Country
🇳🇬Nigeria
Fintech, payments and lending.
33 providers
119 APIs
Nigeria on the APIs.io network surfaces 33 providers tagged to or headquartered in Nigeria — together publishing 119 indexed APIs.
Notable providers include Interswitch, Moniepoint, Duplo, Paga, Cardtonic, Klump, and 27 more — each profile links out to that provider’s APIs, schemas, and governance artifacts.
Related countries by shared providers: South Africa, Kenya, India, and France. Browse every country at countries.apis.io.
Country mapping reads three explicit signals: a country tag the provider carries, a headquarters statement in its own description that names the country or one of its cities (“headquartered in Munich”, “a Paris-based company”), or the provider describing itself by nationality (“a French company”). Region words (“a Latin American exchange”) and language uses (“French-speaking”) are not counted, and nothing further is inferred — so coverage is a floor, not a census. Many companies operate across several countries, and cross-listings are expected.
About this country
APIs from providers tagged to Nigeria: fintech, payments, lending, savings and logistics, one of Africa’s largest API-first fintech markets.
Providers (33)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Interswitch | Interswitch is Nigeria's foundational digital payments and transaction-switching company, founded in 2002 and regulated by the Central Bank of Nigeria. It owns the Verve card sc... | 27 | strong |
| Moniepoint | Moniepoint is Africa's all-in-one financial platform for small and medium-sized businesses and individuals — Nigeria's largest merchant acquirer, with about 10 million business ... | 19 | developing |
| Duplo | Duplo is a fintech company building the financial operating system for African and emerging-market businesses, headquartered in Lagos, Nigeria with operations in South Africa. I... | 1 | developing |
| Paga | Paga (Pagatech Financial Services Limited) is a Nigerian mobile-money and payments company founded in 2009 and licensed by the Central Bank of Nigeria. Its developer platform ex... | 5 | developing |
| Cardtonic | Cardtonic is an Africa-focused fintech platform, operated by The Tonic Technologies, that lets users trade gift cards (sell unused cards for cash and buy over 14,000 local and i... | 5 | developing |
| Klump | Klump Technology Company Ltd is a Lagos, Nigeria based fintech whose flagship product, Klump BNPL (Buy Now, Pay Later), lets shoppers spread the cost of a purchase over monthly ... | 1 | developing |
| Stitch | Stitch is an open banking and payments API platform providing unified access to financial data and payment rails across banks and financial institutions in Africa, primarily Sou... | 8 | thin |
| Nomba | Nomba is a Nigerian fintech platform that provides payment infrastructure for businesses, offering APIs for payment acceptance, transfers, virtual accounts, and cross-border pay... | 14 | thin |
| Kora | Kora (formerly Korapay) is a pan-African payments infrastructure company that lets businesses collect payments, disburse payouts, run settlements, issue cards, verify identities... | 7 | thin |
| OPay | OPay is a Nigerian mobile money and fintech super-app operated by Blue Ridge Microfinance Bank (OPay Digital Services Limited) and majority-owned by Opera Limited with backing f... | 3 | thin |
| Cowrywise | Cowrywise is a Nigerian wealth management platform and SEC-licensed fund manager offering savings plans, investment portfolios, dollar accounts, and financial goal tracking for ... | 1 | thin |
| Earnipay | Earnipay is a Nigerian fintech that operates an NRS/FIRS-compliant e-invoicing platform for businesses. As an accredited Nigeria Revenue Service (NRS) and NITDA systems integrat... | 13 | emerging |
| PiggyVest | PiggyVest is a Lagos-based Nigerian fintech (operated by Piggytech Global Limited, RC 1405222) running the country's largest online savings and investment platform, with 6M+ reg... | 1 | emerging |
| Husk Power Systems | Husk Power Systems is an energy technology company, founded in 2008 and headquartered in Fort Collins, Colorado with operating hubs in Patna, Mumbai and Pune (India) and Abuja (... | 0 | emerging |
| Metro Africa Xpress | Metro Africa Xpress (MAX), operating as maxdrive.ai, is a Nigerian technology-driven mobility company on a mission to make transportation safe, affordable, accessible and sustai... | 0 | minimal |
| Aella Credit | Aella (Aella Credit) is a technology-driven microfinance bank licensed by the Central Bank of Nigeria (CBN), building consumer and business financial infrastructure across Afric... | 1 | minimal |
| Reliance Health | Reliance Health (formerly RelianceHMO) is a healthtech company making quality healthcare accessible and affordable across emerging markets, with operations centered in Nigeria a... | 0 | minimal |
