Personal Finance & Consumer Money › Consumer Data Access

Consumer Data Access

AE-190.50 Level 2 API Evangelist extension API Evangelist extension, CC BY-NC-SA 53 providers 200 API surfaces 20 rated strong or better

Consumers sharing their financial data with apps.

Consumer Data Access (AE-190.50) is a level-2 business capability under Personal Finance & Consumer Money in the API Evangelist extension model. The catalog holds 200 API surface(s) from 53 provider(s) that can perform some part of it, 20 of them rated strong or better. Reach is the vendor surface that lands on this capability — it is not a claim about what any particular organisation has deployed.

Where this capability definition comes from. This capability is part of the API Evangelist extension to the business-capability model, written by API Evangelist and licensed CC BY-NC-SA 4.0. API Evangelist capability extension — https://apievangelist.com Audience: consumerb2b It extends, and never modifies, Turbo EA Capabilities by Vincent Verdet (CC BY 4.0). · Extension provenance and licence

Providers that reach this capability

Ordered by rating band. Reach means a provider publishes an API surface that can perform some part of this capability — it is not a claim that any particular organisation has deployed it.

Exemplar 8 Complete, well-documented, and agent-ready
Strong 12 Solid coverage with minor gaps
Developing 32 Usable, with meaningful gaps to close
Palenca (Vech)Users1 API53.2Bank of QueenslandBanking Account BalancesBanking Account Direct DebitsBanking Account TransactionsBanking Accounts5 APIs52.1FintectureAccounts1 API52.0FISKILBankingTransactions2 APIs52.0St.George BankBanking Account BalancesBanking Account Direct DebitsBanking Account TransactionsBanking Accounts5 APIs51.9Allica BankAccount AccessBalances2 APIs51.6JPMorgan ChaseAIS1 API50.5SpareAccountBalanceDirect DebitStatement5 APIs50.1Truist FinancialAccountsTransactions2 APIs49.6first directAccount Access ConsentsAccountsBalancesBeneficiaries6 APIs49.3Tribe PaymentsAccountAccounts2 APIs49.0Enable BankingAccounts data1 API48.9IMB BankBanking AccountsBanking Payees2 APIs48.4FinicityAccountsAccounts (Simple)2 APIs47.4Triodos Bank UKAccount Information ServiceConfirmation of Funds ServiceExtended Account Information Service3 APIs46.9Danske Bank (UK)Account AccessAccount Information Service (AIS)AccountsBalances4 APIs45.7Upward FinancialPlaid1 API44.6Yorkshire Building SocietyAccount AccessAccountsBalancesBeneficiaries7 APIs44.6BankVicBanking Account BalancesBanking Account Direct DebitsBanking Account Scheduled PaymentsBanking Account Transactions6 APIs44.4PayWithMyBank (Trustly)Account Data1 API44.1Hume BankBanking Account BalancesBanking Account Direct DebitsBanking Account Scheduled PaymentsBanking Account Transactions6 APIs44.0BankSABanking Account BalancesBanking Account Direct DebitsBanking Account TransactionsBanking Accounts5 APIs43.6KontomatikAggregationCommand2 APIs43.5Suncorp BankBanking Account BalancesBanking Account Direct DebitsBanking Account TransactionsBanking Accounts5 APIs42.6Bank FirstBanking Account BalancesBanking Account Direct DebitsBanking Account TransactionsBanking Accounts4 APIs42.2Regional Australia BankBanking Account BalancesBanking Account Direct DebitsBanking Account TransactionsBanking Accounts5 APIs41.5C. Hoare & Co.Account AccessBalancesBeneficiariesDirect Debits8 APIs41.4YapilyFinancial Data1 API41.0Australia and New Zealand Banking Group (ANZ)Banking Account BalancesBanking Account Direct DebitsBanking Account Scheduled PaymentsBanking Account Transactions6 APIs40.9Teachers Mutual BankBanking Account BalancesBanking Account Direct DebitsBanking Account Scheduled PaymentsBanking Account Transactions5 APIs40.9Qudos BankBanking Account BalancesBanking Account Direct DebitsBanking Account Scheduled PaymentsBanking Account Transactions6 APIs39.8Great Southern BankBanking Account BalancesBanking Account Transactions2 APIs39.4
Thin 1 Limited public surface area
This page carries no rating. Capabilities are not rated. A capability is a description of what a business does, not a thing a company publishes, so a Kin Score would have nothing to measure.
The edge table is a Pro feature. This page shows which providers and tags reach Consumer Data Access. The underlying tag → capability edges — each with the quoted fragment of the provider's own OpenAPI that evidences it, a calibrated confidence score, and the contract-provenance gate it passed — are available through the API, along with company-level capability maps. Only edges at confidence ≥ 0.7 with evidence found verbatim in the source contract are published at all.

See plans →  ·  How the edges are graded →