Method Financial

aid: method-fi
url: https://raw.githubusercontent.com/api-evangelist/method-fi/refs/heads/main/apis.yml
name: Method Financial
kind: company
description: Method Financial provides an embedded liability connectivity and payments
  API that lets developers identify, retrieve, and pay down a consumer's debts (credit
  cards, student loans, auto loans, mortgages, personal loans) across a network of
  15,000+ financial institutions. The REST API exposes entities, accounts, payments,
  merchants, connect (liability discovery), transactions, and webhooks, authenticated
  with a Bearer API key.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- FinTech
- Payments
- Liabilities
- Debt
- Embedded Finance
created: '2026-06-20'
modified: '2026-06-20'
specificationVersion: '0.19'
apis:
- aid: method-fi:entities
  name: Method Entities API
  tags:
  - Entities
  - KYC
  - Identity
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.methodfi.com/api/core/entities/object
  baseURL: https://production.methodfi.com
  properties:
  - url: https://docs.methodfi.com/api/core/entities/object
    type: Documentation
  - url: https://docs.methodfi.com/reference/entities/create
    type: APIReference
  - url: openapi/method-fi-openapi.yml
    type: OpenAPI
  - url: collections/method-fi.postman_collection.json
    type: PostmanCollection
  - url: collections/method-fi.opencollection.json
    type: OpenCollection
  description: Create and manage Entities - the individuals and corporations that own
    accounts - along with their identities, credit scores, attributes, products, and
    KYC/KBA/SMS verification sessions.
- aid: method-fi:accounts
  name: Method Accounts API
  tags:
  - Accounts
  - Liabilities
  - Balances
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.methodfi.com/api/core/accounts/object
  baseURL: https://production.methodfi.com
  properties:
  - url: https://docs.methodfi.com/api/core/accounts/object
    type: Documentation
  - url: https://docs.methodfi.com/reference/accounts/create
    type: APIReference
  - url: openapi/method-fi-openapi.yml
    type: OpenAPI
  - url: collections/method-fi.postman_collection.json
    type: PostmanCollection
  - url: collections/method-fi.opencollection.json
    type: OpenCollection
  description: Create and retrieve Accounts - the liability and asset accounts linked
    to an entity - with real-time balances, payoffs, transactions, attributes, and
    account verification sessions.
- aid: method-fi:payments
  name: Method Payments API
  tags:
  - Payments
  - ACH
  - Debt Payoff
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.methodfi.com/api/core/payments/object
  baseURL: https://production.methodfi.com
  properties:
  - url: https://docs.methodfi.com/api/core/payments/object
    type: Documentation
  - url: https://docs.methodfi.com/reference/payments/create
    type: APIReference
  - url: openapi/method-fi-openapi.yml
    type: OpenAPI
  - url: collections/method-fi.postman_collection.json
    type: PostmanCollection
  - url: collections/method-fi.opencollection.json
    type: OpenCollection
  description: Move funds electronically by pulling from a source account and sending
    to a destination liability or asset account, with payment reversals for balancing
    unsuccessful payments. Settlement occurs in 1-3 business days.
- aid: method-fi:merchants
  name: Method Merchants API
  tags:
  - Merchants
  - Lenders
  - Directory
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.methodfi.com/api/core/merchants/object
  baseURL: https://production.methodfi.com
  properties:
  - url: https://docs.methodfi.com/api/core/merchants/object
    type: Documentation
  - url: https://docs.methodfi.com/reference/merchants/list
    type: APIReference
  - url: openapi/method-fi-openapi.yml
    type: OpenAPI
  - url: collections/method-fi.postman_collection.json
    type: PostmanCollection
  - url: collections/method-fi.opencollection.json
    type: OpenCollection
  description: List and retrieve Merchants - the financial institutions (credit card
    issuers, student loan servicers, mortgage and auto lenders) that accept payments
    for a liability - with presentable names, logos, and account types.
- aid: method-fi:connect
  name: Method Connect API
  tags:
  - Connect
  - Liability Discovery
  - Account Matching
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.methodfi.com/api/core/connect/object
  baseURL: https://production.methodfi.com
  properties:
  - url: https://docs.methodfi.com/api/core/connect/object
    type: Documentation
  - url: https://docs.methodfi.com/reference/entities/connect/retrieve
    type: APIReference
  - url: openapi/method-fi-openapi.yml
    type: OpenAPI
  - url: collections/method-fi.postman_collection.json
    type: PostmanCollection
  - url: collections/method-fi.opencollection.json
    type: OpenCollection
  description: Discover and connect all of an entity's liability accounts (credit cards,
    mortgages, auto loans, student loans) across Method's network of financial institutions
    from identity data alone.
- aid: method-fi:transactions
  name: Method Transactions API
  tags:
  - Transactions
  - History
  - Statements
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.methodfi.com/api/core/transactions/object
  baseURL: https://production.methodfi.com
  properties:
  - url: https://docs.methodfi.com/api/core/transactions/object
    type: Documentation
  - url: https://docs.methodfi.com/reference/accounts/transactions/list
    type: APIReference
  - url: openapi/method-fi-openapi.yml
    type: OpenAPI
  - url: collections/method-fi.postman_collection.json
    type: PostmanCollection
  - url: collections/method-fi.opencollection.json
    type: OpenCollection
  description: List and retrieve transaction history for an account, surfacing the
    posted activity Method has on file for a connected liability or asset account.
- aid: method-fi:webhooks
  name: Method Webhooks API
  tags:
  - Webhooks
  - Events
  - Notifications
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.methodfi.com/api/core/webhooks/object
  baseURL: https://production.methodfi.com
  properties:
  - url: https://docs.methodfi.com/api/core/webhooks/object
    type: Documentation
  - url: https://docs.methodfi.com/reference/webhooks/create
    type: APIReference
  - url: openapi/method-fi-openapi.yml
    type: OpenAPI
  - url: collections/method-fi.postman_collection.json
    type: PostmanCollection
  - url: collections/method-fi.opencollection.json
    type: OpenCollection
  description: Create and manage Webhooks that deliver asynchronous events - entity,
    account, payment, verification, and attribute updates - to your endpoints over
    HTTPS as resources change.
common:
- type: GitHubOrganization
  url: https://github.com/MethodFi
- type: LinkedIn
  url: https://www.linkedin.com/company/methodfi
- type: Website
  url: https://methodfi.com
- type: Documentation
  url: https://docs.methodfi.com
- type: Plans
  url: plans/method-fi-plans-pricing.yml
- type: RateLimits
  url: rate-limits/method-fi-rate-limits.yml
- type: FinOps
  url: finops/method-fi-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com