechTech E&OProfessional LiabilityMPLManaged Detection And ResponseMDRSecurity MonitoringEmail SecurityEndpoint SecurityIncident ResponseBrokersQuotingBindingPolicy LifecycleWebhooks

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 48.2/100 · developing
Contract Quality 18.4 / 25
Developer Ergonomics 7.0 / 20
Commercial Clarity 10.5 / 20
Operational Transparency 0.7 / 13
Governance 8.3 / 12
Discoverability 7.4 / 10
Agent readiness — 34/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/at-bay: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

At-Bay Documents API

Upload submission documents and download generated policy documents.

At-Bay Health API

API health check.

At-Bay Policies API

Manage bound policies including renewal behavior.

At-Bay Quotes API

Create, poll, and bind insurance quotes.

At-Bay Webhooks API

Register webhook endpoints for asynchronous status callbacks.

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

At-Bay Partner API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

At Bay Plans Pricing

4 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

At Bay Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

At Bay Context

31 classes · 0 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

At-Bay API Rules

5 rules · 4 warnings 1 info

SPECTRAL

At-Bay API Rules

5 rules · 3 errors 2 warnings

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

At-Bay Policy

13 properties

JSON SCHEMA

At-Bay Quote

10 properties

JSON SCHEMA

JSON Structure 1

JSON Structure definitions describing this provider's data shapes.

At Bay Quote Structure

0 properties

JSON STRUCTURE

Examples 3

Example request and response payloads for these APIs.

At Bay Get Quote Example

2 fields

EXAMPLE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

At Bay Authentication

http · 1 scheme

SECURITY

At Bay Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

At Bay Agentic Access

12 operations · 7 acting

12 operations · 7 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 7

The organization behind the API

Scroll for all 7

Other 8

Properties that don't map to a standard resource type

Scroll for all 8

Source (apis.yml)

