LeO

LeO is an AI-powered sales and prospecting platform for commercial insurance professionals, serving property & casualty (P&C) brokers, employee benefits advisors, and nonprofit insurance specialists. The platform pairs a commercial-lines prospect database of 25M+ US businesses and 200+ filters -- NAICS codes, revenue thresholds, workers' compensation, DOT/FMCSA records, OSHA compliance history, Form 5500 benefits and pension filings, and IRS 990 nonprofit data -- with a renewal-date (X-date) database carrying key contacts and AI-predicted renewal months. LeO generates AI-personalized email outreach, produces pre-meeting intelligence on incumbent carriers, brokers, coverage and risk gaps, and pushes qualified prospects to CRM or CSV export. Founded by CEO Liri Halperin Segal, LeO is a Techstars portfolio company and has been certified HIPAA compliant by an external auditing firm. Alongside the subscription web application it ships two programmatic surfaces: a REST "Leo Public API" at api.meetleo.com with a published OpenAPI 3.0.0 definition covering account, credits, prospect search and asynchronous contact enrichment, and a first-party, OAuth-protected MCP Connector at mcp.meetleo.com marketed for Claude, ChatGPT, Gemini and Copilot. Both are entitlement-gated to existing customers and metered in credits.

LeO publishes 4 API contracts indexed on the APIs.io network, including Public API, Health API, and 2 more. Tagged areas include Company, Insurance, Commercial Insurance, Property and Casualty, and Employee Benefits.

The LeO catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

LeO’s developer surface includes engineering blog, pricing, signup flow, support, FAQ, documentation, API reference, and 30 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

51.6/100 developing ▬ flat Agent 33/100 agent ready Front door AI 4/6 moderate Heartbeat 0/100 dormant saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessPaidFree trial

1 published contract 2 MCP Servers 3 Agent Skills

Company Insurance Commercial Insurance Property and Casualty Employee Benefits Insurtech Artificial Intelligence Sales Lead Generation Prospecting Data Enrichment Sales Intelligence Non-Profit Trucking MCP Agent-Native

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Sales Management

BC-410

prospects

POST /v1/prospects/search POST /v1/prospects/enrich

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 51.6/100 · developing

Contract Quality 10.0 / 19

Developer Ergonomics 5.4 / 15

Access Clarity 11.6 / 15

Operational Transparency 0.8 / 10

Contract Governance 3.2 / 9

Discoverability 5.7 / 8

Regulatory Posture 5.8 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 33/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks

5 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Developer Ergonomics scores 36.3 — up to +12.7 composite points
Operational Transparency scores 7.9 — up to +12.0 composite points
Contract Quality scores 53.4 — up to +11.7 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/leo/apis.yml: open an issue on github.com/api-evangelist/leo to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Insurance and Insurtech	builds-on	17.2 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 3

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Model Context Protocol (MCP)

measured — observed by APIs.io (platform)

OAuth 2.0 Protected Resource Metadata

measured — observed by APIs.io (verified)

OpenAPI

measured — observed by APIs.io (published)

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

LeO Public API

REST API for account entitlements, credit balance, commercial-insurance prospect search across 134 filter properties, single-prospect retrieval, and asynchronous decision-maker ...

LeO MCP Connector

First-party, hosted, remote MCP server exposing LeO's insurance intelligence -- 25M+ US businesses across 200+ filters, x-dates, Form 5500 financials, benefits red flags, DOT In...

LeO Site MCP (Wix-provided)

Platform-provided Wix Site MCP server fronting LeO's marketing site, advertised in LeO's llms.txt. Nine tools covering business details, site search and generic Wix site tooling...

LeO Health API

The Health API from LeO — 1 operation(s) for health.

MCP Servers 2

Model Context Protocol servers that expose these APIs to AI agents.

LeO MCP Connector

Remote MCP server at mcp.meetleo.com over HTTP; 3 tools listed.

MCP SERVER

LeO 3.0 Site Visitor Assistant

Remote MCP server at www.meetleo.com over HTTP; 9 tools listed.

MCP SERVER

Agent Skills 3

Packaged agent skills for driving this provider's APIs from an AI assistant.

enrich-prospect-contacts

AGENT SKILL

preflight-account-and-credits

AGENT SKILL

search-prospects-by-renewal-window

AGENT SKILL

LeO API pricing

Prices published by LeO.

