zopa Beneficiaries API

openapi: 3.0.0
info:
  title: Account and Transaction API Specification Account Access Beneficiaries API
  description: Swagger for Account and Transaction API Specification
  termsOfService: https://www.openbanking.org.uk/terms
  contact:
    name: Service Desk
    email: ServiceDesk@openbanking.org.uk
  license:
    name: open-licence
    url: https://www.openbanking.org.uk/open-licence
  version: 4.0.0
servers:
- url: /open-banking/v4.0/aisp
tags:
- name: Beneficiaries
paths:
  /accounts/{AccountId}/beneficiaries:
    get:
      tags:
      - Beneficiaries
      summary: Get Beneficiaries
      operationId: GetAccountsAccountIdBeneficiaries
      parameters:
      - $ref: '#/components/parameters/AccountId'
      - $ref: '#/components/parameters/x-fapi-auth-date'
      - $ref: '#/components/parameters/x-fapi-customer-ip-address'
      - $ref: '#/components/parameters/x-fapi-interaction-id'
      - $ref: '#/components/parameters/Authorization'
      - $ref: '#/components/parameters/x-customer-user-agent'
      responses:
        '200':
          $ref: '#/components/responses/200AccountsAccountIdBeneficiariesRead'
        '400':
          $ref: '#/components/responses/400Error'
        '401':
          $ref: '#/components/responses/401Error'
        '403':
          $ref: '#/components/responses/403Error'
        '404':
          $ref: '#/components/responses/404Error'
        '405':
          $ref: '#/components/responses/405Error'
        '406':
          $ref: '#/components/responses/406Error'
        '429':
          $ref: '#/components/responses/429Error'
        '500':
          $ref: '#/components/responses/500Error'
      security:
      - PSUOAuth2Security:
        - accounts
components:
  schemas:
    PostBox:
      description: Information that locates and identifies a box in a post office assigned to a person or organization, where letters for them are kept until called for.
      type: string
      example: PO Box 123456
      minLength: 1
      maxLength: 16
    Identification_1:
      description: Unique and unambiguous identification of the servicing institution.
      type: string
      example: '80200112344562'
      minLength: 1
      maxLength: 35
    TownName:
      description: Name of a built-up area, with defined boundaries, and a local government.
      type: string
      example: London
      minLength: 1
      maxLength: 140
    UnitNumber:
      description: Number that identifies the unit of a specific address .
      type: string
      example: A88
      minLength: 1
      maxLength: 16
    OBProxy1:
      description: Specifies an alternate assumed name for the identification of the account.
      type: object
      required:
      - Identification
      - Code
      properties:
        Identification:
          description: Identification used to indicate the account identification under another specified name.
          type: string
          example: '2360549017905188'
          minLength: 1
          maxLength: 2048
        Code:
          $ref: '#/components/schemas/ExternalProxyAccountType1Code'
        Type:
          type: string
          description: Type of the proxy identification.
          minLength: 1
          maxLength: 35
    DistrictName:
      description: Number that of the regional area, known as a district, which forms part of an address
      type: string
      example: Greater London
      minLength: 1
      maxLength: 140
    LEI:
      description: Legal entity identification as an alternate identification for a party. Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
      type: string
      example: IZ9Q00LZEVUKWCQY6X15
      minLength: 1
      maxLength: 20
      pattern: ^[A-Z0-9]{18,18}[0-9]{2,2}$
    OBErrorResponse1:
      description: An array of detail error codes, and messages, and URLs to documentation to help remediation.
      type: object
      properties:
        Id:
          description: A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors.
          type: string
          minLength: 1
          maxLength: 40
        Code:
          description: Deprecated <br />High level textual error code, to help categorise the errors.
          type: string
          minLength: 1
          example: 400 BadRequest
          maxLength: 40
        Message:
          description: Deprecated <br />Brief Error message
          type: string
          minLength: 1
          example: There is something wrong with the request parameters provided
          maxLength: 500
        Errors:
          items:
            $ref: '#/components/schemas/OBError1'
          type: array
          minItems: 1
      required:
      - Errors
      additionalProperties: false
    OBBeneficiary5:
      type: object
      properties:
        AccountId:
          $ref: '#/components/schemas/AccountId'
        BeneficiaryId:
          $ref: '#/components/schemas/BeneficiaryId'
        BeneficiaryType:
          $ref: '#/components/schemas/OBInternalBeneficiaryType1Code'
        Reference:
          $ref: '#/components/schemas/Reference'
        SupplementaryData:
          $ref: '#/components/schemas/OBSupplementaryData1'
        CreditorAgent:
          $ref: '#/components/schemas/OBBranchAndFinancialInstitutionIdentification6_0'
        CreditorAccount:
          $ref: '#/components/schemas/OBCashAccount5_0'
      additionalProperties: false
    OBPostalAddress7:
      type: object
      description: Information that locates and identifies a specific address, as defined by postal services.
