TD Bank Group website screenshot

TD Bank Group

TD Bank Group (The Toronto-Dominion Bank) is one of Canada's Big Six chartered banks — a federally regulated Schedule I bank headquartered in Toronto and listed on the TSX and NYSE under the ticker TD. It is among North America's largest banks by assets, serving roughly 27 million customers worldwide across Canadian Personal & Commercial Banking (TD Canada Trust), U.S. Retail (TD Bank, N.A. — America's Most Convenient Bank, a separately profiled entity), and Wholesale Banking (TD Securities). Like the rest of Canada's banking sector, TD's open-finance posture is voluntary: Canada's Consumer-Driven Banking framework was legislated in 2024 (Consumer-Driven Banking Act) but is not yet operational, so the Canadian parent exposes no first-party public developer API. Consumer financial-data access today is aggregator-based — TD signed a North American data-access agreement with Plaid in December 2023 — while payments run over the shared Canadian rails (Interac e-Transfer and Payments Canada's Real-Time Rail, with Interac as the RTR exchange solution provider). The FDX-aligned, Akoya-based open-banking API suite published at developer.td.com belongs to the U.S. subsidiary TD Bank, N.A., not this Canadian entity.

TD Bank Group is profiled on the APIs.io network. Tagged areas include Financial-Services, Banking, Canada, Big Six, and Schedule I Bank.

TD Bank Group’s developer surface includes engineering blog, product news, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub
5.6/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
AccessApproval
0 APIs
Financial-ServicesBankingCanadaBig SixSchedule I BankOpen BankingConsumer-Driven BankingInteracPaymentsData Aggregation

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Composite quality — 5.6/100 · minimal
Contract Quality 0.0 / 21
Developer Ergonomics 0.4 / 17
Access Clarity 1.8 / 17
Operational Transparency 0.0 / 11
Contract Governance 0.0 / 10
Discoverability 4.9 / 9
Regulatory Posture 1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/td-bank-group: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Td Bank Group Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy

Company 4

The organization behind the API

Website
Website
 LinkedIn
LinkedIn
 Blog
Blog
 News
News

Source (apis.yml)

apis.yml Raw ↑ 
aid: td-bank-group
url: https://raw.githubusercontent.com/api-evangelist/td-bank-group/refs/heads/main/apis.yml
x-api-posture: no-product-api
x-api-posture-basis: observed
name: TD Bank Group
kind: company
description: 'TD Bank Group (The Toronto-Dominion Bank) is one of Canada''s Big Six chartered banks — a federally regulated
  Schedule I bank headquartered in Toronto and listed on the TSX and NYSE under the ticker TD. It is among North America''s
  largest banks by assets, serving roughly 27 million customers worldwide across Canadian Personal & Commercial Banking (TD
  Canada Trust), U.S. Retail (TD Bank, N.A. — America''s Most Convenient Bank, a separately profiled entity), and Wholesale
  Banking (TD Securities). Like the rest of Canada''s banking sector, TD''s open-finance posture is voluntary: Canada''s Consumer-Driven
  Banking framework was legislated in 2024 (Consumer-Driven Banking Act) but is not yet operational, so the Canadian parent
  exposes no first-party public developer API. Consumer financial-data access today is aggregator-based — TD signed a North
  American data-access agreement with Plaid in December 2023 — while payments run over the shared Canadian rails (Interac
  e-Transfer and Payments Canada''s Real-Time Rail, with Interac as the RTR exchange solution provider). The FDX-aligned,
  Akoya-based open-banking API suite published at developer.td.com belongs to the U.S. subsidiary TD Bank, N.A., not this
  Canadian entity.'
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: none
  onboarding: approval
  public: false
  label: No public API · Aggregator-based data access (partner-gated)
  confidence: high
  source:
  - research
  generated: '2026-07-23'
  method: manual
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- Canada
- Big Six
- Schedule I Bank
- Open Banking
- Consumer-Driven Banking
- Interac
- Payments
- Data Aggregation
tags_raw:
- Financial Services
- Banking
- Canada
- Big Six
- Schedule I Bank
- Open Banking
- Consumer-Driven Banking
- Interac
- Payments
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-25'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/td-bank-group-domain-security.yml
- type: LLMsTxt
  url: llms/td-bank-group-llms.txt
- type: Website
  url: https://www.td.com/ca/en
- type: LinkedIn
  url: https://www.linkedin.com/company/td
- type: Blog
  url: https://stories.td.com/ca/en
- type: PrivacyPolicy
  url: https://www.td.com/ca/en/privacy
- type: News
  url: https://stories.td.com/ca/en/news/2023-12-14-td-bank-group-and-plaid-enter-into-north-american-data-acces
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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