Insurance in Europe
80 insurance providers across Europe, publishing 59 APIs.
Insurance across Europe — 80 providers on the APIs.io network sit in both cohorts, and between them they publish 59 indexed APIs.
24 of the 80 publish at least one machine-readable API; 56 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 34 emerging, 24 minimal, 13 thin, 7 developing, and 2 strong.
Leading by rating: Goodlord, Kota, Qover, Beazley, Whitespace, PPL, and 74 more.
Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.
Providers (80)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Goodlord | Goodlord (Oh Goodlord Limited, London) is a United Kingdom PropTech platform that digitises the pre-tenancy and tenancy lifecycle for residential letting agents, landlords and t... | 3 | strong |
| Kota | Kota is a Dublin-headquartered employee benefits platform that gives payroll, HR and employer-of-record platforms embedded access to health insurance, workplace pensions, life a... | 2 | strong |
| Qover | Qover is a Brussels-based insurtech providing an API-first embedded insurance orchestration platform used across 32 European countries. Its modular platform lets brands, fintech... | 1 | developing |
| Beazley | Beazley plc is a London-headquartered specialty insurer and one of the largest managing agents at Lloyd's of London, underwriting through Lloyd's syndicates alongside US admitte... | 14 | developing |
| Whitespace | Whitespace Software Limited is a London-based digital placing platform for the Lloyd's and London (re)insurance market, and one of only two electronic placing systems given full... | 1 | developing |
| PPL | PPL (Placing Platform Limited) is the London Market's not-for-profit electronic placing platform, incorporated in England and Wales in 2013 and trading since the first risk was ... | 5 | developing |
| Convelio | Convelio is a Paris- and London-based tech-enabled fine art logistics company that moves high-value, fragile and oversized objects — paintings, sculpture, antiques and design — ... | 1 | developing |
| Ripe Insurance | Ripe Insurance Services Limited, trading as Ripe and part of Ripe Thinking Limited, is a Stockport-based United Kingdom digital Managing General Agent and specialist insurance i... | 2 | developing |
| Laka | Laka is a European InsurTech with deep micro-mobility expertise, insuring bikes, e-bikes, e-scooters and cycling gear against theft, accidental damage and loss, and providing ri... | 2 | developing |
| Medigo | Medigo (MEDIGO GmbH) is a Berlin-based health-tech company, founded in 2013, that enables global access to quality healthcare as a third party administrator (TPA). It helps insu... | 1 | thin |
| SantéVet | SantéVet is a French pet-insurance company, founded in 2003 and headquartered in Lyon, that insures dogs, cats and small pets (NAC) across five European markets — France, Belgiu... | 4 | thin |
| Lloyd's of London | Lloyd's of London is the world's specialist insurance and reinsurance market, operating as a regulated marketplace rather than as a carrier: the Corporation of Lloyd's oversees ... | 4 | thin |
| Insurely | Insurely is a European open finance platform that provides real-time access to consented, structured financial data across investments, pensions, insurance, savings, and credit.... | 1 | thin |
| Cuvva | Cuvva is a UK insurtech that pioneered flexible, short-term car and van insurance sold entirely through its mobile apps. Founded in 2015 as the first app to sell temporary car i... | 1 | thin |
| Hiscox | Hiscox Ltd is a diversified international specialist insurance and reinsurance group with roots in the Lloyd's of London market dating to 1901, domiciled in Bermuda and listed o... | 4 | thin |
| INSTANDA | INSTANDA is a London-headquartered no-code insurance core-systems vendor, trading as F2X Group Limited (England and Wales no. 05236974) from 70 Gracechurch Street in the City of... | 0 | thin |
| Artificial Labs | Artificial Labs is a London-based insurance technology company building algorithmic and digital underwriting software for the specialty and reinsurance market, with the Lloyd's ... | 0 | thin |
| Bupa | Bupa is a United Kingdom headquartered international healthcare group that writes private medical insurance and also runs the clinics, dental practices, hospitals and aged-care ... | 2 | thin |
| Financial Conduct Authority | The Financial Conduct Authority (FCA) is the United Kingdom's conduct regulator for around 42,000 financial services firms and the prudential regulator for most non-bank firms, ... | 2 | thin |
