Alloy

Alloy is a New York-based identity decisioning platform that helps banks, credit unions, and fintechs onboard, monitor, and protect customers across KYC, KYB, AML, fraud, credit, and ongoing-monitoring use cases. The Alloy API exposes the platform's evaluations, journey applications, entities, events, documents, cases, investigations, lists, and webhooks for programmatic identity decisioning and ongoing risk monitoring.

Alloy publishes 17 APIs on the APIs.io network, including Bank Accounts API, Batches API, Cases API, and 14 more. Tagged areas include Identity Decisioning, Identity Verification, KYC, KYB, and AML.

Alloy’s developer surface includes authentication, developer portal, documentation, API reference, signup flow, pricing, support, and 17 more developer resources.

🌐 Visit website 📡 Source on GitHub

47.9/100 developing ▬ flat Agent 34/100 agent aware Full breakdown ↓
scored 2026-07-28 · rubric v0.6

AccessFreeSelf serve⚡ Free to try

17 APIs 10 Features 7 Use Cases

Identity DecisioningIdentity VerificationKYCKYBAMLFraud PreventionCredit UnderwritingOngoing MonitoringCase ManagementFintechBanking

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6

Composite quality — 47.9/100 · developing

Contract Quality 13.3 / 25

Developer Ergonomics 8.3 / 20

Commercial Clarity 14.7 / 20

Operational Transparency 8.2 / 13

Governance 0.0 / 12

Discoverability 7.4 / 10

Agent readiness — 34/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/alloy: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 17

Individual APIs this provider publishes, each with its own machine-readable definition.

Alloy Bank Accounts API

Bank account records and related entity history.

Alloy Batches API

Batch processing of journey applications and evaluations.

Alloy Cases API

Case management, evidences, and review work items.

Alloy Custom Lists API

Tenant-defined reference lists with versioning and activation.

Alloy Documents API

Uploaded identity, address, and supporting documents for entities.

Alloy Entities API

Person and business entities, notes, merging, feedback, and groups.

Alloy Evaluations API

Run, retrieve, and audit identity, KYC, KYB, AML, fraud, and credit evaluations.

Alloy Events API

Real-time monitoring events for entities, accounts, transactions, and logins.

Alloy Groups API

Entity groups and group-level evaluations.

Alloy Investigations API

Investigation lifecycle, assignment, review, archival, and types.

Alloy Journeys API

Multi-step decisioning journeys, applications, batches, and reviews.

Alloy Lists API

Built-in watchlist-style lists and list metadata.

Alloy OAuth API

OAuth 2.0 bearer token issuance and validation.

Alloy Parameters API

Tenant-level parameters for evaluations and journeys.

Alloy Portfolio Evaluations API

Bulk re-evaluations across a portfolio of entities.

Alloy Published Attributes API

Custom attributes published from external systems and used in policy.

Alloy Reviews API

Manual review notes and decisions on entities.

Scroll for all 17

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Alloy API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Alloy Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Alloy Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Alloy Finops

FINOPS

Features 10

Notable capabilities this provider offers.

Identity

Verify person and business identities against 270+ data sources across 195 markets.

Onboarding

Configurable Journeys orchestrate KYC, KYB, document verification, and step-up review for new customer acquisition.

Ongoing Monitoring

Perpetual KYC and event-driven monitoring across logins, credential updates, transactions, and account changes.

Fraud

Machine-learning Fraud Signal and integrated device-risk providers detect fraud across onboarding and post-onboarding events.

Credit

Credit underwriting and policy management with Journey- based decisioning.

Case Management

Cases, evidences, and works support compliance review and dispute workflows.

Investigations

Investigation lifecycle with alerts tied to journey applications and assignable agents.

Custom Models and Attributes

Bring custom ML models and published attributes into Alloy workflows for tenant-specific decisioning logic.

Webhooks

Real-time notifications for journey, case, and investigation events with Basic, HMAC, and OAuth 2.0 auth.

SDKs

Web, iOS Webview, and Android Webview SDKs for embedding Alloy's document verification and step-up flows.

Scroll for all 10

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Alloy Com Authentication

http · 2 schemes

SECURITY

Alloy Com Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Alloy Com Agentic Access

115 operations · 69 acting

AGENTIC

Use Cases 7

What developers build with this provider.

Consumer Onboarding (KYC)

Verify individual consumers during account opening for banks, neobanks, and consumer fintechs.

Business Onboarding (KYB)

Verify businesses and beneficial owners for SMB banking, payments, and lending products.

AML Compliance

Screen against sanctions, PEP, and adverse-media lists and monitor ongoing activity for AML risk.

Fraud Prevention

Detect synthetic identity, account takeover, and transaction fraud across onboarding and post-onboarding.

Credit Underwriting

Run credit decisioning Journeys for lending and BNPL products.

Embedded Finance Risk

Sponsor banks orchestrate fintech program risk through configurable Journeys and ongoing monitoring.

Perpetual KYC

Continuously re-evaluate customers against fresh data using ongoing monitoring events.

Scroll for all 7

Integrations 8

Pre-built integrations with other platforms and tools.

Socure

Digital identity and device intelligence integration.

Experian FraudNet

Device risk and fraud signals integration.

TruValidate (Iovation)

Device risk integration.

NeuroID

Behavioral risk integration.

BioCatch

Behavioral biometrics integration.

ThreatMetrix

Device risk and fraud signals integration.

SAML SSO

Identity provider integrations for Okta, Azure AD, ADFS, JumpCloud, and generic SAML 2.0.

SCIM

User provisioning integrations for Okta and Azure.

Scroll for all 8

Solutions 3

Packaged solutions this provider offers.

Banks and Credit Unions

Identity and fraud platform for traditional financial institutions.

Fintechs

Onboarding and risk platform for consumer and business fintechs.

Sponsor Banks

Embedded finance program risk management for sponsor banks supporting fintech programs.

Resources

Get Started 3

Portal, sign-up, and the first successful call

Portal

Portal

Login

Signup

Signup

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LlmsText

LlmsText

Build 2

SDKs, sample code, and the tooling you integrate with

ContentLibrary

ContentLibrary

GitHubOrganization

GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Security

Security

Learn 1

Tutorials, courses, talks, and written guidance

Training

Training

Operate 3

Status, limits, changes, and where to get help

StatusPage

StatusPage

Support

Support

RateLimits

RateLimits

Commercial 5

Pricing, plans, and the legal terms of use

Pricing

TermsOfService

PrivacyPolicy

Plans

FinOps

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Source (apis.yml)

aid: alloy
name: Alloy
description: Alloy is a New York-based identity decisioning platform that helps banks, credit unions, and fintechs onboard,
  monitor, and protect customers across KYC, KYB, AML, fraud, credit, and ongoing-monitoring use cases. The Alloy API exposes
  the platform's evaluations, journey applications, entities, events, documents, cases, investigations, lists, and webhooks
  for programmatic identity decisioning and ongoing risk monitoring.
type: Index
accessModel:
  pricing: free
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Free · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/alloy-com.png
tags:
- Identity Decisioning
- Identity Verification
- KYC
- KYB
- AML
- Fraud Prevention
- Credit Underwriting
- Ongoing Monitoring
- Case Management
- Fintech
- Banking
url: https://raw.githubusercontent.com/api-evangelist/alloy-com/refs/heads/main/apis.yml
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.19'
apis:
- aid: alloy-com:alloy-com-bank-accounts-api
  name: Alloy Bank Accounts API
  description: Bank account records and related entity history.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Bank Accounts
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-bank-accounts-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-batches-api
  name: Alloy Batches API
  description: Batch processing of journey applications and evaluations.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Batches
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-batches-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-cases-api
  name: Alloy Cases API
  description: Case management, evidences, and review work items.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Cases
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-cases-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-custom-lists-api
  name: Alloy Custom Lists API
  description: Tenant-defined reference lists with versioning and activation.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Custom Lists
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-custom-lists-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-documents-api
  name: Alloy Documents API
  description: Uploaded identity, address, and supporting documents for entities.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Documents
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-documents-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-entities-api
  name: Alloy Entities API
  description: Person and business entities, notes, merging, feedback, and groups.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Entities
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-entities-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-evaluations-api
  name: Alloy Evaluations API
  description: Run, retrieve, and audit identity, KYC, KYB, AML, fraud, and credit evaluations.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Evaluations
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-evaluations-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-events-api
  name: Alloy Events API
  description: Real-time monitoring events for entities, accounts, transactions, and logins.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Events
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-events-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-groups-api
  name: Alloy Groups API
  description: Entity groups and group-level evaluations.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Groups
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-groups-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-investigations-api
  name: Alloy Investigations API
  description: Investigation lifecycle, assignment, review, archival, and types.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Investigations
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-investigations-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-journeys-api
  name: Alloy Journeys API
  description: Multi-step decisioning journeys, applications, batches, and reviews.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Journeys
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-journeys-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-lists-api
  name: Alloy Lists API
  description: Built-in watchlist-style lists and list metadata.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Lists
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-lists-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-oauth-api
  name: Alloy OAuth API
  description: OAuth 2.0 bearer token issuance and validation.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - OAuth
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-oauth-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-parameters-api
  name: Alloy Parameters API
  description: Tenant-level parameters for evaluations and journeys.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Parameters
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-parameters-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-portfolio-evaluations-api
  name: Alloy Portfolio Evaluations API
  description: Bulk re-evaluations across a portfolio of entities.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Portfolio Evaluations
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-portfolio-evaluations-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-published-attributes-api
  name: Alloy Published Attributes API
  description: Custom attributes published from external systems and used in policy.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Published Attributes
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-published-attributes-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
- aid: alloy-com:alloy-com-reviews-api
  name: Alloy Reviews API
  description: Manual review notes and decisions on entities.
  humanURL: https://developer.alloy.com/public/reference
