🇸🇦Financial Technology in Saudi Arabia

27 financial technology providers in Saudi Arabia, publishing 56 APIs.

27 providers 56 published APIs 144 indexed documents

Financial Technology in Saudi Arabia — 27 providers on the APIs.io network sit in both cohorts, and between them they publish 56 indexed APIs.

14 of the 27 publish at least one machine-readable API; 13 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 9 minimal, 5 developing, 4 thin, 4 emerging, 3 strong, and 2 exemplar.

Leading by rating: Tabby, PayTabs, HyperPay, Paymob, Spare, Lean Technologies, and 21 more.

Country membership is exact-tag only. A provider lands in Saudi Arabia when one of its own top-level tags names the country — there is no headquarters signal on the country axis, unlike the region axis which reads tag, provider-name pattern, and stated HQ. So this cell is a floor, not a census, and it understates by construction — a financial technology company headquartered in Saudi Arabia that never tags itself is counted nowhere on this axis. The region cuts read the wider signal set and will generally hold more.

Providers (27)

Provider Description APIs Rating
Tabby Tabby is the MENA region's largest buy-now-pay-later (BNPL) provider, founded in 2019 by Hosam Arab (ex-Namshi) and Daniil Barkalov, originally in Dubai and now headquartered in... 1 exemplar
PayTabs PayTabs is a Saudi-built payment orchestration and gateway provider serving merchants across MENA. The PT2 REST API accepts cards and local methods (mada, Meeza, KNET, OmanNet, ... 1 exemplar
HyperPay HyperPay is a MENA / Saudi Arabia online payment gateway built on the ACI / OPPWA Open Payment Platform. Its REST API powers the COPYandPAY hosted widget and a Server-to-Server ... 1 strong
Paymob Paymob is a Cairo-headquartered, licensed payment infrastructure provider for the MENAP region. Serving roughly 390,000 merchants across Egypt, Saudi Arabia, the United Arab Emi... 2 strong
Spare Spare is a MENA-region open banking and open finance platform, licensed by the Central Bank of Bahrain as an Account Information Service Provider and Payment Initiation Service ... 7 strong
Lean Technologies Lean Technologies is a MENA open finance and payments infrastructure platform serving the United Arab Emirates and Saudi Arabia. Its APIs let businesses connect to customers' ba... 33 developing
EdfaPay, Inc. EdfaPay is a Saudi fintech and payment-technology company offering a developer-friendly payment platform across the GCC region. Its products include a hosted Checkout and Server... 2 developing
Oumla Ltd Oumla is a Saudi-based provider of enterprise-grade digital asset infrastructure for regulated institutions. Its Core API delivers MPC-based wallet and address management, portf... 1 developing
Tamara Tamara is the Saudi Arabia–headquartered MENA shopping and Buy-Now-Pay-Later platform offering Shariah-compliant split-payment and Pay-Now solutions across Saudi Arabia, the Uni... 3 developing
Reachware Inc. Reachware is an Integration Platform as a Service (iPaaS) that lets separate SaaS and business systems operate as one connected ecosystem, with 200+ prebuilt connectors to syste... 1 developing
Moyasar Moyasar is a Saudi Arabian payment gateway that lets businesses accept online payments across mada, Visa, Mastercard, American Express, Apple Pay, Samsung Pay, and STC Pay. Its ... 1 thin
Abwab Ai Abwab.ai is an AI-powered credit intelligence platform for MSME (micro, small, and medium enterprise) lending, used by banks, NBFIs, fintechs, funds, and digital platforms to or... 1 thin
Geidea Geidea is a Saudi-headquartered fintech and payments platform serving merchants across the MENA region (Saudi Arabia, Egypt, and the UAE). Its Payment Gateway lets merchants acc... 1 thin
Lendo Lendo (شركة ليندو السعودية للتمويل) is a Riyadh-based Saudi fintech licensed by the Saudi Central Bank (SAMA, License No. 61/A SH/202203, capital SAR 50M) that operates the King... 1 thin
Pemo Pemo is a UAE-based fintech offering smart corporate cards and an all-in-one spend management platform for businesses across the United Arab Emirates and Saudi Arabia. The produ... 0 emerging
SiFi SiFi (الحلول المبسطة المالية) is a Saudi Arabian fintech company offering a comprehensive corporate spend-management platform for businesses in the Kingdom. Licensed by the Saud... 0 emerging
Safqah Holdings Limited Safqah Holdings Limited operates Safqah (Safqah Capital / Safqah Financial), a Saudi Arabian fintech platform headquartered in the Al-Malqa district of Riyadh and regulated by t... 0 emerging
Siolla Siolla is a Saudi financial-technology company offering a consumer investment-management mobile application. It provides professionally managed, fully Sharia-compliant investmen... 0 emerging
Ejari Co. Ejari (ايجاري) is a Riyadh-based property-technology and fintech company transforming the rental market in Saudi Arabia with a rent-now, pay-later (RNPL) model. Ejari pays a ten... 0 minimal
Happy World Happy World operates SPICE (getspice.com), a premium lifestyle dining and rewards mobile application based in Riyadh, Saudi Arabia. SPICE lets diners discover curated partner re... 0 minimal
Drahim Holdings Drahim (دراهم) is a Saudi personal-finance and automated-investment fintech, founded in Riyadh in 2021 by Sultan Alkhayal and Yasser Alshurihi. Its mobile app uses open banking ... 0 minimal
Behja Behja (Behja Holdings Limited Inc) is a licensed real estate platform in Saudi Arabia (License 120022677) that offers flexible rental-to-own housing. Its model lets residents se... 0 minimal
Tammwel Tammwel (Tamawal) is a Saudi Arabian digital financing intermediary that connects consumers with licensed financial institutions to compare and obtain Sharia-compliant financing... 0 minimal
Erad Erad is a licensed, Sharia-compliant fintech lender providing fast, flexible working capital to small and medium-sized businesses across Saudi Arabia and the United Arab Emirate... 0 minimal
Nqoodlet Nqoodlet is a Saudi Arabia-based (Riyadh) corporate spend and expense management platform for businesses from SMEs to enterprises. It lets teams issue unlimited virtual and phys... 0 minimal
Melon Digital Insurance Melon is a digital-first insurance agency based in Saudi Arabia, building modern Insurtech products for individuals across the Kingdom. The company has received preliminary appr... 0 minimal
Sanad Cash Sanad Cash was a Saudi Arabia-based fintech startup that operated an on-demand payment platform, giving employees early access to earned wages and providing employers with tools... 0 minimal

