Nigeria × Banking & Open Banking

🇳🇬Banking & Open Banking in Nigeria

9 banking & open banking providers in Nigeria, publishing 26 APIs.

9 providers 26 published APIs 46 indexed documents

Banking & Open Banking in Nigeria — 9 providers on the APIs.io network sit in both cohorts, and between them they publish 26 indexed APIs.

7 of the 9 publish at least one machine-readable API; 2 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 4 thin, 3 minimal, 1 strong, and 1 emerging.

Leading by rating: Moniepoint, Stitch, Okra, OPay, Cowrywise, PiggyVest, and 3 more.

Country membership is exact-tag only. A provider lands in Nigeria when one of its own top-level tags names the country — there is no headquarters signal on the country axis, unlike the region axis which reads tag, provider-name pattern, and stated HQ. So this cell is a floor, not a census, and it understates by construction — a banking & open banking company headquartered in Nigeria that never tags itself is counted nowhere on this axis. The region cuts read the wider signal set and will generally hold more.

Providers (9)

Provider Description APIs Rating
Moniepoint Moniepoint is Africa's all-in-one financial platform for small and medium-sized businesses and individuals — Nigeria's largest merchant acquirer, with about 10 million business ... 13 strong
Stitch Stitch is an open banking and payments API platform providing unified access to financial data and payment rails across banks and financial institutions in Africa, primarily Sou... 1 thin
Okra Okra was an African open-finance / open-banking infrastructure company based in Lagos, Nigeria. Its REST API connected applications to Nigerian bank accounts to retrieve authent... 6 thin
OPay OPay is a Nigerian mobile money and fintech super-app operated by Blue Ridge Microfinance Bank (OPay Digital Services Limited) and majority-owned by Opera Limited with backing f... 3 thin
Cowrywise Cowrywise is a Nigerian wealth management platform and SEC-licensed fund manager offering savings plans, investment portfolios, dollar accounts, and financial goal tracking for ... 1 thin
PiggyVest PiggyVest is a Lagos-based Nigerian fintech (operated by Piggytech Global Limited, RC 1405222) running the country's largest online savings and investment platform, with 6M+ reg... 1 emerging
Aella Credit Aella (Aella Credit) is a technology-driven microfinance bank licensed by the Central Bank of Nigeria (CBN), building consumer and business financial infrastructure across Afric... 1 minimal
Kuda Kuda is a Nigerian digital-first retail bank — branded "the money app for Africans" and "the bank of the free" — founded in 2019 by Babs Ogundeyi and Musty Mustapha and headquar... 0 minimal
FairMoney FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be... 0 minimal

Indexed API documents (46)

Two numbers, both real: these providers publish 26 APIs as their own documents, which the catalog indexes split one-per-resource into 46 documents.

Monnify Webhooks

Moniepoint
Asynchronous server-to-server notifications for nine event categories — successful collection, successful / failed / reversed disbursemen...

Moniepoint Authentication API

Moniepoint
Obtain a Bearer access token for the Monnify API.

Moniepoint Banks API

Moniepoint
NIP bank directory and account validation.

Moniepoint Bills Payment API

Moniepoint
Bill categories, billers, validation, processing, and status.

Moniepoint Bulk Transfers API

Moniepoint
Initiate and query bulk transfer batches.

Moniepoint Debits API

Moniepoint
Initiate debits against an active mandate.

Moniepoint Invoices API

Moniepoint
Create, list, and manage invoices.

Moniepoint Limit Profiles API

Moniepoint
Per-account transaction limit profiles.

Moniepoint Mandates API

Moniepoint
Create and manage direct-debit mandates.

Moniepoint Push Payments API

Moniepoint
Initiate push payments to a registered POS terminal.

Moniepoint Refunds API

Moniepoint
Initiate and query refunds.

Moniepoint Reserved Accounts API

Moniepoint
Manage dedicated and invoice reserved NUBAN accounts.

Moniepoint Settlements API

Moniepoint
Settlement batches and transactions reporting.

Moniepoint Single Transfers API

Moniepoint
Initiate, authorize, and query single transfers.