| Goodvest | Goodvest is a French mission-driven fintech (entreprise à mission) based in Paris that sells climate-aligned retail savings and investment products: an ISR assurance-vie (Goodvi... | 0 | thin |
| Cytora | Cytora is a London-headquartered insurtech, founded in 2012 as a University of Cambridge spinout, that sells a digital risk processing platform to commercial insurers, wholesale... | 2 | thin |
| Legal & General | Legal & General Group plc is a FTSE 100 United Kingdom life insurer, retirement and institutional asset manager headquartered in London and regulated by the FCA and PRA. Its lin... | 0 | thin |
| Aviva plc | Aviva plc is the United Kingdom's largest insurer and one of the ten biggest insurance groups in Europe, listed on the London Stock Exchange and serving roughly 20 million UK cu... | 2 | emerging |
| Ki Insurance | Ki is the first fully digital, algorithmically driven syndicate at Lloyd's of London, launched in 2020 out of Brit with Google Cloud and University College London and capitalise... | 1 | emerging |
| RSA Insurance | RSA Insurance is a British property and casualty insurer whose lineage runs back to the Sun Fire Office of 1710, making it one of the oldest general insurance brands in the Unit... | 0 | emerging |
| Vitality | Vitality is a United Kingdom health and life insurer, operating as VitalityHealth and VitalityLife under the Vitality umbrella brand and owned by the South African financial ser... | 1 | emerging |
| Lassie | Lassie is a Swedish insurtech that sells preventive digital pet insurance for dogs and cats. Founded in Stockholm in 2020, the company pairs veterinary-care cover with an app-ba... | 0 | emerging |
| ManyPets | ManyPets (formerly Bought By Many, part of ManyGroup) is a digital-first pet insurance provider founded in 2012 by Steven Mendel and Guy Farley and headquartered in London, Unit... | 0 | emerging |
| Marshmallow | Marshmallow is a London-headquartered UK insurtech founded in 2017 by twins Alexander and Oliver Kent-Braham with engineer David Goate, built around a single underserved segment... | 0 | emerging |
| SideCare | SideCare is a French insurtech and HR-benefits platform (operated by Hoggo) that helps companies build, deploy, and manage their employee health policy. It brokers and administe... | 0 | emerging |
| Open GI | Open GI is a Worcester-headquartered insurance software house that has supplied the UK and Ireland general insurance market for more than 45 years, serving over 600 broker, MGA ... | 1 | emerging |
| Send Technology | Send Technology Solutions Ltd is a London-headquartered insurtech software company, founded in 2017, that builds an underwriting workbench for commercial and specialty insurers,... | 0 | emerging |
| Supercede | Supercede is a London-based reinsurance intelligence platform that helps cedents (insurers) and reinsurance brokers manage complex reinsurance data, placements, and deals. Its A... | 0 | emerging |
| By Miles | By Miles is a London-based insurtech that pioneered pay-by-mile motor insurance in the United Kingdom, founded in 2016 for low-mileage drivers who cover under roughly 7,000 mile... | 0 | emerging |
| Climate-X | Climate X is a London-headquartered climate risk analytics company that translates physical climate hazards into financial loss metrics for banks, insurers, asset managers, real... | 0 | emerging |
| Howden Group | Howden Group Holdings is a London-headquartered, employee-owned international insurance intermediary founded in 1994, operating across retail insurance broking (Howden), special... | 0 | emerging |
| Convex | Convex Group Limited is an international specialty insurer and reinsurer founded in 2019 by Stephen Catlin and Paul Brand, headquartered in London with operations in Bermuda, Lu... | 1 | emerging |
| Stoik | Stoïk is a European cyber-insurtech, founded in 2021 and headquartered in Paris, that pairs cyber insurance with active security prevention for small and mid-market businesses (... | 0 | emerging |
| Admiral Group | Admiral Group plc is a FTSE 100 personal-lines insurance group headquartered in Cardiff, Wales, and listed on the London Stock Exchange since 2004. Its home market is the United... | 0 | emerging |
| Accord | A UK-based financial services company operating within the Allianz group, providing insurance and financial products to retail and business customers across the United Kingdom. | 0 | emerging |
| Afori | Afori is a Barcelona- and Germany-based insurtech building an AI software platform designed specifically for insurance brokers (Versicherungsmakler). Its first product is an AI ... | 0 | emerging |