Indexed API documents (144)

Two numbers, both real: these providers publish 56 APIs as their own documents, which the catalog indexes split one-per-resource into 144 documents.

Tabby Checkout API

Checkout is a whole process of customer data collection and payment authorization.

Tabby Disputes API

The Disputes API is designed to simplify the process of handling disputes and help merchants resolve issues with customer orders more eff...

Tabby Payments API

The core of tabby is a payments flow enabling you to handle payments at your webstore.

Tabby Webhooks API

Manage webhook endpoints.

PayTabs Payments API

Create and manage transactions.

PayTabs Transactions API

Query and manage existing transactions.

HyperPay HyperSplit

HyperSplit distributes a single collected payment across multiple sub-merchants or beneficiaries for marketplace and platform payout scen...

HyperPay HyperBill

HyperBill issues invoices and shareable payment links that collect payment through the HyperPay platform without a custom checkout integr...

HyperPay COPYandPAY API

Hosted widget checkout preparation and result.

HyperPay Payments API

Server-to-Server payments and back-office operations.

HyperPay Query API

Query the status of a prior payment.

HyperPay Registrations API

Tokenization of payment instruments for one-click and recurring.

Paymob Accounts API

The Accounts API from Paymob — 1 operation(s) for accounts.

Paymob Authentication API

The Authentication API from Paymob — 3 operation(s) for authentication.

Paymob Capture API

The Capture API from Paymob — 3 operation(s) for capture.

Paymob Disbursement API

The Disbursement API from Paymob — 4 operation(s) for disbursement.

Paymob Orders API

The Orders API from Paymob — 1 operation(s) for orders.

Paymob Payment Keys API

The Payment Keys API from Paymob — 1 operation(s) for payment keys.

Paymob Payment Links API

The Payment Links API from Paymob — 2 operation(s) for payment links.

Paymob Payments API

The Payments API from Paymob — 1 operation(s) for payments.

Paymob Transactions API

The Transactions API from Paymob — 2 operation(s) for transactions.

Paymob Top Up API

The Top Up API from Paymob — 2 operation(s) for top up.

Spare Account API

The Account API from Spare — 4 operation(s) for account.

Spare AccountInformationReport API

The AccountInformationReport API from Spare — 5 operation(s) for accountinformationreport.

Spare Balance API

The Balance API from Spare — 3 operation(s) for balance.

Spare Beneficiary API

The Beneficiary API from Spare — 1 operation(s) for beneficiary.

Spare Cert API

The Cert API from Spare — 1 operation(s) for cert.

Spare Connection API

The Connection API from Spare — 4 operation(s) for connection.