      properties:
        AddressType:
          $ref: '#/components/schemas/OBAddressType2Code'
        Department:
          description: Identification of a division of a large organisation or building.
          example: Finance
          type: string
          minLength: 1
          maxLength: 70
        SubDepartment:
          description: Identification of a sub-division of a large organisation or building.
          example: Payroll
          type: string
          minLength: 1
          maxLength: 70
        StreetName:
          $ref: '#/components/schemas/StreetName'
        BuildingNumber:
          $ref: '#/components/schemas/BuildingNumber'
        BuildingName:
          $ref: '#/components/schemas/BuildingName'
        Floor:
          $ref: '#/components/schemas/Floor'
        UnitNumber:
          $ref: '#/components/schemas/UnitNumber'
        Room:
          $ref: '#/components/schemas/Room'
        PostBox:
          $ref: '#/components/schemas/PostBox'
        TownLocationName:
          $ref: '#/components/schemas/TownName'
        DistrictName:
          $ref: '#/components/schemas/DistrictName'
        CareOf:
          $ref: '#/components/schemas/CareOf'
        PostCode:
          $ref: '#/components/schemas/PostCode'
        TownName:
          $ref: '#/components/schemas/TownName'
        CountrySubDivision:
          description: Identifies a subdivision of a country such as state, region, county.
          type: string
          minLength: 1
          maxLength: 35
        Country:
          description: Nation with its own government.
          type: string
          pattern: ^[A-Z]{2,2}$
        AddressLine:
          type: array
          items:
            description: Information that locates and identifies a specific address, as defined by postal services, presented in free format text.
            type: string
            minLength: 1
            maxLength: 70
          minItems: 0
          maxItems: 7
    OBInternalFinancialInstitutionIdentification4Code:
      description: Name of the identification scheme, in a coded form as published in an external list.<br/> For a full list of enumeration values refer to `OBInternalFinancialInstitutionIdentification4Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
      type: string
      example: UK.OBIE.BICFI
      x-namespaced-enum:
      - UK.OBIE.BICFI
    BuildingNumber:
      description: Number that identifies the position of a building on a street.
      type: string
      example: '11'
      minLength: 1
      maxLength: 16
    Floor:
      description: Number that identifies the level within a building
      type: string
      example: '11'
      minLength: 1
      maxLength: 70
    ExternalProxyAccountType1Code:
      description: Specifies the external proxy account type code, as published in the proxy account type external code set.<br /> For more information and a full list of values see `ExternalProxyAccountType1Code` in *ISO_External_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
      type: string
      example: TELE
      enum:
      - TELE
      - EMAL
      - DNAM
      - CINC
      - COTX
      - COID
      - CUST
      - DRLC
      - EIDN
      - EWAL
      - PVTX
      - LEIC
      - MBNO
      - NIDN
      - CCPT
      - SHID
      - SOSE
      - TOKN
      - UBIL
      - VIPN
      - BIID
    Meta:
      title: MetaData
      type: object
      description: Meta Data relevant to the payload
      properties:
        TotalPages:
          type: integer
          format: int32
        FirstAvailableDateTime:
          $ref: '#/components/schemas/ISODateTime'
        LastAvailableDateTime:
          $ref: '#/components/schemas/ISODateTime'
      additionalProperties: false
    OBError1:
      type: object
      properties:
        ErrorCode:
          $ref: '#/components/schemas/OBExternalStatusReason1Code'
        Message:
          description: 'A description of the error that occurred. e.g., ''A mandatory field isn''t supplied'' or ''RequestedExecutionDateTime must be in future''

            OBL doesn''t standardise this field'
          type: string
          minLength: 1
          maxLength: 500
        Path:
          description: Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency
          type: string
          minLength: 1
          maxLength: 500
        Url:
          description: URL to help remediate the problem, or provide more information, or to API Reference, or help etc
          type: string
      required:
      - ErrorCode
      additionalProperties: false
      minProperties: 1
    Room:
      description: Information that locates and identifies a room to form part of an address
      type: string
      example: Basement 03
      minLength: 1
      maxLength: 70
    Name_0:
      description: 'The account name is the name or names of the account owner(s) represented at an account level, as displayed by the ASPSP''s online channels.

