Sun Life

Sun Life Financial Inc. is a Canadian multinational life and health insurer and asset manager headquartered in Toronto, one of the "life trio" that dominates Canada's insurance market alongside Manulife and Great-West Lifeco. Sun Life writes individual life insurance, individual and group health and dental coverage, group benefits, disability and absence management, annuities and retirement products, and runs a large wealth business through Sun Life Global Investments, SLC Management and MFS Investment Management, with operations across Canada, the United States, the United Kingdom, Ireland and Asia. In the United States it is a leading group benefits, stop-loss and dental carrier and owns DentaQuest. Sun Life publishes no developer portal under its own brand: its only named Sun Life API surface is Sun Life Link, a partner-gated benefits-connectivity program that exchanges evidence of insurability, plan setup, enrollment, billing and absence data with HR and benefits-administration platforms including Workday, ADP, UKG, PlanSource, Employee Navigator and bswift, negotiated per client rather than signed up for. The public, machine-readable APIs in the Sun Life group belong to DentaQuest, its U.S. dental subsidiary, which runs an Azure API Management developer portal at developers.dentaquest.com publishing three OpenAPI 3.0.1 definitions: a SMART-on-FHIR Patient Access API, a Da Vinci PDex Plan-Net Provider Directory API and an anonymous FHIR CapabilityStatement endpoint, all released under the CMS Interoperability and Patient Access Final Rule (CMS-9115-F) and served for both the DentaQuest and Delta Dental of Massachusetts brands. Canada's supervisory split between OSFI and the provincial conduct regulators, and the exclusion of insurance from Consumer-Driven Banking, means no open-insurance mandate creates a forcing function for a public Sun Life API in its home market; the U.S. CMS mandate is what produced the only public one.

Sun Life publishes 3 APIs on the APIs.io network: DentaQuest FHIR Patient Access API, DentaQuest FHIR Provider Directory API, and DentaQuest FHIR Metadata API. Tagged areas include Insurance, Canada, Life Insurance, Health Insurance, and Employee Benefits.

Sun Life’s developer surface includes product news, documentation, API reference, getting-started guide, signup flow, support, authentication, and 31 more developer resources.

47.8/100 developing ▬ flat Agent 55/100 agent ready Full breakdown ↓
scored 2026-07-27 · rubric v0.5
3 APIs 1 MCP Servers
InsuranceCanadaLife InsuranceHealth InsuranceEmployee BenefitsGroup BenefitsDental InsuranceDisabilityWealth ManagementFinancial ServicesCarrierFHIRPatient AccessProvider DirectoryHealthcare InteroperabilityCMS-9115-FDentaQuestSMART on FHIRDental Benefits

Kin Score

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scored 2026-07-27 · rubric v0.5
Composite quality — 47.8/100 · developing
Contract Quality 9.4 / 25
Developer Ergonomics 13.0 / 20
Commercial Clarity 8.4 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 55/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/sun-life: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

DentaQuest FHIR Patient Access API

FHIR R4 (4.0.1) read-only Patient Access API from DentaQuest, the Sun Life U.S. dental company, published under the CMS Interoperability and Patient Access Final Rule (CMS-9115-...

DentaQuest FHIR Provider Directory API

FHIR R4 (4.0.1) Provider Directory API from DentaQuest, the Sun Life U.S. dental company, conforming to the HL7 Da Vinci PDex Plan-Net Implementation Guide 1.1.0 and published u...

DentaQuest FHIR Metadata API

Anonymous FHIR R4 conformance endpoint for the DentaQuest (Sun Life U.S.) interoperability platform. A single GET /metadata operation returns the CapabilityStatement of the unde...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Sun Life Authentication

