🇳🇬Financial Technology in Nigeria
22 financial technology providers in Nigeria, publishing 111 APIs.
Financial Technology in Nigeria — 22 providers on the APIs.io network sit in both cohorts, and between them they publish 111 indexed APIs.
14 of the 22 publish at least one machine-readable API; 8 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 10 minimal, 5 developing, 4 thin, 2 emerging, and 1 strong.
Leading by rating: Interswitch, Moniepoint, Duplo, Paga, Cardtonic, Klump, and 16 more.
Country membership reads a tag, a stated headquarters or a stated nationality. A provider lands in Nigeria when one of its own top-level tags names the country, when its own description states a headquarters that names the country or one of its cities, or when it describes itself by nationality (“a French company”; roadmap#542, #719). Region words (“Latin American”), language uses (“French-speaking”) and a city named outside a headquarters statement are not counted, so this cell is a floor, not a census.
Providers (22)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Interswitch | Interswitch is Nigeria's foundational digital payments and transaction-switching company, founded in 2002 and regulated by the Central Bank of Nigeria. It owns the Verve card sc... | 27 | strong |
| Moniepoint | Moniepoint is Africa's all-in-one financial platform for small and medium-sized businesses and individuals — Nigeria's largest merchant acquirer, with about 10 million business ... | 19 | developing |
| Duplo | Duplo is a fintech company building the financial operating system for African and emerging-market businesses, headquartered in Lagos, Nigeria with operations in South Africa. I... | 1 | developing |
| Paga | Paga (Pagatech Financial Services Limited) is a Nigerian mobile-money and payments company founded in 2009 and licensed by the Central Bank of Nigeria. Its developer platform ex... | 5 | developing |
| Cardtonic | Cardtonic is an Africa-focused fintech platform, operated by The Tonic Technologies, that lets users trade gift cards (sell unused cards for cash and buy over 14,000 local and i... | 5 | developing |
| Klump | Klump Technology Company Ltd is a Lagos, Nigeria based fintech whose flagship product, Klump BNPL (Buy Now, Pay Later), lets shoppers spread the cost of a purchase over monthly ... | 1 | developing |
| Nomba | Nomba is a Nigerian fintech platform that provides payment infrastructure for businesses, offering APIs for payment acceptance, transfers, virtual accounts, and cross-border pay... | 14 | thin |
| Kora | Kora (formerly Korapay) is a pan-African payments infrastructure company that lets businesses collect payments, disburse payouts, run settlements, issue cards, verify identities... | 7 | thin |
| OPay | OPay is a Nigerian mobile money and fintech super-app operated by Blue Ridge Microfinance Bank (OPay Digital Services Limited) and majority-owned by Opera Limited with backing f... | 3 | thin |
| Cowrywise | Cowrywise is a Nigerian wealth management platform and SEC-licensed fund manager offering savings plans, investment portfolios, dollar accounts, and financial goal tracking for ... | 1 | thin |
| Earnipay | Earnipay is a Nigerian fintech that operates an NRS/FIRS-compliant e-invoicing platform for businesses. As an accredited Nigeria Revenue Service (NRS) and NITDA systems integrat... | 13 | emerging |
| PiggyVest | PiggyVest is a Lagos-based Nigerian fintech (operated by Piggytech Global Limited, RC 1405222) running the country's largest online savings and investment platform, with 6M+ reg... | 1 | emerging |
| Metro Africa Xpress | Metro Africa Xpress (MAX), operating as maxdrive.ai, is a Nigerian technology-driven mobility company on a mission to make transportation safe, affordable, accessible and sustai... | 0 | minimal |
| Aella Credit | Aella (Aella Credit) is a technology-driven microfinance bank licensed by the Central Bank of Nigeria (CBN), building consumer and business financial infrastructure across Afric... | 1 | minimal |
| Remedial Health | Remedial Health is a Nigeria-based healthtech company digitizing pharmaceutical procurement and pharmacy operations across Africa. Its platform connects retail pharmacies, hospi... | 0 | minimal |
| Konga | Konga is a Lagos, Nigeria-based e-commerce company founded in July 2012 and now operating as Nigeria's leading online shopping marketplace, combining a first-party retail busine... | 0 | minimal |
| Chipper Cash | Chipper Cash is a pan-African fintech (legal entities Critical Ideas, Inc. and Voyse Technologies US, Inc.) operating a mobile-first cross-border money transfer, digital payment... | 0 | minimal |
| Kuda | Kuda is a Nigerian digital-first retail bank — branded "the money app for Africans" and "the bank of the free" — founded in 2019 by Babs Ogundeyi and Musty Mustapha and headquar... | 0 | minimal |
| Shara | Shara (Shara Technology Management Nigeria Ltd) is a Lagos-based fintech that provides collateral-free working-capital loans of up to NGN 10 million to Nigerian small and medium... | 0 | minimal |
| FairMoney | FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be... | 0 | minimal |
| CrowdForce | CrowdForce was a Nigerian fintech that operated the PayForce agent-banking network, deploying point-of-sale and digital financial-services agents to extend cash-in/cash-out, bil... | 0 | minimal |
| Okra | Okra was an African open-finance / open-banking infrastructure company based in Lagos, Nigeria. Its REST API connected applications to Nigerian bank accounts to retrieve authent... | 13 | minimal |
Indexed API documents (111)
Two numbers, both real: these providers publish 111 APIs as their own documents, which the catalog indexes split one-per-resource into 111 documents.