        Note, the account name is not the product name or the nickname of the account.'
      type: string
      example: Jane Smith
      minLength: 1
      maxLength: 350
    BeneficiaryId:
      description: A unique and immutable identifier used to identify the beneficiary resource. This identifier has no meaning to the account owner.
      type: string
      example: Ben1
      minLength: 1
      maxLength: 40
    Identification_0:
      description: Identification assigned by an institution to identify an account. This identification is known by the account owner.
      type: string
      example: '80200112344562'
      minLength: 1
      maxLength: 256
    CareOf:
      description: The 'care of' address is used whenever sending mail to a person or organisation who does not actually live or work at the address. They will receive the mail for the individual.
      type: string
      example: Jane Smith
      minLength: 1
      maxLength: 140
    Reference:
      description: 'Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction.

        Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money.

        If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor''s reference or payment remittance identification should be quoted in the end-to-end transaction identification.'
      type: string
      example: Towbar Club
      minLength: 1
      maxLength: 35
    OBExternalStatusReason1Code:
      description: Low level textual error code, for all enum values see `ExternalReason1Code` [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
      type: string
      minLength: 4
      maxLength: 4
      example: AC17
    OBInternalAccountIdentification4Code:
      description: Name of the identification scheme, in a coded form as published in an external list. <br /> For a full list of enumeration values refer to `OBInternalAccountIdentification4Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
      type: string
      x-namespaced-enum:
      - UK.OBIE.BBAN
      - UK.OBIE.IBAN
      - UK.OBIE.PAN
      - UK.OBIE.Paym
      - UK.OBIE.SortCodeAccountNumber
      - UK.OBIE.Wallet
    OBInternalBeneficiaryType1Code:
      description: Specifies the Beneficiary Type.
      type: string
      example: Ordinary
      enum:
      - Trusted
      - Ordinary
    OBBranchAndFinancialInstitutionIdentification6_0:
      type: object
      description: 'Party that manages the account on behalf of the account owner, that is manages the registration and booking of entries on the account, calculates balances on the account and provides information about the account.

        This is the servicer of the beneficiary account.'
      properties:
        SchemeName:
          $ref: '#/components/schemas/OBInternalFinancialInstitutionIdentification4Code'
        Identification:
          $ref: '#/components/schemas/Identification_1'
        Name:
          $ref: '#/components/schemas/Name_1'
        PostalAddress:
          $ref: '#/components/schemas/OBPostalAddress7'
        LEI:
          $ref: '#/components/schemas/LEI'
    OBCashAccount5_0:
      type: object
      required:
      - SchemeName
      - Identification
      description: Provides the details to identify the beneficiary account.
      properties:
        SchemeName:
          $ref: '#/components/schemas/OBInternalAccountIdentification4Code'
        Identification:
          $ref: '#/components/schemas/Identification_0'
        Name:
          $ref: '#/components/schemas/Name_0'
        SecondaryIdentification:
          $ref: '#/components/schemas/SecondaryIdentification'
        Proxy:
          $ref: '#/components/schemas/OBProxy1'
    StreetName:
      description: Name of a street or thoroughfare.
      type: string
      example: Bank Street
      minLength: 1
      maxLength: 140
    OBReadBeneficiary5:
      type: object
      required:
      - Data
      properties:
        Data:
          type: object
          properties:
            Beneficiary:
              type: array
              items:
                $ref: '#/components/schemas/OBBeneficiary5'
        Links:
          $ref: '#/components/schemas/Links'
        Meta:
          $ref: '#/components/schemas/Meta'
    Name_1:
      description: Name by which an agent is known and which is usually used to identify that agent.
      type: string
      example: Agent Name
      minLength: 1
      maxLength: 140
    PostCode:
      description: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
      type: string
      example: EC2N 4AG
      minLength: 1
      maxLength: 16
    BuildingName:
      description: Name of a referenced building.
      type: string
      minLength: 1
      maxLength: 140
    SecondaryIdentification:
      description: "This is secondary identification of the account, as assigned by the account servicing institution. \nThis can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination)."
      type: string
      example: '87562298675897'
      minLength: 1
      maxLength: 34
    OBSupplementaryData1:
      type: object
      properties: {}
      additionalProperties: true
      description: Additional information that can not be captured in the structured fields and/or any other specific block.
