Laka website screenshot

Laka

Laka is a European InsurTech with deep micro-mobility expertise, insuring bikes, e-bikes, e-scooters and cycling gear against theft, accidental damage and loss, and providing riders and businesses with liability and personal accident cover. Laka exposes two partner-facing APIs. The Quote API is a lightweight integration for Introducer partners — retailers, e-commerce stores, bike brands and online communities — that returns pricing to riders, shares rider information to pre-fill onboarding, hands customers directly into Laka onboarding, and checks whether a rider has taken out cover. The Platform API supports Group partnerships where Laka issues the partner a Group policy whose benefits are extended to the partner's members: partners can list policies, add and remove beneficiaries, manage products and documents, and create, submit and track claims. Both APIs run as regional instances across the UK (gb) and EU (nl), are secured with API keys, and require x-api-region and x-api-language headers so the insured party is attributed to the correct regulatory region.

Laka publishes 9 APIs on the APIs.io network, including accounts API, claims API, deeplinks API, and 6 more. Tagged areas include Company, Insurance, InsurTech, Cycling, and Micro Mobility.

Laka’s developer surface includes authentication, documentation, API reference, getting-started guide, signup flow, support, engineering blog, and 20 more developer resources.

🌐 Visit website 📡 Source on GitHub
39.1/100 thin ▬ flat Agent 25/100 agent aware saas Full breakdown ↓
scored 2026-08-30 · rubric v0.17.2
AccessSelf serve
2 APIs 1 MCP Servers
CompanyInsuranceInsurTechCyclingMicro MobilityBicycle InsuranceClaimsPoliciesQuotesEmbedded InsuranceEurope

What this lets a business do 3

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Insurance Distribution Management
BC-2110
quotequotes
GET /pricing POST /quickquote POST /quote POST /quote/{id}/handoff
Insurance Claims Management
BC-2160
claimsfleets
POST /v3/fleets/claim POST /v3/claims POST /v3/claims/{claimId}/attachments POST /v3/claims/{claimId}/submit
Policy Administration Management
BC-2140
policies
GET /v3/policies POST /v3/policies/requestCover DELETE /v3/policies/{policyId} GET /v3/policies/{policyId}

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-30 · rubric v0.17.2
Composite quality — 39.1/100 · thin
Contract Quality 11.0 / 21
Developer Ergonomics 7.6 / 17
Access Clarity 4.7 / 17
Operational Transparency 1.7 / 11
Contract Governance 0.5 / 10
Discoverability 6.5 / 9
Regulatory Posture 5.7 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Surface 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/laka: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Laka accounts API

The accounts API from Laka — 6 operation(s) for accounts.

Laka claims API

Claims API

Laka deeplinks API

The deeplinks API from Laka — 1 operation(s) for deeplinks.

Laka fleets API

The fleets API from Laka — 1 operation(s) for fleets.

Laka policies API

The policies API from Laka — 14 operation(s) for policies.

Laka quote API

The quote service gets quotes.

Laka quotes API

The quotes API from Laka — 1 operation(s) for quotes.

Laka reporting API

The reporting API from Laka — 3 operation(s) for reporting.

Laka tasks API

The tasks API from Laka — 1 operation(s) for tasks.

Scroll for all 9

Open Collections 10

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Laka accounts API

OPEN COLLECTION

Laka accounts claims API

OPEN COLLECTION

Laka accounts deeplinks API

OPEN COLLECTION

Laka accounts fleets API

OPEN COLLECTION

Laka accounts policies API

OPEN COLLECTION

Laka accounts quote API

OPEN COLLECTION

Laka accounts quotes API

OPEN COLLECTION

Laka accounts reporting API

OPEN COLLECTION

Laka accounts tasks API

OPEN COLLECTION

Scroll for all 10

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Laka MCP Server

MCP SERVER

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Laka Authentication

apiKey · 2 schemes

SECURITY

Laka Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt
 MCPServer
MCPServer
 AgentSkill
AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Lifecycle
Lifecycle
 Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 DataModel
DataModel
 Conformance
Conformance