| Remedial Health | Remedial Health is a Nigeria-based healthtech company digitizing pharmaceutical procurement and pharmacy operations across Africa. Its platform connects retail pharmacies, hospi... | 0 | minimal |
| Konga | Konga is a Lagos, Nigeria-based e-commerce company founded in July 2012 and now operating as Nigeria's leading online shopping marketplace, combining a first-party retail busine... | 0 | minimal |
| TradeDepot | TradeDepot is a Lagos-based B2B commerce and distribution platform that connects consumer-goods brands and distributors with neighborhood retailers across Africa. Its ShopTopUp ... | 0 | minimal |
| Chipper Cash | Chipper Cash is a pan-African fintech (legal entities Critical Ideas, Inc. and Voyse Technologies US, Inc.) operating a mobile-first cross-border money transfer, digital payment... | 0 | minimal |
| Kuda | Kuda is a Nigerian digital-first retail bank — branded "the money app for Africans" and "the bank of the free" — founded in 2019 by Babs Ogundeyi and Musty Mustapha and headquar... | 0 | minimal |
| Vendease | Vendease is a Nigerian B2B food procurement platform (founded 2020, Y Combinator W21, backed by Partech Africa and TLcom) that helps restaurants, hotels, and other food business... | 0 | minimal |
| MDaaS Global | MDaaS Global builds a modern, technology-powered healthcare network delivering affordable diagnostic and imaging services across underserved communities in Africa. Through its B... | 0 | minimal |
| Lori Systems | Lori Systems is a Nairobi-headquartered, pan-African digital freight platform that matches cargo owners with vetted transporters to coordinate long-haul trucking across the cont... | 0 | minimal |
| Shara | Shara (Shara Technology Management Nigeria Ltd) is a Lagos-based fintech that provides collateral-free working-capital loans of up to NGN 10 million to Nigerian small and medium... | 0 | minimal |
| Terra Industries | Terra Industries is a Nigeria-based defense-technology company, positioning itself as Africa's first defense prime, that designs, manufactures, and deploys autonomous multi-doma... | 0 | minimal |
| FairMoney | FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be... | 0 | minimal |
| Kobo360 | Kobo360 is a Nigerian-founded, pan-African B2B digital freight marketplace and logistics technology platform headquartered in Lagos, with operations across Nigeria, Ghana, Kenya... | 0 | minimal |
| Bet9ja | Bet9ja is a Nigerian online sports betting and gaming platform founded in 2013. It offers a wide range of betting options on sports, casino games, and virtual events, catering t... | 0 | minimal |
| Swoop | Swoop (formerly Thumo) is an African super-app building toward a single consumer platform for everyday commerce, starting with same-day food delivery and online shopping in Lago... | 0 | minimal |
| CrowdForce | CrowdForce was a Nigerian fintech that operated the PayForce agent-banking network, deploying point-of-sale and digital financial-services agents to extend cash-in/cash-out, bil... | 0 | minimal |
| Okra | Okra was an African open-finance / open-banking infrastructure company based in Lagos, Nigeria. Its REST API connected applications to Nigerian bank accounts to retrieve authent... | 13 | minimal |
APIs from this country (119)
All 119 APIs.
Interswitch Airtime API
Interswitch
The Airtime API from Interswitch — 3 operation(s) for airtime.
Interswitch Balance API
Interswitch
The Balance API from Interswitch — 1 operation(s) for balance.
Interswitch Billers API
Interswitch
The Billers API from Interswitch — 3 operation(s) for billers.
Interswitch Cards API
Interswitch
The Cards API from Interswitch — 5 operation(s) for cards.
Interswitch Checkout API
Interswitch
Hosted checkout payment initiation
Interswitch Customer Validation API
Interswitch
The Customer Validation API from Interswitch — 1 operation(s) for customer validation.
Interswitch Customers API
Interswitch
The Customers API from Interswitch — 2 operation(s) for customers.
Interswitch Demography API
Interswitch
The Demography API from Interswitch — 1 operation(s) for demography.
Interswitch Detail API
Interswitch
The Detail API from Interswitch — 1 operation(s) for detail.
Interswitch E-Pins API
Interswitch
The E-Pins API from Interswitch — 1 operation(s) for e-pins.
Interswitch Financial Habits API
Interswitch
The Financial Habits API from Interswitch — 1 operation(s) for financial habits.
Interswitch Financial History API
Interswitch
The Financial History API from Interswitch — 2 operation(s) for financial history.
Interswitch Hosted Fields API
Interswitch
Card data tokenization
Interswitch Linking API
Interswitch
The Linking API from Interswitch — 1 operation(s) for linking.
