LEEO Insurance Services

LEEO Insurance Services is a San Francisco-based managing general agent (MGA) for commercial auto insurance, founded in 2017 and known as Fairmatic until its December 2025 rebrand. LEEO underwrites and prices fleet policies using telematics collected from drivers' phones through its mobile SDK, applying machine learning across underwriting, pricing, and claims, and rewarding safer driving with renewal credits and cashback. It writes fleet classes including non-emergency medical transport, light business auto, and last-mile delivery, selling through brokers. LEEO exposes a read-only REST Fleet Telematics API returning the driver roster, trip histories, trip paths and driving events, and daily and weekly driver safety scorecards, plus native SDKs for Android, iOS, React Native, and MAUI. The company has raised $91M and is backed by Battery Ventures, Foundation Capital, and Aquiline Technology Growth.

LEEO Insurance Services publishes 4 APIs on the APIs.io network, including Aggregates API, Drivers API, Reports API, and 1 more. Tagged areas include Company, Insurance, Insurtech, Commercial Auto Insurance, and Telematics.

LEEO Insurance Services’ developer surface includes documentation, API reference, getting-started guide, support, engineering blog, authentication, changelog, and 19 more developer resources.

🌐 Visit website 📡 Source on GitHub

35.2/100 thin ▬ flat Agent 30/100 agent ready saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

4 APIs

Company Insurance InsurtechCommercial Auto InsuranceTelematics Fleet ManagementDriving BehaviorRisk Management Managing General Agent Mobile SDK

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 35.2/100 · thin

Contract Quality 3.2 / 21

Developer Ergonomics 11.2 / 17

Access Clarity 4.7 / 17

Operational Transparency 2.0 / 11

Contract Governance 0.5 / 10

Discoverability 6.9 / 9

Regulatory Posture 5.7 / 15

Agent readiness — 30/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 4 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics does not apply to this provider. The published contracts declare no write operations, and a read-only API cannot create-or-update. The facet is excluded from this provider's denominator entirely — not scored zero. A reference or data API is not deficient for being unable to upsert.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/leeo-insurance-services: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

LEEO Insurance Services Aggregates API

Daily and weekly aggregated driver scorecards.

LEEO Insurance Services Drivers API

Fleet driver roster.

LEEO Insurance Services Reports API

Generated fleet report links.

LEEO Insurance Services Trips API

Trip lists, trip detail, paths, and driving events.

Open Collections 5

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

LEEO Fleet Telematics Aggregates API

OPEN COLLECTION

LEEO Fleet Telematics Aggregates Drivers API

OPEN COLLECTION

LEEO Fleet Telematics Aggregates Reports API

OPEN COLLECTION

LEEO Fleet Telematics Aggregates Trips API

OPEN COLLECTION

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Leeo Insurance Services Authentication

apiKey · 1 scheme

SECURITY

Leeo Insurance Services Domain Security

TLSv1.3 · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Leeo Insurance Services Agentic Access

