Europe × Accounting & Finance Operations

Accounting & Finance Operations in Europe

76 accounting & finance operations providers across Europe, publishing 78 APIs.

76 providers 78 published APIs 604 indexed documents

Accounting & Finance Operations across Europe — 76 providers on the APIs.io network sit in both cohorts, and between them they publish 78 indexed APIs.

38 of the 76 publish at least one machine-readable API; 38 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 21 emerging, 19 minimal, 15 developing, 13 thin, and 7 strong.

Leading by rating: Bancomat, IFS, Pennylane, Visma, Malt, Cobot, and 70 more.

Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.

Providers (76)

Provider	Description	APIs	Rating
Bancomat	BANCOMAT S.p.A. is Italy's leading payment network operator managing the PagoBancomat debit card scheme, ATM network, and BANCOMAT Pay mobile payment service. Launched in 1983 f...	2	strong
IFS	IFS is a global enterprise software company providing cloud ERP, enterprise asset management, field service management, and enterprise service management platforms. APIs enable ...	1	strong
Pennylane	Pennylane is a French financial and accounting operating system for SMEs and accounting firms. The Company API (v2) lets companies, firms, and integration partners access and sy...	1	strong
Visma	Visma is a Nordic business-software group headquartered in Oslo, Norway, supplying cloud ERP, accounting, invoicing, payroll, HR and public-sector software to more than a millio...	7	strong
Malt	Malt is a European freelance marketplace and Freelance Management System (FMS) founded in 2013 in Paris by Vincent Huguet and Hugo Lassiege, connecting more than a million indep...	3	strong
Cobot	Cobot is coworking and flexible-workspace management software, built and operated by Upstream - Agile GmbH in Berlin, Germany. It runs the day-to-day of a coworking space or spa...	1	strong
Agicap	Agicap is a European cash-flow and liquidity management platform headquartered in Lyon, France, backed by Partech and other investors. Its software helps businesses forecast cas...	19	strong
AccountsIQ	AccountsIQ is a cloud accounting and financial management platform for mid-sized businesses and multi-entity group structures, headquartered in Dublin, Ireland. The platform cov...	2	developing
Factorial	Factorial is an all-in-one HR, payroll, time, talent, finance, and IT management platform headquartered in Barcelona, Spain, used by 16,000+ companies worldwide. The Factorial p...	2	developing
Bokio	Bokio is a Swedish cloud accounting and bookkeeping platform (a Visma company) for small businesses, sole traders and their accountants, combining automated bookkeeping, invoici...	2	developing
Payt	Payt (Payt B.V.) is a Netherlands-based accounts receivable management platform that automates invoice follow-up and payment collection while keeping personal contact with custo...	1	developing
Sibill	Sibill is an Italian fintech platform that centralizes financial and administrative management for small and medium-sized businesses (PMI). It unifies electronic invoicing (subm...	1	developing
Nomos	Nomos runs a whitelabel (embedded) energy platform for the German market: partners sell dynamic, EPEX-spot electricity plans under their own brand while Nomos, a licensed and re...	1	developing
inFakt	inFakt is a Polish fintech platform that combines invoicing software, online accounting, and dedicated bookkeeper services for sole proprietors (JDG), limited-liability companie...	1	developing
Pliant	Pliant is a Berlin-based financial technology company offering a business credit card and spend-management platform, plus Cards-as-a-Service (CaaS) and Banking-as-a-Service (Baa...	1	developing
Workist	Workist is a Berlin-based AI document-automation company whose WorKI system automates B2B order entry and inquiry handling — extracting data from emails and PDFs, validating it ...	1	developing
Xentral	Xentral is a cloud ERP and business operations platform from Augsburg, Germany that helps small and mid-sized product businesses run sales orders, purchasing, warehousing, fulfi...	2	developing
Paystone	Paystone is a Canadian payment processing and customer-engagement company headquartered in London, Ontario, positioning itself as one of the country's largest bank-independent p...	1	developing
Adfin	Adfin is a London-based fintech that combines payment collection and AI-powered credit control so businesses get paid faster. Its developer platform exposes invoicing, payments ...	1	developing
bexio	bexio is a Swiss cloud business-management platform for SMBs and self-employed, covering accounting, invoicing (incl. Swiss QR-bill), contacts, sales orders, projects and time t...	1	developing
Causa Prima	Causa Prima is an AI-native fintech building an agent-to-agent network for finance teams — automating invoicing, dispute resolution, and dynamic (early-payment) discounting betw...	1	developing
Candis	Candis is a Berlin-based fintech (founded 2015) offering an AI-driven financial process automation and accounts-payable platform for SMEs. It captures incoming invoices, reads i...	1	developing
sevdesk	sevdesk is a German cloud accounting, invoicing, and bookkeeping platform for freelancers and small businesses. Its RESTful API (base https://my.sevdesk.de/api/v1) exposes every...	1	thin
