Country

🇳🇬Nigeria

Fintech, payments and lending.

35 providers 140 APIs

Nigeria on the APIs.io network surfaces 35 providers tagged to or headquartered in Nigeria — together publishing 140 indexed APIs.

Notable providers include Duplo, Interswitch, Cardtonic, Klump, Moniepoint, Paga, and 29 more — each profile links out to that provider’s APIs, schemas, and governance artifacts.

Related countries by shared providers: South Africa, Kenya, India, and France. Browse every country at countries.apis.io.

Country mapping reads three explicit signals: a country tag the provider carries, a headquarters statement in its own description that names the country or one of its cities (“headquartered in Munich”, “a Paris-based company”), or the provider describing itself by nationality (“a French company”). Region words (“a Latin American exchange”) and language uses (“French-speaking”) are not counted, and nothing further is inferred — so coverage is a floor, not a census. Many companies operate across several countries, and cross-listings are expected.

About this country

APIs from providers tagged to Nigeria: fintech, payments, lending, savings and logistics, one of Africa’s largest API-first fintech markets.

Providers (35)

Provider Description APIs Rating
Duplo Duplo is a fintech company building the financial operating system for African and emerging-market businesses, headquartered in Lagos, Nigeria with operations in South Africa. I... 1 developing
Interswitch Interswitch is Nigeria's foundational digital payments and transaction-switching company, founded in 2002 and regulated by the Central Bank of Nigeria. It owns the Verve card sc... 27 developing
Cardtonic Cardtonic is an Africa-focused fintech platform, operated by The Tonic Technologies, that lets users trade gift cards (sell unused cards for cash and buy over 14,000 local and i... 5 developing
Klump Klump Technology Company Ltd is a Lagos, Nigeria based fintech whose flagship product, Klump BNPL (Buy Now, Pay Later), lets shoppers spread the cost of a purchase over monthly ... 1 developing
Moniepoint Moniepoint is Africa's all-in-one financial platform for small and medium-sized businesses and individuals — Nigeria's largest merchant acquirer, with about 10 million business ... 19 developing
Paga Paga (Pagatech Financial Services Limited) is a Nigerian mobile-money and payments company founded in 2009 and licensed by the Central Bank of Nigeria. Its developer platform ex... 5 developing
Stitch Stitch is an open banking and payments API platform providing unified access to financial data and payment rails across banks and financial institutions in Africa, primarily Sou... 8 thin
Nomba Nomba is a Nigerian fintech platform that provides payment infrastructure for businesses, offering APIs for payment acceptance, transfers, virtual accounts, and cross-border pay... 14 thin
OPay OPay is a Nigerian mobile money and fintech super-app operated by Blue Ridge Microfinance Bank (OPay Digital Services Limited) and majority-owned by Opera Limited with backing f... 3 thin
Bamboo Invest Bamboo is an African investment platform providing REST APIs for fractional stock investing, dollar investments, portfolio management, and access to US and Nigerian capital mark... 21 thin
Kora Kora (formerly Korapay) is a pan-African payments infrastructure company that lets businesses collect payments, disburse payouts, run settlements, issue cards, verify identities... 7 emerging
Cowrywise Cowrywise is a Nigerian wealth management platform and SEC-licensed fund manager offering savings plans, investment portfolios, dollar accounts, and financial goal tracking for ... 1 emerging
Earnipay Earnipay is a Nigerian fintech that operates an NRS/FIRS-compliant e-invoicing platform for businesses. As an accredited Nigeria Revenue Service (NRS) and NITDA systems integrat... 13 emerging
PiggyVest PiggyVest is a Lagos-based Nigerian fintech (operated by Piggytech Global Limited, RC 1405222) running the country's largest online savings and investment platform, with 6M+ reg... 1 emerging
Husk Power Systems Husk Power Systems is an energy technology company, founded in 2008 and headquartered in Fort Collins, Colorado with operating hubs in Patna, Mumbai and Pune (India) and Abuja (... 0 emerging
Aella Credit Aella (Aella Credit) is a technology-driven microfinance bank licensed by the Central Bank of Nigeria (CBN), building consumer and business financial infrastructure across Afric... 1 minimal
Metro Africa Xpress Metro Africa Xpress (MAX), operating as maxdrive.ai, is a Nigerian technology-driven mobility company on a mission to make transportation safe, affordable, accessible and sustai... 0 minimal
Reliance Health Reliance Health (formerly RelianceHMO) is a healthtech company making quality healthcare accessible and affordable across emerging markets, with operations centered in Nigeria a... 0 minimal
Remedial Health Remedial Health is a Nigeria-based healthtech company digitizing pharmaceutical procurement and pharmacy operations across Africa. Its platform connects retail pharmacies, hospi... 0 minimal
Konga Konga is a Lagos, Nigeria-based e-commerce company founded in July 2012 and now operating as Nigeria's leading online shopping marketplace, combining a first-party retail busine... 0 minimal
TradeDepot TradeDepot is a Lagos-based B2B commerce and distribution platform that connects consumer-goods brands and distributors with neighborhood retailers across Africa. Its ShopTopUp ... 0 minimal
Chipper Cash Chipper Cash is a pan-African fintech (legal entities Critical Ideas, Inc. and Voyse Technologies US, Inc.) operating a mobile-first cross-border money transfer, digital payment... 0 minimal
Kuda Kuda is a Nigerian digital-first retail bank — branded "the money app for Africans" and "the bank of the free" — founded in 2019 by Babs Ogundeyi and Musty Mustapha and headquar... 0 minimal
Vendease Vendease is a Nigerian B2B food procurement platform (founded 2020, Y Combinator W21, backed by Partech Africa and TLcom) that helps restaurants, hotels, and other food business... 0 minimal
MDaaS Global MDaaS Global builds a modern, technology-powered healthcare network delivering affordable diagnostic and imaging services across underserved communities in Africa. Through its B... 0 minimal
Lori Systems Lori Systems is a Nairobi-headquartered, pan-African digital freight platform that matches cargo owners with vetted transporters to coordinate long-haul trucking across the cont... 0 minimal
Terra Industries Terra Industries is a Nigeria-based defense-technology company, positioning itself as Africa's first defense prime, that designs, manufactures, and deploys autonomous multi-doma... 0 minimal
Shara Shara (Shara Technology Management Nigeria Ltd) is a Lagos-based fintech that provides collateral-free working-capital loans of up to NGN 10 million to Nigerian small and medium... 0 minimal
FairMoney FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be... 0 minimal
Kobo360 Kobo360 is a Nigerian-founded, pan-African B2B digital freight marketplace and logistics technology platform headquartered in Lagos, with operations across Nigeria, Ghana, Kenya... 0 minimal
Swoop Swoop (formerly Thumo) is an African super-app building toward a single consumer platform for everyday commerce, starting with same-day food delivery and online shopping in Lago... 0 minimal
Alerzo Alerzo is Nigeria’s leading technology service provider, empowering informal retailers through a B2B e‑commerce platform, digital payments, logistics and business management too... 0 minimal
Bet9ja Bet9ja is a Nigerian online sports betting and gaming platform founded in 2013. It offers a wide range of betting options on sports, casino games, and virtual events, catering t... 0 minimal
CrowdForce CrowdForce was a Nigerian fintech that operated the PayForce agent-banking network, deploying point-of-sale and digital financial-services agents to extend cash-in/cash-out, bil... 0 minimal
Okra Okra was an African open-finance / open-banking infrastructure company based in Lagos, Nigeria. Its REST API connected applications to Nigerian bank accounts to retrieve authent... 13 minimal

APIs from this country (140)

All 140 APIs.

Atlas Payments API

Atlas is Duplo's global payments API for African and emerging-market businesses: collect payments (checkout, payment links, virtual accou...

Interswitch Airtime API

The Airtime API from Interswitch — 3 operation(s) for airtime.

Interswitch Balance API

The Balance API from Interswitch — 1 operation(s) for balance.

Interswitch Billers API

The Billers API from Interswitch — 3 operation(s) for billers.

Interswitch Cards API

The Cards API from Interswitch — 5 operation(s) for cards.

Interswitch Checkout API

Hosted checkout payment initiation

Interswitch Customer Validation API

The Customer Validation API from Interswitch — 1 operation(s) for customer validation.

Interswitch Customers API

The Customers API from Interswitch — 2 operation(s) for customers.

Interswitch Demography API

The Demography API from Interswitch — 1 operation(s) for demography.

Interswitch Detail API

The Detail API from Interswitch — 1 operation(s) for detail.

Interswitch E-Pins API

The E-Pins API from Interswitch — 1 operation(s) for e-pins.

Interswitch Financial Habits API

The Financial Habits API from Interswitch — 1 operation(s) for financial habits.

Interswitch Financial History API

The Financial History API from Interswitch — 2 operation(s) for financial history.

Interswitch Hosted Fields API

Card data tokenization

Interswitch Linking API

The Linking API from Interswitch — 1 operation(s) for linking.

Interswitch Loans API

The Loans API from Interswitch — 3 operation(s) for loans.

Interswitch Offers API

The Offers API from Interswitch — 2 operation(s) for offers.

Interswitch Payment Items API

The Payment Items API from Interswitch — 1 operation(s) for payment items.

Interswitch Payment Links API

Hosted payment link generation

Interswitch Payments API

The Payments API from Interswitch — 5 operation(s) for payments.

Interswitch PIN API

The PIN API from Interswitch — 1 operation(s) for pin.

Interswitch Providers API

The Providers API from Interswitch — 1 operation(s) for providers.

Interswitch Recurring Charges API

The Recurring Charges API from Interswitch — 1 operation(s) for recurring charges.

Interswitch Search API

The Search API from Interswitch — 3 operation(s) for search.

Interswitch Three-D Secure API

Step-up authentication

Interswitch Tokenization API

The Tokenization API from Interswitch — 1 operation(s) for tokenization.

Interswitch Tokens API

The Tokens API from Interswitch — 4 operation(s) for tokens.

Interswitch Transactions API

Transaction status query

Cardtonic Auth API

The Auth API from Cardtonic — 6 operation(s) for auth.

Cardtonic Bill Payments

Cardtonic Bill Payments cover airtime top-ups, mobile data, electricity, TV subscriptions, and betting wallets across more than 100 count...

Cardtonic Gift Card Developer API

The Cardtonic Gift Card Developer API enables merchants and platforms to integrate gift card services into their websites, mobile apps, a...

Cardtonic User API

The User API from Cardtonic — 8 operation(s) for user.

Cardtonic Virtual Dollar Card

Cardtonic Virtual Dollar Cards are user-facing USD-denominated cards that let African customers pay merchants that accept Visa/Mastercard...

Klump API

The Klump REST API lets a merchant verify transactions, sync commerce product catalogs, create Klump Access hosted payment pages, and res...

Moniepoint Authentication API

Obtain a Bearer access token for the Monnify API.

Moniepoint Banks API

NIP bank directory and account validation.

Moniepoint Bills Payment API

Bill categories, billers, validation, processing, and status.

Moniepoint Bulk Transfers API

Initiate and query bulk transfer batches.

Moniepoint Debits API

Initiate debits against an active mandate.

Moniepoint Invoices API

Create, list, and manage invoices.

Moniepoint Limit Profiles API

Per-account transaction limit profiles.

Moniepoint Mandates API

Create and manage direct-debit mandates.

Moniepoint Push Payments API

Initiate push payments to a registered POS terminal.

Moniepoint Refunds API

Initiate and query refunds.

Moniepoint Reserved Accounts API

Manage dedicated and invoice reserved NUBAN accounts.

Moniepoint Settlements API

Settlement batches and transactions reporting.

Moniepoint Single Transfers API

Initiate, authorize, and query single transfers.

Moniepoint Subaccounts API

Manage settlement sub-accounts.

Moniepoint Transactions API

Initialize, charge, query, and list collection transactions.

Moniepoint Verification API

Identity, BVN, NIN, and account verification.

Moniepoint Wallet API

Disbursement wallet balance and metadata.

Moniepoint Wallets API

Manage wallets and sub-wallets.

Monnify Webhooks

Asynchronous server-to-server notifications for nine event categories — successful collection, successful / failed / reversed disbursemen...

Paga Business API

Disbursements, airtime/data, merchant payments, deposits, onboarding.

Paga Collect API

NGN collections - payment requests and persistent payment accounts.

Paga Connect

OAuth-based hosted checkout that lets third parties charge a customer's Paga wallet and read account/merchant details after the customer ...

Paga Direct Debit API

Bank-account mandate tokenization and recurring debits.

Paga Reference API

Look-up operations - banks, mobile operators, status.

Stitch Authentication API

OAuth 2.0 token operations.

Stitch Capitec Pay

Stitch integration with Capitec Bank's Capitec Pay payment method, enabling customers to pay via Capitec mobile banking.

Stitch Card Payments

Stitch card payment processing enabling businesses to accept debit and credit card payments through the Stitch unified platform.

Stitch DebiCheck

Stitch DebiCheck integration providing authenticated debit orders for recurring payment collection in South Africa.

Stitch Disbursements

Stitch Disbursements (Payouts) API enabling businesses to programmatically send funds to bank accounts, enabling mass payments, refunds, ...

Stitch Manual EFT

Stitch Manual EFT (Electronic Funds Transfer) enabling customers to pay via standard bank EFT with Stitch's streamlined reference managem...

Stitch Pay By Bank

Stitch Pay By Bank enables merchants to accept instant bank transfer payments directly from customers' bank accounts in South Africa and ...

Stitch Payments API

Payment initiation and management.

Nomba Accounts API

Endpoints for managing Nomba business accounts, retrieving account details, balances, and terminal assignments.

Nomba Authentication API

Endpoints for obtaining, refreshing, and revoking OAuth2 access tokens used to authenticate requests to all Nomba APIs.

Nomba Card Charge API

Endpoints for submitting card details, processing OTP verification, and managing the card payment flow.

Nomba Checkout Orders API

Endpoints for creating and managing online checkout orders that support multiple payment channels.

Nomba Checkout SDK

The Nomba Checkout SDK provides pre-built plugins and client libraries for integrating Nomba payment acceptance into websites and mobile ...

Nomba Corridors API

Endpoints for listing supported payout corridors and their configurations.

Nomba Exchange Rates API

Endpoints for fetching and locking live exchange rates for cross-border payouts.

Nomba Order Management API

Endpoints for retrieving order details and managing checkout transactions.

Nomba Payouts API

Endpoints for initiating and tracking cross-border payout transactions.

Nomba Saved Cards API

Endpoints for retrieving and managing customer saved cards.

Nomba Tokenized Cards API

Endpoints for managing and charging tokenized card data for returning customers.

Nomba Transactions API

Endpoints for retrieving transaction history, filtering transactions, and querying transaction details for reconciliation and reporting.

Nomba Transfers API

Endpoints for bank lookups, account verification, and initiating domestic fund transfers to bank accounts and between wallets.

Nomba Virtual Accounts API

Endpoints for creating, fetching, filtering, updating, and expiring virtual bank accounts used for payment collection.

OPay Cashier API

The OPay Cashier API is the primary merchant payment API behind OPay Checkout. It exposes a hosted Express Checkout endpoint (cashier/cre...

OPay Payments API

Server-to-server payment creation across payment methods.

OPay Refunds API

Refund creation and status.

Bamboo Invest Account Management API

Account creation enables users to invest on Bamboo. Ensure KYC has been completed and each user’s identity verified before creating a bro...

Bamboo Invest Authentication API

Before you start making requests, you’ll need to generate an access token. Every request to the API must be authenticated using access to...

Bamboo Invest Deposits API

Deposits fund user brokerage accounts for stock purchases. All deposits require verification through your webhook endpoint before funds a...

Bamboo Invest Exchange Rate API

The exchange rate section provides you with an endpoint that fetches real-time exchange rates effortlessly, enabling accurate currency co...

Bamboo Invest Featured Themes API

Stocks are grouped into various categories which help users explore and filter stocks based on common themes, sectors, or other criteria....

Bamboo Invest Financial Documents API

Access various financial documents required for user account management, tax reporting, and regulatory compliance through secure document...

Bamboo Invest Https: API

The Https: API from Bamboo Invest — 1 operation(s) for https:.

Bamboo Invest Lsx API

The Lsx API from Bamboo Invest — 1 operation(s) for lsx.

Bamboo Invest Market Activity API

The market activity section provides you with endpoints that return the opening and closing times for markets we support, allowing you to...

Bamboo Invest NG Deposits API

The NG Deposits API from Bamboo Invest — 2 operation(s) for ng deposits.

Bamboo Invest NG Securities API

The section provides us endpoints that allows a client to fetch all the information pertaining to the NG stocks available on Bamboo.

Bamboo Invest NG Stock Portfolio API

This section provides all the information a tenant needs to know about a user's investment portfolio values and general user performance.

Bamboo Invest NG Stock Trading API

The stock trading section details all the endpoints needed to calculate and make trade orders for all NG stock available on Bamboo. Pleas...

Bamboo Invest NG Withdrawals API

The NG Withdrawals API from Bamboo Invest — 2 operation(s) for ng withdrawals.

Bamboo Invest One Step Registration API

The One Step Registration API from Bamboo Invest — 1 operation(s) for one step registration.

Bamboo Invest Portfolio Reporting API

The user's portfolio provides comprehensive views of investment performance, cash positions, and account status. Understanding the differ...

Bamboo Invest Stock Trading API

The Stock Trading API from Bamboo Invest — 1 operation(s) for stock trading.

Bamboo Invest Tenant API

The Tenant API from Bamboo Invest — 1 operation(s) for tenant.

Bamboo Invest US Securities API

The section provides comprehensive information about available US stocks, including real-time pricing, company details, and market data. ...

Bamboo Invest US Stock Trading API

Users can buy and sell US securities, with support for multiple order types and fractional shares. Understanding order calculations, exec...

Bamboo Invest Withdrawals API

Withdrawals allow users to extract funds from their brokerage accounts after successful trades. Understanding the settlement timeline is ...

Kora Balances API

Real-time available and pending balances per currency.

Kora Charges API

Pay-ins - card, bank transfer, mobile money, and pay-with-bank.

Kora Currency Conversion API

Exchange rates and multi-currency conversions.

Kora Misc API

Bank / mobile-money lookups, account resolution, and payout utilities.

Kora Payouts API

Disbursements to bank accounts and mobile money wallets.

Kora Refunds API

Refunds for completed pay-in transactions.

Kora Virtual Bank Accounts API

Dedicated NGN and USD virtual bank accounts.

Cowrywise Embed API

Investment-as-a-service REST API that allows developers to embed regulated investment products (savings, mutual funds, treasury bills, Eu...

Earnipay App API

The App API from Earnipay — 1 operation(s) for app.

Earnipay APP Provider API

Third-party APP provider integration (Taxly) for FIRS submission

Earnipay Authentication API

User authentication and authorization endpoints

Earnipay Bank API

The Bank API from Earnipay — 2 operation(s) for bank.

Earnipay Business API

Business profile management and FIRS configuration

Earnipay Customers API

Customer management for invoicing

Earnipay Invoices API

Invoice creation, management, and FIRS validation

Earnipay IRN Generator API

Generate FIRS-compliant Invoice Reference Numbers

Earnipay Payment Details API

The Payment Details API from Earnipay — 2 operation(s) for payment details.

Earnipay Products API

The Products API from Earnipay — 2 operation(s) for products.

Earnipay QR Code Generator API

Generate FIRS-compliant encrypted QR codes for invoices

Earnipay Team API

Team member and invitation management

Earnipay Users API

User profile management

PiggyVest Business API

The PiggyVest Business API is a Bearer-token-authenticated REST API hosted at api.piggyvest.business that lets Nigerian businesses progra...

Aella Merchant API

Aella's Fintech-as-a-Service API gateway for businesses, exposing wallet-as-a- service, KYC/identity verification (BVN, NIN), bank-accoun...

Okra Accounts API

Linked bank accounts.

Okra Auth API

Account authentication records and Link.

Okra Balance API

Account balances.

Okra Banks API

Reference list of connectable banks.

Okra Customers API

End-user (customer) management.

Okra Identity API

KYC identity on file with the bank.

Okra Income API

Income verification.

Okra Payments API

Bank-to-bank payments.

Okra Reports API

Scheduled financial reports.

Okra Transactions API

Transaction history and spending patterns.

Okra Verification API

Nigerian KYC checks (BVN, NUBAN, TIN, RC).

Okra Wallet API

Billing wallet used to fund API usage.

Okra Webhooks API

Callback management.

By industry (32)

Every vertical with at least one provider here. Each is a page of its own — greyed pills are below the 5-provider floor, published as a roster without generated statistics.

Financial Technology 24 Payments & Money Movement 19 Banking & Open Banking 10 Supply Chain & Procurement 6 E-Commerce Platform 5 Logistics 5 Financial Services 4 Investing & Venture Capital 4 Accounting & Finance Operations 3 Cybersecurity & Identity 3 Digital Health & Telehealth 3 Healthcare 3 Mobility & Fleet 3 Transportation 3 Artificial Intelligence 1 Blockchain, Crypto & Web3 1 Climate & Sustainability 1 Consumer Goods 1 Defense 1 Energy 1 Food Delivery 1 Gaming & Interactive 1 Human Resources & Payroll 1 Insurance 1 Legal & Compliance Tech 1 Pharmaceutical 1 Retail 1 Robotics & Autonomous Systems 1 Semiconductors & Hardware 1 Tax & Compliance Software 1 Technology 1 Telecommunications & Connectivity 1

Industries with no coverage here (50)

These verticals hold providers elsewhere in the catalog and none here. That is a statement about what has been profiled, not about the market — this list is a research queue, ordered by how large the vertical is overall. Know a company that belongs in one of them? Add it.

Developer Tools & DevOps 3131 Data & Analytics 2723 Marketing & Advertising 1716 Biotechnology & Drug Discovery 1565 Industrial 1166 Life Sciences 1103 Education & EdTech 1101 IoT & Connected Devices 1054 Music, Audio & Creator Economy 983 Government & Public Sector 913 Real Estate 690 Media 666 Weather & Geospatial 572 Automotive 453 Entertainment 430 Productivity Software 425 Aerospace 412 Space & Satellite 410 Customer Relationship Management (CRM) 388 Construction 358 Enterprise Software 330 Agriculture 322 Hospitality 315 Customer Support & Service 291 Food Service 291 Fitness & Wellness 275 Utilities 236 Sports 234 Communications Platform as a Service (CPaaS) 233 Nutrition 220 Content Management & Digital Experience 200 Professional Services 197 Home & Field Services 184 Beauty & Personal Care 173 Nonprofit & Social Impact 157 Event Management Software 133 Chemicals 110 Mining 96 HVAC & Building Automation 77 Maritime 73 +10 more

Related countries

South Africa (2 shared) Kenya (1 shared) India (2 shared) France (1 shared)

Mapped on three explicit signals: a top-level country tag (Nigeria), or a headquarters statement in the provider's own description that names the country or one of its cities ("headquartered in Munich", "a Paris-based company"), or the provider describing itself by nationality ("a French company"). 33 providers were admitted by tag, 1 by stated headquarters alone and 1 by nationality alone. Region words ("a Latin American exchange"), language uses ("French-speaking"), and a city named outside a headquarters statement are not counted — so this list is a floor, not a census.

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