🇮🇩Financial Technology in Indonesia
22 financial technology providers in Indonesia, publishing 19 APIs.
22 providers
19 published APIs
57 indexed documents
Financial Technology in Indonesia — 22 providers on the APIs.io network sit in both cohorts, and between them they publish 19 indexed APIs.
10 of the 22 publish at least one machine-readable API; 12 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 10 minimal, 5 thin, 3 developing, 3 emerging, and 1 exemplar.
Leading by rating: DOKU, Pintu, Kredivo, Flip, Xendit, Midtrans, and 16 more.
Country membership is exact-tag only. A provider lands in Indonesia when one of its own top-level tags names the country — there is no headquarters signal on the country axis, unlike the region axis which reads tag, provider-name pattern, and stated HQ. So this cell is a floor, not a census, and it understates by construction — a financial technology company headquartered in Indonesia that never tags itself is counted nowhere on this axis. The region cuts read the wider signal set and will generally hold more.
Providers (22)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| DOKU | DOKU (PT Nusa Satu Inti Artha) is Indonesia's pioneering payment gateway, founded in 2007 and licensed by Bank Indonesia as a Category 1 Payment Service Provider. Its developer ... | 1 | exemplar |
| Pintu | Pintu (PT Pintu Kemana Saja) is an Indonesian cryptocurrency exchange and investment app founded in April 2020 and headquartered in Jakarta. Licensed as a Physical Crypto Asset ... | 1 | developing |
| Kredivo | Kredivo is a Southeast Asian consumer credit platform operated by FinAccel (Kredivo Group), best known for its "Buy Now, Pay Later" product offering instant real-time credit dec... | 5 | developing |
| Flip | Flip (PT Fliptech Lentera Inspirasi Pertiwi) is an Indonesian financial technology company offering low-cost interbank money transfers, bill payments, and cross-border remittanc... | 3 | developing |
| Xendit | Xendit is a payments infrastructure provider for Southeast Asia, giving businesses in Indonesia, the Philippines, and the wider region a single REST API to accept payments, disb... | 1 | thin |
| Midtrans | Midtrans is an Indonesian payment gateway (part of the GoTo Group, alongside Gojek) that lets businesses accept online payments across cards, bank transfer / virtual accounts, e... | 1 | thin |
| IDRX | IDRX is a stablecoin pegged 1:1 to the Indonesian Rupiah (IDR), issued by a regulated Indonesian entity and available across multiple EVM chains and Solana. Its REST API lets bu... | 1 | thin |
| Ajaib | Ajaib is an Indonesian fintech and online brokerage founded in 2018 that gives retail investors access to Indonesian stocks, mutual funds, bonds, US stocks and crypto from a sin... | 1 | thin |
| Xfers | Xfers is a Southeast Asian payments infrastructure company founded in Singapore in 2015 and backed by 500 Global, providing bank-transfer collection, payouts, escrow-style walle... | 4 | thin |
| WeLab | WeLab is a Hong Kong-headquartered fintech group founded in 2013 (incorporated November 2012 as WeLend) by Simon Loong, Kelly Wong and Frances Kang, operating consumer lending, ... | 1 | emerging |
| Bibit | Bibit is an Indonesian retail investment application that lets everyday users invest in mutual funds (reksa dana), government bonds (SBN/SBR/ORI), fixed-rate bonds, and stocks. ... | 0 | emerging |
| Bank Jago | PT Bank Jago Tbk is a technology-based digital bank in Indonesia, listed on the Indonesia Stock Exchange (IDX: ARTO) and backed by investors including Ribbit Capital and GoTo. R... | 0 | emerging |
| Pluang | Pluang is an Indonesian multi-asset investment and trading platform that lets retail users invest across a single app in US stocks and ETFs (fractional from $1), Indonesian stoc... | 0 | minimal |
| Finku | Finku is an AI-based personal finance management (PFM) mobile app from Indonesia, recognized as the number-one Indonesia PFM app and a Google Play "Best of 2025" selection with ... | 0 | minimal |
