🇳🇬Banking & Open Banking in Nigeria
10 banking & open banking providers in Nigeria, publishing 60 APIs.
10 providers
60 published APIs
60 indexed documents
Banking & Open Banking in Nigeria — 10 providers on the APIs.io network sit in both cohorts, and between them they publish 60 indexed APIs.
8 of the 10 publish at least one machine-readable API; 2 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 4 thin, 4 minimal, 1 developing, and 1 emerging.
Leading by rating: Moniepoint, Stitch, Nomba, OPay, Cowrywise, PiggyVest, and 4 more.
Country membership reads a tag, a stated headquarters or a stated nationality. A provider lands in Nigeria when one of its own top-level tags names the country, when its own description states a headquarters that names the country or one of its cities, or when it describes itself by nationality (“a French company”; roadmap#542, #719). Region words (“Latin American”), language uses (“French-speaking”) and a city named outside a headquarters statement are not counted, so this cell is a floor, not a census.
Providers (10)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Moniepoint | Moniepoint is Africa's all-in-one financial platform for small and medium-sized businesses and individuals — Nigeria's largest merchant acquirer, with about 10 million business ... | 19 | developing |
| Stitch | Stitch is an open banking and payments API platform providing unified access to financial data and payment rails across banks and financial institutions in Africa, primarily Sou... | 8 | thin |
| Nomba | Nomba is a Nigerian fintech platform that provides payment infrastructure for businesses, offering APIs for payment acceptance, transfers, virtual accounts, and cross-border pay... | 14 | thin |
| OPay | OPay is a Nigerian mobile money and fintech super-app operated by Blue Ridge Microfinance Bank (OPay Digital Services Limited) and majority-owned by Opera Limited with backing f... | 3 | thin |
| Cowrywise | Cowrywise is a Nigerian wealth management platform and SEC-licensed fund manager offering savings plans, investment portfolios, dollar accounts, and financial goal tracking for ... | 1 | thin |
| PiggyVest | PiggyVest is a Lagos-based Nigerian fintech (operated by Piggytech Global Limited, RC 1405222) running the country's largest online savings and investment platform, with 6M+ reg... | 1 | emerging |
| Aella Credit | Aella (Aella Credit) is a technology-driven microfinance bank licensed by the Central Bank of Nigeria (CBN), building consumer and business financial infrastructure across Afric... | 1 | minimal |
| Kuda | Kuda is a Nigerian digital-first retail bank — branded "the money app for Africans" and "the bank of the free" — founded in 2019 by Babs Ogundeyi and Musty Mustapha and headquar... | 0 | minimal |
| FairMoney | FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be... | 0 | minimal |
| Okra | Okra was an African open-finance / open-banking infrastructure company based in Lagos, Nigeria. Its REST API connected applications to Nigerian bank accounts to retrieve authent... | 13 | minimal |
Indexed API documents (60)
Two numbers, both real: these providers publish 60 APIs as their own documents, which the catalog indexes split one-per-resource into 60 documents.
Monnify Webhooks
Moniepoint
Asynchronous server-to-server notifications for nine event categories — successful collection, successful / failed / reversed disbursemen...
Moniepoint Authentication API
Moniepoint
Obtain a Bearer access token for the Monnify API.
Moniepoint Banks API
Moniepoint
NIP bank directory and account validation.
Moniepoint Bills Payment API
Moniepoint
Bill categories, billers, validation, processing, and status.
Moniepoint Bulk Transfers API
Moniepoint
Initiate and query bulk transfer batches.
Moniepoint Debits API
Moniepoint
Initiate debits against an active mandate.
Moniepoint Invoices API
Moniepoint
Create, list, and manage invoices.
Moniepoint Limit Profiles API
Moniepoint
Per-account transaction limit profiles.
Moniepoint Mandates API
Moniepoint
Create and manage direct-debit mandates.
Moniepoint Push Payments API
Moniepoint
Initiate push payments to a registered POS terminal.
Moniepoint Refunds API
Moniepoint
Initiate and query refunds.
Moniepoint Reserved Accounts API
Moniepoint
Manage dedicated and invoice reserved NUBAN accounts.
Moniepoint Settlements API
Moniepoint
Settlement batches and transactions reporting.
Moniepoint Single Transfers API
Moniepoint
Initiate, authorize, and query single transfers.
Moniepoint Transactions API
Moniepoint
Initialize, charge, query, and list collection transactions.
Moniepoint Verification API
Moniepoint
Identity, BVN, NIN, and account verification.
Moniepoint Wallet API
Moniepoint
Disbursement wallet balance and metadata.
Moniepoint Wallets API
Moniepoint
Manage wallets and sub-wallets.
Moniepoint Subaccounts API
Moniepoint
Manage settlement sub-accounts.
Stitch Pay By Bank
Stitch
Stitch Pay By Bank enables merchants to accept instant bank transfer payments directly from customers' bank accounts in South Africa and ...
Stitch Capitec Pay
Stitch
Stitch integration with Capitec Bank's Capitec Pay payment method, enabling customers to pay via Capitec mobile banking.