Moniepoint Transactions API

Moniepoint
Initialize, charge, query, and list collection transactions.

Moniepoint Verification API

Moniepoint
Identity, BVN, NIN, and account verification.

Moniepoint Wallet API

Moniepoint
Disbursement wallet balance and metadata.

Moniepoint Wallets API

Moniepoint
Manage wallets and sub-wallets.

Moniepoint Subaccounts API

Moniepoint
Manage settlement sub-accounts.

Stitch Pay By Bank

Stitch
Stitch Pay By Bank enables merchants to accept instant bank transfer payments directly from customers' bank accounts in South Africa and ...

Stitch Capitec Pay

Stitch
Stitch integration with Capitec Bank's Capitec Pay payment method, enabling customers to pay via Capitec mobile banking.

Stitch Card Payments

Stitch
Stitch card payment processing enabling businesses to accept debit and credit card payments through the Stitch unified platform.

Stitch DebiCheck

Stitch
Stitch DebiCheck integration providing authenticated debit orders for recurring payment collection in South Africa.

Stitch Manual EFT

Stitch
Stitch Manual EFT (Electronic Funds Transfer) enabling customers to pay via standard bank EFT with Stitch's streamlined reference managem...

Stitch Disbursements

Stitch
Stitch Disbursements (Payouts) API enabling businesses to programmatically send funds to bank accounts, enabling mass payments, refunds, ...

Stitch Authentication API

Stitch
OAuth 2.0 token operations.

Stitch Payments API

Stitch
Payment initiation and management.

Okra Accounts API

Okra
Linked bank accounts.

Okra Auth API

Okra
Account authentication records and Link.

Okra Balance API

Okra
Account balances.

Okra Identity API

Okra
KYC identity on file with the bank.

Okra Income API

Okra
Income verification.

Okra Payments API

Okra
Bank-to-bank payments.

Okra Transactions API

Okra
Transaction history and spending patterns.

Okra Webhooks API

Okra
Callback management.

Okra Banks API

Okra
Reference list of connectable banks.

Okra Customers API

Okra
End-user (customer) management.

Okra Reports API

Okra
Scheduled financial reports.

Okra Verification API

Okra
Nigerian KYC checks (BVN, NUBAN, TIN, RC).

Okra Wallet API

Okra
Billing wallet used to fund API usage.

OPay Cashier API

OPay
The OPay Cashier API is the primary merchant payment API behind OPay Checkout. It exposes a hosted Express Checkout endpoint (cashier/cre...

OPay Payments API

OPay
Server-to-server payment creation across payment methods.

OPay Refunds API

OPay
Refund creation and status.

Cowrywise Embed API

Cowrywise
Investment-as-a-service REST API that allows developers to embed regulated investment products (savings, mutual funds, treasury bills, Eu...

PiggyVest Business API

PiggyVest
The PiggyVest Business API is a Bearer-token-authenticated REST API hosted at api.piggyvest.business that lets Nigerian businesses progra...

Aella Merchant API

Aella Credit
Aella's Fintech-as-a-Service API gateway for businesses, exposing wallet-as-a- service, KYC/identity verification (BVN, NIN), bank-accoun...

Other industries in Nigeria

Financial Technology 22 Payments & Money Movement 18 Supply Chain & Procurement 6 Blockchain, Crypto & Web3 5 Logistics 5 E-Commerce Platform 4 Mobility & Fleet 4 Venture Capital & Investing 4 Accounting & Finance Operations 3 Digital Health & Telehealth 3 Financial Services 3 Healthcare 3 All of Nigeria →

Banking & Open Banking elsewhere

North America 166 Europe 151 United Kingdom & Ireland 87 Australia & New Zealand 66 Latin America 45 India & South Asia 31 Africa 22 France & Iberia 19 DACH (Germany · Austria · Switzerland) 16 Middle East 16 Southeast Asia 10 Nordics 8 All of Banking & Open Banking →

This page is the intersection of two independently computed cohorts: Nigeria and Banking & Open Banking. A provider appears here only when it is already a member of both. Nigeria membership is matched on tag, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

Work with this as data

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Tools for countries

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  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
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