Open

Open (Open Financial Technologies) operates at open.money as an India-based fintech offering a connected digital business banking platform for SMEs and startups. It pairs a business current account with invoicing, payments, automated accounting, expense management and payroll, letting founders run their banking and finance operations from a single dashboard. Open is a Speedinvest portfolio company. This profile was added to the API Evangelist network as a portfolio lead; the company website is protected by Cloudflare and no public OpenAPI could be harvested during enrichment.

Open is profiled on the APIs.io network. Tagged areas include Company, Fintech, Banking, Business Banking, and Neobank.

🌐 Visit website 📡 Source on GitHub
1.5/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
0 APIs
CompanyFintechBankingBusiness BankingNeobankSMEPaymentsAccountingPayrollIndia

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 1.5/100 · minimal
Contract Quality 0.0 / 21
Developer Ergonomics 0.0 / 17
Access Clarity 0.0 / 17
Operational Transparency 0.0 / 11
Contract Governance 0.0 / 10
Discoverability 4.3 / 9
Regulatory Posture 1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/open: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Open Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Company 1

The organization behind the API

Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: open
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/open.png
name: Open
description: Open (Open Financial Technologies) operates at open.money as an India-based fintech offering a connected digital
  business banking platform for SMEs and startups. It pairs a business current account with invoicing, payments, automated
  accounting, expense management and payroll, letting founders run their banking and finance operations from a single dashboard.
  Open is a Speedinvest portfolio company. This profile was added to the API Evangelist network as a portfolio lead; the company
  website is protected by Cloudflare and no public OpenAPI could be harvested during enrichment.
url: https://raw.githubusercontent.com/api-evangelist/open/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- speedinvest
x-tier: stub
x-tier-reason: portfolio-lead
x-hq: India
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Banking
- Business Banking
- Neobank
- SME
- Payments
- Accounting
- Payroll
- India
common:
- type: DomainSecurity
  url: security/open-domain-security.yml
- type: Website
  url: https://open.money/
apis: []
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 2
  pass: local-v1
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io