Xfers User Account API

openapi: 3.0.0
info:
  description: Welcome to Xfers' API documentation. You can find information on our API endpoint specific to your country.
  version: '3'
  title: Xfers Bank Account User Account API
  contact:
    name: Contact us through our help desk
    url: https://bit.ly/XfersSupport
servers:
- description: Indonesia Production
  url: https://id.xfers.com/api
- description: Indonesia Sandbox for testing
  url: https://sandbox-id.xfers.com/api
tags:
- name: User Account
  description: Manage User and Accounts
paths:
  /v3/user:
    get:
      operationId: getUserInfo
      x-code-samples:
      - lang: Shell
        source: "curl --location --request GET \"{base_url}/user\" \\\r\n  --header \"X-XFERS-USER-API-KEY: 2zsujd47H3-UmsxDL784beVnYbxCYCzL4psSbwZ_Ngk\""
      tags:
      - User Account
      summary: Get User Info
      description: "The main usage of this API is to get the current user. One user can have multiple accounts, and the balance returned is the account tied to the current API token. \r\nYou can also use this API to check various data of the user such as first_name, last_name.\r\n\r\nDescription of some notable response\r\n\r\nKey | Value | Description \r\n--------------- |  ----------- | -----\r\nkyc_status | fully_verified | current_kyc_status of user, enum of `not_submitted`, `in_process`, `rejected`, `fully_verified`"
      security:
      - user-api-token: []
      responses:
        '200':
          description: Success
          content:
            application/json:
              example:
                id: user_gksj43jgzgqv
                available_balance: '2595750.79'
                ledger_balance: '2595750.79'
                bank_transfer_rates: '0.0'
                bank_transfer_fees: '0.45'
                first_name: docs.xfers.io
                last_name: testingaccount
                date_of_birth: '1990-11-09'
                country_of_birth: SG
                gender: male
                email: docs@xfers.com
                country: sg
                state: Singapore
                city: Singapore
                nationality: Singaporean
                address_line_1: Blk 71 Ayer Rajah Cresent
                address_line_2: '#02-52'
                postal_code: '541121'
                nric_type: ''
                identity_no: S8117102G
                nric_issue_date: ''
                phone_no: '+6281128125'
                bank_accounts:
                - id: 329
                  account_no: '800006788912'
                  account_holder_name: Tian Wei
                  detected_name: PROD ONLY
                  verification_status: pending
                  verified: true
                  bank_abbrev: CIMB_NIAGA
                  usage: all
                - id: 561
                  account_no: '2480096820'
                  account_holder_name: null
                  detected_name: PROD ONLY
                  verification_status: pending
                  verified: true
                  bank_abbrev: BCA
                  usage: all
                annual_income: ''
                id_front: 15357011921535007959147096578.jpg
                id_front_url: https://sandbox-xfers-id.s3-ap-southeast-1.amazonaws.com/users/nric_fronts/000/000/383/original/15357011921535007959147096578.jpg?AWSAccessKeyId=REDACTED-EXAMPLE&Expires=1540979796&Signature=REDACTED-EXAMPLE
                selfie_2id: 15357011921535007959147096578.jpg
                selfie_2id_url: https://sandbox-xfers-id.s3-ap-southeast-1.amazonaws.com/users/nric_selfies/000/000/383/original/15357011921535007959147096578.jpg?AWSAccessKeyId=REDACTED-EXAMPLE&Expires=1540979796&Signature=REDACTED-EXAMPLE
                account_locked: false
                google_auth_enabled: false
                kyc_verified: true
                kyc_needed: true
                meta_data: ''
                display_name: XfersDocsTest
                avatar: cardProfileDefault.png
                avatar_url: cardProfileDefault.png
                is_guest: false
                is_trial: true
                place_of_birth: null
                blood_type: null
                rt_rw: null
                administrative_village: null
                district: null
                religion: null
                marital_status: null
                occupation: null
                mother_maiden_name: Putras
        4XX:
          $ref: '#/components/responses/v3Error:4XX'
  /v3/user/activities:
    get:
      operationId: getTransactionHistory
      x-code-samples:
      - lang: Shell
        source: "curl --location --request GET \"$BASE_URL/v3/user/activities\" \\\r\n  --header \"Content-Type: application/x-www-form-urlencoded\" \\\r\n  --header \"X-XFERS-USER-API-KEY: $CUSTOMER_API_KEY\" \\\r\n  --data \"\""
      tags:
      - User Account
      summary: Get Transaction History
      description: "This API displays a user’s transaction history. \n\n\nThis API displays a user’s transaction history.\n\nI.e. user’s transactions with other merchants will not be displayed."
