Method Financial website screenshot

Method Financial

Method Financial is a US financial connectivity platform that gives developers a single REST API for consumer liability data and debt payments. Instead of asking a consumer to hand over bank credentials, Method verifies the consumer's identity and runs a permissioned soft credit pull to automatically discover every liability they hold — credit cards, auto loans, mortgages, student loans and personal loans — across 15,000+ financial institutions. It then normalizes balances, due dates, interest rates, payment amounts and limits into one data model, keeps them fresh through on-demand Updates and Subscriptions, and moves money directly to those creditors through its Payments API. The platform also ships embeddable Opal/Elements UI components, credit scores, financial attributes, card-brand enrichment, vehicle enrichment and a webhook event stream, and is used for lending origination, debt consolidation, portfolio intelligence, commerce card-linking and personal financial management.

Method Financial publishes 42 APIs on the APIs.io network, including Account Attributes API, Account Balances API, Account Card Brands API, and 39 more. Tagged areas include Company, Financial Services, Fintech, Lending, and Payments.

The Method Financial catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Method Financial’s developer surface includes documentation, API reference, getting-started guide, signup flow, support, engineering blog, changelog, and 37 more developer resources.

🌐 Visit website 📡 Source on GitHub
62.9/100 strong ▬ flat Agent 67/100 agent native Full breakdown ↓
scored 2026-08-12 · rubric v0.11.0
42 APIs 1 MCP Servers
CompanyFinancial ServicesFintechLendingPaymentsLiability DataCreditDebtOpen BankingIdentity VerificationPersonal Finance

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-12 · rubric v0.11.0
Composite quality — 62.9/100 · strong
Contract Quality 15.3 / 21
Developer Ergonomics 14.4 / 17
Commercial Clarity 8.5 / 17
Operational Transparency 8.7 / 11
Governance 2.1 / 10
Discoverability 6.9 / 9
Regulatory Posture 6.8 / 15
Agent readiness — 67/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 8 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/method-financial: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 42

Individual APIs this provider publishes, each with its own machine-readable definition.

Method Financial Account Attributes API

Attribute data for accounts

Method Financial Account Balances API

Balance data for accounts

Method Financial Account Card Brands API

Card brand information for accounts

Method Financial Account Consent API

Consent management for accounts

Method Financial Account Payment Instruments API

Payment instruments for accounts

Method Financial Account Payoffs API

Payoff data for accounts

Method Financial Account Products API

Products associated with accounts

Method Financial Account Sensitive API

Sensitive data for accounts

Method Financial Account Subscriptions API

Subscriptions for accounts

Method Financial Account Transactions API

Transactions for accounts

Method Financial Account Updates API

Update records for accounts

Method Financial Account Verification Sessions API

Verification sessions for accounts

Method Financial Accounts API

Financial accounts (ACH, liability, clearing, debit card)

Method Financial Card Products API

Card product definitions

Method Financial Elements API

Client-side Element endpoints

Method Financial Entities API

Individuals, corporations, and receive-only entities

Method Financial Entity Attributes API

Attribute data for entities

Method Financial Entity Connects API

Account connection sessions for entities

Method Financial Entity Consent API

Consent management for entities

Method Financial Entity Credit Scores API

Credit score data for entities

Method Financial Entity Identities API

Identity verification data for entities

Method Financial Entity Products API

Products associated with entities

Method Financial Entity Subscriptions API

Subscriptions for entities

Method Financial Entity Vehicles API

Vehicle data for entities

Method Financial Entity Verification Sessions API

Verification sessions for entities

Method Financial Events API

Webhook event log

Method Financial Forwarding Requests API

Request forwarding with sensitive data injection

Method Financial Managed Accounts API

Method-managed accounts

Method Financial Merchants API

Merchant directory

Method Financial Opal API

Opal client-side session and token management

Method Financial Payment Reversals API

Reversals for payments

Method Financial Payments API

ACH and clearing payments

Method Financial Ping API

Health check endpoint

Method Financial Public Keys API

Public key discovery endpoints for Message-Level Encryption.

Method Financial Reports API

Downloadable reports

Method Financial Secrets API

Secure secret storage

Method Financial Simulate Accounts API

Sandbox account simulation

Method Financial Simulate Entities API

Sandbox entity simulation

Method Financial Simulate Events API

Sandbox event simulation

Method Financial Simulate Payments API

Sandbox payment simulation

Method Financial Teams API

Team and API key management

Method Financial Webhooks API

Webhook subscriptions

Scroll for all 42

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

method-financial-mcp.yml

MCP SERVER

Rate Limits 1

Documented rate limits and quota policies.