  baseURL: https://api.alloy.co/v1
  tags:
  - Reviews
  properties:
  - type: OpenAPI
    url: openapi/alloy-com-reviews-api-openapi.yml
  - type: Documentation
    url: https://developer.alloy.com/public/docs
  - type: APIReference
    url: https://developer.alloy.com/public/reference
  - type: GettingStarted
    url: https://developer.alloy.com/public/docs/introduction
  - type: Authentication
    url: https://developer.alloy.com/public/docs/authentication-guide
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhooks
  - type: Webhooks
    url: https://developer.alloy.com/public/docs/webhook-events
  - type: SDKs
    url: https://developer.alloy.com/public/docs/sdk-installation
  - type: SDKs
    url: https://developer.alloy.com/public/docs/ios-webview
  - type: SDKs
    url: https://developer.alloy.com/public/docs/android-webview
common:
- type: AgenticAccess
  url: agentic-access/alloy-com-agentic-access.yml
- type: DomainSecurity
  url: security/alloy-com-domain-security.yml
- type: Authentication
  url: authentication/alloy-com-authentication.yml
- type: Website
  url: https://www.alloy.com/
- type: Portal
  url: https://www.alloy.com/developer
- type: Documentation
  url: https://developer.alloy.com/public/docs
- type: APIReference
  url: https://developer.alloy.com/public/reference
- type: LlmsText
  url: https://developer.alloy.com/llms.txt
- type: Login
  url: https://app.alloy.co/login/
- type: Signup
  url: https://www.alloy.com/contact
- type: Pricing
  url: https://www.alloy.com/contact
- type: TermsOfService
  url: https://www.alloy.com/tos
- type: PrivacyPolicy
  url: https://www.alloy.com/privacy-policy
- type: Security
  url: https://www.alloy.com/security
- type: StatusPage
  url: https://status.alloy.com/
- type: Support
  url: https://help.alloy.com
- type: Blog
  url: https://www.alloy.com/blog
- type: ContentLibrary
  url: https://www.alloy.com/content-library
- type: Training
  url: https://alloy.docebosaas.com/learn/signin
  x-name: Alloy LAB
- type: GitHubOrganization
  url: https://github.com/UseAlloy
- type: LinkedIn
  url: https://www.linkedin.com/company/alloy/
- type: Plans
  url: plans/alloy-plans-pricing.yml
- type: RateLimits
  url: rate-limits/alloy-rate-limits.yml
- type: FinOps
  url: finops/alloy-finops.yml
- type: Features
  data:
  - name: Identity
    description: Verify person and business identities against 270+ data sources across 195 markets.
  - name: Onboarding
    description: Configurable Journeys orchestrate KYC, KYB, document verification, and step-up review for new customer acquisition.
  - name: Ongoing Monitoring
    description: Perpetual KYC and event-driven monitoring across logins, credential updates, transactions, and account changes.
  - name: Fraud
    description: Machine-learning Fraud Signal and integrated device-risk providers detect fraud across onboarding and post-onboarding
      events.
  - name: Credit
    description: Credit underwriting and policy management with Journey- based decisioning.
  - name: Case Management
    description: Cases, evidences, and works support compliance review and dispute workflows.
  - name: Investigations
    description: Investigation lifecycle with alerts tied to journey applications and assignable agents.
  - name: Custom Models and Attributes
    description: Bring custom ML models and published attributes into Alloy workflows for tenant-specific decisioning logic.
  - name: Webhooks
    description: Real-time notifications for journey, case, and investigation events with Basic, HMAC, and OAuth 2.0 auth.
  - name: SDKs
    description: Web, iOS Webview, and Android Webview SDKs for embedding Alloy's document verification and step-up flows.
- type: UseCases
  data:
  - name: Consumer Onboarding (KYC)
    description: Verify individual consumers during account opening for banks, neobanks, and consumer fintechs.
  - name: Business Onboarding (KYB)
    description: Verify businesses and beneficial owners for SMB banking, payments, and lending products.
  - name: AML Compliance
    description: Screen against sanctions, PEP, and adverse-media lists and monitor ongoing activity for AML risk.
  - name: Fraud Prevention
    description: Detect synthetic identity, account takeover, and transaction fraud across onboarding and post-onboarding.
  - name: Credit Underwriting
    description: Run credit decisioning Journeys for lending and BNPL products.
  - name: Embedded Finance Risk
    description: Sponsor banks orchestrate fintech program risk through configurable Journeys and ongoing monitoring.
  - name: Perpetual KYC
    description: Continuously re-evaluate customers against fresh data using ongoing monitoring events.
- type: Integrations
  data:
  - name: Socure
    description: Digital identity and device intelligence integration.
  - name: Experian FraudNet
    description: Device risk and fraud signals integration.
  - name: TruValidate (Iovation)
    description: Device risk integration.
  - name: NeuroID
    description: Behavioral risk integration.
  - name: BioCatch
    description: Behavioral biometrics integration.
  - name: ThreatMetrix
    description: Device risk and fraud signals integration.
  - name: SAML SSO
    description: Identity provider integrations for Okta, Azure AD, ADFS, JumpCloud, and generic SAML 2.0.
  - name: SCIM
    description: User provisioning integrations for Okta and Azure.
- type: Solutions
  data:
  - name: Banks and Credit Unions
    description: Identity and fraud platform for traditional financial institutions.
  - name: Fintechs
    description: Onboarding and risk platform for consumer and business fintechs.
  - name: Sponsor Banks
    description: Embedded finance program risk management for sponsor banks supporting fintech programs.
- type: Certifications
  data:
  - name: SOC 2 Type 2
    description: Independently audited security controls covering product, infrastructure, and policies.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com