      security:
      - X-XFERS-USER-API-KEY: []
      parameters:
      - name: limit
        in: query
        description: Max number of results to return per page.
        required: false
        explode: true
        schema:
          type: integer
          default: 50
      - name: start_date
        in: query
        description: Earliest date to query
        required: false
        explode: true
        schema:
          type: string
          format: DateTime, iso8601 format.URL encode this.
          default: 1 month ago
      - name: end_date
        in: query
        description: Latest date to query
        required: false
        explode: true
        schema:
          type: string
          format: DateTime, iso8601 format.URL encode this.
          default: Now
      - name: offset
        in: query
        description: Offset results for pagination purposes.
        required: false
        explode: true
        schema:
          type: integer
          default: 0
      - name: types
        in: query
        description: Will only show transactions of that type. You can add additional types by separating with a comma.
        required: false
        explode: true
        schema:
          enum:
          - Charge
          - Payout
          - Deposit
          - Withdrawal
          type: string
          default: All types included
      responses:
        '200':
          description: Success
          content:
            application/json:
              example:
                activities:
                - fee: 0
                  created_at: '2019-09-18T14:58:29+08:00'
                  wallet_name: Digital Goods
                  id: contract_52683616c80b4c91bc6d6aa83eca4874
                  amount: 559
                  status: completed
                  type: Transfer
                  metadata:
                    origin_name: John Tan
                    destination_name: ABC Business
                    description: This is a charge, money is moving from a customer to the business account
                  order_id: '12345'
                  invoice_id: null
                - fee: 0
                  created_at: '2019-09-18T11:55:04+08:00'
                  wallet_name: Digital Goods
                  id: contract_402539e247424cf1af35aae32b087727
                  amount: -695.29
                  status: completed
                  type: Transfer
                  metadata:
                    origin_name: ABC Business
                    destination_name: Mary Jane
                    description: This is a payout, money is moving from the business account to a customer
                  order_id: null
                  invoice_id: '87676'
                - fee: 0
                  created_at: '2019-08-25T21:47:59+08:00'
                  wallet_name: Digital Goods
                  id: contract_aaebb4c688ea4a34b73ede332a5c78c3
                  amount: -99.88
                  status: completed
                  type: Withdrawal
                  metadata:
                    description: POSB 208767841
                - fee: 0
                  created_at: '2019-08-24T14:50:43+08:00'
                  wallet_name: Digital Goods
                  id: contract_e8db413d5f94476aa38de79b04128db6
                  amount: 300
                  status: completed
                  type: Deposit
                  metadata:
                    description: Xfers - CIMB
                activities_returned: 10
                limit: 10
                offset: 0
                start_date: '2019-08-20T14:02:38+08:00'
                end_date: '2019-09-20T23:59:59+08:00'
              schema:
                properties:
                  id:
                    type: string
                    description: ID of the Charge/Payout/Withdrawal/Payout. You can use this ID to query Charges and Payouts.
                  type:
                    type: string
                    description: Transaction type. Charge and Payout are named as 'Transfer', because they are internal transfers between two xfers accounts.
                    enum:
                    - Transfer
                    - Deposit
                    - Withdrawal
                  order_id:
                    type: string
                    description: If it is a charge, it will have a order_id
                  invoice_id:
                    type: string
                    description: If it is a payout, it will have a invoice_id
                  amount:
                    type: float
                    description: If money going out of account, negative. If coming in, positive. Note that only a completed Charge will actually deduct money. For example, if a Charge is expired/accepted/pending/unclaimed, no money will actually flow in/out of the wallet, even though there is a amount displayed.
                  fee:
                    type: float
                    description: Fee charged by Xfers for the transaction, if any. Will be 0 if no fees
                  metadata:
                    type: object
                    description: Shows additional information about a transaction
                  activities_returned:
                    type: integer
                    description: Number of activities returned. If activities returned is less than the limit, this is the final page.
