Beneficiaries
Business capabilities this tag reaches
Payments & Card Management 3
Providers using this tag (43)
Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.
Strong 2 Solid coverage with minor gaps
Developing 26 Usable, with meaningful gaps to close
first directFiptoCadanaStarling BankLianLian GlobalTemenos TransactPapaya GlobalBCB GroupMontranHampden & CoInvestecDriveWealthCoventry Building SocietyKrooChase UKMonument BankAldermore BankSecure Trust BankBank of Ireland (UK)Tandem BankRecognise BankzopaCouttsFinLloyds Banking GroupUK Open Banking
Thin 11 Limited public surface area
Emerging 2 Early or largely undocumented
APIs with this tag (21)
Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →
Exemplar 2 Complete, well-documented, and agent-ready
Strong 1 Solid coverage with minor gaps
Developing 11 Usable, with meaningful gaps to close
Cadana Beneficiaries APIAPIs for managing user beneficiariesStarling Payees APICreate, list, and manage payees (beneficiaries) and payee accounts used when initiating payments from a Sta...LianLian Global Beneficiaries APIThe Beneficiaries API from LianLian Global — 2 operation(s) for beneficiaries.Temenos Transact Beneficiaries APIManage payment beneficiaries including domestic and international beneficiary registration, validation, and...Papaya Global Beneficiaries APIManage payment recipients including individuals and organizationsBCB Group Beneficiaries APIThe Beneficiaries API from BCB Group — 2 operation(s) for beneficiaries.Montran Beneficiaries APIBeneficiary management for recurring paymentsDriveWealth Beneficiaries APIThe Beneficiaries API from DriveWealth — 1 operation(s) for beneficiaries.zopa Beneficiaries APIThe Beneficiaries API from zopa — 1 operation(s) for beneficiaries.Fin Beneficiaries APIManage beneficiary accounts for payments and transfersUK Open Banking Beneficiaries APIThe Beneficiaries API from UK Open Banking — 2 operation(s) for beneficiaries.
Thin 5 Limited public surface area
401GO Beneficiaries APIThe Beneficiaries API from 401GO — 2 operation(s) for beneficiaries.Fincra Beneficiaries APIThe Beneficiaries API from Fincra — 2 operation(s) for beneficiaries.NatWest Group Beneficiaries APIThe Beneficiaries API from NatWest Group — 2 operation(s) for beneficiaries.Connexis Cash Beneficiaries APIThe Beneficiaries API from Connexis Cash — 1 operation(s) for beneficiaries.Isometric Beneficiaries APIThe Beneficiaries API from Isometric — 1 operation(s) for beneficiaries.
Emerging 2 Early or largely undocumented
Score breakdown
Frequency
49.7
log-scaled weighted occurrences
Breadth
1.2
spread across providers
Quality lift
51.2
mean composite of providers using it
Cohesion
0.0
strength of nearest seed neighbor
Related tags
Standing Orders 24 co-occurrences
Direct Debits 25 co-occurrences
Domestic Standing Orders 23 co-occurrences
Domestic Payment Consents 21 co-occurrences
Account Access Consents 21 co-occurrences
Domestic Scheduled Payment Consents 21 co-occurrences
File Payment Consents 21 co-occurrences
Domestic Standing Order Consents 21 co-occurrences
Where this tag comes from
Api tag22
Openapi tag18
Openapi op tag112
Cohort brief
Auto-generatedThe 43 providers in the APIs.io catalog tagged Beneficiaries, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.
Providers
43
all scored
Mean Kin Score
42.3
+21.6 vs catalog 20.7
Mean Agent Readiness
32.9
+23.2 vs catalog 9.7
Spread
13.7–67.1
median 42.2 · σ 9.9
How the 43 split by band
Exemplar 1Strong 4Developing 22Thin 14Emerging 2Minimal 0
Facet averages, against the whole catalog
| Facet | This cohort | Catalog | Difference | Scored |
|---|---|---|---|---|
| Contract Quality | 52.3 | 17.5 | +34.8 | 43 |
| Developer Ergonomics | 37.8 | 17.9 | +19.9 | 43 |
| Discoverability | 78.9 | 60.4 | +18.5 | 43 |
| Contract Governance | 15.7 | 6.4 | +9.3 | 43 |
| Access Clarity | 28.9 | 22.3 | +6.6 | 43 |
| Operational Transparency | 16.6 | 11.3 | +5.3 | 43 |
A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.
What this cohort publishes
| Artifact | This cohort | Catalog | Difference |
|---|---|---|---|
| MCP server (any) | 58% | 16% | +42 |
| MCP server (first-party) | 9% | 7% | +2 |
| Agent Skills | 0% | 0% | 0 |
| OAuth scopes | 63% | 9% | +54 |
| Security | 100% | 88% | +12 |
| Arazzo workflows | 2% | 2% | 0 |
| Governance rules | 14% | 13% | +1 |
mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.
Top by Kin Score
- 1 HitPay 67.1
- 2 iBanFirst 62.6
- 3 Currencycloud 61
- 4 first direct 56.2
- 5 Airwallex 55.6
- 6 Starling Bank 53.3
- 7 Fipto 52.6
- 8 Cadana 50.3
- 9 BCB Group 47.8
- 10 LianLian Global 47.5
Top by Agent Readiness
- 1 iBanFirst 50.4
- 2 401GO 46.9
- 3 NatWest Group 44.1
- 4 HitPay 43.3
- 5 Bank of Ireland (UK) 41.9
- 6 LianLian Global 41.7
- 7 BCB Group 40.4
- 8 Aldermore Bank 39.7
- 9 Lloyds Banking Group 38.7
- 10 Currencycloud 38.2
All 43 members of this roster resolve to a scored provider in
the catalog.Generated from the catalog build of
25 August 2026, across 26891
providers, using the same computation served by the
APIs.io cohort API. Briefs are published for rosters of
5 or more scored providers; below that a distribution is not meaningful.
Work with this as data
Every tag here is available over the APIs.io API and to AI agents over MCP.