Mercado Pago

Mercado Pago is the payments and financial-services arm of Mercado Libre, Latin America's largest e-commerce and fintech platform. Its developer portal at developers.mercadopago.com exposes a rich payments stack - Checkout Pro (hosted), Checkout Bricks (composable web components), Checkout API (full server-side control), Subscriptions, Payment Links, Point (in-person card reader), and QR payments - backed by REST APIs and official SDKs in Node.js, Python, PHP, Ruby, Java, .NET, plus a CLI and an MCP server for AI agents. Regional portals (.com.ar, .com.br, .com.mx, etc.) localise the docs and pricing per LATAM market.

Mercado Pago publishes 3 APIs on the APIs.io network: Payments API, Preferences API, and Subscriptions API. Tagged areas include Payments, Checkout, Subscriptions, POS, and QR.

Mercado Pago’s developer surface includes authentication, documentation, API reference, GitHub presence, engineering blog, and 5 more developer resources.

31.9/100 thin ▬ flat Agent 31/100 agent aware Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessFreeSelf serve⚡ Free to try
20 APIs
PaymentsCheckoutSubscriptionsPOSQRSDKsLatin AmericaBrazilArgentinaMexicoFintech

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 31.9/100 · thin
Contract Quality 12.5 / 25
Developer Ergonomics 5.7 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 3.4 / 13
Governance 0.0 / 12
Discoverability 6.9 / 10
Agent readiness — 31/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/mercadopago: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 20

Individual APIs this provider publishes, each with its own machine-readable definition.

Mercado Pago Payments API

Core REST API for creating and managing payments across cards, account-money, bank transfer (Pix in Brazil), boleto, and other LATAM methods. Supports capture, refund, partial r...

Mercado Pago Checkout Pro

Hosted, pre-configured checkout experience. Merchants create a preference via API, then redirect the buyer to the Mercado Pago hosted page that handles UI, payment-method select...

Mercado Pago Checkout Bricks

Composable web components ("bricks") that merchants embed in their own checkout UI - card form, wallet, payment-method picker, status screen. Lets merchants assemble a branded c...

Mercado Pago Checkout API

Full server-side checkout control: tokenise cards client-side, create a payment server-side, manage 3DS challenges, and handle capture and refund - all without redirecting the b...

Mercado Pago Subscriptions API

Recurring-payment subscriptions with scheduling, plans, free trial, proration, and pause / resume / cancel. Supports both subscription plans (shared) and per-customer pre-approv...

Mercado Pago Payment Links API

No-code / low-code link generation for collecting a one-off or recurring payment via shareable URL or button - SMS, WhatsApp, email, or social channels.

Mercado Pago Point API (POS)

Integrates merchant systems with Mercado Pago Point card readers for in-person payments. Push an amount to a paired terminal, receive the authorization result, and reconcile via...

Mercado Pago QR API

Static and dynamic QR code APIs for in-person collection, with order-linked status retrieval and webhook callbacks.

Mercado Pago Webhooks / Notifications

Event-driven notifications for payments, refunds, chargebacks, subscriptions, and merchant-account changes. Webhooks are signed so receivers can verify authenticity.

Mercado Pago Node.js SDK

Official Node.js / TypeScript SDK wrapping the Mercado Pago REST APIs for payments, preferences, subscriptions, and merchant orders.

Mercado Pago Python SDK

Official Python SDK wrapping the Mercado Pago REST APIs.

Mercado Pago PHP SDK

Official PHP SDK wrapping the Mercado Pago REST APIs.

Mercado Pago Ruby SDK

Official Ruby SDK wrapping the Mercado Pago REST APIs.

Mercado Pago Java SDK

Official Java SDK wrapping the Mercado Pago REST APIs.

Mercado Pago .NET SDK

Official .NET / C# SDK wrapping the Mercado Pago REST APIs.

Mercado Pago CLI

Command-line interface for managing Mercado Pago integrations, triggering test events, inspecting webhook deliveries, and scaffolding sample apps.

Mercado Pago MCP Server

Model Context Protocol server that exposes Mercado Pago APIs as tools for AI agents and IDE assistants, enabling agent-driven payment and checkout workflows.

Mercado Pago Payments API

The Payments API from Mercado Pago — 4 operation(s) for payments.