Plan	Price
P&C COMMERCIAL	—
BENEFITS PRO	—
AGENCY SCALE	—
Enterprise	—

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Leo Plans Pricing

4 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Leo Rate Limits

0 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

LeO

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Leo Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Leo Context

24 classes · 248 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

LeO API Rules

15 rules · 10 errors 1 warnings 4 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Leo Servers Overlay

6 actions · servers · leo-openapi.json

DERIVED

JSON Schema 5

Standalone JSON Schema definitions for this provider's data models.

EnrichProspectsDto

2 properties

JSON SCHEMA

EnrichProspectsResponseData

5 properties

JSON SCHEMA

ProspectResponse

21 properties

JSON SCHEMA

SearchProspectsDto

3 properties

JSON SCHEMA

SearchProspectsResponseData

2 properties

JSON SCHEMA

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Leo Authentication

http · 1 scheme

SECURITY

Leo Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Leo Scopes

7 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Leo Agentic Access

7 operations · 1 acting · 1 human-in-the-loop

7 operations · 1 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

AgenticAccess

AgentSkill

WellKnown

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

Conformance

Conventions

ErrorCatalog

DataModel

Lifecycle

Scroll for all 8

Build 2

SDKs, sample code, and the tooling you integrate with

IntegrationEdges

IntegrationEdges

ToolCrosswalk

ToolCrosswalk

Access & Security 4

Authentication, authorization, and security posture

Compliance

Authentication

OAuthScopes

DomainSecurity

Operate 4

Status, limits, changes, and where to get help

Deprecation

Support

FAQ

RateLimits

Commercial 4

Pricing, plans, and the legal terms of use

Pricing

Plans

TermsOfService

PrivacyPolicy

Company 3

The organization behind the API

Newsroom

Newsroom

Blog

Blog

Website

Website

Other 4

Properties that don't map to a standard resource type

Hosts

Vendors

CapabilityMap

Overlay

Source (apis.yml)