oauth2/openIdConnect/apiKey · 4 schemes

SECURITY

Sun Life Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Sun Life Scopes

5 scopes · authorizationCode/clientCredentials

5 scopes

SCOPES

Resources

Get Started 6

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 4

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 6

The organization behind the API

Other 6

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: sun-life
url: https://raw.githubusercontent.com/api-evangelist/sun-life/refs/heads/main/apis.yml
name: Sun Life
kind: company
description: 'Sun Life Financial Inc. is a Canadian multinational life and health insurer and asset manager headquartered
  in Toronto, one of the "life trio" that dominates Canada''s insurance market alongside Manulife and Great-West Lifeco. Sun
  Life writes individual life insurance, individual and group health and dental coverage, group benefits, disability and absence
  management, annuities and retirement products, and runs a large wealth business through Sun Life Global Investments, SLC
  Management and MFS Investment Management, with operations across Canada, the United States, the United Kingdom, Ireland
  and Asia. In the United States it is a leading group benefits, stop-loss and dental carrier and owns DentaQuest. Sun Life
  publishes no developer portal under its own brand: its only named Sun Life API surface is Sun Life Link, a partner-gated
  benefits-connectivity program that exchanges evidence of insurability, plan setup, enrollment, billing and absence data
  with HR and benefits-administration platforms including Workday, ADP, UKG, PlanSource, Employee Navigator and bswift, negotiated
  per client rather than signed up for. The public, machine-readable APIs in the Sun Life group belong to DentaQuest, its
  U.S. dental subsidiary, which runs an Azure API Management developer portal at developers.dentaquest.com publishing three
  OpenAPI 3.0.1 definitions: a SMART-on-FHIR Patient Access API, a Da Vinci PDex Plan-Net Provider Directory API and an anonymous
  FHIR CapabilityStatement endpoint, all released under the CMS Interoperability and Patient Access Final Rule (CMS-9115-F)
  and served for both the DentaQuest and Delta Dental of Massachusetts brands. Canada''s supervisory split between OSFI and
  the provincial conduct regulators, and the exclusion of insurance from Consumer-Driven Banking, means no open-insurance
  mandate creates a forcing function for a public Sun Life API in its home market; the U.S. CMS mandate is what produced the
  only public one.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- Canada
- Life Insurance
- Health Insurance
- Employee Benefits
- Group Benefits
- Dental Insurance
- Disability
- Wealth Management
- Financial Services
- Carrier
- FHIR
- Patient Access
- Provider Directory
- Healthcare Interoperability
- CMS-9115-F
- DentaQuest
- SMART on FHIR
- Dental Benefits
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis:
- aid: sun-life-dentaquest-fhir-patient-access
  name: DentaQuest FHIR Patient Access API
  description: FHIR R4 (4.0.1) read-only Patient Access API from DentaQuest, the Sun Life U.S. dental company, published under
    the CMS Interoperability and Patient Access Final Rule (CMS-9115-F). Third-party applications authorize a member with
    SMART App Launch 1.0.0 (authorization code + PKCE S256, scopes patient/*.read, launch/patient, offline_access, openid,
    fhirUser) against an Okta CIAM authorization server, then read that member's Patient, Coverage, Organization, Practitioner
    and RelatedPerson resources, including _history and version reads. Conforms to HL7 US Core (3.1.1, 6.1.0 and 7.0.0-ballot
    instantiated in the CapabilityStatement). Errors return a FHIR OperationOutcome. The same API is served for the Delta
    Dental of Massachusetts brand.
  humanURL: https://developers.dentaquest.com/apis
  baseURL: https://api.dentaquest.com/FhirPatientAccess/v1
  tags:
  - FHIR
  - Patient Access
  - SMART on FHIR
  - Dental
  - CMS Mandate
  - Health Data
  - OAuth
  properties:
  - type: OpenAPI
    url: openapi/sun-life-dentaquest-fhir-patient-access-openapi.json
  - type: Overlay
    url: overlays/sun-life-dentaquest-fhir-patient-access-overlay.yaml
  - type: Documentation
    url: https://www.dentaquest.com/en/interoperability-api
  - type: APIReference
    url: https://developers.dentaquest.com/apis
  - type: Authentication
    url: authentication/sun-life-authentication.yml
  - type: OAuthScopes
    url: scopes/sun-life-scopes.yml
  - type: OpenIDConnect
    url: well-known/sun-life-dentaquest-okta-openid-configuration.json
  - type: SignUp
    url: https://dentaquest.logicmanager.com/incidents/?t=1241&p=215&k=F0E3BD92F157F9B73EDE82834286E7CEA4044134B39D92AC3EE7E56392194241
  - type: AgentSkill
    url: skills/sun-life-dentaquest-patient-access-smart-launch.md
- aid: sun-life-dentaquest-fhir-provider-directory
  name: DentaQuest FHIR Provider Directory API
  description: FHIR R4 (4.0.1) Provider Directory API from DentaQuest, the Sun Life U.S. dental company, conforming to the
    HL7 Da Vinci PDex Plan-Net Implementation Guide 1.1.0 and published under CMS-9115-F. Exposes read and search over Practitioner,
    PractitionerRole, Organization, Location, HealthcareService, InsurancePlan and Endpoint, each with _history and version
