TD Bank · FinOps Profile

Td Bank Finops

FOCUS-aligned FinOps framing for TD Bank developer APIs. The Open Banking API surface is partner-contracted via the Akoya Data Access Network — revenue and cost recovery flow through Akoya partner agreements and FDX consent economics rather than a per-API price list. TD Merchant Solutions (TD Online Mart) revenue flows through interchange and acquirer fees. The single largest non-recurring cost on TD's books in this period is the October 2024 $3B+ Bank Secrecy Act / AML settlement, captured in review.yml.

Td Bank Finops is the FinOps profile for TD Bank on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 4 billable meters, billed in USD, on a monthly cycle, and pricing category partner contract + interchange.

The profile maps 6 FOCUS columns for cost-allocation reporting.

Tagged areas include FinOps, FOCUS, Banking, Open Banking, and FDX.

Category: Financial Services / Banking / Open Banking Pricing: Partner Contract + Interchange Billing: Monthly FOCUS v1.3
FinOpsFOCUSBankingOpen BankingFDX

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsagePurchaseTaxAdjustmentRefund

FOCUS Columns

BillingCurrency
USD
InvoiceIssuerName
TD Bank, N.A.
ProviderName
TD Bank
PublisherName
TD Bank, N.A.
ServiceCategory
Financial Services
ServiceName
TD Bank Open Banking APIs

Meters

fdx_consents
Unit: consent
aggregation_requests
Unit: request
data_clusters_purchased
Unit: cluster
recurring_payments_processed
Unit: payment

Sources

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