| claimsforce | claimsforce GmbH is a Hamburg-based insurtech building AI-powered software for property and casualty claims management and underwriting. Its platform helps insurers, loss-adjust... | 0 | emerging |
| muffintech | muffintech is a Berlin-based InsurTech building generative AI purpose-trained for the insurance industry. Its conversational assistant, muffinGPT, is pre-trained on 30,000+ insu... | 0 | emerging |
| Prudential plc | Prudential plc is a life and health insurance and asset management group incorporated in England and Wales and listed on the London, Hong Kong, Singapore and New York exchanges,... | 0 | emerging |
| Acheel | Acheel is a French digital insurance company — a néo-assureur that carries its own insurance licence rather than broking someone else's. Founded in 2020 by Ralph Ruimy and Franc... | 0 | emerging |
| hyperexponential | hyperexponential (hx) is a London-based insurtech that builds the #1 pricing and underwriting decision platform for commercial property & casualty (P&C) insurance. Its platform ... | 0 | emerging |
| Grandhood | Grandhood is a Danish digital pension provider that lets companies set up and run a modern workplace (company) pension scheme entirely online, without the traditional adviser me... | 0 | emerging |
| Acturis | Acturis is a United Kingdom insurance software company founded in 2000 by David McDonald and Theo Duchen, operating the UK's leading multi-tenant SaaS platform for general insur... | 0 | emerging |
| Concirrus | Concirrus Ltd is a London-headquartered insurtech founded in 2012 that builds AI-driven underwriting software for the specialty and commercial insurance market — marine (hull, c... | 0 | emerging |
| Luko | Luko is an online home, travel, and auto insurance provider founded in France in 2016 and now operating as Luko by Allianz Direct after its acquisition by the Allianz group. It ... | 0 | emerging |
| Ottonova | Ottonova is a Munich-based digital private health insurance provider (private Krankenversicherung) founded in 2015, positioned as "the insurance for the mobile age." It sells pr... | 0 | emerging |
| Papernest | Papernest is a French technology company, founded in 2015 and headquartered in Paris, that provides a digital platform for managing, switching, and cancelling household subscrip... | 0 | emerging |
| Dalma | Dalma is a French insurtech offering pet health insurance for dogs and cats, reimbursing veterinary bills (up to 100%, no deductible, EUR 2,500 annual ceiling) with fast payouts... | 0 | emerging |
| Insify | Insify is a Dutch insurtech offering fully digital business insurance for freelancers, self-employed professionals (ZZP'ers) and small-to-medium enterprises in the Netherlands. ... | 0 | emerging |
| Orus | Orus is a French online insurance broker ("l'assurance professionnelle en ligne") offering professional-liability and business insurance to independent professionals and small b... | 0 | emerging |
| Plus Simple | +Simple (Plus Simple) is a French digital insurance underwriting agency (agence de souscription) founded in 2015 and headquartered in Marseille. Operating as one of France's lar... | 0 | emerging |
| Clark | Clark ("Dein Versicherungsmanager") is a Germany-based digital insurance manager that lets consumers view, compare, optimize, and manage all of their insurance policies in one m... | 0 | minimal |
| Descartes Underwriting | Descartes Underwriting is a Paris-headquartered insurtech, founded in 2019, specializing in parametric insurance for climate, natural-catastrophe, cyber, and emerging corporate ... | 0 | minimal |
| Getsafe | Getsafe (Getsafe Digital GmbH) is a Heidelberg, Germany-based digital insurance company (insurtech) that lets consumers buy, manage, and file claims for insurance entirely throu... | 0 | minimal |
| Hedvig | Hedvig is a Swedish insurtech offering mobile-first digital insurance to consumers, with more than 200,000 customers managing policies and reporting claims through its app. Prod... | 0 | minimal |
| Reposit | Reposit is a UK-based PropTech and fintech company offering a deposit alternative for the residential rental market. Instead of paying a traditional cash deposit, tenants pay a ... | 0 | minimal |
| Superscript | Superscript is a UK- and Netherlands-based business insurance provider offering flexible, subscription-based cover for small and growing businesses, sole traders, landlords, and... | 0 | minimal |
