LEEO Insurance Services

LEEO Insurance Services is a San Francisco-based managing general agent (MGA) for commercial auto insurance, founded in 2017 and known as Fairmatic until its December 2025 rebrand. LEEO underwrites and prices fleet policies using telematics collected from drivers' phones through its mobile SDK, applying machine learning across underwriting, pricing, and claims, and rewarding safer driving with renewal credits and cashback. It writes fleet classes including non-emergency medical transport, light business auto, and last-mile delivery, selling through brokers. LEEO exposes a read-only REST Fleet Telematics API returning the driver roster, trip histories, trip paths and driving events, and daily and weekly driver safety scorecards, plus native SDKs for Android, iOS, React Native, and MAUI. The company has raised $91M and is backed by Battery Ventures, Foundation Capital, and Aquiline Technology Growth.

LEEO Insurance Services is listed with 4 APIs on the APIs.io network, including Aggregates API, Drivers API, Reports API, and 1 more. Tagged areas include Company, Insurance, Insurtech, Commercial Auto Insurance, and Telematics.

The LEEO Insurance Services catalog on APIs.io includes 1 Spectral governance ruleset.

LEEO Insurance Services’ developer surface includes documentation, API reference, getting-started guide, support, engineering blog, authentication, changelog, and 19 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

35.8/100 thin ▬ flat Agent 28/100 agent aware Front door AI 3/6 light Heartbeat 41/100 slowing saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

4 APIs 3 Agent Skills

Company Insurance Insurtech Commercial Auto Insurance Telematics Fleet Management Driving Behavior Risk Management Managing General Agent Mobile SDK

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 35.8/100 · thin

Contract Quality 3.2 / 21

Developer Ergonomics 11.2 / 17

Access Clarity 4.7 / 17

Operational Transparency 2.0 / 11

Contract Governance 1.9 / 10

Discoverability 6.7 / 9

Regulatory Posture 3.3 / 15

Agent readiness — 28/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 4 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics does not apply to this provider. The published contracts declare no write operations, and a read-only API cannot create-or-update. The facet is excluded from this provider's denominator entirely — not scored zero. A reference or data API is not deficient for being unable to upsert.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Show this score on your site.

It updates itself when the score changes. Paste this where you link to your API docs:

<a href="https://apis.io/providers/leeo-insurance-services/"><img src="https://apis.io/badge/leeo-insurance-services/card.svg" alt="LEEO Insurance Services on APIs.io — Kin Score by API Evangelist"></a>

Other styles, a README pill and a shields.io endpoint are on the badge page.

Raise your score.

Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks

5 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 15.2 — up to +21.2 composite points
Access Clarity scores 27.6 — up to +14.5 composite points
Operational Transparency scores 18.4 — up to +10.6 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/leeo-insurance-services/apis.yml: open an issue on github.com/api-evangelist/leeo-insurance-services to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Mobile SDK Publishers (Play SDK Index, CocoaPods, ADA certification)	standard	17.2 (thin)	-	-
FMCSA Registered Electronic Logging Devices	standard	17.2 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

LEEO Insurance Services Aggregates API

Daily and weekly aggregated driver scorecards.

LEEO Insurance Services Drivers API

Fleet driver roster.

LEEO Insurance Services Reports API

Generated fleet report links.

LEEO Insurance Services Trips API

Trip lists, trip detail, paths, and driving events.

Open Collections 4

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

LEEO Fleet Telematics Aggregates API

OPEN COLLECTION

LEEO Fleet Telematics Aggregates Drivers API

OPEN COLLECTION

LEEO Fleet Telematics Aggregates Reports API

OPEN COLLECTION

LEEO Fleet Telematics Aggregates Trips API

OPEN COLLECTION

Agent Skills 3

Packaged agent skills for driving this provider's APIs from an AI assistant.

