Laka

aid: laka
name: Laka
description: 'Laka is a European InsurTech with deep micro-mobility expertise, insuring bikes, e-bikes, e-scooters and cycling
  gear against theft, accidental damage and loss, and providing riders and businesses with liability and personal accident
  cover. Laka exposes two partner-facing APIs. The Quote API is a lightweight integration for Introducer partners — retailers,
  e-commerce stores, bike brands and online communities — that returns pricing to riders, shares rider information to pre-fill
  onboarding, hands customers directly into Laka onboarding, and checks whether a rider has taken out cover. The Platform
  API supports Group partnerships where Laka issues the partner a Group policy whose benefits are extended to the partner''s
  members: partners can list policies, add and remove beneficiaries, manage products and documents, and create, submit and
  track claims. Both APIs run as regional instances across the UK (gb) and EU (nl), are secured with API keys, and require
  x-api-region and x-api-language headers so the insured party is attributed to the correct regulatory region.'
image: https://laka.co/favicon.ico
url: https://raw.githubusercontent.com/api-evangelist/laka/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
- creandum
x-tier: profiled
x-tier-reason: enrichment-pipeline
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Insurance
- InsurTech
- Cycling
- Micro Mobility
- Bicycle Insurance
- Claims
- Policies
- Quotes
- Embedded Insurance
- Europe
apis:
- aid: laka:platform
  name: Laka Platform API
  description: The Laka Platform API supports Group partnerships in which Laka provides the partner with a Group insurance
    policy whose benefits are extended to the partner's members and customers on their own terms. Partners can list the policies
    they are permitted to view, create and update person/account records, add and remove beneficiaries and their products,
    retrieve policy documents (policy document, insurance sticker, wording and IPID), create deeplinks into Laka onboarding,
    and create, submit and attach evidence to claims. Reporting endpoints return permitted claims, policies and invoices.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - Policies
  - Claims
  - Accounts
  - Insurance
  - Reporting
  - Deeplinks
  properties:
  - type: OpenAPI
    url: openapi/laka-platform-openapi.json
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
- aid: laka:quote
  name: Laka Quote API
  description: The Laka Quote API is the lightweight integration for Introducer partners — retail and e-commerce stores, bike
    brands and online communities — that want to introduce their customers to insurance while keeping their own regulatory
    burden manageable. It creates and edits quotes, resolves data requirements for a package, returns pricing and pricing
    components, validates responses, hydrates a quote into the steps needed to create policies, and hands the rider off into
    Laka's onboarding flow.
  humanURL: https://docs.laka.co/reference/quotenew
  baseURL: https://api-gb.app.laka.co/v2/quotes
  tags:
  - Quotes
  - Pricing
  - Insurance
  - Onboarding
  properties:
  - type: OpenAPI
    url: openapi/laka-quote-openapi.json
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/laka-domain-security.yml
- type: Authentication
  url: authentication/laka-authentication.yml
- type: Website
  url: https://laka.co
- type: DeveloperPortal
  url: https://docs.laka.co
- type: Documentation
  url: https://docs.laka.co/docs/introduction
- type: APIReference
  url: https://docs.laka.co/reference/policycontroller_getpolicies
- type: GettingStarted
  url: https://docs.laka.co/docs/introduction
- type: SignUp
  url: https://docs.laka.co/docs/request-access
- type: Support
  url: https://docs.laka.co/docs/request-access
- type: Blog
  url: https://laka.co/gb/blog/
- type: BlogRSS
  url: https://laka.co/gb/blog/feed
- type: TermsOfService
  url: https://laka.co/gb/terms-of-use
- type: PrivacyPolicy
  url: https://laka.co/gb/privacy-policy
- type: StatusPage
  url: https://status.laka.co
- type: Glossary
  url: https://docs.laka.co/docs/glossary
- type: LLMsTxt
  url: llms/laka-llms.txt
- type: Lifecycle
  url: lifecycle/laka-lifecycle.yml
- type: Conventions
  url: conventions/laka-conventions.yml
- type: ErrorCatalog
  url: errors/laka-problem-types.yml
- type: DataModel
  url: data-model/laka-data-model.yml
- type: Conformance
  url: conformance/laka-conformance.yml
- type: Sandbox
  url: sandbox/laka-sandbox.yml
- type: MCPServer
  url: mcp/laka-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  url: overlays/laka-platform-overlay.yaml
- type: Overlay
  url: overlays/laka-quote-overlay.yaml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence