Nigeria × Payments & Money Movement

🇳🇬Payments & Money Movement in Nigeria

18 payments & money movement providers in Nigeria, publishing 35 APIs.

18 providers 35 published APIs 90 indexed documents

Payments & Money Movement in Nigeria — 18 providers on the APIs.io network sit in both cohorts, and between them they publish 35 indexed APIs.

11 of the 18 publish at least one machine-readable API; 7 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 8 minimal, 3 strong, 3 developing, 3 thin, and 1 emerging.

Leading by rating: Interswitch, Moniepoint, Paga, Cardtonic, Duplo, Klump, and 12 more.

Country membership is exact-tag only. A provider lands in Nigeria when one of its own top-level tags names the country — there is no headquarters signal on the country axis, unlike the region axis which reads tag, provider-name pattern, and stated HQ. So this cell is a floor, not a census, and it understates by construction — a payments & money movement company headquartered in Nigeria that never tags itself is counted nowhere on this axis. The region cuts read the wider signal set and will generally hold more.

Providers (18)

Provider Description APIs Rating
Interswitch Interswitch is Nigeria's foundational digital payments and transaction-switching company, founded in 2002 and regulated by the Central Bank of Nigeria. It owns the Verve card sc... 10 strong
Moniepoint Moniepoint is Africa's all-in-one financial platform for small and medium-sized businesses and individuals — Nigeria's largest merchant acquirer, with about 10 million business ... 13 strong
Paga Paga (Pagatech Financial Services Limited) is a Nigerian mobile-money and payments company founded in 2009 and licensed by the Central Bank of Nigeria. Its developer platform ex... 1 strong
Cardtonic Cardtonic is an Africa-focused fintech platform, operated by The Tonic Technologies, that lets users trade gift cards (sell unused cards for cash and buy over 14,000 local and i... 2 developing
Duplo Duplo is a fintech company building the financial operating system for African and emerging-market businesses, headquartered in Lagos, Nigeria with operations in South Africa. I... 1 developing
Klump Klump Technology Company Ltd is a Lagos, Nigeria based fintech whose flagship product, Klump BNPL (Buy Now, Pay Later), lets shoppers spread the cost of a purchase over monthly ... 1 developing
Stitch Stitch is an open banking and payments API platform providing unified access to financial data and payment rails across banks and financial institutions in Africa, primarily Sou... 1 thin
Kora Kora (formerly Korapay) is a pan-African payments infrastructure company that lets businesses collect payments, disburse payouts, run settlements, issue cards, verify identities... 1 thin
OPay OPay is a Nigerian mobile money and fintech super-app operated by Blue Ridge Microfinance Bank (OPay Digital Services Limited) and majority-owned by Opera Limited with backing f... 3 thin
Earnipay Earnipay is a Nigerian fintech that operates an NRS/FIRS-compliant e-invoicing platform for businesses. As an accredited Nigeria Revenue Service (NRS) and NITDA systems integrat... 1 emerging
Aella Credit Aella (Aella Credit) is a technology-driven microfinance bank licensed by the Central Bank of Nigeria (CBN), building consumer and business financial infrastructure across Afric... 1 minimal
Konga Konga is a Lagos, Nigeria-based e-commerce company founded in July 2012 and now operating as Nigeria's leading online shopping marketplace, combining a first-party retail busine... 0 minimal
Chipper Cash Chipper Cash is a pan-African fintech (legal entities Critical Ideas, Inc. and Voyse Technologies US, Inc.) operating a mobile-first cross-border money transfer, digital payment... 0 minimal
Vendease Vendease is a Nigerian B2B food procurement platform (founded 2020, Y Combinator W21, backed by Partech Africa and TLcom) that helps restaurants, hotels, and other food business... 0 minimal
Kuda Kuda is a Nigerian digital-first retail bank — branded "the money app for Africans" and "the bank of the free" — founded in 2019 by Babs Ogundeyi and Musty Mustapha and headquar... 0 minimal
FairMoney FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be... 0 minimal
CrowdForce CrowdForce was a Nigerian fintech that operated the PayForce agent-banking network, deploying point-of-sale and digital financial-services agents to extend cash-in/cash-out, bil... 0 minimal
Swoop Swoop (formerly Thumo) is an African super-app building toward a single consumer platform for everyday commerce, starting with same-day food delivery and online shopping in Lago... 0 minimal

Indexed API documents (90)

Two numbers, both real: these providers publish 35 APIs as their own documents, which the catalog indexes split one-per-resource into 90 documents.

Interswitch Airtime API

Interswitch
The Airtime API from Interswitch — 3 operation(s) for airtime.

Interswitch Balance API

Interswitch
The Balance API from Interswitch — 1 operation(s) for balance.

Interswitch Billers API

Interswitch
The Billers API from Interswitch — 3 operation(s) for billers.

Interswitch Cards API

Interswitch
The Cards API from Interswitch — 5 operation(s) for cards.

