Tink

aid: tink
url: https://raw.githubusercontent.com/api-evangelist/tink/refs/heads/main/apis.yml
name: Tink
kind: company
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Fintech
- Open Banking
- PSD2
- Europe
- Visa
- Account Aggregation
- Payments
- KYC
created: '2026-05-08'
modified: '2026-05-08'
specificationVersion: '0.19'
description: Tink (a Visa company) is a European open-banking platform offering account aggregation, payment initiation, identity,
  and KYC products across 3,400+ banks. The Tink API exposes Account Check, Account Aggregation, Income Check, Risk Insights,
  Money Manager, and Payments products under a single OAuth-protected REST surface at api.tink.com.
apis:
- aid: tink:account-aggregation-api
  name: Tink Account Aggregation API
  tags:
  - PSD2
  - AISP
  - Account Information
  - Aggregation
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://api.tink.com/api/v1
  humanURL: https://docs.tink.com/api/account-aggregation
  description: REST API for retrieving end-user accounts, transactions, and balances across 3,400+ European banks via PSD2
    AISP.
  properties:
  - type: Documentation
    url: https://docs.tink.com/api/account-aggregation
  x-features:
  - 3,400+ banks across Europe
  - Accounts, transactions, balances
  - PSD2 AISP-licensed
  x-use-cases:
  - PFM apps
  - Lending decisioning
  - Financial onboarding
- aid: tink:account-check-api
  name: Tink Account Check API
  tags:
  - Account Verification
  - KYC
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://api.tink.com/api/v1/account-check
  humanURL: https://docs.tink.com/api/account-check
  description: Verify account ownership and IBAN details for an end user.
  properties:
  - type: Documentation
    url: https://docs.tink.com/api/account-check
  x-features:
  - Account ownership verification
  - IBAN validation
  x-use-cases:
  - KYC and onboarding
  - Payouts validation
- aid: tink:income-check-api
  name: Tink Income Check API
  tags:
  - Income Verification
  - Lending
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://api.tink.com/api/v1/income-check
  humanURL: https://docs.tink.com/api/income-check
  description: Categorized income data derived from aggregated transaction history.
  properties:
  - type: Documentation
    url: https://docs.tink.com/api/income-check
  x-features:
  - Categorized income streams
  - Stability scoring
  x-use-cases:
  - Lending underwriting
  - Affordability checks
- aid: tink:risk-insights-api
  name: Tink Risk Insights API
  tags:
  - Risk
  - Lending
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://api.tink.com/api/v1/risk-insights
  humanURL: https://docs.tink.com/api/risk-insights
  description: Risk indicators and affordability signals derived from aggregated bank data.
  properties:
  - type: Documentation
    url: https://docs.tink.com/api/risk-insights
  x-features:
  - Risk indicators
  - Affordability signals
  x-use-cases:
  - Credit risk
  - Underwriting
- aid: tink:payments-api
  name: Tink Payments API
  tags:
  - PSD2
  - PISP
  - Payment Initiation
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://api.tink.com/api/v1/payments
  humanURL: https://docs.tink.com/api/payments
  description: Initiate single, recurring, and bulk SEPA / domestic-rail payments via PSD2 PISP.
  properties:
  - type: Documentation
    url: https://docs.tink.com/api/payments
  x-features:
  - Single, recurring, and bulk payment initiation
  - PSD2 PISP-licensed
  x-use-cases:
  - Account-to-account payments
  - Pay-by-bank checkout
common:
- type: GitHubOrganization
  url: https://github.com/fintecsystems
- type: LinkedIn
  url: https://www.linkedin.com/company/tink-ab
- type: Portal
  url: https://tink.com/
- type: Documentation
  url: https://docs.tink.com/
- type: Pricing
  url: https://tink.com/pricing/
- type: Plans
  url: plans/tink-plans-pricing.yml
- type: RateLimits
  url: rate-limits/tink-rate-limits.yml
- type: FinOps
  url: finops/tink-finops.yml
- type: LlmsText
  url: https://docs.tink.com/llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com