Spare Consent API

The Consent API from Spare — 9 operation(s) for consent.

Spare Customer API

The Customer API from Spare — 5 operation(s) for customer.

Spare Parties API

The Parties API from Spare — 1 operation(s) for parties.

Spare Payment API

The Payment API from Spare — 2 operation(s) for payment.

Spare Provider API

The Provider API from Spare — 2 operation(s) for provider.

Spare Request API

The Request API from Spare — 11 operation(s) for request.

Spare RiskReport API

The RiskReport API from Spare — 6 operation(s) for riskreport.

Spare Statement API

The Statement API from Spare — 1 operation(s) for statement.

Spare Token API

The Token API from Spare — 2 operation(s) for token.

Spare Transaction API

The Transaction API from Spare — 5 operation(s) for transaction.

Spare Direct Debit API

The Direct Debit API from Spare — 1 operation(s) for direct debit.

Lean Technologies Account Controls (New) API

The Account Controls (New) API from Lean Technologies — 1 operation(s) for account controls (new).

Lean Technologies Account On File API

The Account On File API from Lean Technologies — 2 operation(s) for account on file.

Lean Technologies Accounts Raw Data API

The Accounts Raw Data API from Lean Technologies — 1 operation(s) for accounts raw data.

Lean Technologies Assets API

The Assets API from Lean Technologies — 2 operation(s) for assets.

Lean Technologies Balance Raw Data API

The Balance Raw Data API from Lean Technologies — 1 operation(s) for balance raw data.

Lean Technologies Balances API

The Balances API from Lean Technologies — 1 operation(s) for balances.

Lean Technologies Bank Statements Report API

The Bank Statements Report API from Lean Technologies — 2 operation(s) for bank statements report.

Lean Technologies Banks API

The Banks API from Lean Technologies — 2 operation(s) for banks.

Lean Technologies Behavioral Insights (New) API

The Behavioral Insights (New) API from Lean Technologies — 1 operation(s) for behavioral insights (new).

Lean Technologies Beneficiaries Raw Data API

The Beneficiaries Raw Data API from Lean Technologies — 1 operation(s) for beneficiaries raw data.

Lean Technologies Beneficiary Name Verification API

Beneficiary name retrieval operations

Lean Technologies Cashflow Patterns (New) API

The Cashflow Patterns (New) API from Lean Technologies — 1 operation(s) for cashflow patterns (new).

Lean Technologies Consents Account On File API

The Consents Account On File API from Lean Technologies — 1 operation(s) for consents account on file.

Lean Technologies Consents API

The Consents API provides endpoints for retrieving consents and their associated data.

Lean Technologies Corporate Verification API

The Corporate Verification API from Lean Technologies — 2 operation(s) for corporate verification.

Lean Technologies Credit Assessments (New) API

The Credit Assessments (New) API from Lean Technologies — 1 operation(s) for credit assessments (new).

Lean Technologies Credit Obligations (New) API

The Credit Obligations (New) API from Lean Technologies — 1 operation(s) for credit obligations (new).

Lean Technologies Customer API

The Customer API from Lean Technologies — 3 operation(s) for customer.

Lean Technologies Customers API

The Customers API from Lean Technologies — 3 operation(s) for customers.

Lean Technologies Data refresh API

The Data refresh API from Lean Technologies — 2 operation(s) for data refresh.

Lean Technologies Deposits API

The Deposits API from Lean Technologies — 1 operation(s) for deposits.

Lean Technologies Direct Debits Raw Data API

The Direct Debits Raw Data API from Lean Technologies — 1 operation(s) for direct debits raw data.

Lean Technologies Entities API

The Entities API from Lean Technologies — 4 operation(s) for entities.

Lean Technologies Entity Verification API

Entity ownership verification operations

Lean Technologies Events API

The Events API from Lean Technologies — 1 operation(s) for events.

Lean Technologies Expenses API

The Expenses API from Lean Technologies — 1 operation(s) for expenses.

Lean Technologies Financial Insights Report API

The Financial Insights Report API from Lean Technologies — 3 operation(s) for financial insights report.

Lean Technologies Freelancer API

The Freelancer API from Lean Technologies — 1 operation(s) for freelancer.

Lean Technologies Freelancer Verification API

Operations for verifying freelancer certificate information

Lean Technologies Iban Verification API

IBAN ownership verification operations

Lean Technologies Identity Raw Data API

The Identity Raw Data API from Lean Technologies — 1 operation(s) for identity raw data.

Lean Technologies Income API

The Income API from Lean Technologies — 3 operation(s) for income.

Lean Technologies International AVS API

The International AVS API from Lean Technologies — 1 operation(s) for international avs.