    Links:
      type: object
      description: Links relevant to the payload
      properties:
        Self:
          type: string
          format: uri
        First:
          type: string
          format: uri
        Prev:
          type: string
          format: uri
        Next:
          type: string
          format: uri
        Last:
          type: string
          format: uri
      additionalProperties: false
      required:
      - Self
    OBAddressType2Code:
      description: Identifies the nature of the postal address. <br /> For a full set of codes see `OBAddressType2Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets).
      type: string
      example: BIZZ
      enum:
      - BIZZ
      - DLVY
      - MLTO
      - PBOX
      - ADDR
      - HOME
      - CORR
      - STAT
    ISODateTime:
      description: "All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00"
      type: string
      format: date-time
    AccountId:
      description: A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.
      type: string
      example: '22289'
      minLength: 1
      maxLength: 40
  responses:
    400Error:
      description: Bad request
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          required: true
          schema:
            type: string
      content:
        application/json; charset=utf-8:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
        application/json:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
        application/jose+jwe:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
    405Error:
      description: Method Not Allowed
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          required: true
          schema:
            type: string
    500Error:
      description: Internal Server Error
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          required: true
          schema:
            type: string
      content:
        application/json; charset=utf-8:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
        application/json:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
        application/jose+jwe:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
    200AccountsAccountIdBeneficiariesRead:
      description: Beneficiaries Read
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          required: true
          schema:
            type: string
      content:
        application/json; charset=utf-8:
          schema:
            $ref: '#/components/schemas/OBReadBeneficiary5'
        application/json:
          schema:
            $ref: '#/components/schemas/OBReadBeneficiary5'
        application/jose+jwe:
          schema:
            $ref: '#/components/schemas/OBReadBeneficiary5'
    403Error:
      description: Forbidden
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          required: true
          schema:
            type: string
      content:
        application/json; charset=utf-8:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
        application/json:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
        application/jose+jwe:
          schema:
            $ref: '#/components/schemas/OBErrorResponse1'
    429Error:
      description: Too Many Requests
      headers:
        Retry-After:
          description: Number in seconds to wait
          schema:
            type: integer
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          schema:
            type: string
    404Error:
      description: Not found
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          required: true
          schema:
            type: string
    406Error:
      description: Not Acceptable
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          required: true
          schema:
            type: string
    401Error:
      description: Unauthorised
      headers:
        x-fapi-interaction-id:
          description: An RFC4122 UID used as a correlation id.
          required: true
          schema:
            type: string
  parameters:
    x-customer-user-agent:
      in: header
      name: x-customer-user-agent
      description: Indicates the user-agent that the PSU is using.
      required: false
      schema:
        type: string
    x-fapi-auth-date:
      in: header
      name: x-fapi-auth-date
      required: false
      description: "The time when the PSU last logged in with the TPP. \nAll dates in the HTTP headers are represented as RFC 7231 Full Dates. An example is below: \nSun, 10 Sep 2017 19:43:31 UTC"
      schema:
        type: string
        pattern: ^(Mon|Tue|Wed|Thu|Fri|Sat|Sun), \d{2} (Jan|Feb|Mar|Apr|May|Jun|Jul|Aug|Sep|Oct|Nov|Dec) \d{4} \d{2}:\d{2}:\d{2} (GMT|UTC)$
    Authorization:
      in: header
      name: Authorization
      required: true
      description: An Authorisation Token as per https://tools.ietf.org/html/rfc6750
      schema:
        type: string
    AccountId:
      name: AccountId
      in: path
      description: AccountId
      required: true
      schema:
        type: string
    x-fapi-customer-ip-address:
      in: header
      name: x-fapi-customer-ip-address
      required: false
      description: The PSU's IP address if the PSU is currently logged in with the TPP.
      schema:
        type: string
    x-fapi-interaction-id:
      in: header
      name: x-fapi-interaction-id
      required: false
      description: An RFC4122 UID used as a correlation id.
      schema:
        type: string
  securitySchemes:
    TPPOAuth2Security:
      type: oauth2
      description: TPP client credential authorisation flow with the ASPSP
      flows:
        clientCredentials:
          tokenUrl: https://authserver.example/token
          scopes:
            accounts: Ability to read Accounts information
    PSUOAuth2Security:
      type: oauth2
      description: OAuth flow, it is required when the PSU needs to perform SCA with the ASPSP when a TPP wants to access an ASPSP resource owned by the PSU
      flows:
        authorizationCode:
          authorizationUrl: https://authserver.example/authorization
          tokenUrl: https://authserver.example/token
          scopes:
            accounts: Ability to read Accounts information