Laka

Laka is a European InsurTech with deep micro-mobility expertise, insuring bikes, e-bikes, e-scooters and cycling gear against theft, accidental damage and loss, and providing riders and businesses with liability and personal accident cover. Laka exposes two partner-facing APIs. The Quote API is a lightweight integration for Introducer partners — retailers, e-commerce stores, bike brands and online communities — that returns pricing to riders, shares rider information to pre-fill onboarding, hands customers directly into Laka onboarding, and checks whether a rider has taken out cover. The Platform API supports Group partnerships where Laka issues the partner a Group policy whose benefits are extended to the partner's members: partners can list policies, add and remove beneficiaries, manage products and documents, and create, submit and track claims. Both APIs run as regional instances across the UK (gb) and EU (nl), are secured with API keys, and require x-api-region and x-api-language headers so the insured party is attributed to the correct regulatory region.

Laka publishes 9 APIs on the APIs.io network, including accounts API, claims API, deeplinks API, and 6 more. Tagged areas include Company, Insurance, InsurTech, Cycling, and Micro Mobility.

Laka’s developer surface includes authentication, documentation, API reference, getting-started guide, signup flow, support, engineering blog, and 19 more developer resources.

🌐 Visit website 📡 Source on GitHub

45.1/100 developing ▬ flat Agent 39/100 agent ready Full breakdown ↓
scored 2026-08-10 · rubric v0.9.1

AccessSelf serve

9 APIs 1 MCP Servers

CompanyInsuranceInsurTechCyclingMicro MobilityBicycle InsuranceClaimsPoliciesQuotesEmbedded InsuranceEurope

Kin Score

Kin Score How this is scored →
scored 2026-08-10 · rubric v0.9.1

Composite quality — 45.1/100 · developing

Contract Quality 14.4 / 25

Developer Ergonomics 12.5 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 2.1 / 13

Governance 1.4 / 12

Discoverability 9.3 / 10

Agent readiness — 39/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/laka: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

GettingStarted

SignUp

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

MCPServer

MCPServer

AgentSkill

AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Lifecycle

Conventions

ErrorCatalog

DataModel

Conformance

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 2

Status, limits, changes, and where to get help

Support

Support

StatusPage

StatusPage

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

BlogRSS

BlogRSS

Other 3

Properties that don't map to a standard resource type

Glossary

Glossary

Overlay

Overlay

Overlay

Overlay

Source (apis.yml)