Billie	Billie is a Berlin-based B2B "buy now, pay later" (BNPL) payment provider that lets merchants offer business buyers invoice purchase, pay-after-delivery, and installment terms a...	1	thin
Fortnox	Fortnox is a Swedish cloud accounting, ERP, and business-administration platform for small and medium-sized businesses and accounting bureaus. Its REST API at https://api.fortno...	1	thin
lexoffice	lexoffice (rebranded to "lexware Office" in 2025) is a German cloud accounting, invoicing, and bookkeeping SaaS from Lexware (Haufe Group). Its public REST API lets developers p...	1	thin
Hnry	Hnry is a New Zealand-founded financial administration and accounting service for sole traders, contractors and freelancers, operating in New Zealand, Australia and the United K...	1	thin
weclapp	weclapp is a German cloud ERP / CRM / commerce platform for small and mid-sized businesses, combining CRM, sales, order management, accounting, inventory / warehouse management,...	1	thin
Silverfin	Silverfin is a cloud connected-accounting platform for accountancy firms and finance teams that standardises and automates the financial close. It pulls ledger data from bookkee...	1	thin
Sage Accounting	Sage Accounting (formerly Sage Business Cloud Accounting and Sage One) is Sage's cloud-based accounting software for UK and international small and medium businesses, covering i...	1	thin
Clear Books	Clear Books is UK cloud accounting software with a REST API for managing invoices, expenses, bank transactions, contacts, reports, and tax submissions for small businesses.	1	thin
Kraken Technologies	Kraken Technologies is the United Kingdom energy technology company behind Kraken, the licensed cloud operating system for utilities. Founded in 2016 inside Octopus Energy and s...	2	thin
Holded	Holded is a cloud-based all-in-one business management platform from Spain (now part of Visma) that combines ERP, CRM, accounting, invoicing, inventory, project management, HR, ...	1	thin
Koalaboox	Koalaboox is a Belgian cloud invoicing and cash-flow platform for small businesses, self-employed professionals and their accountants, now operating as Cegid Invoice & Financing...	1	thin
Lanes & Planes	Lanes & Planes is a Munich-based travel and expense (T&E) management platform that positions itself as the financial infrastructure for European corporate travel. The platform c...	1	thin
VAT API	EU and UK VAT compliance REST API providing VAT rate retrieval, VAT number validation via the European Commission VIES system and UK HMRC, currency conversion, and VAT-compliant...	1	emerging
Freetrade	Freetrade is a UK retail investment platform, founded in 2018 and headquartered in London, that offers commission-free investing in more than 8,600 stocks, ETFs, investment trus...	0	emerging
Klarys	Klarys — formerly ProcSea, renamed in 2023 — is a French SaaS eProcurement platform built for the fresh-food supply chain: seafood, fruit and vegetables, meat and dairy. It conn...	1	emerging
LiqPay	LiqPay is a Ukrainian payment platform operated by PrivatBank that provides REST APIs for accepting card payments, creating hosted payment pages, processing subscriptions, manag...	9	emerging
Tide	Tide is a UK business finance and administration platform ("built by business owners for business owners") serving over two million small businesses, sole traders, freelancers, ...	0	emerging
Juni	Juni is a Swedish fintech (headquartered in Göteborg, founded 2020) that provides a financial platform for ecommerce and digital businesses: business banking with multi-currency...	0	emerging
Satago	Satago is a UK financial-technology platform offering a three-in-one cash flow management solution for small and medium-sized businesses: Risk Insights (real-time credit checks,...	0	emerging
Briefcase	Briefcase is an AI-native accounting and bookkeeping automation platform for UK accounting firms and businesses. Founded in 2024 in London by Reuben Steenkamp and Ján Stehlík, a...	0	emerging
Xelix	Xelix is a London-based company (with a US office in Wilmington, DE) providing an AI-powered Accounts Payable control platform that bolts onto existing ERP, P2P, and email syste...	0	emerging
Graneet	Graneet is a French vertical-SaaS ERP for the construction and public-works (BTP) sector, built for small and mid-sized contractors (roughly EUR 2M to 100M in revenue) to protec...	0	emerging
Meisterwerk	Meisterwerk is a modular all-in-one SaaS platform for German-speaking (DACH) trades and craft businesses (Handwerk), built by MEISTERWERK APP GmbH in Berlin. It gives small and ...	0	emerging
Sumary	Sumary is a Denmark-based fintech building an AI-native workflow engine for finance and accounting teams. Its platform layers autonomous accounting agents, anomaly detection, an...	0	emerging
plancraft	plancraft is a German cloud-based business management software for craftspeople and trades businesses (Handwerk). It digitizes administrative workflows end to end — quote and es...	0	emerging
Pillar	Pillar is an Italian construction-technology company, founded in 2025 and headquartered in Milan, building what it calls the operating system for the construction industry (il s...	0	emerging