| Direct Line Group | Direct Line Group is a United Kingdom personal-lines and small-commercial general insurance carrier, founded in 1985 as the UK's first telephone-only motor insurer and listed on... | 0 | minimal |
| So Sure | So Sure (wearesosure.com), operated by Open Insurance Services UK Limited, was a UK app-based social insurance provider offering mobile phone and home contents insurance, known ... | 0 | minimal |
| Urban Jungle | Urban Jungle Services Ltd is a London-based direct-to-consumer insurtech, founded in 2016 by Jimmy Williams and Greg Smyth to sell home insurance to "Generation Rent" — renters,... | 0 | minimal |
| INZMO | INZMO is a European insurtech, founded in 2017, delivering 100% digital, embedded insurance for consumer goods and rental deposits. Its products cover mobile phones, laptops and... | 0 | minimal |
| Photocert | Photocert is a London-based visual AI company (a Techstars portfolio company) that authenticates photos and videos at the point of capture to prevent fraud, waste, and abuse acr... | 0 | minimal |
| Check24 | CHECK24 is Germany's largest online comparison portal (Vergleichsportal), founded in 1999 and headquartered in Munich. It lets more than 20 million customers compare prices and ... | 0 | minimal |
| Aon | Aon plc is a London-headquartered global professional services firm delivering integrated risk and human capital advisory through two reporting pillars — Risk Capital (broking, ... | 1 | minimal |
| Alan | Alan is a Paris-based digital health insurance and wellness company founded in 2016 by Jean-Charles Samuelian-Werve and Charles Gorintin. It was the first independent health ins... | 0 | minimal |
| Balance Re | Balance Re is a fully licensed German life reinsurance company headquartered in Cologne, with an office in London, offering asset-liability management (ALM) reinsurance solution... | 0 | minimal |
| wefox | wefox is a Berlin-headquartered digital insurance distribution platform that connects insurance carriers, brokers, and end customers through a single technology stack. Founded i... | 0 | minimal |
| Grace | Grace (Grâce) is a Paris-based insurtech that lets luxury maisons offer their clients complimentary, embedded protection against theft, loss, and damage for high-value goods suc... | 0 | minimal |
| AssetVault | AssetVault is a London-based consumer fintech platform that helps individuals and families catalogue, protect, and grow their valuable assets in one secure digital vault. It spa... | 0 | minimal |
| Tractable | Tractable is a London-headquartered artificial intelligence company founded in 2014 by Alexandre Dalyac, Razvan Ranca, and Adrien Cohen that applies computer vision and deep lea... | 0 | minimal |
| Eigen | Eigen Technologies is a London-based intelligent document processing (IDP) and data-extraction company that uses natural language processing, object detection and machine learni... | 0 | minimal |
| Flock | Flock is a London-based commercial motor and fleet insurtech that provides usage-based, data-driven insurance for businesses operating vehicle fleets. Using real-time telematics... | 0 | minimal |
| getdinghy | Dinghy (getdinghy.com) was a UK insurtech offering on-demand professional indemnity and business insurance for freelancers and contractors, and a Balderton Capital portfolio com... | 0 | minimal |
| Ornikar | Ornikar is a French online driving school and insurance company that guides consumers from earning their driving permit through to car, home, and pet insurance. Founded in Franc... | 0 | minimal |
| Webfinanceholding | Web Finance Holding AD is a Bulgarian financial-services holding company established in 2002 (formerly Finance Consulting AD). It specializes in the consultation and management ... | 0 | minimal |
Indexed API documents (194)
Two numbers, both real: these providers publish 59 APIs as their own documents, which the catalog indexes split one-per-resource into 194 documents.
Goodlord Agent API
Goodlord Application API
Goodlord Authentication API
Goodlord Company API
Goodlord File API
Goodlord Insurance Claim API
Goodlord Media API
Goodlord Payment API
Goodlord Rent Schedule API
Goodlord Rent Schedule Row API
Goodlord Rent Schedule Row Post Dto API
Goodlord Rent Schedule Row Update API
Goodlord Role API
Goodlord Role Group API
Goodlord Subject API
Kota Associated Persons API
Kota associatedPersons API
Kota Contribution Reports API
Kota contributionReports API
Kota Dependents Management Intents API
Kota dependentsManagementIntents API
Kota Embed Sessions API
Kota embedSessions API
Kota employees API
Kota employers API
Kota Enrolment Intents API
Kota enrolmentIntents API
Kota events API