Method Financial Rate Limits

6 limits

RATE LIMITS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Method Financial Webhooks

ASYNCAPI

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Method Financial Authentication

http · 3 schemes

SECURITY

Method Financial Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Method Financial Vulnerability Disclosure

Hackerone · contact published

SECURITY

Method Financial Trust Center

SOC 2 Type 2, PCI DSS v4.0.1

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Method Financial Agentic Access

128 operations · 55 acting

128 operations · 55 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Sandbox
Sandbox

Documentation 3

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference
 OpenAPI
OpenAPI

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 WellKnown
WellKnown
 MCPServer
MCPServer
 AgentSkill
AgentSkill
 LLMsTxt
LLMsTxt

Design & Contract 9

Pagination, idempotency, versioning, errors, and events

Conformance
Conformance
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conventions
Conventions
 Idempotency
Idempotency
 Components
Components
 DataModel
DataModel
 Webhooks
Webhooks
 ErrorCodes
ErrorCodes

Scroll for all 9

Build 6

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Postman
Postman
 Packages
Packages
 SDKs
SDKs
 ToolCrosswalk
ToolCrosswalk
 DeclineCodes
DeclineCodes

Access & Security 6

Authentication, authorization, and security posture

TrustCenter
TrustCenter
 Compliance
Compliance
 Security
Security
 Authentication
Authentication
 DomainSecurity
DomainSecurity
 VulnerabilityDisclosure
VulnerabilityDisclosure

Operate 5

Status, limits, changes, and where to get help

Support
Support
 ChangeLog
ChangeLog
 Deprecation
Deprecation
 ChangeLog
ChangeLog
 RateLimits
RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Other 2