        4XX:
          $ref: '#/components/responses/v3Error:4XX'
  /v3/user/transfer_info:
    get:
      operationId: getTransferInfo
      x-code-samples:
      - lang: Shell
        source: "curl --location --request GET \"$BASE_URL/v3/user\" \\\r\n  --header \"X-XFERS-USER-API-KEY: $CUSTOMER_API_KEY\""
      tags:
      - User Account
      summary: Get Transfer Info / Get Virtual Account Number
      description: "API to get bank account number to be shown to user.  \r\nPlease consult with us to get topup instruction template text to be shown.\r\n\r\nThe common usage of this API is to parse the transfer_info_array given by us and parse it and use the VA numbers of the bank you want\r\n\r\n#### For Virtual Account solution:  \r\nThis API is to get the Virtual Account Number to be displayed to the user\r\n\r\n#### For non Virtual Account solution:  \r\nThis API will show the bank account number to do top up.  \r\nPlease consult with us as this solution will require user to use some other identifier to detect the deposit."
      security:
      - X-XFERS-USER-API-KEY: []
      responses:
        '200':
          description: Success
          content:
            application/json:
              example:
                bank_name_full: Bank Permata
                bank_abbrev: PERMATA
                bank_name_abbreviation: PERMATA
                bank_account_no: '8773162088567819'
                bank_payee_name: PT Xfers Indonesia Teknologi
                bank_code: '013'
                branch_code: ''
                branch_area: ''
                unique_id: '87785725657'
                img_src: https://d2ukkkjyjaezp4.cloudfront.net/assets/bank-logo-permata-32f25d774c784800bf92310ab010491d5f18af9fecef716ce1c61bb2ce12070d.png
                transfer_info_array:
                - bank_name_full: Bank Permata
                  bank_abbrev: PERMATA
                  bank_name_abbreviation: PERMATA
                  bank_account_no: '8773162088567819'
                  bank_code: '013'
                  branch_code: ''
                  branch_area: ''
                  unique_id: '87785725657'
                  img_src: https://d2ukkkjyjaezp4.cloudfront.net/assets/bank-logo-permata-32f25d774c784800bf92310ab010491d5f18af9fecef716ce1c61bb2ce12070d.png
                - bank_name_full: Bank Mandiri
                  bank_abbrev: MANDIRI
                  bank_name_abbreviation: MANDIRI
                  bank_account_no: '8830812088567819'
                  bank_code: 008
                  branch_code: ''
                  branch_area: ''
                  unique_id: '87785725657'
                  img_src: https://d2ukkkjyjaezp4.cloudfront.net/assets/bank-logo-mandiri-3c9030412a3deb3c41589344a9a7bf74a52ef8dd278834d400b917f35e1b3bf9.png
                wallet_name: Xfers
              schema:
                properties:
                  id:
                    description: ID of the Charge/Payout/Withdrawal/Payout. You can use this ID to query Charges and Payouts.
                  type:
                    description: activity type
                    enum:
                    - Credit Card
                    - Charge
                    - Payout
                    - Withdrawal
                    - Deposit
                  amount:
                    description: If money going out of account, negative. If coming in, positive. Note that only a completed Charge will actually deduct money. For example, if a Charge is expired/accepted/pending/unclaimed, no money will actually flow in/out of the wallet, even though there is a amount displayed.
                  fee:
                    description: Fee charged by Xfers for the transaction, if any. Will be 0 if no fees
                  metadata:
                    type: object
                    description: Shows additional information about a transaction
                  activities_returned:
                    type: string
                    description: Number of activities returned. If activities returned is less than the limit, this is the final page.
        4XX:
          $ref: '#/components/responses/v3Error:4XX'
components:
  examples:
    XFE403:
      summary: XFE403 - ...
      value:
        error: string
        error_code: XFE403
        error_handling: '...'
    XFE111:
      summary: XFE1 - Duplicate credentials
      value:
        error: string
        error_code: XFE111
        error_handling: Particulars already exist. Please make sure you entered the correct parameters.
    XFE3:
      summary: XFE3 - Internal Error
      value:
        error: string
        error_code: XFE3
        error_handling: Unexpected error. Try again later or contact customer support at https://bit.ly/XfersSupport.
    XFE312:
      summary: XFE312 - Conditions not met to close account
      value:
        error: string
        error_code: XFE312
        error_handling: Invalid request to close account. Follow instruction in the response.
    XFE1:
      summary: XFE1 - Server busy
      value:
        error: string
        error_code: XFE1
        error_handling: Follow instructions in the response.
    XFE311:
      summary: XFE311 - Cannot be different wallet type
      value:
        error: string
        error_code: XFE311
        error_handling: Follow instruction in response or contact customer support at https://bit.ly/XfersSupport.