Mercado Pago Preferences API

The Preferences API from Mercado Pago — 3 operation(s) for preferences.

Mercado Pago Subscriptions API

The Subscriptions API from Mercado Pago — 3 operation(s) for subscriptions.

Scroll for all 20

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Mercado Pago REST API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

Mercadopago Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Mercadopago Authentication

http · 1 scheme

SECURITY

Mercadopago Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Mercadopago Agentic Access

14 operations · 7 acting

14 operations · 7 acting

AGENTIC

Resources

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Company 3

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: mercadopago
name: Mercado Pago
description: Mercado Pago is the payments and financial-services arm of Mercado Libre, Latin America's largest e-commerce
  and fintech platform. Its developer portal at developers.mercadopago.com exposes a rich payments stack - Checkout Pro (hosted),
  Checkout Bricks (composable web components), Checkout API (full server-side control), Subscriptions, Payment Links, Point
  (in-person card reader), and QR payments - backed by REST APIs and official SDKs in Node.js, Python, PHP, Ruby, Java, .NET,
  plus a CLI and an MCP server for AI agents. Regional portals (.com.ar, .com.br, .com.mx, etc.) localise the docs and pricing
  per LATAM market.
type: Index
accessModel:
  pricing: free
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Free · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/mercadopago.png
access: 3rd-Party
position: Producer
created: '2026-05-23'
modified: '2026-05-23'
tags:
- Payments
- Checkout
- Subscriptions
- POS
- QR
- SDKs
- Latin America
- Brazil
- Argentina
- Mexico
- Fintech
url: https://raw.githubusercontent.com/api-evangelist/mercadopago/refs/heads/main/apis.yml
specificationVersion: '0.20'
apis:
- aid: mercadopago:payments
  name: Mercado Pago Payments API
  description: Core REST API for creating and managing payments across cards, account-money, bank transfer (Pix in Brazil),
    boleto, and other LATAM methods. Supports capture, refund, partial refund, and status retrieval.
  humanURL: https://www.mercadopago.com.ar/developers/en/reference/payments/_payments/post
  baseURL: https://api.mercadopago.com
  tags:
  - Payments
  - Checkout
  - Refunds
  properties:
  - type: Documentation
    url: https://www.mercadopago.com.ar/developers/en/reference
- aid: mercadopago:checkout-pro
  name: Mercado Pago Checkout Pro
  description: Hosted, pre-configured checkout experience. Merchants create a preference via API, then redirect the buyer
    to the Mercado Pago hosted page that handles UI, payment-method selection, and 3DS, returning to a callback URL on completion.
  humanURL: https://www.mercadopago.com.ar/developers/en/docs/checkout-pro/landing
  baseURL: https://api.mercadopago.com
  tags:
  - Checkout
  - Hosted
  - Preferences
  properties:
  - type: Documentation
    url: https://www.mercadopago.com.ar/developers/en/docs/checkout-pro/landing
- aid: mercadopago:checkout-bricks
  name: Mercado Pago Checkout Bricks
  description: Composable web components ("bricks") that merchants embed in their own checkout UI - card form, wallet, payment-method
    picker, status screen. Lets merchants assemble a branded checkout while Mercado Pago handles PCI scope.
  humanURL: https://www.mercadopago.com.ar/developers/en/docs/checkout-bricks/landing
  baseURL: https://api.mercadopago.com
  tags:
  - Checkout
  - Web Components
  - Bricks
  properties:
  - type: Documentation
    url: https://www.mercadopago.com.ar/developers/en/docs/checkout-bricks/landing
- aid: mercadopago:checkout-api
  name: Mercado Pago Checkout API
  description: 'Full server-side checkout control: tokenise cards client-side, create a payment server-side, manage 3DS challenges,
    and handle capture and refund - all without redirecting the buyer.'
  humanURL: https://www.mercadopago.com.ar/developers/en/docs/checkout-api/landing
  baseURL: https://api.mercadopago.com