Properties that don't map to a standard resource type

AgentCard
AgentCard
 Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: method-financial
name: Method Financial
description: Method Financial is a US financial connectivity platform that gives developers a single REST API for consumer
  liability data and debt payments. Instead of asking a consumer to hand over bank credentials, Method verifies the consumer's
  identity and runs a permissioned soft credit pull to automatically discover every liability they hold — credit cards, auto
  loans, mortgages, student loans and personal loans — across 15,000+ financial institutions. It then normalizes balances,
  due dates, interest rates, payment amounts and limits into one data model, keeps them fresh through on-demand Updates and
  Subscriptions, and moves money directly to those creditors through its Payments API. The platform also ships embeddable
  Opal/Elements UI components, credit scores, financial attributes, card-brand enrichment, vehicle enrichment and a webhook
  event stream, and is used for lending origination, debt consolidation, portfolio intelligence, commerce card-linking and
  personal financial management.
url: https://raw.githubusercontent.com/api-evangelist/method-financial/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-04'
modified: '2026-08-04'
image: https://framerusercontent.com/images/8VlzHm7NUhxHyDz7Bej54eBKKAc.png
tags:
- Company
- Financial Services
- Fintech
- Lending
- Payments
- Liability Data
- Credit
- Debt
- Open Banking
- Identity Verification
- Personal Finance
apis:
- aid: method-financial:method-financial-account-attributes-api
  name: Method Financial Account Attributes API
  description: Attribute data for accounts
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Account Attributes
  properties:
  - type: OpenAPI
    url: openapi/method-financial-account-attributes-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-account-balances-api
  name: Method Financial Account Balances API
  description: Balance data for accounts
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Account Balances
  properties:
  - type: OpenAPI
    url: openapi/method-financial-account-balances-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-account-card-brands-api
  name: Method Financial Account Card Brands API
  description: Card brand information for accounts
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Account Card Brands
  properties:
  - type: OpenAPI
    url: openapi/method-financial-account-card-brands-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-account-consent-api
  name: Method Financial Account Consent API
  description: Consent management for accounts
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Account Consent
  properties:
  - type: OpenAPI
    url: openapi/method-financial-account-consent-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-account-payment-instruments-api
  name: Method Financial Account Payment Instruments API
  description: Payment instruments for accounts
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Account Payment Instruments
  properties:
  - type: OpenAPI
    url: openapi/method-financial-account-payment-instruments-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-account-payoffs-api
  name: Method Financial Account Payoffs API
  description: Payoff data for accounts
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Account Payoffs
  properties:
  - type: OpenAPI
    url: openapi/method-financial-account-payoffs-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-account-products-api
  name: Method Financial Account Products API
  description: Products associated with accounts
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Account Products
  properties:
  - type: OpenAPI
    url: openapi/method-financial-account-products-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-account-sensitive-api
  name: Method Financial Account Sensitive API
  description: Sensitive data for accounts
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Account Sensitive
  properties:
  - type: OpenAPI
    url: openapi/method-financial-account-sensitive-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-account-subscriptions-api
  name: Method Financial Account Subscriptions API
  description: Subscriptions for accounts
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Account Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/method-financial-account-subscriptions-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-account-transactions-api
  name: Method Financial Account Transactions API
  description: Transactions for accounts
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/method-financial-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-account-updates-api
  name: Method Financial Account Updates API
  description: Update records for accounts
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Account Updates
  properties:
  - type: OpenAPI
    url: openapi/method-financial-account-updates-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-account-verification-sessions-api
  name: Method Financial Account Verification Sessions API
  description: Verification sessions for accounts
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Account Verification Sessions
  properties:
  - type: OpenAPI
    url: openapi/method-financial-account-verification-sessions-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-accounts-api
  name: Method Financial Accounts API
  description: Financial accounts (ACH, liability, clearing, debit card)
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/method-financial-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-card-products-api
  name: Method Financial Card Products API
  description: Card product definitions
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Card Products
  properties:
  - type: OpenAPI
    url: openapi/method-financial-card-products-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-elements-api
  name: Method Financial Elements API
  description: Client-side Element endpoints
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Elements
  properties:
  - type: OpenAPI
    url: openapi/method-financial-elements-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-entities-api
  name: Method Financial Entities API
  description: Individuals, corporations, and receive-only entities
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Entities
  properties:
  - type: OpenAPI
    url: openapi/method-financial-entities-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-entity-attributes-api
  name: Method Financial Entity Attributes API
  description: Attribute data for entities
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Entity Attributes
  properties:
  - type: OpenAPI
    url: openapi/method-financial-entity-attributes-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-entity-connects-api
  name: Method Financial Entity Connects API
  description: Account connection sessions for entities
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Entity Connects
  properties:
  - type: OpenAPI
    url: openapi/method-financial-entity-connects-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-entity-consent-api
  name: Method Financial Entity Consent API
  description: Consent management for entities
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Entity Consent
  properties:
  - type: OpenAPI
    url: openapi/method-financial-entity-consent-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-entity-credit-scores-api
  name: Method Financial Entity Credit Scores API
  description: Credit score data for entities
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Entity Credit Scores
  properties:
  - type: OpenAPI
    url: openapi/method-financial-entity-credit-scores-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-entity-identities-api
  name: Method Financial Entity Identities API
  description: Identity verification data for entities
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Entity Identities
  properties:
  - type: OpenAPI
    url: openapi/method-financial-entity-identities-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-entity-products-api
  name: Method Financial Entity Products API
  description: Products associated with entities
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Entity Products
  properties:
  - type: OpenAPI
    url: openapi/method-financial-entity-products-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-entity-subscriptions-api
  name: Method Financial Entity Subscriptions API
  description: Subscriptions for entities
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Entity Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/method-financial-entity-subscriptions-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-entity-vehicles-api