    XFE301:
      summary: XFE301 - Account locked
      value:
        error: string
        error_code: XFE301
        error_handling: Request not available. Please contact customer support at https://bit.ly/XfersSupport.
    XFE108:
      summary: XFE108 - More user information required
      value:
        error: string
        error_code: XFE108
        error_handling: Follow instructions in the response.
    XFE107:
      summary: XFE107 - Only enter one auth_code
      value:
        error: string
        error_code: XFE107
        error_handling: Do not enter both OTP or Google Auth OTP. Only need to enter one.
    XFE402:
      summary: XFE402 - Cannot use placeholder account
      value:
        error: string
        error_code: XFE402
        error_handling: Follow instructions in response.
    XFE502:
      summary: XFE502 - Unexpected BANK API error
      value:
        error: string
        error_code: XFE502
        error_handling: Try again later or contact customer support at https://bit.ly/XfersSupport.
    XFE106:
      summary: XFE106 - No auth_code provided
      value:
        error: string
        error_code: XFE106
        error_handling: Enter either phone OTP or Google Auth OTP
    XFE407:
      summary: XFE407 - Conditions to charge card not met
      value:
        error: string
        error_code: XFE407
        error_handling: Invalid request for this transaction. Make sure you entered the correct txn_id.
    XFE409:
      summary: XFE409 - Order id exist
      value:
        error: string
        error_code: XFE409
        error_handling: Please enter another order_id.
    XFE105:
      summary: XFE105 - Captcha error
      value:
        error: string
        error_code: XFE1
        error_handling: Follow instructions in the response.
    XFE404:
      summary: XFE404 - Forex not supported
      value:
        error: string
        error_code: XFE404
        error_handling: Make sure you call the correct API or contact customer support at https://bit.ly/XfersSupport.
    XFE102:
      summary: XFE102 - Entered value is less than minimum
      value:
        error: string
        error_code: XFE102
        error_handling: Make sure you entered the correct number.
    XFE109:
      summary: XFE109 - Invalid credentials
      value:
        error: string
        error_code: XFE109
        error_handling: Make sure you entered the correct credentials.
    XFE104:
      summary: XFE104 - Media provided too large
      value:
        error: string
        error_code: XFE104
        error_handling: Media too big. Follow the guidelines in the response.
    XFE15:
      summary: XFE15 - Required parameter empty
      value:
        error: string
        error_code: XFE15
        error_handling: Make sure you entered the correct required parameter.
    XFE14:
      summary: XFE14 - API only allowed for fully verified user
      value:
        error: string
        error_code: XFE14
        error_handling: Please submit KYC data to get your account fully verified.
    XFE2:
      summary: XFE2 - Access denied
      value:
        error: string
        error_code: XFE2
        error_handling: Make sure you call the correct API or contact customer support at https://bit.ly/XfersSupport.
    XFE506:
      summary: XFE506 - Bank account already taken
      value:
        error: string
        error_code: XFE506
        error_handling: Please use another bank account.
    XFE309:
      summary: XFE309 - Cannot use same account
      value:
        error: string
        error_code: XFE309
        error_handling: Follow instructions in the response.
    XFE13:
      summary: XFE13 - Record not found
      value:
        error: string
        error_code: XFE13
        error_handling: Please check that you provided the correct API Key and the correct parameters.
    XFE8:
      summary: XFE8 - Cannot retrieve media
      value:
        error: string
        error_code: XFE8
        error_handling: Cannot retrieve media. Please enter a new URL or try again later.
    XFE7:
      summary: XFE7 - Database error
      value:
        error: string
        error_code: XFE7
        error_handling: Follow instructions in the response.
    XFE408:
      summary: XFE408 - Invalid charge request
      value:
        error: string
        error_code: XFE408
        error_handling: Invalid request. Please follow instructions in response or contact customer support at https://bit.ly/XfersSupport.
    XFE302:
      summary: XFE302 - Account deleted
      value:
        error: string
        error_code: XFE302
        error_handling: Request not available. Please contact customer support at https://bit.ly/XfersSupport.
    XFE201:
      summary: XFE201 - Not yet a merchant
      value:
        error: string
        error_code: XFE201
        error_handling: Please verify your merchant or business account.
    XFE103:
      summary: XFE103 - ...
      value:
        error: string
        error_code: XFE103
        error_handling: Follow instructions in the response.