aid: laka
name: Laka
description: 'Laka is a European InsurTech with deep micro-mobility expertise, insuring bikes, e-bikes, e-scooters and cycling
  gear against theft, accidental damage and loss, and providing riders and businesses with liability and personal accident
  cover. Laka exposes two partner-facing APIs. The Quote API is a lightweight integration for Introducer partners — retailers,
  e-commerce stores, bike brands and online communities — that returns pricing to riders, shares rider information to pre-fill
  onboarding, hands customers directly into Laka onboarding, and checks whether a rider has taken out cover. The Platform
  API supports Group partnerships where Laka issues the partner a Group policy whose benefits are extended to the partner''s
  members: partners can list policies, add and remove beneficiaries, manage products and documents, and create, submit and
  track claims. Both APIs run as regional instances across the UK (gb) and EU (nl), are secured with API keys, and require
  x-api-region and x-api-language headers so the insured party is attributed to the correct regulatory region.'
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://laka.co/favicon.ico
url: https://raw.githubusercontent.com/api-evangelist/laka/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
- creandum
x-tier: profiled
x-tier-reason: enrichment-pipeline
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Insurance
- InsurTech
- Cycling
- Micro Mobility
- Bicycle Insurance
- Claims
- Policies
- Quotes
- Embedded Insurance
- Europe
apis:
- aid: laka:laka-accounts-api
  name: Laka accounts API
  description: The accounts API from Laka — 6 operation(s) for accounts.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - accounts
  properties:
  - type: OpenAPI
    url: openapi/laka-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-claims-api
  name: Laka claims API
  description: Claims API
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - claims
  properties:
  - type: OpenAPI
    url: openapi/laka-claims-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-deeplinks-api
  name: Laka deeplinks API
  description: The deeplinks API from Laka — 1 operation(s) for deeplinks.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - deeplinks
  properties:
  - type: OpenAPI
    url: openapi/laka-deeplinks-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-fleets-api
  name: Laka fleets API
  description: The fleets API from Laka — 1 operation(s) for fleets.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - fleets
  properties:
  - type: OpenAPI
    url: openapi/laka-fleets-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-policies-api
  name: Laka policies API
  description: The policies API from Laka — 14 operation(s) for policies.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - policies
  properties:
  - type: OpenAPI
    url: openapi/laka-policies-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-quote-api
  name: Laka quote API
  description: The quote service gets quotes.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - quote
  properties:
  - type: OpenAPI
    url: openapi/laka-quote-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-quotes-api
  name: Laka quotes API
  description: The quotes API from Laka — 1 operation(s) for quotes.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - quotes
  properties:
  - type: OpenAPI
    url: openapi/laka-quotes-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-reporting-api
  name: Laka reporting API
  description: The reporting API from Laka — 3 operation(s) for reporting.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - reporting
  properties:
  - type: OpenAPI
    url: openapi/laka-reporting-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
- aid: laka:laka-tasks-api
  name: Laka tasks API
  description: The tasks API from Laka — 1 operation(s) for tasks.
  humanURL: https://docs.laka.co/reference/policycontroller_getpolicies
  baseURL: https://api-gb.app.laka.co
  tags:
  - tasks
  properties:
  - type: OpenAPI
    url: openapi/laka-tasks-api-openapi.yml
  - type: Documentation
    url: https://docs.laka.co/docs/introduction
  - type: APIReference
    url: https://docs.laka.co/reference/policycontroller_getpolicies
  - type: APIReference
    url: https://docs.laka.co/reference/quotenew
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/laka-domain-security.yml
- type: Authentication
  url: authentication/laka-authentication.yml
- type: Website
  url: https://laka.co
- type: DeveloperPortal
  url: https://docs.laka.co
- type: Documentation
  url: https://docs.laka.co/docs/introduction
- type: APIReference
  url: https://docs.laka.co/reference/policycontroller_getpolicies
- type: GettingStarted
  url: https://docs.laka.co/docs/introduction
- type: SignUp
  url: https://docs.laka.co/docs/request-access
- type: Support
  url: https://docs.laka.co/docs/request-access
- type: Blog
  url: https://laka.co/gb/blog/
- type: BlogRSS
  url: https://laka.co/gb/blog/feed
- type: TermsOfService
  url: https://laka.co/gb/terms-of-use
- type: PrivacyPolicy
  url: https://laka.co/gb/privacy-policy
- type: StatusPage
  url: https://status.laka.co
- type: Glossary
  url: https://docs.laka.co/docs/glossary
- type: LLMsTxt
  url: llms/laka-llms.txt
- type: Lifecycle
  url: lifecycle/laka-lifecycle.yml
- type: Conventions
  url: conventions/laka-conventions.yml
- type: ErrorCatalog
  url: errors/laka-problem-types.yml
- type: DataModel
  url: data-model/laka-data-model.yml
- type: Conformance
  url: conformance/laka-conformance.yml
- type: Sandbox
  url: sandbox/laka-sandbox.yml
- type: MCPServer
  url: mcp/laka-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  url: overlays/laka-platform-overlay.yaml
- type: Overlay
  url: overlays/laka-quote-overlay.yaml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Laka

Kin Score

APIs 9

Laka accounts API

Laka claims API

Laka deeplinks API

Laka fleets API

Laka policies API

Laka quote API

Laka quotes API

Laka reporting API

Laka tasks API

MCP Servers 1

laka-mcp.yml

Security Posture 2

Laka Authentication

Laka Domain Security

Resources