LEEO driver safety review

AGENT SKILL

LEEO fleet reporting export

AGENT SKILL

LEEO trip investigation

AGENT SKILL

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

LEEO Insurance Services API Rules

67 rules · 65 errors 1 warnings 1 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Leeo Insurance Services Fleet Overlay

11 actions · update · leeo-insurance-services-fleet-openapi.yml

DERIVED

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Leeo Insurance Services Authentication

apiKey · 1 scheme

SECURITY

Leeo Insurance Services Domain Security

TLSv1.3 · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Leeo Insurance Services Agentic Access

7 operations

7 operations · 0 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

LLMsTxt

AgentSkill

AgenticAccess

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Lifecycle

Conformance

DataModel

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

SDKs

SDKs

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support

Support

ChangeLog

ChangeLog

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Blog

Blog

Website

Website

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: leeo-insurance-services
name: LEEO Insurance Services
description: LEEO Insurance Services is a San Francisco-based managing general agent (MGA) for commercial auto insurance,
  founded in 2017 and known as Fairmatic until its December 2025 rebrand. LEEO underwrites and prices fleet policies using
  telematics collected from drivers' phones through its mobile SDK, applying machine learning across underwriting, pricing,
  and claims, and rewarding safer driving with renewal credits and cashback. It writes fleet classes including non-emergency
  medical transport, light business auto, and last-mile delivery, selling through brokers. LEEO exposes a read-only REST Fleet
  Telematics API returning the driver roster, trip histories, trip paths and driving events, and daily and weekly driver safety
  scorecards, plus native SDKs for Android, iOS, React Native, and MAUI. The company has raised $91M and is backed by Battery
  Ventures, Foundation Capital, and Aquiline Technology Growth.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://framerusercontent.com/images/YggCBRfzpd8IYRlJTG6UlpdiYQ.png
url: https://raw.githubusercontent.com/api-evangelist/leeo-insurance-services/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- battery-ventures
x-former-name: Fairmatic
x-rebrand-date: '2025-12-15'
x-tier: enriched
x-tier-reason: documented-rest-api-and-first-party-sdks
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
x-docs-platform: docusaurus
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-10-03
x-docs-hosting: aws-cloudfront
tags:
- Company
- Insurance
- Insurtech
- Commercial Auto Insurance
- Telematics
- Fleet Management
- Driving Behavior
- Risk Management
- Managing General Agent
- Mobile SDK
apis:
- aid: leeo-insurance-services:leeo-insurance-services-aggregates-api
  name: LEEO Insurance Services Aggregates API
  description: Daily and weekly aggregated driver scorecards.
  humanURL: https://docs.leeoinsurance.com/leeo-apis/
  baseURL: https://api.leeoinsurance.com/api/v1
  tags:
  - Aggregates
  properties:
  - type: OpenAPI
    url: openapi/leeo-insurance-services-aggregates-api-openapi.yml
  - type: Documentation
    url: https://docs.leeoinsurance.com/leeo-apis/
  - type: APIReference
    url: https://docs.leeoinsurance.com/leeo-apis/
- aid: leeo-insurance-services:leeo-insurance-services-drivers-api
  name: LEEO Insurance Services Drivers API
  description: Fleet driver roster.
  humanURL: https://docs.leeoinsurance.com/leeo-apis/
  baseURL: https://api.leeoinsurance.com/api/v1
  tags:
  - Drivers
  properties:
  - type: OpenAPI
    url: openapi/leeo-insurance-services-drivers-api-openapi.yml
  - type: Documentation
    url: https://docs.leeoinsurance.com/leeo-apis/
  - type: APIReference
    url: https://docs.leeoinsurance.com/leeo-apis/
- aid: leeo-insurance-services:leeo-insurance-services-reports-api
  name: LEEO Insurance Services Reports API
