dLocal
dLocal (NASDAQ: DLO) is a Uruguay-headquartered emerging-markets payment infrastructure platform connecting global merchants with billions of consumers across 60+ countries in Latin America, Africa, the Middle East, and Asia. dLocal exposes a unified set of REST APIs for accepting payments (Payins) via 1,000+ local methods, disbursing funds (Payouts V3) to beneficiaries via local rails, tokenizing cards, managing marketplace sub-merchants (dLocal for Platforms), performing KYC verifications, handling chargebacks, enrolling users for recurring Pix flows, and pulling real-time exchange rates. Native iOS and Android SDKs are published as open source on GitHub.
APIs
dLocal Payments API
Create, retrieve, cancel, and authorize payments using 1,000+ local payment methods including cards, Pix, UPI, M-Pesa, Boleto, OXXO, SPEI, mobile money, cash vouchers, BNPL, wal...
dLocal Refunds API
Create, retrieve, and inspect refunds against previously successful payments. Refunds may be full or partial and are settled in the original payment currency.
dLocal Cards API
Securely tokenize cards (server-side) for repeat usage. Returns a card_id token consumable by subsequent Payments and Authorizations.
dLocal Payouts V3 API
Disburse funds to beneficiaries across 60+ countries via local bank transfers, instant payments, cards, mobile money, and cash pick-up. Includes balance, quoting, release, and c...
dLocal For Platforms API
The dLocal for Platforms (marketplace) API onboards sub-merchant accounts, manages KYC, attaches bank accounts, settles inter-account transfers, and reports balances. Designed f...
dLocal KYC Verifications API
Create and manage KYC verifications across remittance, payouts-on-hold, payins-on-hold, and standalone flows. Receives asynchronous status updates via webhook.
dLocal Chargebacks API
Retrieve chargeback details and status, simulate chargebacks in the sandbox, and receive asynchronous chargeback notifications via webhook.
dLocal Enrollments API
Enroll payers for recurring Pix Automático, Pix Biometrics, and SmartPix transactions. Once enrolled, payers can be charged repeatedly without re-authorization.
dLocal Exchange Rates API
Retrieve real-time FX rates between settlement currencies and local currencies before creating a payment or payout.
Collections
dLocal Cards API
POSTMANdLocal Chargebacks API
POSTMANdLocal Enrollments API
POSTMANdLocal Exchange Rates API
POSTMANdLocal KYC Verifications API
POSTMANdLocal Payments API
POSTMANdLocal Payouts V3 API
POSTMANdLocal For Platforms API
POSTMANdLocal Refunds API
POSTMANdLocal Cards API
OPENdLocal Payments API
OPENdLocal Refunds API
OPENArazzo Workflows
dLocal Authorize and Capture Payment
Authorize a card transaction, confirm the authorization, then capture the funds.
ARAZZOdLocal Cancel Pending Payment
Create an alternative payment, check its status, and cancel it while it is still PENDING.
ARAZZOdLocal Create and Resolve KYC Verification
Create a KYC verification, confirm it persisted, then branch on its status to update state or list documents.
ARAZZOdLocal Create Payment and Confirm Status
Discover a supported payment method, create a payment, then poll its status until it settles.
ARAZZOdLocal Enroll and Charge Recurring
Enroll a payer for Pix Automatico, confirm the enrollment is ACTIVE, then place the first recurring charge.
ARAZZOdLocal FX Preview and Pay
Preview the exchange rate for a corridor, then create a payment in the local currency.
ARAZZOdLocal Hold and Release Payout
Request a payout on hold, review it, then release or cancel based on the review.
ARAZZOdLocal List and Inspect Payment Refunds
Confirm a payment, list all refunds raised against it, then retrieve one refund in detail.
ARAZZOdLocal Manage Account Bank Accounts
Add a bank account to a sub-merchant, list the account's bank accounts, retrieve one, then disable it.
ARAZZOdLocal Onboard Sub-Merchant Account
Create a platform sub-merchant account, attach a bank account, then confirm KYC and balance.
ARAZZOdLocal Quote and Request Payout
Check balance, lock an FX quote, request a payout against the quote, then confirm its status.
ARAZZOdLocal Refund Payment and Confirm
Confirm a payment is PAID, issue a refund against it, then verify the refund status.
ARAZZOdLocal Settle Transfer Between Accounts
Check the source account balance, transfer funds to another account, then confirm the transfer.
ARAZZOdLocal Simulate and Inspect Chargeback
Create a payment, simulate a chargeback against it in sandbox, then inspect the chargeback and its status.
ARAZZOdLocal Tokenize Card and Charge
Tokenize a card, verify the stored token, then charge it in a card payment.
ARAZZOPricing Plans
Rate Limits
FinOps
D Local Finops
FINOPSFeatures
Use Cases
Charge LatAm, African, and Asian customers in their preferred local currency and method (Pix, UPI, mobile money) for SaaS, streaming, and gaming subscriptions.
Pay employees and contractors in 60+ countries using instant local rails, bank transfers, mobile money, and cash pick-up.
Onboard sub-merchants via dLocal for Platforms, split payments, and settle balances between accounts.
Power consumer remittance corridors with FX quoting, KYC verification, and local-currency disbursement.
Enable global travel and mobility platforms to collect from local consumers and pay out to local drivers/hosts.
Help global merchants like Amazon, Shein, and Shopify accept local methods such as Boleto, OXXO, SPEI, and Pix.
Use Stablecoin Full for cross-border settlement when fiat rails are slow or expensive.
Integrations
Native Pix, Pix Automático (recurring), Pix Biometrics, and SmartPix support.
UPI collect/intent flows plus RBI-compliant network tokenization.
M-Pesa, MTN MoMo, Orange Money, and other Mobile Money rails.
Bank transfer (SPEI) and cash voucher (OXXO) coverage.
Stablecoin Full product for crypto-rail settlement.
Google Pay integration via the Paytm bridge.
Device ID object support for fraud signals on Mercado Pago.
Official Postman collection covering the full REST API.
Built-in dLocal MCP server exposes API operations to LLM agents.
Solutions
Accept local payment methods across 60+ countries.
Disburse funds via local rails to employees, contractors, partners, and consumers.
Marketplace and platform multi-merchant payment solution.
Fraud-management and chargeback-prevention toolkit.
Local-currency billing and collection.
Stablecoin payin/payout rails for cross-border settlement.
Mobile SDK product for native iOS and Android in-app checkout.
Client-side field-level tokenization via dlocal.js.
Hosted checkout product.
Shareable links for one-off collections.