aid: leo
name: LeO
description: 'LeO is an AI-powered sales and prospecting platform for commercial insurance professionals, serving property
  & casualty (P&C) brokers, employee benefits advisors, and nonprofit insurance specialists. The platform pairs a commercial-lines
  prospect database of 25M+ US businesses and 200+ filters -- NAICS codes, revenue thresholds, workers'' compensation, DOT/FMCSA
  records, OSHA compliance history, Form 5500 benefits and pension filings, and IRS 990 nonprofit data -- with a renewal-date
  (X-date) database carrying key contacts and AI-predicted renewal months. LeO generates AI-personalized email outreach, produces
  pre-meeting intelligence on incumbent carriers, brokers, coverage and risk gaps, and pushes qualified prospects to CRM or
  CSV export. Founded by CEO Liri Halperin Segal, LeO is a Techstars portfolio company and has been certified HIPAA compliant
  by an external auditing firm. Alongside the subscription web application it ships two programmatic surfaces: a REST "Leo
  Public API" at api.meetleo.com with a published OpenAPI 3.0.0 definition covering account, credits, prospect search and
  asynchronous contact enrichment, and a first-party, OAuth-protected MCP Connector at mcp.meetleo.com marketed for Claude,
  ChatGPT, Gemini and Copilot. Both are entitlement-gated to existing customers and metered in credits.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: sales
  trial: true
  try_now: false
  public: false
  label: Customer-gated
  confidence: medium
  source:
  - https://www.meetleo.com/pricing
  - https://www.meetleo.com/mcp
  - openapi/leo-account-api-openapi.yml
  note: A 14-day free trial of the web application is offered, but programmatic access is gated by per-plan entitlement flags
    (plan.hasApiAccess, plan.hasMcpAccess) and no self-service credential issuance was found. Tier prices are rendered client-side
    and are not readable from the served pricing page.
  generated: '2026-08-14'
  method: searched
image: https://static.wixstatic.com/media/38dea4_5b1d1b85783146d8b6cf1c6f354c9be8%7Emv2.jpg/v1/fit/w_2500,h_1330,al_c/38dea4_5b1d1b85783146d8b6cf1c6f354c9be8%7Emv2.jpg
url: https://raw.githubusercontent.com/api-evangelist/leo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- techstars
x-tier: profiled
x-tier-reason: public-openapi-and-first-party-mcp
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-10-20'
tags:
- Company
- Insurance
- Commercial Insurance
- Property and Casualty
- Employee Benefits
- Insurtech
- Artificial Intelligence
- Sales
- Lead Generation
- Prospecting
- Data Enrichment
- Sales Intelligence
- Non-Profit
- Trucking
- MCP
- Agent-Native
tags_raw:
- Company
- Insurance
- Commercial Insurance
- Property and Casualty
- Employee Benefits
- Insurtech
- Artificial Intelligence
- Sales
- Lead Generation
- Prospecting
- Data Enrichment
- Sales Intelligence
- Nonprofits
- Trucking
- MCP
- Agent Native
- agent-native
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: LLMsTxt
  url: llms/leo-llms.txt
- type: Newsroom
  url: https://resources.meetleo.com/media
- type: Blog
  url: https://resources.meetleo.com/blog
- type: AgenticAccess
  url: agentic-access/leo-agentic-access.yml
- type: Spectral
  url: rules/leo-rules.yml
- type: JSONLD
  url: json-ld/leo-context.jsonld
- type: Vocabulary
  url: vocabulary/leo-vocabulary.yml
- type: Deprecation
  url: lifecycle/leo-lifecycle.yml
- type: Hosts
  url: hosts/leo-hosts.yml
- type: IntegrationEdges
  url: integrations/leo-integration-edges.yml
- type: Vendors
  url: vendors/leo-vendors.yml
- type: CapabilityMap
  url: capabilities/leo-capability-edges.yml
  name: LeO Business Capability Map
- type: Website
  url: https://www.meetleo.com/
- type: Pricing
  url: https://www.meetleo.com/pricing
- type: Plans
  url: plans/leo-plans-pricing.yml
- type: SignUp
  url: https://insights-app.meetleo.com/signup/register
- type: Login
  url: https://insights-app.meetleo.com/login
- type: Support
  url: https://www.meetleo.com/contact
- type: FAQ
  url: https://www.meetleo.com/faq
- type: TermsOfService
  url: https://www.meetleo.com/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.meetleo.com/privacy
- type: Compliance
  url: https://www.meetleo.com/ai-transparency
- type: Conformance
  url: conformance/leo-conformance.yml
- type: Documentation
  url: https://api.meetleo.com/docs
- type: APIReference
  url: https://api.meetleo.com/docs
- type: Authentication
  url: authentication/leo-authentication.yml
- type: OAuthScopes
  url: scopes/leo-scopes.yml
- type: Conventions
  url: conventions/leo-conventions.yml
- type: ErrorCatalog
  url: errors/leo-problem-types.yml
- type: DataModel
  url: data-model/leo-data-model.yml
- type: RateLimits
  url: rate-limits/leo-rate-limits.yml
- type: Lifecycle
  url: lifecycle/leo-lifecycle.yml
- type: Overlay
  url: overlays/leo-servers-overlay.yaml
- type: AgentSkill
  url: skills/_index.yml
- type: ToolCrosswalk
  url: mcp/leo-tool-crosswalk.yml
- type: WellKnown
  url: well-known/leo-well-known.yml
- type: DomainSecurity
  url: security/leo-domain-security.yml
apis:
- name: LeO Public API
  description: REST API for account entitlements, credit balance, commercial-insurance prospect search across 134 filter properties,
    single-prospect retrieval, and asynchronous decision-maker contact enrichment with job polling. OpenAPI 3.0.0 published
    at https://api.meetleo.com/openapi.json and rendered by a Swagger UI at /docs. Bearer JWT auth; metered in credits with