  tags:
  - Checkout
  - Card Payments
  - 3DS
  properties:
  - type: Documentation
    url: https://www.mercadopago.com.ar/developers/en/docs/checkout-api/landing
- aid: mercadopago:subscriptions
  name: Mercado Pago Subscriptions API
  description: Recurring-payment subscriptions with scheduling, plans, free trial, proration, and pause / resume / cancel.
    Supports both subscription plans (shared) and per-customer pre-approved schedules.
  humanURL: https://www.mercadopago.com.ar/developers/en/docs/subscriptions/landing
  baseURL: https://api.mercadopago.com
  tags:
  - Subscriptions
  - Recurring
  - Plans
  properties:
  - type: Documentation
    url: https://www.mercadopago.com.ar/developers/en/docs/subscriptions/landing
- aid: mercadopago:payment-links
  name: Mercado Pago Payment Links API
  description: No-code / low-code link generation for collecting a one-off or recurring payment via shareable URL or button
    - SMS, WhatsApp, email, or social channels.
  humanURL: https://www.mercadopago.com.ar/developers/en/docs/payment-link/landing
  baseURL: https://api.mercadopago.com
  tags:
  - Payment Links
  - Collection
  properties:
  - type: Documentation
    url: https://www.mercadopago.com.ar/developers/en/docs/payment-link/landing
- aid: mercadopago:point
  name: Mercado Pago Point API (POS)
  description: Integrates merchant systems with Mercado Pago Point card readers for in-person payments. Push an amount to
    a paired terminal, receive the authorization result, and reconcile via the same payment APIs.
  humanURL: https://www.mercadopago.com.ar/developers/en/docs/mp-point/landing
  baseURL: https://api.mercadopago.com
  tags:
  - POS
  - In Person
  - Card Reader
  properties:
  - type: Documentation
    url: https://www.mercadopago.com.ar/developers/en/docs/mp-point/landing
- aid: mercadopago:qr
  name: Mercado Pago QR API
  description: Static and dynamic QR code APIs for in-person collection, with order-linked status retrieval and webhook callbacks.
  humanURL: https://www.mercadopago.com.ar/developers/en/docs/qr-payments/landing
  baseURL: https://api.mercadopago.com
  tags:
  - QR
  - In Person
  - Collections
  properties:
  - type: Documentation
    url: https://www.mercadopago.com.ar/developers/en/docs/qr-payments/landing
- aid: mercadopago:webhooks
  name: Mercado Pago Webhooks / Notifications
  description: Event-driven notifications for payments, refunds, chargebacks, subscriptions, and merchant-account changes.
    Webhooks are signed so receivers can verify authenticity.
  humanURL: https://www.mercadopago.com.ar/developers/en/docs/your-integrations/notifications/webhooks
  baseURL: customer-configured
  tags:
  - Webhooks
  - Events
  - Notifications
  properties:
  - type: Documentation
    url: https://www.mercadopago.com.ar/developers/en/docs/your-integrations/notifications/webhooks
- aid: mercadopago:sdk-node
  name: Mercado Pago Node.js SDK
  description: Official Node.js / TypeScript SDK wrapping the Mercado Pago REST APIs for payments, preferences, subscriptions,
    and merchant orders.
  humanURL: https://github.com/mercadopago/sdk-nodejs
  baseURL: https://github.com/mercadopago/sdk-nodejs
  tags:
  - SDK
  - Node.js
  - TypeScript
  properties:
  - type: Repository
    url: https://github.com/mercadopago/sdk-nodejs
- aid: mercadopago:sdk-python
  name: Mercado Pago Python SDK
  description: Official Python SDK wrapping the Mercado Pago REST APIs.
  humanURL: https://github.com/mercadopago/sdk-python
  baseURL: https://github.com/mercadopago/sdk-python
  tags:
  - SDK
  - Python
  properties:
  - type: Repository
    url: https://github.com/mercadopago/sdk-python
- aid: mercadopago:sdk-php
  name: Mercado Pago PHP SDK
  description: Official PHP SDK wrapping the Mercado Pago REST APIs.
  humanURL: https://github.com/mercadopago/sdk-php
  baseURL: https://github.com/mercadopago/sdk-php
  tags:
  - SDK
  - PHP
  properties:
  - type: Repository
    url: https://github.com/mercadopago/sdk-php
- aid: mercadopago:sdk-ruby
  name: Mercado Pago Ruby SDK
  description: Official Ruby SDK wrapping the Mercado Pago REST APIs.