Interswitch Loans API
Interswitch
The Loans API from Interswitch — 3 operation(s) for loans.
Interswitch Offers API
Interswitch
The Offers API from Interswitch — 2 operation(s) for offers.
Interswitch Payment Items API
Interswitch
The Payment Items API from Interswitch — 1 operation(s) for payment items.
Interswitch Payment Links API
Interswitch
Hosted payment link generation
Interswitch Payments API
Interswitch
The Payments API from Interswitch — 5 operation(s) for payments.
Interswitch PIN API
Interswitch
The PIN API from Interswitch — 1 operation(s) for pin.
Interswitch Providers API
Interswitch
The Providers API from Interswitch — 1 operation(s) for providers.
Interswitch Recurring Charges API
Interswitch
The Recurring Charges API from Interswitch — 1 operation(s) for recurring charges.
Interswitch Search API
Interswitch
The Search API from Interswitch — 3 operation(s) for search.
Interswitch Three-D Secure API
Interswitch
Step-up authentication
Interswitch Tokenization API
Interswitch
The Tokenization API from Interswitch — 1 operation(s) for tokenization.
Interswitch Tokens API
Interswitch
The Tokens API from Interswitch — 4 operation(s) for tokens.
Interswitch Transactions API
Interswitch
Transaction status query
Moniepoint Authentication API
Moniepoint
Obtain a Bearer access token for the Monnify API.
Moniepoint Banks API
Moniepoint
NIP bank directory and account validation.
Moniepoint Bills Payment API
Moniepoint
Bill categories, billers, validation, processing, and status.
Moniepoint Bulk Transfers API
Moniepoint
Initiate and query bulk transfer batches.
Moniepoint Debits API
Moniepoint
Initiate debits against an active mandate.
Moniepoint Invoices API
Moniepoint
Create, list, and manage invoices.
Moniepoint Limit Profiles API
Moniepoint
Per-account transaction limit profiles.
Moniepoint Mandates API
Moniepoint
Create and manage direct-debit mandates.
Moniepoint Push Payments API
Moniepoint
Initiate push payments to a registered POS terminal.
Moniepoint Refunds API
Moniepoint
Initiate and query refunds.
Moniepoint Reserved Accounts API
Moniepoint
Manage dedicated and invoice reserved NUBAN accounts.
Moniepoint Settlements API
Moniepoint
Settlement batches and transactions reporting.
Moniepoint Single Transfers API
Moniepoint
Initiate, authorize, and query single transfers.
Moniepoint Subaccounts API
Moniepoint
Manage settlement sub-accounts.
Moniepoint Transactions API
Moniepoint
Initialize, charge, query, and list collection transactions.
Moniepoint Verification API
Moniepoint
Identity, BVN, NIN, and account verification.
Moniepoint Wallet API
Moniepoint
Disbursement wallet balance and metadata.
Moniepoint Wallets API
Moniepoint
Manage wallets and sub-wallets.
Monnify Webhooks
Moniepoint
Asynchronous server-to-server notifications for nine event categories — successful collection, successful / failed / reversed disbursemen...
Atlas Payments API
Duplo
Atlas is Duplo's global payments API for African and emerging-market businesses: collect payments (checkout, payment links, virtual accou...
Paga Business API
Paga
Disbursements, airtime/data, merchant payments, deposits, onboarding.
Paga Collect API
Paga
NGN collections - payment requests and persistent payment accounts.
Paga Connect
Paga
OAuth-based hosted checkout that lets third parties charge a customer's Paga wallet and read account/merchant details after the customer ...
Paga Direct Debit API
Paga
Bank-account mandate tokenization and recurring debits.
Paga Reference API
Paga
Look-up operations - banks, mobile operators, status.
Cardtonic Auth API
Cardtonic
The Auth API from Cardtonic — 6 operation(s) for auth.
Cardtonic Bill Payments
Cardtonic
Cardtonic Bill Payments cover airtime top-ups, mobile data, electricity, TV subscriptions, and betting wallets across more than 100 count...
Cardtonic Gift Card Developer API
Cardtonic
The Cardtonic Gift Card Developer API enables merchants and platforms to integrate gift card services into their websites, mobile apps, a...
Cardtonic User API
Cardtonic
The User API from Cardtonic — 8 operation(s) for user.
Cardtonic Virtual Dollar Card
Cardtonic
Cardtonic Virtual Dollar Cards are user-facing USD-denominated cards that let African customers pay merchants that accept Visa/Mastercard...