| Amartha | Amartha (PT Amartha Mikro Fintek, operating as Amartha Financial Group) is an Indonesian technology company founded in 2010 that builds digital financial infrastructure for the ... | 0 | minimal |
| Amalan | Amalan (amalan International) is an Indonesian financial-services technology company headquartered in Jakarta and registered with Indonesia's Financial Services Authority (OJK).... | 0 | minimal |
| Stockbit | Stockbit (PT Stockbit Sekuritas Digital) is an Indonesian retail-investing platform and social community for the Indonesia Stock Exchange (IDX), letting members discuss, analyze... | 0 | minimal |
| Fairbanc | Fairbanc (PT Fairbanc Technologies Indonesia) is a Jakarta-based digital finance platform that uses AI/ML-powered credit scoring to deliver embedded, revolving supply-chain fina... | 0 | minimal |
| eFishery | eFishery is an Indonesian aquaculture technology ("fishtech") company founded in 2013 in Bandung by Gibran Huzaifah and Chrisna Aditya. Its platform combined an IoT smart auto-f... | 0 | minimal |
| Samastha Synergy Pte. Ltd. | Samastha Synergy Pte. Ltd. operates Djoin (djoin.id), positioning itself as a "digital partner for sustainable scale" that helps financial institutions and organizations in Indo... | 0 | minimal |
| GoTo | GoTo (PT GoTo Gojek Tokopedia Tbk, IDX: GOTO) is the largest technology group in Indonesia, formed in May 2021 through the merger of the on-demand and ride-hailing pioneer Gojek... | 0 | minimal |
| YourPay | YourPay is an Indonesian fintech mobile application that helps overseas workers and their families send money to Indonesia, pay bills (electricity, BPJS), buy phone credit, top ... | 0 | minimal |
Indexed API documents (57)
Two numbers, both real: these providers publish 19 APIs as their own documents, which the catalog indexes split one-per-resource into 57 documents.
DOKU Access Token API
DOKU
SNAP B2B / B2B2C access-token issuance.
DOKU Checkout API
DOKU
DOKU-hosted checkout page (non-SNAP).
DOKU Direct Debit & e-Wallet API
DOKU
SNAP account binding and host-to-host debit for e-wallets and bank direct debit.
DOKU Payout API
DOKU
Kirim DOKU disbursement to bank accounts.
DOKU QRIS API
DOKU
SNAP QRIS Merchant-Presented Mode.
DOKU Virtual Account API
DOKU
SNAP BI-SNAP Virtual Account lifecycle.
Pintu Pro Partner API
Pintu
Pintu Pro's institutional/partner trading API. A unified message format is used over both an HTTP endpoint and a WebSocket transport, aut...
Kredivo Calculator API
Kredivo
Installment, interest and service-fee breakdown.
Kredivo Checkout API
Kredivo
Initiating a Kredivo installment checkout (2-click, 0-click, QR, EDC).
Kredivo Confirmation API
Kredivo
Confirming a transaction after a push notification.
Kredivo Tokenization API
Kredivo
Managing tokenized (0-click) shoppers and their credit limits.
Kredivo Transactions API
Kredivo
Status, cancellation and reversal of transactions.
Flip Money Transfer (Disbursement) API
Flip
Disburse money programmatically to any Indonesian bank account or e-wallet. Create single and bulk disbursements, inquire bank accounts, ...
Flip Accept Payment API
Flip
Accept online payments from customers via bank transfer, virtual accounts, e-wallets, cards, QRIS, and retail outlets. Create payment lin...
Flip International Transfer API
Flip
Send cross-border international transfers, including bulk international transfers, with recipient inquiry, request-for-information (RFI) ...
Xendit Balance API
Xendit
Retrieve account balances by type and currency.
Xendit Customers API
Xendit
Create and manage customer records.
Xendit Invoices API
Xendit
Xendit-hosted invoices / payment links.
Xendit Payment Requests API
Xendit
Unified Payments API - charge end users across all channels.
Xendit Payment Tokens API
Xendit
Save reusable payment methods for future and recurring charges.
Xendit Payouts API
Xendit
Disburse funds to bank accounts and e-wallets.
Xendit Refunds API
Xendit
Refund successful payment requests.
Xendit Transactions API
Xendit
List and retrieve money-movement transactions.