Sidekick	Sidekick is a UK-based online wealth management and investing platform that offers expert-led investments and savings products once reserved for the ultra-wealthy, delivered thr...	0	emerging
Marand	Marand Software (Marand d.o.o., Ljubljana, Slovenia) builds cloud-native Business Support System components for communications service providers, positioned as a vendor of TM Fo...	0	emerging
Kyrok	Kyrok GmbH is a Berlin-based software company building an AI operating system for mid-sized pharmaceutical and chemical manufacturers in Europe. The platform layers over a compa...	0	emerging
Taxfix	Taxfix is a Berlin-based fintech that lets individuals and self-employed people in Germany prepare and file their annual income tax return from a mobile app or web browser. User...	0	emerging
Mimo	Mimo (short for "Money In, Money Out") is a London- and Stockholm-based B2B fintech that gives small and medium-sized businesses a single platform to manage, understand and cont...	0	emerging
Forterro	Forterro is a pan-European industrial software company, founded in 2012 and headquartered in London, that provides enterprise resource planning (ERP) and specialised business so...	0	emerging
Cino	Cino (getcino.com) is a European consumer fintech that offers the first shared virtual card that splits and pays a group bill at the same time. Members connect their existing de...	0	emerging
Clark	Clark ("Dein Versicherungsmanager") is a Germany-based digital insurance manager that lets consumers view, compare, optimize, and manage all of their insurance policies in one m...	0	minimal
Worldover	Worldover is the AI operating system for chemicals and cosmetics companies, replacing fragmented ERP, PLM, QMS, LIMS, and regulatory tools with one AI-orchestrated system custom...	0	minimal
Anyfin	Anyfin is a Swedish consumer-fintech company that helps people lower the cost of their existing debt. Through its mobile app, customers photograph or import a current loan, cred...	0	minimal
Taxdoo	Taxdoo is a Hamburg-based fintech providing real-time e-commerce accounting software for online retailers and tax advisors. The platform automatically captures sales, fees, paym...	0	minimal
Wollit	Wollit is a UK-based credit-health subscription service (£9.99/month) that helps consumers build and strengthen their credit profile. Authorised and regulated by the Financial C...	0	minimal
Whitespace	Whitespace is an AI operating system for wholesale distributors, based in London and part of Y Combinator's Summer 2026 batch. The platform connects to a distributor's existing ...	0	minimal
Taxscouts	TaxScouts is a UK online tax-return and Self Assessment service that pairs individuals, sole traders, landlords and investors with accredited accountants to prepare, review and ...	0	minimal
Donnerstag Ai	Donnerstag.ai (Donnerstag.ai Technologies GmbH) is a Frankfurt-based enterprise fintech building an AI Reconciliation Layer for enterprise finance. Its platform automates financ...	0	minimal
Finom	Finom is a European fintech headquartered in Amsterdam that provides business banking, invoicing, and financial management for entrepreneurs, freelancers, and SMEs. Operating as...	0	minimal
Craftview	Craftview Software GmbH is a Frankfurt-headquartered European software group that builds ERP and project-management software for the skilled trades. Formed as a buy-and-build pl...	0	minimal
Goin	Goin is a European consumer fintech platform, backed by Anthemis and based in Barcelona, Spain, that helps more than 700,000 users across Europe grow their money and spend less....	0	minimal
Trezy	Trezy is a Franco-Dutch fintech SaaS (Trezy SAS, founded 2021 in Paris by Quentin Lacointa) offering AI-driven cash flow management for small and medium businesses across Europe...	0	minimal
Baan	Baan (Baan Company N.V., originally The Baan Corporation) was a Dutch enterprise resource planning software vendor founded in 1978 in Barneveld, Netherlands by Jan Baan and late...	0	minimal
Bluebook	Bluebook is a Stockholm, Sweden based software company building AI agents for accounting firms, accountants, and CFOs. The platform automates accounting workflows — reconciliati...	0	minimal
Getground	GetGround is a London-based property investment platform that lets UK and international buy-to-let investors set up and run their rental businesses through a limited company. Th...	0	minimal
Fluidly	Fluidly was a London-based intelligent cashflow forecasting fintech founded in 2016 by Caroline Plumb, providing SME cash-flow prediction, scenario planning, and working-capital...	0	minimal
Mamut	Mamut was a Norwegian business software company (Mamut ASA / Mamut AS) that provided accounting, ERP, CRM, e-commerce and online-presence software to small and medium-sized busi...	0	minimal
APP Group Ness Czechia	APP Group (renamed Ness Czechia after its acquisition by Ness Digital Engineering) is an enterprise IT services and systems-integration company headquartered in Prague, Czech Re...	0	minimal
AssetVault	AssetVault is a London-based consumer fintech platform that helps individuals and families catalogue, protect, and grow their valuable assets in one secure digital vault. It spa...	0	minimal
Zeitgold	Zeitgold was a Berlin-based fintech that automated bookkeeping, invoice and receipt processing, payments, and financial administration for small and medium-sized businesses, ble...	0