7 operations

7 operations · 0 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

LLMsTxt

AgentSkill

AgenticAccess

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Lifecycle

Conformance

DataModel

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

SDKs

SDKs

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support

Support

ChangeLog

ChangeLog

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Blog

Blog

Website

Website

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: leeo-insurance-services
name: LEEO Insurance Services
description: LEEO Insurance Services is a San Francisco-based managing general agent (MGA) for commercial auto insurance,
  founded in 2017 and known as Fairmatic until its December 2025 rebrand. LEEO underwrites and prices fleet policies using
  telematics collected from drivers' phones through its mobile SDK, applying machine learning across underwriting, pricing,
  and claims, and rewarding safer driving with renewal credits and cashback. It writes fleet classes including non-emergency
  medical transport, light business auto, and last-mile delivery, selling through brokers. LEEO exposes a read-only REST Fleet
  Telematics API returning the driver roster, trip histories, trip paths and driving events, and daily and weekly driver safety
  scorecards, plus native SDKs for Android, iOS, React Native, and MAUI. The company has raised $91M and is backed by Battery
  Ventures, Foundation Capital, and Aquiline Technology Growth.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://framerusercontent.com/images/YggCBRfzpd8IYRlJTG6UlpdiYQ.png
url: https://raw.githubusercontent.com/api-evangelist/leeo-insurance-services/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- battery-ventures
x-former-name: Fairmatic
x-rebrand-date: '2025-12-15'
x-tier: enriched
x-tier-reason: documented-rest-api-and-first-party-sdks
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Insurance
- Insurtech
- Commercial Auto Insurance
- Telematics
- Fleet Management
- Driving Behavior
- Risk Management
- Managing General Agent
- Mobile SDK
apis:
- aid: leeo-insurance-services:leeo-insurance-services-aggregates-api
  name: LEEO Insurance Services Aggregates API
  description: Daily and weekly aggregated driver scorecards.
  humanURL: https://docs.leeoinsurance.com/leeo-apis/
  baseURL: https://api.leeoinsurance.com/api/v1
  tags:
  - Aggregates
  properties:
  - type: OpenAPI
    url: openapi/leeo-insurance-services-aggregates-api-openapi.yml
  - type: Documentation
    url: https://docs.leeoinsurance.com/leeo-apis/
  - type: APIReference
    url: https://docs.leeoinsurance.com/leeo-apis/
- aid: leeo-insurance-services:leeo-insurance-services-drivers-api
  name: LEEO Insurance Services Drivers API
  description: Fleet driver roster.
  humanURL: https://docs.leeoinsurance.com/leeo-apis/
  baseURL: https://api.leeoinsurance.com/api/v1
  tags:
  - Drivers
  properties:
  - type: OpenAPI
    url: openapi/leeo-insurance-services-drivers-api-openapi.yml
  - type: Documentation
    url: https://docs.leeoinsurance.com/leeo-apis/
  - type: APIReference
    url: https://docs.leeoinsurance.com/leeo-apis/
- aid: leeo-insurance-services:leeo-insurance-services-reports-api
  name: LEEO Insurance Services Reports API
  description: Generated fleet report links.
  humanURL: https://docs.leeoinsurance.com/leeo-apis/
  baseURL: https://api.leeoinsurance.com/api/v1
  tags:
  - Reports
  properties:
  - type: OpenAPI
    url: openapi/leeo-insurance-services-reports-api-openapi.yml
  - type: Documentation
    url: https://docs.leeoinsurance.com/leeo-apis/
  - type: APIReference
    url: https://docs.leeoinsurance.com/leeo-apis/
- aid: leeo-insurance-services:leeo-insurance-services-trips-api
  name: LEEO Insurance Services Trips API
  description: Trip lists, trip detail, paths, and driving events.
  humanURL: https://docs.leeoinsurance.com/leeo-apis/
  baseURL: https://api.leeoinsurance.com/api/v1
  tags:
  - Trips
  properties:
  - type: OpenAPI
    url: openapi/leeo-insurance-services-trips-api-openapi.yml
  - type: Documentation
    url: https://docs.leeoinsurance.com/leeo-apis/
  - type: APIReference
    url: https://docs.leeoinsurance.com/leeo-apis/
common:
- type: Overlay
  url: overlays/leeo-insurance-services-fleet-overlay.yaml
- type: DeveloperPortal
  url: https://docs.leeoinsurance.com/
- type: Documentation
  url: https://docs.leeoinsurance.com/
- type: APIReference
  url: https://docs.leeoinsurance.com/leeo-apis/
- type: GettingStarted
  url: https://docs.leeoinsurance.com/
- type: Support
  url: https://leeoinsurance.com/contact
- type: Blog
  url: https://leeoinsurance.com/blog
- type: GitHubOrganization
  url: https://github.com/fairmatic
- type: Login
  url: https://app.fairmatic.com/login/
- type: TermsOfService
  url: https://leeoinsurance.com/terms-of-service
- type: PrivacyPolicy
  url: https://leeoinsurance.com/privacy-policy
- type: Website
  url: https://leeoinsurance.com/
- type: Packages
  url: packages/leeo-insurance-services-packages.yml
- type: SDKs
  url: packages/leeo-insurance-services-packages.yml
- type: Authentication
  url: authentication/leeo-insurance-services-authentication.yml
- type: Conventions
  url: conventions/leeo-insurance-services-conventions.yml
- type: ErrorCatalog
  url: errors/leeo-insurance-services-problem-types.yml
- type: Lifecycle
  url: lifecycle/leeo-insurance-services-lifecycle.yml
- type: ChangeLog
  url: changelog/leeo-insurance-services-changelog.yml
- type: Conformance
  url: conformance/leeo-insurance-services-conformance.yml
- type: DataModel
  url: data-model/leeo-insurance-services-data-model.yml
- type: X-MCPServerCandidate
  url: mcp/leeo-insurance-services-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/leeo-insurance-services-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: AgenticAccess
  url: agentic-access/leeo-insurance-services-agentic-access.yml
- type: DomainSecurity
  url: security/leeo-insurance-services-domain-security.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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