Interswitch Checkout API

Interswitch
Hosted checkout payment initiation

Interswitch Customer Validation API

Interswitch
The Customer Validation API from Interswitch — 1 operation(s) for customer validation.

Interswitch Customers API

Interswitch
The Customers API from Interswitch — 2 operation(s) for customers.

Interswitch Demography API

Interswitch
The Demography API from Interswitch — 1 operation(s) for demography.

Interswitch Detail API

Interswitch
The Detail API from Interswitch — 1 operation(s) for detail.

Interswitch E-Pins API

Interswitch
The E-Pins API from Interswitch — 1 operation(s) for e-pins.

Interswitch Financial Habits API

Interswitch
The Financial Habits API from Interswitch — 1 operation(s) for financial habits.

Interswitch Financial History API

Interswitch
The Financial History API from Interswitch — 2 operation(s) for financial history.

Interswitch Hosted Fields API

Interswitch
Card data tokenization

Interswitch Linking API

Interswitch
The Linking API from Interswitch — 1 operation(s) for linking.

Interswitch Loans API

Interswitch
The Loans API from Interswitch — 3 operation(s) for loans.

Interswitch Offers API

Interswitch
The Offers API from Interswitch — 2 operation(s) for offers.

Interswitch Payment Items API

Interswitch
The Payment Items API from Interswitch — 1 operation(s) for payment items.

Interswitch Payment Links API

Interswitch
Hosted payment link generation

Interswitch Payments API

Interswitch
The Payments API from Interswitch — 5 operation(s) for payments.

Interswitch PIN API

Interswitch
The PIN API from Interswitch — 1 operation(s) for pin.

Interswitch Providers API

Interswitch
The Providers API from Interswitch — 1 operation(s) for providers.

Interswitch Recurring Charges API

Interswitch
The Recurring Charges API from Interswitch — 1 operation(s) for recurring charges.

Interswitch Search API

Interswitch
The Search API from Interswitch — 3 operation(s) for search.

Interswitch Three-D Secure API

Interswitch
Step-up authentication

Interswitch Tokenization API

Interswitch
The Tokenization API from Interswitch — 1 operation(s) for tokenization.

Interswitch Tokens API

Interswitch
The Tokens API from Interswitch — 4 operation(s) for tokens.

Interswitch Transactions API

Interswitch
Transaction status query

Monnify Webhooks

Moniepoint
Asynchronous server-to-server notifications for nine event categories — successful collection, successful / failed / reversed disbursemen...

Moniepoint Authentication API

Moniepoint
Obtain a Bearer access token for the Monnify API.

Moniepoint Banks API

Moniepoint
NIP bank directory and account validation.

Moniepoint Bills Payment API

Moniepoint
Bill categories, billers, validation, processing, and status.

Moniepoint Bulk Transfers API

Moniepoint
Initiate and query bulk transfer batches.

Moniepoint Debits API

Moniepoint
Initiate debits against an active mandate.

Moniepoint Invoices API

Moniepoint
Create, list, and manage invoices.

Moniepoint Limit Profiles API

Moniepoint
Per-account transaction limit profiles.

Moniepoint Mandates API

Moniepoint
Create and manage direct-debit mandates.

Moniepoint Push Payments API

Moniepoint
Initiate push payments to a registered POS terminal.

Moniepoint Refunds API

Moniepoint
Initiate and query refunds.

Moniepoint Reserved Accounts API

Moniepoint
Manage dedicated and invoice reserved NUBAN accounts.

Moniepoint Settlements API

Moniepoint
Settlement batches and transactions reporting.

Moniepoint Single Transfers API

Moniepoint
Initiate, authorize, and query single transfers.

Moniepoint Transactions API

Moniepoint
Initialize, charge, query, and list collection transactions.

Moniepoint Verification API

Moniepoint
Identity, BVN, NIN, and account verification.

Moniepoint Wallet API

Moniepoint
Disbursement wallet balance and metadata.

Moniepoint Wallets API

Moniepoint
Manage wallets and sub-wallets.

Moniepoint Subaccounts API

Moniepoint
Manage settlement sub-accounts.

Paga Connect

Paga
OAuth-based hosted checkout that lets third parties charge a customer's Paga wallet and read account/merchant details after the customer ...

Paga Business API

Paga
Disbursements, airtime/data, merchant payments, deposits, onboarding.

Paga Collect API

Paga
NGN collections - payment requests and persistent payment accounts.

Paga Direct Debit API

Paga
Bank-account mandate tokenization and recurring debits.

Paga Reference API

Paga
Look-up operations - banks, mobile operators, status.

Cardtonic Gift Card Developer API

Cardtonic
The Cardtonic Gift Card Developer API enables merchants and platforms to integrate gift card services into their websites, mobile apps, a...

Cardtonic Virtual Dollar Card

Cardtonic
Cardtonic Virtual Dollar Cards are user-facing USD-denominated cards that let African customers pay merchants that accept Visa/Mastercard...

Cardtonic Bill Payments

Cardtonic
Cardtonic Bill Payments cover airtime top-ups, mobile data, electricity, TV subscriptions, and betting wallets across more than 100 count...

Cardtonic Auth API

Cardtonic
The Auth API from Cardtonic — 6 operation(s) for auth.

Cardtonic User API

Cardtonic
The User API from Cardtonic — 8 operation(s) for user.

Atlas Payments API

Duplo
Atlas is Duplo's global payments API for African and emerging-market businesses: collect payments (checkout, payment links, virtual accou...

Klump API

Klump
The Klump REST API lets a merchant verify transactions, sync commerce product catalogs, create Klump Access hosted payment pages, and res...

Stitch Pay By Bank

Stitch
Stitch Pay By Bank enables merchants to accept instant bank transfer payments directly from customers' bank accounts in South Africa and ...

Stitch Capitec Pay

Stitch
Stitch integration with Capitec Bank's Capitec Pay payment method, enabling customers to pay via Capitec mobile banking.

Stitch Card Payments

Stitch
Stitch card payment processing enabling businesses to accept debit and credit card payments through the Stitch unified platform.

Stitch DebiCheck

Stitch
Stitch DebiCheck integration providing authenticated debit orders for recurring payment collection in South Africa.

Stitch Manual EFT

Stitch
Stitch Manual EFT (Electronic Funds Transfer) enabling customers to pay via standard bank EFT with Stitch's streamlined reference managem...

Stitch Disbursements

Stitch
Stitch Disbursements (Payouts) API enabling businesses to programmatically send funds to bank accounts, enabling mass payments, refunds, ...

Stitch Authentication API

Stitch
OAuth 2.0 token operations.

Stitch Payments API

Stitch
Payment initiation and management.

Kora Balances API

Kora
Real-time available and pending balances per currency.

Kora Charges API

Kora
Pay-ins - card, bank transfer, mobile money, and pay-with-bank.

Kora Currency Conversion API

Kora
Exchange rates and multi-currency conversions.

Kora Misc API

Kora
Bank / mobile-money lookups, account resolution, and payout utilities.

Kora Payouts API

Kora
Disbursements to bank accounts and mobile money wallets.

Kora Refunds API

Kora
Refunds for completed pay-in transactions.

Kora Virtual Bank Accounts API

Kora
Dedicated NGN and USD virtual bank accounts.

OPay Cashier API

OPay
The OPay Cashier API is the primary merchant payment API behind OPay Checkout. It exposes a hosted Express Checkout endpoint (cashier/cre...

OPay Payments API

OPay
Server-to-server payment creation across payment methods.

OPay Refunds API

OPay
Refund creation and status.

Earnipay App API

Earnipay
The App API from Earnipay — 1 operation(s) for app.

Earnipay APP Provider API

Earnipay
Third-party APP provider integration (Taxly) for FIRS submission

Earnipay Authentication API

Earnipay
User authentication and authorization endpoints

Earnipay Bank API

Earnipay
The Bank API from Earnipay — 2 operation(s) for bank.

Earnipay Business API

Earnipay
Business profile management and FIRS configuration

Earnipay Customers API

Earnipay
Customer management for invoicing

Earnipay Invoices API

Earnipay
Invoice creation, management, and FIRS validation

Earnipay IRN Generator API

Earnipay
Generate FIRS-compliant Invoice Reference Numbers

Earnipay Payment Details API

Earnipay
The Payment Details API from Earnipay — 2 operation(s) for payment details.

Earnipay Products API

Earnipay
The Products API from Earnipay — 2 operation(s) for products.

Earnipay QR Code Generator API

Earnipay
Generate FIRS-compliant encrypted QR codes for invoices

Earnipay Team API

Earnipay
Team member and invitation management

Earnipay Users API

Earnipay
User profile management

Aella Merchant API

Aella Credit
Aella's Fintech-as-a-Service API gateway for businesses, exposing wallet-as-a- service, KYC/identity verification (BVN, NIN), bank-accoun...

Other industries in Nigeria

Financial Technology 22 Banking & Open Banking 9 Supply Chain & Procurement 6 Blockchain, Crypto & Web3 5 Logistics 5 E-Commerce Platform 4 Mobility & Fleet 4 Venture Capital & Investing 4 Accounting & Finance Operations 3 Digital Health & Telehealth 3 Financial Services 3 Healthcare 3 All of Nigeria →

Payments & Money Movement elsewhere

Europe 196 North America 156 Latin America 112 United Kingdom & Ireland 104 Africa 71 India & South Asia 55 Southeast Asia 50 Middle East 47 France & Iberia 27 Australia & New Zealand 22 DACH (Germany · Austria · Switzerland) 21 Greater China 15 All of Payments & Money Movement →

This page is the intersection of two independently computed cohorts: Nigeria and Payments & Money Movement. A provider appears here only when it is already a member of both. Nigeria membership is matched on tag, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

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