Klump API
Klump
The Klump REST API lets a merchant verify transactions, sync commerce product catalogs, create Klump Access hosted payment pages, and res...
Stitch Authentication API
Stitch
OAuth 2.0 token operations.
Stitch Capitec Pay
Stitch
Stitch integration with Capitec Bank's Capitec Pay payment method, enabling customers to pay via Capitec mobile banking.
Stitch Card Payments
Stitch
Stitch card payment processing enabling businesses to accept debit and credit card payments through the Stitch unified platform.
Stitch DebiCheck
Stitch
Stitch DebiCheck integration providing authenticated debit orders for recurring payment collection in South Africa.
Stitch Disbursements
Stitch
Stitch Disbursements (Payouts) API enabling businesses to programmatically send funds to bank accounts, enabling mass payments, refunds, ...
Stitch Manual EFT
Stitch
Stitch Manual EFT (Electronic Funds Transfer) enabling customers to pay via standard bank EFT with Stitch's streamlined reference managem...
Stitch Pay By Bank
Stitch
Stitch Pay By Bank enables merchants to accept instant bank transfer payments directly from customers' bank accounts in South Africa and ...
Stitch Payments API
Stitch
Payment initiation and management.
Nomba Accounts API
Nomba
Endpoints for managing Nomba business accounts, retrieving account details, balances, and terminal assignments.
Nomba Authentication API
Nomba
Endpoints for obtaining, refreshing, and revoking OAuth2 access tokens used to authenticate requests to all Nomba APIs.
Nomba Card Charge API
Nomba
Endpoints for submitting card details, processing OTP verification, and managing the card payment flow.
Nomba Checkout Orders API
Nomba
Endpoints for creating and managing online checkout orders that support multiple payment channels.
Nomba Checkout SDK
Nomba
The Nomba Checkout SDK provides pre-built plugins and client libraries for integrating Nomba payment acceptance into websites and mobile ...
Nomba Corridors API
Nomba
Endpoints for listing supported payout corridors and their configurations.
Nomba Exchange Rates API
Nomba
Endpoints for fetching and locking live exchange rates for cross-border payouts.
Nomba Order Management API
Nomba
Endpoints for retrieving order details and managing checkout transactions.
Nomba Payouts API
Nomba
Endpoints for initiating and tracking cross-border payout transactions.
Nomba Saved Cards API
Nomba
Endpoints for retrieving and managing customer saved cards.
Nomba Tokenized Cards API
Nomba
Endpoints for managing and charging tokenized card data for returning customers.
Nomba Transactions API
Nomba
Endpoints for retrieving transaction history, filtering transactions, and querying transaction details for reconciliation and reporting.
Nomba Transfers API
Nomba
Endpoints for bank lookups, account verification, and initiating domestic fund transfers to bank accounts and between wallets.
Nomba Virtual Accounts API
Nomba
Endpoints for creating, fetching, filtering, updating, and expiring virtual bank accounts used for payment collection.
Kora Balances API
Kora
Real-time available and pending balances per currency.
Kora Charges API
Kora
Pay-ins - card, bank transfer, mobile money, and pay-with-bank.
Kora Currency Conversion API
Kora
Exchange rates and multi-currency conversions.
Kora Misc API
Kora
Bank / mobile-money lookups, account resolution, and payout utilities.
Kora Payouts API
Kora
Disbursements to bank accounts and mobile money wallets.
Kora Refunds API
Kora
Refunds for completed pay-in transactions.
Kora Virtual Bank Accounts API
Kora
Dedicated NGN and USD virtual bank accounts.
OPay Cashier API
OPay
The OPay Cashier API is the primary merchant payment API behind OPay Checkout. It exposes a hosted Express Checkout endpoint (cashier/cre...
OPay Payments API
OPay
Server-to-server payment creation across payment methods.
OPay Refunds API
OPay
Refund creation and status.
Cowrywise Embed API
Cowrywise
Investment-as-a-service REST API that allows developers to embed regulated investment products (savings, mutual funds, treasury bills, Eu...
Earnipay App API
Earnipay
The App API from Earnipay — 1 operation(s) for app.
Earnipay APP Provider API
Earnipay
Third-party APP provider integration (Taxly) for FIRS submission
Earnipay Authentication API
Earnipay
User authentication and authorization endpoints
Earnipay Bank API
Earnipay
The Bank API from Earnipay — 2 operation(s) for bank.