  description: Generated fleet report links.
  humanURL: https://docs.leeoinsurance.com/leeo-apis/
  baseURL: https://api.leeoinsurance.com/api/v1
  tags:
  - Reports
  properties:
  - type: OpenAPI
    url: openapi/leeo-insurance-services-reports-api-openapi.yml
  - type: Documentation
    url: https://docs.leeoinsurance.com/leeo-apis/
  - type: APIReference
    url: https://docs.leeoinsurance.com/leeo-apis/
- aid: leeo-insurance-services:leeo-insurance-services-trips-api
  name: LEEO Insurance Services Trips API
  description: Trip lists, trip detail, paths, and driving events.
  humanURL: https://docs.leeoinsurance.com/leeo-apis/
  baseURL: https://api.leeoinsurance.com/api/v1
  tags:
  - Trips
  properties:
  - type: OpenAPI
    url: openapi/leeo-insurance-services-trips-api-openapi.yml
  - type: Documentation
    url: https://docs.leeoinsurance.com/leeo-apis/
  - type: APIReference
    url: https://docs.leeoinsurance.com/leeo-apis/
common:
- type: Overlay
  url: overlays/leeo-insurance-services-fleet-overlay.yaml
- type: DeveloperPortal
  url: https://docs.leeoinsurance.com/
- type: Documentation
  url: https://docs.leeoinsurance.com/
- type: APIReference
  url: https://docs.leeoinsurance.com/leeo-apis/
- type: GettingStarted
  url: https://docs.leeoinsurance.com/
- type: Support
  url: https://leeoinsurance.com/contact
- type: Blog
  url: https://leeoinsurance.com/blog
- type: GitHubOrganization
  url: https://github.com/fairmatic
- type: Login
  url: https://app.fairmatic.com/login/
- type: TermsOfService
  url: https://leeoinsurance.com/terms-of-service
- type: PrivacyPolicy
  url: https://leeoinsurance.com/privacy-policy
- type: Website
  url: https://leeoinsurance.com/
- type: Packages
  url: packages/leeo-insurance-services-packages.yml
- type: SDKs
  url: packages/leeo-insurance-services-packages.yml
- type: Authentication
  url: authentication/leeo-insurance-services-authentication.yml
- type: Conventions
  url: conventions/leeo-insurance-services-conventions.yml
- type: ErrorCatalog
  url: errors/leeo-insurance-services-problem-types.yml
- type: Lifecycle
  url: lifecycle/leeo-insurance-services-lifecycle.yml
- type: ChangeLog
  url: changelog/leeo-insurance-services-changelog.yml
- type: Conformance
  url: conformance/leeo-insurance-services-conformance.yml
- type: DataModel
  url: data-model/leeo-insurance-services-data-model.yml
- type: X-MCPServerCandidate
  url: mcp/leeo-insurance-services-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/leeo-insurance-services-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: AgenticAccess
  url: agentic-access/leeo-insurance-services-agentic-access.yml
- type: DomainSecurity
  url: security/leeo-insurance-services-domain-security.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

LEEO Insurance Services API — frequently asked questions

Does LEEO Insurance Services have an API?

Yes. APIs.io lists 4 APIs from LEEO Insurance Services, including LEEO Insurance Services Aggregates API, LEEO Insurance Services Drivers API and LEEO Insurance Services Reports API, and 1 more.

Is there an OpenAPI specification for the LEEO Insurance Services API?

Yes. APIs.io indexes 4 OpenAPI specifications for LEEO Insurance Services, each linked for download from this page.

How do I authenticate with the LEEO Insurance Services API?

LEEO Insurance Services uses bearer-token authentication (apiKey · 1 scheme). The details are profiled on APIs.io as Leeo Insurance Services Authentication.

Is the LEEO Insurance Services API ready for AI agents?

LEEO Insurance Services has a Kin Score of 35.8 out of 100 (thin) and an Agent Readiness score of 28.3 (agent-aware), scored by API Evangelist on 2026-11-06.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/leeo-insurance-services"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/leeo-insurance-services/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/leeo-insurance-services/evidence"

Calls without X-API-Key need no key. Calls with it need a paid plan — get a key.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.