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 2

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 3

The organization behind the API

Website
Website
 Blog
Blog
 BlogRSS
BlogRSS

Other 4

Properties that don't map to a standard resource type

CapabilityMap
CapabilityMap
 Glossary
Glossary
 Overlay
Overlay
 Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: laka
name: Laka
description: 'Laka is a European InsurTech with deep micro-mobility expertise, insuring bikes, e-bikes, e-scooters and cycling
  gear against theft, accidental damage and loss, and providing riders and businesses with liability and personal accident
  cover. Laka exposes two partner-facing APIs. The Quote API is a lightweight integration for Introducer partners — retailers,
  e-commerce stores, bike brands and online communities — that returns pricing to riders, shares rider information to pre-fill
  onboarding, hands customers directly into Laka onboarding, and checks whether a rider has taken out cover. The Platform
  API supports Group partnerships where Laka issues the partner a Group policy whose benefits are extended to the partner''s
  members: partners can list policies, add and remove beneficiaries, manage products and documents, and create, submit and
  track claims. Both APIs run as regional instances across the UK (gb) and EU (nl), are secured with API keys, and require
  x-api-region and x-api-language headers so the insured party is attributed to the correct regulatory region.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://laka.co/favicon.ico
url: https://raw.githubusercontent.com/api-evangelist/laka/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
- creandum
x-tier: profiled
x-tier-reason: enrichment-pipeline
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Insurance
- InsurTech
- Cycling
- Micro Mobility
- Bicycle Insurance
- Claims
- Policies
- Quotes
- Embedded Insurance
- Europe
tags_raw:
- Company
- Insurance
- InsurTech
- Cycling
- Micro Mobility
- Bicycle Insurance
- Claims
- Policies
- Quotes
- Embedded Insurance
- Europe
apis:
- aid: laka:laka-accounts-api
  name: Laka accounts API
  description: The accounts API from Laka — 6 operation(s) for accounts.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - Account
  tags_raw:
  - accounts
  properties:
  - type: OpenAPI
    url: openapi/laka-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-claims-api
  name: Laka claims API
  description: Claims API
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - claims
  tags_raw:
  - claims
  properties:
  - type: OpenAPI
    url: openapi/laka-claims-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-deeplinks-api
  name: Laka deeplinks API
  description: The deeplinks API from Laka — 1 operation(s) for deeplinks.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - deeplinks
  tags_raw:
  - deeplinks
  properties:
  - type: OpenAPI
    url: openapi/laka-deeplinks-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-fleets-api
  name: Laka fleets API
  description: The fleets API from Laka — 1 operation(s) for fleets.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - fleets
  tags_raw:
  - fleets
  properties:
  - type: OpenAPI
    url: openapi/laka-fleets-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-policies-api
  name: Laka policies API
  description: The policies API from Laka — 14 operation(s) for policies.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - Policies
  tags_raw:
  - policies
  properties:
  - type: OpenAPI
    url: openapi/laka-policies-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-quote-api
  name: Laka quote API
  description: The quote service gets quotes.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - Quotes
  tags_raw:
  - quote
  properties:
  - type: OpenAPI
    url: openapi/laka-quote-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-quotes-api
  name: Laka quotes API
  description: The quotes API from Laka — 1 operation(s) for quotes.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - Quotes
  tags_raw:
  - quotes
  properties:
  - type: OpenAPI
    url: openapi/laka-quotes-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-reporting-api
  name: Laka reporting API
  description: The reporting API from Laka — 3 operation(s) for reporting.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - Reporting
  tags_raw:
  - reporting
  properties:
  - type: OpenAPI
    url: openapi/laka-reporting-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-tasks-api
  name: Laka tasks API
  description: The tasks API from Laka — 1 operation(s) for tasks.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - Task
  tags_raw:
  - tasks
  properties:
  - type: OpenAPI
    url: openapi/laka-tasks-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: CapabilityMap
  url: capabilities/laka-capability-edges.yml
  name: Laka Business Capability Map
- type: DomainSecurity
  url: security/laka-domain-security.yml
- type: Authentication
  url: authentication/laka-authentication.yml
- type: Website
  url: https://laka.co
- type: DeveloperPortal
  url: https://docs.laka.co
- type: Documentation
  url: https://docs.laka.co/docs/introduction
- type: APIReference
  url: https://docs.laka.co/reference/policycontroller_getpolicies
- type: GettingStarted
  url: https://docs.laka.co/docs/introduction
- type: SignUp
  url: https://docs.laka.co/docs/request-access
- type: Support
  url: https://docs.laka.co/docs/request-access
- type: Blog
  url: https://laka.co/gb/blog/
- type: BlogRSS
  url: https://laka.co/gb/blog/feed
- type: TermsOfService
  url: https://laka.co/gb/terms-of-use
- type: PrivacyPolicy
  url: https://laka.co/gb/privacy-policy
- type: StatusPage
  url: https://status.laka.co
- type: Glossary
  url: https://docs.laka.co/docs/glossary
- type: LLMsTxt
  url: llms/laka-llms.txt
- type: Lifecycle
  url: lifecycle/laka-lifecycle.yml
- type: Conventions
  url: conventions/laka-conventions.yml
- type: ErrorCatalog
  url: errors/laka-problem-types.yml
- type: DataModel
  url: data-model/laka-data-model.yml
- type: Conformance
  url: conformance/laka-conformance.yml
- type: Sandbox
  url: sandbox/laka-sandbox.yml
- type: MCPServer
  url: mcp/laka-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  url: overlays/laka-platform-overlay.yaml
- type: Overlay
  url: overlays/laka-quote-overlay.yaml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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