Earnipay Business API
Earnipay
Business profile management and FIRS configuration
Earnipay Customers API
Earnipay
Customer management for invoicing
Earnipay Invoices API
Earnipay
Invoice creation, management, and FIRS validation
Earnipay IRN Generator API
Earnipay
Generate FIRS-compliant Invoice Reference Numbers
Earnipay Payment Details API
Earnipay
The Payment Details API from Earnipay — 2 operation(s) for payment details.
Earnipay Products API
Earnipay
The Products API from Earnipay — 2 operation(s) for products.
Earnipay QR Code Generator API
Earnipay
Generate FIRS-compliant encrypted QR codes for invoices
Earnipay Team API
Earnipay
Team member and invitation management
Earnipay Users API
Earnipay
User profile management
PiggyVest Business API
PiggyVest
The PiggyVest Business API is a Bearer-token-authenticated REST API hosted at api.piggyvest.business that lets Nigerian businesses progra...
Aella Merchant API
Aella Credit
Aella's Fintech-as-a-Service API gateway for businesses, exposing wallet-as-a- service, KYC/identity verification (BVN, NIN), bank-accoun...
Okra Accounts API
Okra
Linked bank accounts.
Okra Auth API
Okra
Account authentication records and Link.
Okra Balance API
Okra
Account balances.
Okra Banks API
Okra
Reference list of connectable banks.
Okra Customers API
Okra
End-user (customer) management.
Okra Identity API
Okra
KYC identity on file with the bank.
Okra Income API
Okra
Income verification.
Okra Payments API
Okra
Bank-to-bank payments.
Okra Reports API
Okra
Scheduled financial reports.
Okra Transactions API
Okra
Transaction history and spending patterns.
Okra Verification API
Okra
Nigerian KYC checks (BVN, NUBAN, TIN, RC).
Okra Wallet API
Okra
Billing wallet used to fund API usage.
Okra Webhooks API
Okra
Callback management.
By industry (31)
Every vertical with at least one provider here. Each is a page of its own — greyed pills are below the 5-provider floor, published as a roster without generated statistics.
Financial Technology 22
Payments & Money Movement 19
Banking & Open Banking 10
Supply Chain & Procurement 6
Logistics 5
E-Commerce Platform 4
Accounting & Finance Operations 3
Cybersecurity & Identity 3
Digital Health & Telehealth 3
Financial Services 3
Healthcare 3
Investing & Venture Capital 3
Mobility & Fleet 3
Transportation 3
Artificial Intelligence 1
Blockchain, Crypto & Web3 1
Climate & Sustainability 1
Consumer Goods 1
Defense 1
Energy 1
Food Delivery 1
Gaming & Interactive 1
Human Resources & Payroll 1
Insurance 1
Legal & Compliance Tech 1
Pharmaceutical 1
Retail 1
Robotics & Autonomous Systems 1
Semiconductors & Hardware 1
Tax & Compliance Software 1
Telecommunications & Connectivity 1
Industries with no coverage here (51)
These verticals hold providers elsewhere in the catalog and none here. That is a statement about what has been profiled, not about the market — this list is a research queue, ordered by how large the vertical is overall. Know a company that belongs in one of them? Add it.
Developer Tools & DevOps 2908
Data & Analytics 2486
Marketing & Advertising 1629
Biotechnology & Drug Discovery 1440
Industrial 1101
Life Sciences 1097
Education & EdTech 1033
IoT & Connected Devices 996
Music, Audio & Creator Economy 928
Government & Public Sector 870
Real Estate 658
Media 639
Weather & Geospatial 561
Automotive 428
Entertainment 419
Productivity Software 410
Aerospace 400
Space & Satellite 398
Customer Relationship Management (CRM) 373
Construction 334
Technology 329
Enterprise Software 320
Hospitality 308
Agriculture 303
Customer Support & Service 283
Food Service 281
Fitness & Wellness 261
Sports 223
Communications Platform as a Service (CPaaS) 217
Utilities 213
Nutrition 210
Content Management & Digital Experience 197
Home & Field Services 181
Professional Services 164
Beauty & Personal Care 163
Nonprofit & Social Impact 137
Event Management Software 123
Chemicals 106
Mining 90
HVAC & Building Automation 73
+11 more
Related countries
Mapped on three explicit signals: a top-level country tag (Nigeria), or a headquarters statement in the provider's own description that names the country or one of its cities ("headquartered in Munich", "a Paris-based company"), or the provider describing itself by nationality ("a French company"). 31 providers were admitted by tag, 1 by stated headquarters alone and 1 by nationality alone. Region words ("a Latin American exchange"), language uses ("French-speaking"), and a city named outside a headquarters statement are not counted — so this list is a floor, not a census.
Work with this as data
Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.