INZMO

INZMO is a European insurtech, founded in 2017, delivering 100% digital, embedded insurance for consumer goods and rental deposits. Its products cover mobile phones, laptops and tablets, bicycles, e-scooters, and rental deposit warranties, sold direct-to-consumer and embedded into partner checkout flows. INZMO offers partners an embedded-insurance API that adds insurance to the customer journey with real-time policy issuance, payment, and delivery of policy documents, and applies AI and large language models to streamline fraud prevention and claims handling. INZMO is a portfolio company of 500 Global.

INZMO is profiled on the APIs.io network. Tagged areas include Company, Insurance, Insurtech, Embedded Insurance, and Digital Insurance.

INZMO’s developer surface includes support and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

18.3/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyInsuranceInsurtechEmbedded InsuranceDigital InsuranceClaimsEuropeAPI

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 18.3/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 2.6 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/inzmo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Login

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Partners

Partners

Source (apis.yml)

aid: inzmo
name: INZMO
description: INZMO is a European insurtech, founded in 2017, delivering 100% digital, embedded insurance for consumer goods
  and rental deposits. Its products cover mobile phones, laptops and tablets, bicycles, e-scooters, and rental deposit warranties,
  sold direct-to-consumer and embedded into partner checkout flows. INZMO offers partners an embedded-insurance API that adds
  insurance to the customer journey with real-time policy issuance, payment, and delivery of policy documents, and applies
  AI and large language models to streamline fraud prevention and claims handling. INZMO is a portfolio company of 500 Global.
url: https://raw.githubusercontent.com/api-evangelist/inzmo/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://inzmo-prod-web-deu.s3.eu-central-1.amazonaws.com/thumbnail_Logo_43d17fa933.jpg
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Insurance
- Insurtech
- Embedded Insurance
- Digital Insurance
- Claims
- Europe
- API
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://inzmo.com
- type: DeveloperPortal
  url: https://api.inzmo.com/
- type: Login
  url: https://self-service.inzmo.com/en
- type: Support
  url: https://inzmo.com/deu/en/contact
- type: Partners
  url: https://inzmo.com/deu/en/partners
- type: TermsOfService
  url: https://inzmo.com/deu/en/terms-and-conditions
- type: PrivacyPolicy
  url: https://inzmo.com/deu/en/privacy-policy
- type: DomainSecurity
  url: security/inzmo-domain-security.yml
- type: LLMsTxt
  url: llms/inzmo-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence