Ebix is a United States insurance software and exchange company headquartered in Johns Creek, Georgia, operating as market infrastructure between carriers, MGAs, brokers and agencies rather than as a carrier itself. Its portfolio spans property and casualty agency management (EbixASP), P&C policy administration and broker systems (EbixEvolution, PlacingHub, Sunrise Exchange, iClose), life insurance and annuity distribution connectivity (EbixExchange), health insurance and employee benefits administration, health content, risk and compliance (RiskEnvision, WCExchange), and — through the EbixCash arm — travel, payments and forex services. Its core P&C plumbing is ACORD-native rather than API-native: TEAM-UP moves policy, claims and direct-bill commission download to agency management systems as ACORD-standard AL3 files, its Translation Services practice converts carrier-proprietary formats into ACORD AL3 and ACORD XML using Java/XML/XSLT, EbixASP maintains a continuously updated ACORD forms library with bi-directional exchange against ACORD applications, and the EbixASP Real-Time Interface synchronizes carrier credentials and service transactions with IVANS. Ebix markets API-driven quote-to-bind workflows and, since October 2025, a plug-and-play connector platform built with 1SilverBullet that exposes quoting, eApp, enrollment, underwriting checks, payments and policy servicing as modular APIs with "a standardized connector fabric with pre-built mappings and a developer portal" — but no public self-serve developer portal, API reference or machine-readable specification could be confirmed as of 2026-07-25. Every probed developer path on ebix.com (/developers, /api, /developer, /partners, /integrations) returns the site's single-page-app homepage shell rather than a developer surface; developer.ebix.com and docs.ebix.com do not resolve; api.ebix.com answers with a JSON 404 and no documented routes; and the live EbixCash API Hub at api.ebixcash.com serves an OpenAPI document that returns HTTP 401 "Missing Authorization header". The one agent-facing discovery document Ebix does publish is a real llms.txt at www.ebix.com/llms.txt, which indexes the solution, service and corporate pages but names no API, portal or specification; every /.well-known/ probe across www.ebix.com, api.ebix.com, api.ebixcash.com and ebixasp.com missed, no first-party SDK exists in any public package registry, and no trust center, security.txt or vulnerability-disclosure program was found. Ebix's integration surface is therefore customer- and partner-gated, sold and documented under contract, which is the norm for United States insurance infrastructure where no federal regulator and no open-insurance mandate exists. Ebix filed Chapter 11 in December 2023, sold its North American life and annuity assets to Zinnia, and exited bankruptcy on 30 August 2024 consolidated with Eraaya Lifespaces.
Ebix is profiled on the APIs.io network. Tagged areas include Insurance, United States, Property and Casualty, Life Insurance, and Health Insurance.
Ebix’s developer surface includes documentation, support, engineering blog, and 29 more developer resources.
Regulatory Posture applies to this provider. Its tags matched the
Insurance regime, so
Regulatory Posture carries 15 points of the composite.
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applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for
this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero:
never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and
several others — scorable at all.
The six quality facets above are damped to 85 points between them,
because the conditional facet above carries the other
15. That is why each facet's contribution is shown against a damped
maximum: raising a quality facet moves the composite by 85% of its nominal
weight, not 100%. The full arithmetic is at apis.io/rating/.
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Agent readiness — checks not met, largest first (exact, from this profile):
Machine-Readable Auth+10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency+9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics+8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
13 more unmet checks in the Agent Readiness table above.
Kin Score — facets with the most composite points still available (weight × headroom):
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
aid: ebix
url: https://raw.githubusercontent.com/api-evangelist/ebix/refs/heads/main/apis.yml
name: Ebix
kind: company
description: 'Ebix is a United States insurance software and exchange company headquartered in Johns Creek, Georgia, operating
as market infrastructure between carriers, MGAs, brokers and agencies rather than as a carrier itself. Its portfolio spans
property and casualty agency management (EbixASP), P&C policy administration and broker systems (EbixEvolution, PlacingHub,
Sunrise Exchange, iClose), life insurance and annuity distribution connectivity (EbixExchange), health insurance and employee
benefits administration, health content, risk and compliance (RiskEnvision, WCExchange), and — through the EbixCash arm
— travel, payments and forex services. Its core P&C plumbing is ACORD-native rather than API-native: TEAM-UP moves policy,
claims and direct-bill commission download to agency management systems as ACORD-standard AL3 files, its Translation Services
practice converts carrier-proprietary formats into ACORD AL3 and ACORD XML using Java/XML/XSLT, EbixASP maintains a continuously
updated ACORD forms library with bi-directional exchange against ACORD applications, and the EbixASP Real-Time Interface
synchronizes carrier credentials and service transactions with IVANS. Ebix markets API-driven quote-to-bind workflows and,
since October 2025, a plug-and-play connector platform built with 1SilverBullet that exposes quoting, eApp, enrollment,
underwriting checks, payments and policy servicing as modular APIs with "a standardized connector fabric with pre-built
mappings and a developer portal" — but no public self-serve developer portal, API reference or machine-readable specification
could be confirmed as of 2026-07-25. Every probed developer path on ebix.com (/developers, /api, /developer, /partners,
/integrations) returns the site''s single-page-app homepage shell rather than a developer surface; developer.ebix.com and
docs.ebix.com do not resolve; api.ebix.com answers with a JSON 404 and no documented routes; and the live EbixCash API Hub
at api.ebixcash.com serves an OpenAPI document that returns HTTP 401 "Missing Authorization header". The one agent-facing
discovery document Ebix does publish is a real llms.txt at www.ebix.com/llms.txt, which indexes the solution, service and
corporate pages but names no API, portal or specification; every /.well-known/ probe across www.ebix.com, api.ebix.com,
api.ebixcash.com and ebixasp.com missed, no first-party SDK exists in any public package registry, and no trust center,
security.txt or vulnerability-disclosure program was found. Ebix''s integration surface is therefore customer- and partner-gated,
sold and documented under contract, which is the norm for United States insurance infrastructure where no federal regulator
and no open-insurance mandate exists. Ebix filed Chapter 11 in December 2023, sold its North American life and annuity assets
to Zinnia, and exited bankruptcy on 30 August 2024 consolidated with Eraaya Lifespaces.'
deliveryModel:
model: saas
open_source: false
commercial: true
callable_host: false
label: Hosted service · you call their endpoint
confidence: medium
source:
- pricing
generated: '2026-08-28'
method: derived
accessModel:
pricing: unknown
onboarding: open
trial: false
try_now: false
public: true
label: Open access
confidence: low
source:
- authentication
- security
generated: '2026-11-06'
method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- United States
- Property and Casualty
- Life Insurance
- Health Insurance
- Employee Benefits
- Agency Management
- Policy Administration
- Claims
- ACORD
- Insurtech
- Market Infrastructure
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
url: security/ebix-domain-security.yml
- type: Conformance
url: conformance/ebix-conformance.yml
- type: LLMsTxt
url: llms/ebix-llms.txt
- type: Website
url: https://www.ebix.com/
- type: About
url: https://www.ebix.com/who-we-are
- type: Documentation
url: https://www.ebix.com/solutions/property-and-casualty-insurance
- type: Documentation
url: https://www.ebix.com/solutions/property-and-casualty-insurance/translation-services
- type: Documentation
url: https://www.ebix.com/solutions/property-and-casualty-insurance/team-up
- type: Documentation
url: https://www.ebix.com/solutions/property-and-casualty-insurance/ebixevolution
- type: Documentation
url: https://www.ebix.com/solutions/life-insurance
- type: Documentation
url: https://www.ebix.com/solutions/health-insurance-and-employee-benefits
- type: Documentation
url: https://www.ebix.com/solutions/health-content-and-wellness
- type: Documentation
url: https://www.ebix.com/solutions/risk-compliance-and-management/risk-envision
- type: Documentation
url: https://www.ebix.com/solutions/ebixone
- type: Documentation
url: https://www.ebix.com/solutions/lending-asset-and-wealth-management
- type: Documentation
url: https://www.ebix.com/solutions/travel-and-mobility
- type: Documentation
url: https://www.ebix.com/services/payments
- type: Documentation
url: https://www.ebix.com/services/travels
- type: Documentation
url: https://www.ebix.com/services/ed-tech-and-insurance
- type: Documentation
url: https://www.ebixasp.com/
- type: ProductHelp
url: https://www.ebixasp.com/ebixasphelp/maintenance/Real_Time_Interface/Install_Download_Real-Time_Interface.htm
- type: Support
url: https://www.ebixasp.com/support
- type: Blog
url: https://www.ebix.com/news-and-media
- type: PressRelease
url: https://www.prnewswire.com/news-releases/ebix-launches-plug-and-play-connector-platform-for-insurtech-and-fintech-extending-its-integration-capabilities-directly-into-client-environments-302576698.html
- type: Contact
url: https://www.ebix.com/contact
- type: PrivacyPolicy
url: https://www.ebix.com/privacy
- type: TermsOfService
url: https://www.ebix.com/terms-of-use
- type: Investors
url: https://www.ebix.com/investors
- type: AnnualReport
url: https://www.ebix.com/pdf/Annual-Report-2024-25.pdf
- type: Brand
url: https://www.ebix.com/download-brand-toolkit
- type: Sitemap
url: https://www.ebix.com/sitemap.xml
- type: Robots
url: https://www.ebix.com/robots.txt
maintainers:
- FN: Kin Lane
email: kin@apievangelist.com
Ebix API — frequently asked questions
How do I authenticate with the Ebix API?
Ebix documents its authentication (0 schemes). The details are profiled on APIs.io as Ebix Authentication.
Is the Ebix API ready for AI agents?
Ebix has a Kin Score of 15.3 out of 100 (emerging) and an Agent Readiness score of 0.0 (human-only), scored by API Evangelist on 2026-11-06.
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