  humanURL: https://github.com/mercadopago/sdk-ruby
  baseURL: https://github.com/mercadopago/sdk-ruby
  tags:
  - SDK
  - Ruby
  properties:
  - type: Repository
    url: https://github.com/mercadopago/sdk-ruby
- aid: mercadopago:sdk-java
  name: Mercado Pago Java SDK
  description: Official Java SDK wrapping the Mercado Pago REST APIs.
  humanURL: https://github.com/mercadopago/sdk-java
  baseURL: https://github.com/mercadopago/sdk-java
  tags:
  - SDK
  - Java
  properties:
  - type: Repository
    url: https://github.com/mercadopago/sdk-java
- aid: mercadopago:sdk-dotnet
  name: Mercado Pago .NET SDK
  description: Official .NET / C# SDK wrapping the Mercado Pago REST APIs.
  humanURL: https://github.com/mercadopago/sdk-dotnet
  baseURL: https://github.com/mercadopago/sdk-dotnet
  tags:
  - SDK
  - .NET
  - C#
  properties:
  - type: Repository
    url: https://github.com/mercadopago/sdk-dotnet
- aid: mercadopago:cli
  name: Mercado Pago CLI
  description: Command-line interface for managing Mercado Pago integrations, triggering test events, inspecting webhook deliveries,
    and scaffolding sample apps.
  humanURL: https://www.mercadopago.com.ar/developers/en/docs/cli/landing
  baseURL: https://www.mercadopago.com.ar/developers/en/docs/cli/landing
  tags:
  - CLI
  - Tooling
  - DevEx
  properties:
  - type: Documentation
    url: https://www.mercadopago.com.ar/developers/en/docs/cli/landing
- aid: mercadopago:mcp
  name: Mercado Pago MCP Server
  description: Model Context Protocol server that exposes Mercado Pago APIs as tools for AI agents and IDE assistants, enabling
    agent-driven payment and checkout workflows.
  humanURL: https://www.mercadopago.com.ar/developers/en/docs/mcp-server/landing
  baseURL: https://www.mercadopago.com.ar/developers/en/docs/mcp-server/landing
  tags:
  - MCP
  - AI
  - Agents
  properties:
  - type: Documentation
    url: https://www.mercadopago.com.ar/developers/en/docs/mcp-server/landing
- aid: mercadopago:mercadopago-payments-api
  name: Mercado Pago Payments API
  description: The Payments API from Mercado Pago — 4 operation(s) for payments.
  humanURL: https://www.mercadopago.com.ar/developers/en/reference/payments/_payments/post
  baseURL: https://api.mercadopago.com
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/mercadopago-payments-api-openapi.yml
- aid: mercadopago:mercadopago-preferences-api
  name: Mercado Pago Preferences API
  description: The Preferences API from Mercado Pago — 3 operation(s) for preferences.
  humanURL: https://www.mercadopago.com.ar/developers/en/reference/payments/_payments/post
  baseURL: https://api.mercadopago.com
  tags:
  - Preferences
  properties:
  - type: OpenAPI
    url: openapi/mercadopago-preferences-api-openapi.yml
- aid: mercadopago:mercadopago-subscriptions-api
  name: Mercado Pago Subscriptions API
  description: The Subscriptions API from Mercado Pago — 3 operation(s) for subscriptions.
  humanURL: https://www.mercadopago.com.ar/developers/en/reference/payments/_payments/post
  baseURL: https://api.mercadopago.com
  tags:
  - Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/mercadopago-subscriptions-api-openapi.yml
common:
- type: AgenticAccess
  url: agentic-access/mercadopago-agentic-access.yml
- type: DomainSecurity
  url: security/mercadopago-domain-security.yml
- type: Authentication
  url: authentication/mercadopago-authentication.yml
- type: Website
  url: https://www.mercadopago.com/
- type: Developers
  url: https://www.mercadopago.com.ar/developers/en
- type: Documentation
  url: https://www.mercadopago.com.ar/developers/en/docs
- type: APIReference
  url: https://www.mercadopago.com.ar/developers/en/reference
- type: LinkedIn
  url: https://www.linkedin.com/company/mercadopago
- type: GitHub
  url: https://github.com/mercadopago
- url: https://www.mercadopago.com.br/developers/en/news
  type: Blog
integrations:
- name: Shopify
- name: WooCommerce
- name: VTEX
- name: Tiendanube
- name: PrestaShop
- name: Salesforce Commerce Cloud
- name: Wix
maintainers:
- FN: API Evangelist
  url: https://apievangelist.com