Interswitch Airtime API
Interswitch Balance API
Interswitch Billers API
Interswitch Cards API
Interswitch Checkout API
Interswitch Customer Validation API
Interswitch Customers API
Interswitch Demography API
Interswitch Detail API
Interswitch E-Pins API
Interswitch Financial Habits API
Interswitch Financial History API
Interswitch Hosted Fields API
Interswitch Linking API
Interswitch Loans API
Interswitch Offers API
Interswitch Payment Items API
Interswitch Payment Links API
Interswitch Payments API
Interswitch PIN API
Interswitch Providers API
Interswitch Recurring Charges API
Interswitch Search API
Interswitch Three-D Secure API
Interswitch Tokenization API
Interswitch Tokens API
Interswitch Transactions API
Monnify Webhooks
Moniepoint Authentication API
Moniepoint Banks API
Moniepoint Bills Payment API
Moniepoint Bulk Transfers API
Moniepoint Debits API
Moniepoint Invoices API
Moniepoint Limit Profiles API
Moniepoint Mandates API
Moniepoint Push Payments API
Moniepoint Refunds API
Moniepoint Reserved Accounts API
Moniepoint Settlements API
Moniepoint Single Transfers API
Moniepoint Transactions API
Moniepoint Verification API
Moniepoint Wallet API
Moniepoint Wallets API
Moniepoint Subaccounts API
Atlas Payments API
Paga Connect
Paga Business API
Paga Collect API
Paga Direct Debit API
Paga Reference API
Cardtonic Gift Card Developer API
Cardtonic Virtual Dollar Card
Cardtonic Bill Payments
Cardtonic Auth API
Cardtonic User API
Klump API
Nomba Checkout SDK
Nomba Accounts API
Nomba Authentication API
Nomba Card Charge API
Nomba Checkout Orders API
Nomba Corridors API
Nomba Exchange Rates API
Nomba Order Management API
Nomba Payouts API
Nomba Saved Cards API
Nomba Tokenized Cards API
Nomba Transactions API
Nomba Transfers API
Nomba Virtual Accounts API
Kora Balances API
Kora Charges API
Kora Currency Conversion API
Kora Misc API
Kora Payouts API
Kora Refunds API
Kora Virtual Bank Accounts API
OPay Cashier API
OPay Payments API
OPay Refunds API
Cowrywise Embed API
Earnipay App API
Earnipay APP Provider API
Earnipay Authentication API
Earnipay Bank API
Earnipay Business API
Earnipay Customers API
Earnipay Invoices API
Earnipay IRN Generator API
Earnipay Payment Details API
Earnipay Products API
Earnipay QR Code Generator API
Earnipay Team API
Earnipay Users API
PiggyVest Business API
Aella Merchant API
Okra Accounts API
Okra Auth API
Okra Balance API
Okra Identity API
Okra Income API
Okra Payments API
Okra Transactions API
Okra Webhooks API
Okra Banks API
Okra Customers API
Okra Reports API
Okra Verification API
Okra Wallet API
Other industries in Nigeria
Financial Technology elsewhere
This page is the intersection of two independently computed cohorts:
Nigeria and
Financial Technology. A provider appears here only when it is
already a member of both. Nigeria membership is matched on tag, stated HQ,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.