Stitch Card Payments
Stitch
Stitch card payment processing enabling businesses to accept debit and credit card payments through the Stitch unified platform.
Stitch DebiCheck
Stitch
Stitch DebiCheck integration providing authenticated debit orders for recurring payment collection in South Africa.
Stitch Manual EFT
Stitch
Stitch Manual EFT (Electronic Funds Transfer) enabling customers to pay via standard bank EFT with Stitch's streamlined reference managem...
Stitch Disbursements
Stitch
Stitch Disbursements (Payouts) API enabling businesses to programmatically send funds to bank accounts, enabling mass payments, refunds, ...
Stitch Authentication API
Stitch
OAuth 2.0 token operations.
Stitch Payments API
Stitch
Payment initiation and management.
Nomba Checkout SDK
Nomba
The Nomba Checkout SDK provides pre-built plugins and client libraries for integrating Nomba payment acceptance into websites and mobile ...
Nomba Accounts API
Nomba
Endpoints for managing Nomba business accounts, retrieving account details, balances, and terminal assignments.
Nomba Authentication API
Nomba
Endpoints for obtaining, refreshing, and revoking OAuth2 access tokens used to authenticate requests to all Nomba APIs.
Nomba Card Charge API
Nomba
Endpoints for submitting card details, processing OTP verification, and managing the card payment flow.
Nomba Checkout Orders API
Nomba
Endpoints for creating and managing online checkout orders that support multiple payment channels.
Nomba Corridors API
Nomba
Endpoints for listing supported payout corridors and their configurations.
Nomba Exchange Rates API
Nomba
Endpoints for fetching and locking live exchange rates for cross-border payouts.
Nomba Order Management API
Nomba
Endpoints for retrieving order details and managing checkout transactions.
Nomba Payouts API
Nomba
Endpoints for initiating and tracking cross-border payout transactions.
Nomba Saved Cards API
Nomba
Endpoints for retrieving and managing customer saved cards.
Nomba Tokenized Cards API
Nomba
Endpoints for managing and charging tokenized card data for returning customers.
Nomba Transactions API
Nomba
Endpoints for retrieving transaction history, filtering transactions, and querying transaction details for reconciliation and reporting.
Nomba Transfers API
Nomba
Endpoints for bank lookups, account verification, and initiating domestic fund transfers to bank accounts and between wallets.
Nomba Virtual Accounts API
Nomba
Endpoints for creating, fetching, filtering, updating, and expiring virtual bank accounts used for payment collection.
OPay Cashier API
OPay
The OPay Cashier API is the primary merchant payment API behind OPay Checkout. It exposes a hosted Express Checkout endpoint (cashier/cre...
OPay Payments API
OPay
Server-to-server payment creation across payment methods.
OPay Refunds API
OPay
Refund creation and status.
Cowrywise Embed API
Cowrywise
Investment-as-a-service REST API that allows developers to embed regulated investment products (savings, mutual funds, treasury bills, Eu...
PiggyVest Business API
PiggyVest
The PiggyVest Business API is a Bearer-token-authenticated REST API hosted at api.piggyvest.business that lets Nigerian businesses progra...
Aella Merchant API
Aella Credit
Aella's Fintech-as-a-Service API gateway for businesses, exposing wallet-as-a- service, KYC/identity verification (BVN, NIN), bank-accoun...
Okra Accounts API
Okra
Linked bank accounts.
Okra Auth API
Okra
Account authentication records and Link.
Okra Balance API
Okra
Account balances.
Okra Identity API
Okra
KYC identity on file with the bank.
Okra Income API
Okra
Income verification.
Okra Payments API
Okra
Bank-to-bank payments.
Okra Transactions API
Okra
Transaction history and spending patterns.
Okra Webhooks API
Okra
Callback management.
Okra Banks API
Okra
Reference list of connectable banks.
Okra Customers API
Okra
End-user (customer) management.
Okra Reports API
Okra
Scheduled financial reports.
Okra Verification API
Okra
Nigerian KYC checks (BVN, NUBAN, TIN, RC).
Okra Wallet API
Okra
Billing wallet used to fund API usage.
Other industries in Nigeria
Financial Technology 22
Payments & Money Movement 19
Supply Chain & Procurement 6
Logistics 5
E-Commerce Platform 4
Accounting & Finance Operations 3
Cybersecurity & Identity 3
Digital Health & Telehealth 3
Financial Services 3
Healthcare 3
Investing & Venture Capital 3
Mobility & Fleet 3
All of Nigeria →
Banking & Open Banking elsewhere
North America 172
Europe 155
United Kingdom & Ireland 88
Australia & New Zealand 66
Latin America 46
India & South Asia 31
Africa 23
France & Iberia 21
DACH (Germany · Austria · Switzerland) 16
Middle East 16
Southeast Asia 11
Nordics 8
All of Banking & Open Banking →
This page is the intersection of two independently computed cohorts:
Nigeria and
Banking & Open Banking. A provider appears here only when it is
already a member of both. Nigeria membership is matched on tag, stated HQ,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.