  name: Method Financial Entity Vehicles API
  description: Vehicle data for entities
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Entity Vehicles
  properties:
  - type: OpenAPI
    url: openapi/method-financial-entity-vehicles-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-entity-verification-sessions-api
  name: Method Financial Entity Verification Sessions API
  description: Verification sessions for entities
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Entity Verification Sessions
  properties:
  - type: OpenAPI
    url: openapi/method-financial-entity-verification-sessions-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-events-api
  name: Method Financial Events API
  description: Webhook event log
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Events
  properties:
  - type: OpenAPI
    url: openapi/method-financial-events-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-forwarding-requests-api
  name: Method Financial Forwarding Requests API
  description: Request forwarding with sensitive data injection
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Forwarding Requests
  properties:
  - type: OpenAPI
    url: openapi/method-financial-forwarding-requests-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-managed-accounts-api
  name: Method Financial Managed Accounts API
  description: Method-managed accounts
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Managed Accounts
  properties:
  - type: OpenAPI
    url: openapi/method-financial-managed-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-merchants-api
  name: Method Financial Merchants API
  description: Merchant directory
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Merchants
  properties:
  - type: OpenAPI
    url: openapi/method-financial-merchants-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-opal-api
  name: Method Financial Opal API
  description: Opal client-side session and token management
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Opal
  properties:
  - type: OpenAPI
    url: openapi/method-financial-opal-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-payment-reversals-api
  name: Method Financial Payment Reversals API
  description: Reversals for payments
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Payment Reversals
  properties:
  - type: OpenAPI
    url: openapi/method-financial-payment-reversals-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-payments-api
  name: Method Financial Payments API
  description: ACH and clearing payments
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/method-financial-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-ping-api
  name: Method Financial Ping API
  description: Health check endpoint
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Ping
  properties:
  - type: OpenAPI
    url: openapi/method-financial-ping-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-public-keys-api
  name: Method Financial Public Keys API
  description: Public key discovery endpoints for Message-Level Encryption.
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Public Keys
  properties:
  - type: OpenAPI
    url: openapi/method-financial-public-keys-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-reports-api
  name: Method Financial Reports API
  description: Downloadable reports
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Reports
  properties:
  - type: OpenAPI
    url: openapi/method-financial-reports-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-secrets-api
  name: Method Financial Secrets API
  description: Secure secret storage
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Secrets
  properties:
  - type: OpenAPI
    url: openapi/method-financial-secrets-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-simulate-accounts-api
  name: Method Financial Simulate Accounts API
  description: Sandbox account simulation
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Simulate Accounts
  properties:
  - type: OpenAPI
    url: openapi/method-financial-simulate-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-simulate-entities-api
  name: Method Financial Simulate Entities API
  description: Sandbox entity simulation
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Simulate Entities
  properties:
  - type: OpenAPI
    url: openapi/method-financial-simulate-entities-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-simulate-events-api
  name: Method Financial Simulate Events API
  description: Sandbox event simulation
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Simulate Events
  properties:
  - type: OpenAPI
    url: openapi/method-financial-simulate-events-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-simulate-payments-api
  name: Method Financial Simulate Payments API
  description: Sandbox payment simulation
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Simulate Payments
  properties:
  - type: OpenAPI
    url: openapi/method-financial-simulate-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-teams-api
  name: Method Financial Teams API
  description: Team and API key management
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Teams
  properties:
  - type: OpenAPI
    url: openapi/method-financial-teams-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
- aid: method-financial:method-financial-webhooks-api
  name: Method Financial Webhooks API
  description: Webhook subscriptions
  humanURL: https://docs.methodfi.com/
  baseURL: https://production.methodfi.com
  tags:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/method-financial-webhooks-api-openapi.yml
  - type: Documentation
    url: https://docs.methodfi.com/
  - type: APIReference
    url: https://docs.methodfi.com/reference/authentication
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/method-financial-agentic-access.yml
- type: TrustCenter
  url: security/method-financial-trust-center.yml
- type: Website
  url: https://methodfi.com/
- type: DeveloperPortal
  url: https://docs.methodfi.com/
- type: Documentation
  url: https://docs.methodfi.com/guides/overview
- type: APIReference
  url: https://docs.methodfi.com/reference/authentication
- type: GettingStarted
  url: https://docs.methodfi.com/guides/quickstart
- type: SignUp
  url: https://dashboard.methodfi.com
- type: Support
  url: https://methodfi.com/company/contact
- type: Blog
  url: https://methodfi.com/resources/perspectives
- type: GitHubOrganization
  url: https://github.com/MethodFi
- type: Postman
  url: https://www.postman.com/methodfi/method-api/collection/8d5j00b/method-api-v2
- type: TermsOfService
  url: https://methodfi.com/legal/terms-of-service-for-developers
- type: PrivacyPolicy
  url: https://methodfi.com/legal/privacy-policy
- type: Compliance
  url: https://security.methodfi.com/
- type: Security
  url: https://security.methodfi.com/
- type: ChangeLog
  url: https://docs.methodfi.com/changelog
- type: OpenAPI
  url: openapi/_original/method-financial-openapi-original.yml
- type: Packages
  url: packages/method-financial-packages.yml
- type: SDKs
  url: packages/method-financial-packages.yml
- type: WellKnown
  url: well-known/method-financial-well-known.yml
- type: MCPServer
  url: mcp/method-financial-mcp.yml
- type: ToolCrosswalk
  url: mcp/method-financial-tool-crosswalk.yml
- type: AgentCard
  url: a2a/method-financial-a2a.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/method-financial-llms.txt
- type: Conformance
  url: conformance/method-financial-conformance.yml
- type: ErrorCatalog
  url: errors/method-financial-problem-types.yml
- type: Lifecycle
  url: lifecycle/method-financial-lifecycle.yml
- type: Deprecation
  url: https://docs.methodfi.com/reference/versioning
- type: Authentication
  url: authentication/method-financial-authentication.yml
- type: DomainSecurity
  url: security/method-financial-domain-security.yml
- type: VulnerabilityDisclosure
  url: security/method-financial-vulnerability-disclosure.yml
- type: Sandbox
  url: sandbox/method-financial-sandbox.yml
- type: Conventions
  url: conventions/method-financial-conventions.yml
- type: Idempotency
  url: conventions/method-financial-conventions.yml
- type: ChangeLog
  url: changelog/method-financial-changelog.yml
- type: Components
  url: components/method-financial-components.yml
- type: DataModel
  url: data-model/method-financial-data-model.yml
- type: Webhooks
  url: asyncapi/method-financial-webhooks.yml
- type: RateLimits
  url: rate-limits/method-financial-rate-limits.yml
- type: ErrorCodes
  url: errors/method-financial-error-codes.yml
- type: DeclineCodes
  url: errors/method-financial-decline-codes.yml
- type: Overlay
  url: overlays/method-financial-method-api-overlay.yaml
x-enrichment:
  date: '2026-08-04'
  status: enriched
  artifacts_added: 33
  pass: local-v1