Lean Technologies KYC API

Endpoints for retrieving KYC documents

Lean Technologies Liabilities API

The Liabilities API from Lean Technologies — 2 operation(s) for liabilities.

Lean Technologies Name Verification API

The Name Verification API from Lean Technologies — 1 operation(s) for name verification.

Lean Technologies Open Banking Account Parties API

The Open Banking Account Parties API from Lean Technologies — 1 operation(s) for open banking account parties.

Lean Technologies Open Banking Accounts API

The Open Banking Accounts API from Lean Technologies — 1 operation(s) for open banking accounts.

Lean Technologies Open Banking API

The Open Banking API from Lean Technologies — 4 operation(s) for open banking.

Lean Technologies Open Banking Balances API

The Open Banking Balances API from Lean Technologies — 1 operation(s) for open banking balances.

Lean Technologies Open Banking Beneficiaries API

The Open Banking Beneficiaries API from Lean Technologies — 1 operation(s) for open banking beneficiaries.

Lean Technologies Open Banking Direct Debits API

The Open Banking Direct Debits API from Lean Technologies — 1 operation(s) for open banking direct debits.

Lean Technologies Open Banking Parties API

The Open Banking Parties API from Lean Technologies — 1 operation(s) for open banking parties.

Lean Technologies Open Banking Scheduled Payments API

The Open Banking Scheduled Payments API from Lean Technologies — 1 operation(s) for open banking scheduled payments.

Lean Technologies Open Banking Standing Orders API

The Open Banking Standing Orders API from Lean Technologies — 1 operation(s) for open banking standing orders.

Lean Technologies Open Banking Transactions API

The Open Banking Transactions API from Lean Technologies — 1 operation(s) for open banking transactions.

Lean Technologies Payment Destination API

The Payment Destination API from Lean Technologies — 3 operation(s) for payment destination.

Lean Technologies Payment Intents API

The Payment Intents API from Lean Technologies — 2 operation(s) for payment intents.

Lean Technologies Payment Links API

Payment link management operations

Lean Technologies Payment Source API

The Payment Source API from Lean Technologies — 2 operation(s) for payment source.

Lean Technologies Payments Account On File API

The Payments Account On File API from Lean Technologies — 1 operation(s) for payments account on file.

Lean Technologies Payments API

The Payments API from Lean Technologies — 1 operation(s) for payments.

Lean Technologies Payouts API

The Payouts API from Lean Technologies — 12 operation(s) for payouts.

Lean Technologies Pending & Asynchronous Requests API

The Pending & Asynchronous Requests API from Lean Technologies — 1 operation(s) for pending & asynchronous requests.

Lean Technologies Property Verification API

Property ownership and title verification operations

Lean Technologies Raw Data API

The Raw Data API from Lean Technologies — 9 operation(s) for raw data.

Lean Technologies reconciliation API

The reconciliation API from Lean Technologies — 4 operation(s) for reconciliation.

Lean Technologies Refunds API

The Refunds API from Lean Technologies — 2 operation(s) for refunds.

Lean Technologies Report API

The Report API from Lean Technologies — 4 operation(s) for report.

Lean Technologies Scheduled Payments Raw Data API

The Scheduled Payments Raw Data API from Lean Technologies — 1 operation(s) for scheduled payments raw data.

Lean Technologies Schedules API

The schedules API allows you to register, manage and inspect scheduled (recurring or explicit) payments executed against an authorized co...

Lean Technologies Sessions API

Create and inspect payment sessions. Each session has a limited lifetime and progresses through a defined lifecycle from `CREATED` to `CO...

Lean Technologies Standing Orders Raw Data API

The Standing Orders Raw Data API from Lean Technologies — 1 operation(s) for standing orders raw data.

Lean Technologies Transactions Raw Data API

The Transactions Raw Data API from Lean Technologies — 1 operation(s) for transactions raw data.

Lean Technologies Cash Flows API

The Cash Flows API from Lean Technologies — 1 operation(s) for cash flows.

EdfaPay, Inc. Branch Management API

Branch Management APIs

EdfaPay, Inc. Merchant Management API

Merchant Management APIs

EdfaPay, Inc. Partner Management API

Partner Management APIs

EdfaPay, Inc. Payment API

The Payment API from EdfaPay, Inc. — 1 operation(s) for payment.

EdfaPay, Inc. Role Management API

Role Management APIs

EdfaPay, Inc. Transaction Management API

Transaction Management APIs

EdfaPay, Inc. User Management API

User Management APIs

Oumla Ltd addresses API

The addresses API from Oumla Ltd — 5 operation(s) for addresses.

