Venture Capital

Ribbit Capital

Ribbit Capital is a venture capital firm founded in 2012 by Micky Malka and headquartered in Palo Alto, California, investing globally in founders who challenge the status quo across financial services and adjacent frontier categories. Long the most focused fintech investor in venture, Ribbit backs companies reshaping money movement, wealth management, identity, data, and global commerce, and has broadened its thesis into crypto and blockchain infrastructure, AI, and energy. The firm invests from early stage through growth, historically concentrating on Series A and B rounds while following its winners over time, and reported roughly US$12 billion in regulatory assets under management as of 2024. Ribbit's portfolio of 150+ companies spans nearly every continent and includes many of fintech's defining outcomes such as Robinhood, Coinbase, Nubank, Credit Karma, Affirm, Revolut, Brex, Mercado Libre, and Groww, alongside newer bets in crypto (Solana, Ethena, Lightspark), AI (Cognition, Etched, Decagon), and energy (Base Power, Crusoe). In 2021 Ribbit partnered with Walmart to launch the consumer fintech venture now known as OnePay.

149 portfolio companies 149 publish APIs here 7 properties
Venture CapitalSeries ASeries BGrowth EquityFintechCryptoArtificial IntelligenceInsurtechFinancial ServicesGlobalPalo AltoNorth America
Portfolio Strength across 148 profiled portfolio companies on the network
11 top-rated API companies 5 exemplar · 6 strong
48 agent-ready companies 15 agent-native · 33 agent-ready
Average quality of the book:
Composite emerging 28.6
Agent-Readiness agent-aware 19.3

Firms are ranked by cumulative portfolio strength — how many highly-rated API companies they've backed, weighted by tier across composite quality and agent-readiness. The averages below are a secondary read on the typical company in the book.

Ribbit Capital has 149 portfolio companies tracked on the APIs.io network, of which 149 (100%) publish APIs indexed here.

Its highest-rated API providers on the network are Stripe, Plaid, Solana, Lightspark, Fireblocks.

Portfolio on the Network

Portfolio companies that publish APIs indexed on APIs.io, grouped by their API Evangelist rating. Exemplar and Strong are expanded by default.

Exemplar 5 Complete, well-documented, and agent-ready
Strong 6 Solid coverage with minor gaps
Developing 36 Usable, with meaningful gaps to close
Thin 22 Limited public surface area
Emerging 37 Early or largely undocumented
Minimal 42 Almost no public developer surface
Unrated 1 Not yet scored

Properties

Portfolio

Where the firm publishes its investments

Firm

The firm itself

Source (apis.yml)

apis.yml Raw ↑
aid: ribbit-capital
name: Ribbit Capital
description: >-
  Ribbit Capital is a venture capital firm founded in 2012 by Micky Malka and headquartered in Palo Alto,
  California, investing globally in founders who challenge the status quo across financial services and
  adjacent frontier categories. Long the most focused fintech investor in venture, Ribbit backs companies
  reshaping money movement, wealth management, identity, data, and global commerce, and has broadened its
  thesis into crypto and blockchain infrastructure, AI, and energy. The firm invests from early stage
  through growth, historically concentrating on Series A and B rounds while following its winners over
  time, and reported roughly US$12 billion in regulatory assets under management as of 2024. Ribbit's
  portfolio of 150+ companies spans nearly every continent and includes many of fintech's defining
  outcomes such as Robinhood, Coinbase, Nubank, Credit Karma, Affirm, Revolut, Brex, Mercado Libre, and
  Groww, alongside newer bets in crypto (Solana, Ethena, Lightspark), AI (Cognition, Etched, Decagon),
  and energy (Base Power, Crusoe). In 2021 Ribbit partnered with Walmart to launch the consumer fintech
  venture now known as OnePay.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://ribbitcap.com/icon.ico
x-type: venture-capital
x-category: Venture Capital
created: '2026-07-17'
modified: '2026-07-17'
specificationVersion: '0.20'
tags:
  - Venture Capital
  - Series A
  - Series B
  - Growth Equity
  - Fintech
  - Crypto
  - Artificial Intelligence
  - Insurtech
  - Financial Services
  - Global
  - Palo Alto
  - North America
apis: []
common:
  - type: Website
    url: https://ribbitcap.com/
  - type: Portfolio
    url: https://ribbitcap.com/rebels
  - type: Portfolio
    url: portfolio/ribbit-capital-portfolio.yml
  - type: InvestmentThesis
    url: https://ribbitcap.com/
  - type: Crunchbase
    url: https://www.crunchbase.com/organization/ribbit-capital
  - type: LinkedIn
    url: https://www.linkedin.com/company/ribbit-capital
  - type: Twitter
    url: https://x.com/RibbitCapital
  - type: Features
    data:
      - "Stage: Early to growth; historically concentrated in Series A and Series B"
      - "Sectors: Fintech, financial services, crypto/blockchain, AI, insurtech, energy, identity, data, global commerce"
      - "Geography: Global (US, Latin America, Europe, India, Southeast Asia)"
      - "AUM: ~US$12B regulatory AUM (as of 2024, self/press-reported)"
      - "Portfolio: 150+ companies"
      - "Founded: 2012"
      - "HQ: Palo Alto, California, USA"
      - "Founder: Micky Malka"
    sources:
      - https://ribbitcap.com/
      - https://en.wikipedia.org/wiki/Ribbit_Capital
    updated: '2026-07-17'
maintainers:
  - FN: Kin Lane
    email: info@apievangelist.com
    url: https://apievangelist.com
  - FN: APIs.json
    url: http://apisjson.org
  - FN: Ribbit Capital
    url: https://ribbitcap.com/