apis.yml Raw ↑
aid: at-bay
name: At-Bay
description: At-Bay is an InsurSec company that combines cyber insurance with proactive security monitoring for businesses.
  Headquartered in New York with offices in San Francisco and Tel Aviv, At-Bay underwrites Surplus Cyber, Surplus Tech E&O,
  and Surplus Miscellaneous Professional Liability (MPL) coverage and bundles them with the At-Bay Stance security platform
  (advisory, fraud defense, incident response) and 24/7 Managed Detection and Response (MDR) across endpoint, email (MXDR),
  and multi-vector surfaces. At-Bay distributes through a network of independent brokers and partners and exposes a production-grade
  REST Partner API (v2) that lets brokerage platforms, digital distributors, and agency management systems quote, customize,
  bind, renew, retrieve documents, and receive webhook callbacks for the full policy lifecycle. Demo environment at api-demo.at-bay.com
  lets partners integrate without going through Broker of Record clearance.
type: Index
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/at-bay.png
tags:
- Insurance
- Cyber Insurance
- InsurSec
- Insurtech
- Tech E&O
- Professional Liability
- MPL
- Managed Detection And Response
- MDR
- Security Monitoring
- Email Security
- Endpoint Security
- Incident Response
- Brokers
- Quoting
- Binding
- Policy Lifecycle
- Webhooks
url: https://raw.githubusercontent.com/api-evangelist/at-bay/refs/heads/main/apis.yml
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.20'
apis:
- aid: at-bay:at-bay-documents-api
  name: At-Bay Documents API
  description: Upload submission documents and download generated policy documents.
  humanURL: https://developers.at-bay.com/docs/getting-started
  baseURL: https://api.at-bay.com/v2
  tags:
  - Documents
  properties:
  - type: OpenAPI
    url: openapi/at-bay-documents-api-openapi.yml
  - type: Documentation
    url: https://developers.at-bay.com/docs/getting-started
  - type: Reference
    url: https://developers.at-bay.com/reference
  - type: LLMs
    url: https://developers.at-bay.com/llms.txt
  - type: JSONSchema
    url: json-schema/at-bay-quote-schema.json
  - type: JSONSchema
    url: json-schema/at-bay-policy-schema.json
  - type: JSONLD
    url: json-ld/at-bay-context.jsonld
- aid: at-bay:at-bay-health-api
  name: At-Bay Health API
  description: API health check.
  humanURL: https://developers.at-bay.com/docs/getting-started
  baseURL: https://api.at-bay.com/v2
  tags:
  - Health
  properties:
  - type: OpenAPI
    url: openapi/at-bay-health-api-openapi.yml
  - type: Documentation
    url: https://developers.at-bay.com/docs/getting-started
  - type: Reference
    url: https://developers.at-bay.com/reference
  - type: LLMs
    url: https://developers.at-bay.com/llms.txt
  - type: JSONSchema
    url: json-schema/at-bay-quote-schema.json
  - type: JSONSchema
    url: json-schema/at-bay-policy-schema.json
  - type: JSONLD
    url: json-ld/at-bay-context.jsonld
- aid: at-bay:at-bay-policies-api
  name: At-Bay Policies API
  description: Manage bound policies including renewal behavior.
  humanURL: https://developers.at-bay.com/docs/getting-started
  baseURL: https://api.at-bay.com/v2
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/at-bay-policies-api-openapi.yml
  - type: Documentation
    url: https://developers.at-bay.com/docs/getting-started
  - type: Reference
    url: https://developers.at-bay.com/reference
  - type: LLMs
    url: https://developers.at-bay.com/llms.txt
  - type: JSONSchema
    url: json-schema/at-bay-quote-schema.json
  - type: JSONSchema
    url: json-schema/at-bay-policy-schema.json
  - type: JSONLD
    url: json-ld/at-bay-context.jsonld
- aid: at-bay:at-bay-quotes-api
  name: At-Bay Quotes API
  description: Create, poll, and bind insurance quotes.
  humanURL: https://developers.at-bay.com/docs/getting-started
  baseURL: https://api.at-bay.com/v2
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/at-bay-quotes-api-openapi.yml
  - type: Documentation
    url: https://developers.at-bay.com/docs/getting-started
  - type: Reference
    url: https://developers.at-bay.com/reference
  - type: LLMs
    url: https://developers.at-bay.com/llms.txt
  - type: JSONSchema
    url: json-schema/at-bay-quote-schema.json
  - type: JSONSchema
    url: json-schema/at-bay-policy-schema.json
  - type: JSONLD
    url: json-ld/at-bay-context.jsonld
- aid: at-bay:at-bay-webhooks-api
  name: At-Bay Webhooks API
  description: Register webhook endpoints for asynchronous status callbacks.
  humanURL: https://developers.at-bay.com/docs/getting-started
  baseURL: https://api.at-bay.com/v2
  tags:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/at-bay-webhooks-api-openapi.yml
  - type: Documentation
    url: https://developers.at-bay.com/docs/getting-started
  - type: Reference
    url: https://developers.at-bay.com/reference
  - type: LLMs
    url: https://developers.at-bay.com/llms.txt
  - type: JSONSchema
    url: json-schema/at-bay-quote-schema.json
  - type: JSONSchema
    url: json-schema/at-bay-policy-schema.json
  - type: JSONLD
    url: json-ld/at-bay-context.jsonld
common:
- type: AgenticAccess
  url: agentic-access/at-bay-agentic-access.yml
- type: DomainSecurity
  url: security/at-bay-domain-security.yml
- type: Authentication
  url: authentication/at-bay-authentication.yml
- type: Website
  url: https://www.at-bay.com
- type: DeveloperPortal
  url: https://developers.at-bay.com
- type: Documentation
  url: https://developers.at-bay.com/docs/getting-started
- type: Reference
  url: https://developers.at-bay.com/reference
- type: LLMs
  url: https://developers.at-bay.com/llms.txt
- type: Partnerships
  url: https://www.at-bay.com/about/partnerships/
- type: Brokers
  url: https://www.at-bay.com/brokers/
- type: BrokerPlatform
  url: https://www.at-bay.com/brokers/platform/
- type: Insurance
  url: https://www.at-bay.com/insurance/
- type: CyberInsurance
  url: https://www.at-bay.com/insurance/cyber/
- type: TechEO
  url: https://www.at-bay.com/insurance/tech-eo/
- type: MPL
  url: https://www.at-bay.com/insurance/mpl/
- type: Stance
  url: https://www.at-bay.com/stance/
- type: MDR
  url: https://www.at-bay.com/stance/mdr/
- type: IncidentResponse
  url: https://www.at-bay.com/stance/incident-response/
- type: Newsroom
  url: https://www.at-bay.com/news/
- type: About
  url: https://www.at-bay.com/about/
- type: Careers
  url: https://www.at-bay.com/careers/
- type: Contact
  url: https://www.at-bay.com/contact/
- type: Login
  url: https://platform.at-bay.com/
- type: GitHub
  url: https://github.com/at-bay
- type: LinkedIn
  url: https://www.linkedin.com/company/at-bay-insurance
- type: Twitter
  url: https://twitter.com/AtBayInsurance
- type: Plans
  url: plans/at-bay-plans-pricing.yml
- type: RateLimits
  url: rate-limits/at-bay-rate-limits.yml
- type: FinOps
  url: finops/at-bay-finops.yml
- type: Vocabulary
  url: vocabulary/at-bay-vocabulary.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com