Oumla Ltd assets API

The assets API from Oumla Ltd — 2 operation(s) for assets.

Oumla Ltd contract-interactions API

The contract-interactions API from Oumla Ltd — 4 operation(s) for contract-interactions.

Oumla Ltd contract-templates API

The contract-templates API from Oumla Ltd — 5 operation(s) for contract-templates.

Oumla Ltd deployed-contracts API

The deployed-contracts API from Oumla Ltd — 5 operation(s) for deployed-contracts.

Oumla Ltd networks API

The networks API from Oumla Ltd — 2 operation(s) for networks.

Oumla Ltd profiles API

The profiles API from Oumla Ltd — 1 operation(s) for profiles.

Oumla Ltd tokenization API

The tokenization API from Oumla Ltd — 9 operation(s) for tokenization.

Oumla Ltd transactions API

The transactions API from Oumla Ltd — 4 operation(s) for transactions.

Oumla Ltd wallets API

The wallets API from Oumla Ltd — 3 operation(s) for wallets.

Oumla Ltd withdraw API

The withdraw API from Oumla Ltd — 1 operation(s) for withdraw.

Oumla Ltd workflows API

The workflows API from Oumla Ltd — 1 operation(s) for workflows.

Tamara Captures API

The Captures API from Tamara — 1 operation(s) for captures.

Tamara Channel Partner Webhooks API

The Channel Partner Webhooks API from Tamara — 2 operation(s) for channel partner webhooks.

Tamara Checkout Sessions API

Create and manage hosted-checkout sessions.

Tamara Merchant API Keys API

The Merchant API Keys API from Tamara — 1 operation(s) for merchant api keys.

Tamara Merchant Onboarding API

The Merchant Onboarding API from Tamara — 2 operation(s) for merchant onboarding.

Tamara Refunds API

The Refunds API from Tamara — 2 operation(s) for refunds.

Reachware Inc. Cards API

Card save / tokenization flows

Reachware Inc. Payments API

Request payments, retrieve payment details, and refunds

Moyasar Invoices API

Hosted invoices with a Moyasar-hosted checkout URL.

Moyasar Payments API

Create and manage card and wallet payments.

Moyasar Payouts API

Payout accounts and payouts / disbursements.

Moyasar Tokens API

Client-side card tokenization using a publishable key.

Moyasar Webhooks API

Server-to-server event notifications over HTTP POST.

Abwab.ai Credit Intelligence API

Versioned REST API for MSME credit assessment and decisioning. Submits applications for real-time scoring and returns a decision, risk fl...

Geidea Pay by Link API

Programmatically create, update, fetch, delete, and send (by email or SMS) shareable payment links so customers can pay without a full st...

Geidea Pay by Invoice API

Create, update, fetch, delete, and send payment invoices (KSA) that customers settle through a Geidea-hosted payment page. Exact request ...

Geidea Checkout API

Create a payment session for the hosted Geidea Checkout page.

Geidea Direct API

Server-to-server 3-D Secure authentication and card payment.

Geidea Tokenization API

Retrieve stored instrument tokens for cards on file.

Geidea Transaction Management API

Capture, void, refund, cancel, and fetch transactions and orders.

Lendo Platform API

Production API host backing the Lendo web and mobile applications. Discovered by probe at https://api.lendo.sa - it is live and returns a...

Other industries in Saudi Arabia

Payments & Money Movement 19 E-Commerce Platform 18 Supply Chain & Procurement 11 Artificial Intelligence 10 Mobility & Fleet 8 Logistics 7 Venture Capital & Investing 7 Accounting & Finance Operations 6 Legal & Compliance Tech 6 Automotive 5 Digital Health & Telehealth 5 Food Delivery 5 All of Saudi Arabia →

Financial Technology elsewhere

Europe 229 North America 176 Latin America 150 India & South Asia 111 United Kingdom & Ireland 104 Africa 86 Southeast Asia 81 Middle East 65 DACH (Germany · Austria · Switzerland) 44 France & Iberia 33 Japan & Korea 21 Greater China 20 All of Financial Technology →

This page is the intersection of two independently computed cohorts: Saudi Arabia and Financial Technology. A provider appears here only when it is already a member of both. Saudi Arabia membership is matched on tag, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

Work with this as data

Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for countries

3 MCP tools reach this
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
Search the catalog
curl "https://apis.io/api/v1/search?q=saudi-arabia-financial-technology&limit=10"
Everything under a tag
curl "https://apis.io/api/v1/tags/saudi-arabia-financial-technology"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

A second provider on the same verified email joins the account you already have.