    reads, so third-party applications can find in-network dentists and dental plans. Authenticated with an Azure API Management
    subscription key sent in the Ocp-Apim-Subscription-Key header or the subscription-key query parameter. Errors return a
    FHIR OperationOutcome. The same API is served for the Delta Dental of Massachusetts brand.
  humanURL: https://developers.dentaquest.com/apis
  baseURL: https://api.dentaquest.com/FhirProviderDirectory
  tags:
  - FHIR
  - Provider Directory
  - PDex Plan-Net
  - Dental
  - CMS Mandate
  - Healthcare Providers
  properties:
  - type: OpenAPI
    url: openapi/sun-life-dentaquest-fhir-provider-directory-openapi.json
  - type: Overlay
    url: overlays/sun-life-dentaquest-fhir-provider-directory-overlay.yaml
  - type: Documentation
    url: https://www.dentaquest.com/en/interoperability-api
  - type: APIReference
    url: https://developers.dentaquest.com/apis
  - type: Authentication
    url: authentication/sun-life-authentication.yml
  - type: SignUp
    url: https://dentaquest.logicmanager.com/incidents/?t=1241&p=215&k=F0E3BD92F157F9B73EDE82834286E7CEA4044134B39D92AC3EE7E56392194241
  - type: AgentSkill
    url: skills/sun-life-dentaquest-provider-directory-search.md
- aid: sun-life-dentaquest-fhir-metadata
  name: DentaQuest FHIR Metadata API
  description: Anonymous FHIR R4 conformance endpoint for the DentaQuest (Sun Life U.S.) interoperability platform. A single
    GET /metadata operation returns the CapabilityStatement of the underlying Azure Healthcare APIs FHIR server (software
    version 4.0.815), listing every supported resource type, interaction and search parameter in application/json or application/xml.
    Requires no credentials and is served on both api.dentaquest.com and api.deltadentalma.com.
  humanURL: https://developers.dentaquest.com/apis
  baseURL: https://api.dentaquest.com/fhirmetadata
  tags:
  - FHIR
  - Conformance
  - CapabilityStatement
  - Metadata
  - Dental
  properties:
  - type: OpenAPI
    url: openapi/sun-life-dentaquest-fhir-metadata-openapi.json
  - type: Overlay
    url: overlays/sun-life-dentaquest-fhir-metadata-overlay.yaml
  - type: APIReference
    url: https://developers.dentaquest.com/apis
common:
- type: DomainSecurity
  url: security/sun-life-domain-security.yml
- type: Website
  url: https://www.sunlife.com/
- type: AboutUs
  url: https://www.sunlife.com/en/about-us/
- type: Canada
  url: https://www.sunlife.ca/
- type: UnitedStates
  url: https://www.sunlife.com/us/en/
- type: DigitalCapabilities
  url: https://www.sunlife.com/us/en/employers/products-and-services/digital-capabilities/
- type: PartnerIntegrations
  url: https://www.sunlife.com/us/en/employers/products-and-services/digital-capabilities/sun-life-link/
- type: EmployerPortal
  url: https://www.sunlife.com/us/en/employers/products-and-services/digital-capabilities/sun-life-connect/
- type: MemberPortal
  url: https://www.sunlife.com/us/en/employers/products-and-services/digital-capabilities/member-portal/
- type: Onboarding
  url: https://www.sunlife.com/us/en/employers/products-and-services/digital-capabilities/sun-life-onboard/
- type: WhitePapers
  url: https://www.sunlife.com/us/en/employers/products-and-services/digital-capabilities/sun-life-link/navigating-connectivity-in-benefits-administration/
- type: SignIn
  url: https://login.sunlifeconnect.com/commonlogin/
- type: AdvisorCommunity
  url: https://connect.sunlife.ca/s/
- type: InvestorRelations
  url: https://www.sunlife.com/en/investors/
- type: News
  url: https://www.sunlife.com/en/newsroom/
- type: Careers
  url: https://www.sunlife.com/en/careers/
- type: LinkedIn
  url: https://www.linkedin.com/company/sun-life-financial
- type: DeveloperPortal
  url: https://developers.dentaquest.com/
- type: Documentation
  url: https://www.dentaquest.com/en/interoperability-api
- type: APIReference
  url: https://developers.dentaquest.com/apis
- type: GettingStarted
  url: https://www.dentaquest.com/en/interoperability-api
- type: SignUp
  url: https://dentaquest.logicmanager.com/incidents/?t=1241&p=215&k=F0E3BD92F157F9B73EDE82834286E7CEA4044134B39D92AC3EE7E56392194241
  name: Request DentaQuest API access
- type: Support
  url: https://www.dentaquest.com/en/contact-us
- type: TermsOfService
  url: https://www.dentaquest.com/en/policies/terms-of-use
- type: PrivacyPolicy
  url: https://www.dentaquest.com/en/policies/internet-privacy-policy
- type: Compliance
  url: https://www.dentaquest.com/en/policies/hipaa-privacy-policy
- type: Authentication
  url: authentication/sun-life-authentication.yml
- type: OAuthScopes
  url: scopes/sun-life-scopes.yml
- type: OpenIDConnect
  url: well-known/sun-life-dentaquest-okta-openid-configuration.json
- type: WellKnown
  url: well-known/sun-life-well-known.yml
- type: Conformance
  url: conformance/sun-life-conformance.yml
- type: ErrorCatalog
  url: errors/sun-life-problem-types.yml
- type: Lifecycle
  url: lifecycle/sun-life-lifecycle.yml
- type: Conventions
  url: conventions/sun-life-conventions.yml
- type: DataModel
  url: data-model/sun-life-data-model.yml
- type: MCPServer
  url: mcp/sun-life-mcp.yml
  name: Candidate MCP tool list (derived, not provider-published)
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/sun-life-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com