Midtrans Card Tokenization API
Midtrans
Client-key card token and card registration (browser-side).
Midtrans Core API
Midtrans
Charge and manage the lifecycle of a transaction.
Midtrans GoPay Tokenization API
Midtrans
Bind and read a customer's GoPay account.
Midtrans Iris Disbursement API
Midtrans
Payouts, beneficiaries, balance, and account validation.
Midtrans Payment Link API
Midtrans
Create, read, and delete shareable payment links.
Midtrans Snap API
Midtrans
Hosted / drop-in checkout session creation.
Midtrans Subscription API
Midtrans
Recurring / subscription billing.
IDRX Onboarding API
IDRX
Onboard users and manage their bank accounts.
IDRX Transaction API
IDRX
Mint, redeem, and bridge IDRX, and query rates/fees/history.
IDRX API
IDRX
The IDRX API API from IDRX — 0 operation(s) for idrx api.
Ajaib Market Info API
Ajaib
Retrieve general exchange information.
Ajaib Spot Trading API
Ajaib
View, place and cancel spot orders and trades.
Ajaib Wallet API
Ajaib
Check funds and assets held by the exchange client.
Xfers Bank Account API
Xfers
API to manage Bank Account
Xfers Charge API
Xfers
API for Charges
Xfers Convenience Store Transfers API
Xfers
The Convenience Store Transfers API from Xfers — 1 operation(s) for convenience store transfers.
Xfers cutting_edge API
Xfers
The cutting_edge API from Xfers — 2 operation(s) for cutting_edge.
Xfers Direct Bank Transfer Payments API
Xfers
The Direct Bank Transfer Payments API from Xfers — 1 operation(s) for direct bank transfer payments.
Xfers Disbursements API
Xfers
API for Disbursement
Xfers Fixed Virtual Account Bank Transfers API
Xfers
The Fixed Virtual Account Bank Transfers API from Xfers — 2 operation(s) for fixed virtual account bank transfers.
Xfers Intents API
Xfers
**For user case 1:** When a user is performing a top-up via [GET /transfer_info](http://docs.xfers.io/#get-transfer-info), they might for...
Xfers Loans API
Xfers
Loans Management
Xfers Modify Payments API
Xfers
The Modify Payments API from Xfers — 1 operation(s) for modify payments.
Xfers Payment Queries API
Xfers
The Payment Queries API from Xfers — 1 operation(s) for payment queries.
Xfers Payment Queries (Hide first) API
Xfers
The Payment Queries (Hide first) API from Xfers — 1 operation(s) for payment queries (hide first).
Xfers Payout API
Xfers
API for Payout
Xfers Registration API
Xfers
Register and verify new users.
Xfers Repayments API
Xfers
API for Repayment
Xfers Testing API
Xfers
API for testing purposes
Xfers Unique Amount Bank Transfers API
Xfers
The Unique Amount Bank Transfers API from Xfers — 1 operation(s) for unique amount bank transfers.
Xfers User Account API
Xfers
Manage User and Accounts
Xfers Withdraw API
Xfers
API for Withdrawal
Xfers E Signature API
Xfers
API for e-signature
WeLab Bank Open API
WeLab
WeLab Bank's Open API programme, published under the Hong Kong Monetary Authority Open API Framework and linked as "Open API" from the we...
Other industries in Indonesia
E-Commerce Platform 17
Payments & Money Movement 15
Supply Chain & Procurement 12
Financial Services 10
Retail 9
Blockchain, Crypto & Web3 7
Real Estate 7
Venture Capital & Investing 7
Cybersecurity & Identity 6
Data & Analytics 6
Agriculture 5
Food Delivery 5
All of Indonesia →
Financial Technology elsewhere
Europe 229
North America 176
Latin America 150
India & South Asia 111
United Kingdom & Ireland 104
Africa 86
Southeast Asia 81
Middle East 65
DACH (Germany · Austria · Switzerland) 44
France & Iberia 33
Japan & Korea 21
Greater China 20
All of Financial Technology →
This page is the intersection of two independently computed cohorts:
Indonesia and
Financial Technology. A provider appears here only when it is
already a member of both. Indonesia membership is matched on tag,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.