Indexed API documents (604)

Two numbers, both real: these providers publish 78 APIs as their own documents, which the catalog indexes split one-per-resource into 604 documents. Showing the first 200.

Accounting & Finance Operations in Europe

Providers (76)

Indexed API documents (604)

BANCOMAT Pay

FlowPay API (v1)

FlowPay API (v2)

IFS Field Service Management API

IFS Enterprise Asset Management API

IFS Enterprise Service Management API

IFS Finance API

IFS Inventory API

IFS Procurement API

IFS Work Orders API

Pennylane Account API

Pennylane Accounting Exports API

Pennylane Bank Accounts API

Pennylane Billing Subscriptions API

Pennylane Categories API

Pennylane Change Events API

Pennylane Customer Invoices API

Pennylane Customers API

Pennylane E-Invoicing API

Pennylane File Attachments API

Pennylane Journals API

Pennylane Ledger Accounts API

Pennylane Ledger Entries API

Pennylane Mandates API

Pennylane Products API

Pennylane Quotes API

Pennylane Supplier Invoices API

Pennylane Suppliers API

Pennylane Transactions API

Visma Business NXT GraphQL API

Visma Account API

Visma Accounts API

Visma Agreements API

Visma Allocation Periods API

Visma Approval API

Visma App Store Activation Status API

Visma Article Account Codings API

Visma Article Labels API

Visma Articles API

Visma Attachment API

Visma Attachment Links API

Visma Attachments API

Visma Attribute API

Visma Background API

Visma Bank API

Visma Blob API

Visma Branch API

Visma Break Rule API

Visma Budget API

Visma Care Of Sick Child API

Visma Care Of Sick Children API

Visma Carrier API

Visma Cash Account API

Visma Cash Sale API

Visma Cash Transaction API

Visma Contact API

Visma Contract Template API

Visma Contract Usage API

Visma Cost Center Items API

Visma Countries API

Visma Country API

Visma Credit Term API

Visma Currencies API

Visma Currency API

Visma Currency Rate API

Visma Currency Rate Type API

Visma Customer API

Visma Customer Credit Note API

Visma Customer Credit Note V2 API

Visma Customer Credit Write Off API

Visma Customer Debit Note API

Visma Customer Debit Note V2 API

Visma Customer Document API

Visma Customer Invoice API

Visma Customer Invoice Drafts API

Visma Customer Invoice V2 API

Visma Customer Labels API