    a 402 on exhaustion.
  humanURL: https://api.meetleo.com/docs
  baseURL: https://api.meetleo.com
  tags:
  - Insurance
  - Commercial Insurance
  - Prospecting
  - Sales Intelligence
  - Data Enrichment
  - Company Data
  - Contact Data
  - Workers Compensation
  - dot-fmcsa
  - form-5500
  - IRS 990
  - OSHA
  tags_raw:
  - insurance
  - commercial-insurance
  - prospecting
  - sales-intelligence
  - data-enrichment
  - company-data
  - contact-data
  - workers-compensation
  - dot-fmcsa
  - form-5500
  - irs-990
  - osha
  properties:
  - type: OpenAPI
    url: openapi/leo-prospects-api-openapi.yml
  - type: OpenAPI
    url: openapi/leo-jobs-api-openapi.yml
  - type: OpenAPI
    url: openapi/leo-account-api-openapi.yml
  - type: OpenAPI
    url: openapi/leo-credits-api-openapi.yml
  - type: OpenAPI
    url: https://api.meetleo.com/openapi.json
  - type: Documentation
    url: https://api.meetleo.com/docs
  - type: APIReference
    url: https://api.meetleo.com/docs
  - type: Authentication
    url: authentication/leo-authentication.yml
  - type: Conventions
    url: conventions/leo-conventions.yml
  - type: ErrorCatalog
    url: errors/leo-problem-types.yml
  - type: DataModel
    url: data-model/leo-data-model.yml
  - type: RateLimits
    url: rate-limits/leo-rate-limits.yml
  - type: Lifecycle
    url: lifecycle/leo-lifecycle.yml
  - type: Overlay
    url: overlays/leo-servers-overlay.yaml
  - type: AgentSkill
    url: skills/_index.yml
  - type: JSONSchema
    url: json-schema/leo-prospect-response-schema.json
  - type: JSONSchema
    url: json-schema/leo-enrich-prospects-response-data-schema.json
  - type: JSONSchema
    url: json-schema/leo-enrich-prospects-dto-schema.json
  - type: JSONSchema
    url: json-schema/leo-search-prospects-dto-schema.json
  - type: JSONSchema
    url: json-schema/leo-search-prospects-response-data-schema.json
  aid: leo:leo-public-api
- name: LeO MCP Connector
  description: First-party, hosted, remote MCP server exposing LeO's insurance intelligence -- 25M+ US businesses across 200+
    filters, x-dates, Form 5500 financials, benefits red flags, DOT Intelligence, Trucking Triggers, IRS 990 data, OSHA violations
    and Talking Points -- to Claude, ChatGPT, Gemini, Copilot and custom agents. OAuth 2.1 (authorization_code + PKCE S256)
    over an AWS Cognito user pool, with RFC 9728 and RFC 8414 discovery documents published anonymously. Requires a LeO account
    and honours its entitlements and credit balance.
  humanURL: https://www.meetleo.com/mcp
  baseURL: https://mcp.meetleo.com
  tags:
  - MCP
  - Agent-Native
  - Insurance
  - Prospecting
  - Sales Intelligence
  - Data Enrichment
  tags_raw:
  - mcp
  - agent-native
  - insurance
  - prospecting
  - sales-intelligence
  - data-enrichment
  properties:
  - type: MCPServer
    url: mcp/leo-mcp.yml
  - type: MCPServer
    url: https://mcp.meetleo.com/mcp
  - type: ToolCrosswalk
    url: mcp/leo-tool-crosswalk.yml
  - type: OAuthScopes
    url: scopes/leo-scopes.yml
  - type: Authentication
    url: authentication/leo-authentication.yml
  - type: WellKnown
    url: well-known/leo-well-known.yml
  - type: Documentation
    url: https://www.meetleo.com/mcp
  aid: leo:leo-mcp-connector
- name: LeO Site MCP (Wix-provided)
  description: Platform-provided Wix Site MCP server fronting LeO's marketing site, advertised in LeO's llms.txt. Nine tools
    covering business details, site search and generic Wix site tooling. Unauthenticated, public marketing content only --
    NOT an interface to the LeO prospecting product. Recorded for completeness and clearly distinguished from the first-party
    MCP Connector.
  humanURL: https://www.meetleo.com/llms.txt
  baseURL: https://www.meetleo.com/_api/mcp
  tags:
  - MCP
  - Site Content
  - Wix
  tags_raw:
  - mcp
  - site-content
  - wix
  properties:
  - type: MCPServer
    url: mcp/leo-site-mcp.yml
  x-surface: platform-generated
  x-platform: wix
  x-platform-surface: site-mcp
  aid: leo:leo-site-mcp-wix-provided
- aid: leo:leo-health-api
  name: LeO Health API
  description: The Health API from LeO — 1 operation(s) for health.
  humanURL: https://api.meetleo.com/docs
  baseURL: https://api.meetleo.com
  tags:
  - Health
  properties:
  - type: OpenAPI
    url: openapi/leo-health-api-openapi.yml
x-enrichment:
  date: '2026-10-20'
  status: enriched
  artifacts_added: 1
  pass: local-v5

LeO API — frequently asked questions

Does LeO have an API?

Yes. APIs.io lists 4 APIs from LeO, including LeO Public API, LeO MCP Connector and LeO Site MCP (Wix-provided), and 1 more.

Is there an OpenAPI specification for the LeO API?

Yes. APIs.io indexes 2 OpenAPI specifications for LeO, each linked for download from this page.

How do I authenticate with the LeO API?

LeO documents its authentication (http · 1 scheme). The details are profiled on APIs.io as Leo Authentication.

How much does the LeO API cost?

APIs.io lists 4 pricing plans for LeO, with each plan's price, limits and inclusions under Pricing on this page.

Does LeO have an MCP server?

Yes. APIs.io lists 2 MCP servers for LeO: Remote MCP server at mcp.meetleo.com over HTTP; 3 tools listed.

Is the LeO API ready for AI agents?

LeO has a Kin Score of 51.6 out of 100 (developing) and an Agent Readiness score of 32.6 (agent-ready), scored by API Evangelist on 2026-11-06.

Work with this as data

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One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

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