Kota Group Policies API
Kota Group Policy Intents API
Kota Group Quote Intents API
Kota groupPolicies API
Kota groupPolicyIntents API
Kota groupQuoteIntents API
Kota groups API
Kota Health Insurance API
Kota healthInsurance API
Kota Hosted Sessions API
Kota hostedSessions API
Kota plans API
Kota policies API
Kota Policy Amendment Intents API
Kota Policy Import Intents API
Kota policyAmendmentIntents API
Kota policyImportIntents API
Kota providers API
Kota requirements API
Kota webhooks API
Kota API Reference API
Kota Types of events API
Kota Types of events V2 API
Qover Embedded Insurance API
Beazley Audit API
Beazley Check API
Beazley Contacts API
Beazley Currencies API
Beazley Cyber API
Beazley Definitions API
Beazley Faqs API
Beazley Health API
Beazley Lockstate API
Beazley Microsites API
Beazley Organisations API
Beazley People API
Beazley Ping API
Beazley Products API
Beazley Providers API
Beazley Rates API
Beazley Report API
Beazley Risks API
Beazley Search API
Whitespace Activities API
Whitespace Attachments API
Whitespace Bind Notify Parties API
Whitespace Comments API
Whitespace Customer API
Whitespace Data API
Whitespace Documents API
Whitespace Endorsements API
Whitespace Export API
Whitespace Internal Broker Note API
Whitespace Labels API
Whitespace Lines API
Whitespace Lookup API
Whitespace MI Report API
Whitespace Overview API
Whitespace Owner API
Whitespace Questionnaire API
Whitespace Risks API
Whitespace Sections API
Whitespace Shared API
Whitespace Show Declaration to Facility API
Whitespace Summary API
Whitespace User API
Whitespace Version API
PPL Contract API
PPL Document API
PPL Health API
PPL Negotiation API
PPL Notification API
PPL Organisation API
PPL Participation API
PPL Placement API
PPL Programme API
PPL Section API
PPL Submission API
PPL Transaction API
PPL Version API
Convelio Shipping API
Convelio Webhook API
Ripe Insurance Content API
Ripe Insurance Media API
Laka accounts API
Laka claims API
Laka deeplinks API
Laka fleets API
Laka policies API
Laka quote API
Laka quotes API
Laka reporting API
Laka tasks API
Medigo attachments API
Medigo inquiries API
Medigo search API
Medigo second-opinions API
Medigo tpa API
Medigo webhooks API
SantéVet Acquisition API
SantéVet Appareil API
SantéVet Civilite API
SantéVet Contrat Raison Annulation API
SantéVet Espece API
SantéVet Fractionnement API
SantéVet Langue API
SantéVet Motif Non Remboursement API
SantéVet Motif Periode API
SantéVet Origine Commerciale API
SantéVet Origine Connaissance API
SantéVet Pays API
SantéVet Race API
SantéVet Reimbursement API
SantéVet Sinistre Motif Retour API
SantéVet Statut Social Partenaire API
SantéVet Sv Def Contrat Assurance API
SantéVet Sv Def Option Appliquee Au Def Contrat API
SantéVet Sv Groupe Race API
SantéVet Sv Marque Tel API
SantéVet Sv Promo API
SantéVet Sv Tarifs Contrat API
SantéVet Type Identifiant Officiel Partenaire API
SantéVet Type Option API
SantéVet Type Partenaire API
SantéVet Type Reglement API
SantéVet Type Sinistre API
Lloyd's Placing API - Submission and Quote v1
Lloyd's Placing API - Firm Order
Lloyd's RPAC API (Risk, Premium and Claims)
Lloyd's Catastrophe Codes API v1
Insurely Open Finance API
Cuvva Services API
Hiscox Eligibility API
Hiscox Quote API v4
Hiscox Setup Payment API
Hiscox Cargo API
Bupa Australia APIs (Integration Fabric)
Portal de APIs Bupa (Bupa Chile)
FCA Financial Services Register API
FCA Data Publication API (FIRDS / FITRS)
Cytora Platform API
Cytora Identity (Auth0 OIDC)
Aviva Private Medical Insurance Consumer Pricing API
Aviva Private Medical Insurance Consumer Purchase API
Ki Insurance Administration API
Ki Insurance Broking Houses API
Ki Insurance Classes of Business API
Ki Insurance Configuration API
Ki Insurance Dashboard API
Ki Insurance Facilities API
Ki Insurance Indications API
Ki Insurance Leads API
Ki Insurance Market Leaders API
Ki Insurance Master Data API
Ki Insurance Pipeline API
Ki Insurance Quotes API
Ki Insurance Risk Codes API
Ki Insurance Schedule of Values API
Ki Insurance Slip Extraction API
Ki Insurance Support API
Ki Insurance Telemetry API
Ki Insurance Users API
Vitality Partner API Gateway
Mobius APIs
Convex Digital Underwriting API
Aon Insights
Other industries in Europe
Insurance elsewhere
This page is the intersection of two independently computed cohorts:
Europe and
Insurance. A provider appears here only when it is
already a member of both. Europe membership is matched on tag, name pattern, stated HQ,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every region here is available over the APIs.io API and to AI agents over MCP.