    XFE406:
      summary: XFE406 - Cannot refund prepaid transaction
      value:
        error: string
        error_code: XFE406
        error_handling: Please choose another transaction to refund.
    XFE401:
      summary: XFE401 - Cannot refund charge
      value:
        error: string
        error_code: XFE401
        error_handling: Invalid request. Please call another API or Contact customer support at https://bit.ly/XfersSupport.
    XFE503:
      summary: XFE503 - Failed name check
      value:
        error: string
        error_code: XFE503
        error_handling: Bank account name and name provided have to be similar.
    XFE410:
      summary: XFE410 - Invalid application fee
      value:
        error: string
        error_code: XFE410
        error_handling: Invalid request. Please make changes to the parameters as stated in the response.
    XFE304:
      summary: XFE304- Account closed
      value:
        error: string
        error_code: XFE304
        error_handling: Request not available. Please contact customer support at https://bit.ly/XfersSupport.
    XFE110:
      summary: XFE110 - Cannot sign up twice
      value:
        error: string
        error_code: XFE110
        error_handling: Please sign in instead
    XFE504:
      summary: XFE504 - Maximum number of bank account
      value:
        error: string
        error_code: XFE504
        error_handling: Delete existing bank accounts.
    XFE16:
      summary: XFE16 - Invalid request
      value:
        error: string
        error_code: XFE16
        error_handling: API request not supported. Make sure you entered the correct API key or contact customer support at https://bit.ly/XfersSupport.
    XFE310:
      summary: XFE310 - Cannot use same account
      value:
        error: string
        error_code: XFE310
        error_handling: Follow instructions in the response.
    XFE9:
      summary: XFE9 - ....
      value:
        error: string
        error_code: XFE9
        error_handling: '...'
    XFE601:
      summary: XFE601 - Conditions to withdraw not met. Can be solved by changing amount
      value:
        error: string
        error_code: XFE601
        error_handling: Your withdrawal does not meet the conditions required. Please follow the instructions in the response.
    XFE10:
      summary: XFE10 - Invalid environment
      value:
        error: string
        error_code: XFE10
        error_handling: Request not supported for this environment.
    XFE4:
      summary: XFE4 - Authentication field empty
      value:
        error: string
        error_code: XFE4
        error_handling: Follow instructions in the response.
    XFE307:
      summary: XFE307 - ...
      value:
        error: string
        error_code: XFE307
        error_handling: '...'
    XFE303:
      summary: XFE303 - Account terminated
      value:
        error: string
        error_code: XFE303
        error_handling: Request not available. Please contact customer support at https://bit.ly/XfersSupport.
    XFE101:
      summary: XFE101 - Not local number
      value:
        error: string
        error_code: XFE101
        error_handling: Follow instructions in the response.
    XFE405:
      summary: XFE405 - Charge cannot be refunded
      value:
        error: string
        error_code: XFE405
        error_handling: Only completed contract can be refunded.
    XFE505:
      summary: XFE505 - Bank abbrev provided invalid
      value:
        error: string
        error_code: XFE505
        error_handling: Use GET {{base-api-url}}api/v3/banks to get the correct bank abbrev.
    XFE6:
      summary: XFE6 - Invalid signature
      value:
        error: string
        error_code: XFE6
        error_handling: Follow instructions in the response.
    XFE5:
      summary: XFE5 - Api key is invalid
      value:
        error: string
        error_code: XFE5
        error_handling: Make sure you entered the correct API key or contact customer support at https://bit.ly/XfersSupport
    XFE603:
      summary: XFE603 - Not allowed to carry out request
      value:
        error: string
        error_code: XFE603
        error_handling: Invalid request. Please call another API or contact customer support at https://bit.ly/XfersSupport.
    XFE12:
      summary: XFE12 - Invalid parameter
      value:
        error: string
        error_code: XFE12
        error_handling: Make sure you entered the correct parameters.
    XFE306:
      summary: XFE306 - ...
      value:
        error: string
        error_code: XFE306
        error_handling: '...'
    XFE602:
      summary: XFE602 - Server busy
      value:
        error: string
        error_code: XFE602
        error_handling: Your withdrawal exceeds the limit for the time period. Please change the amount or verify your account.
    XFE11:
      summary: XFE11 - Timeout
      value:
        error: string
        error_code: XFE11
        error_handling: Please try again later.
    XFE308:
      summary: XFE308 - ...
      value:
        error: string
        error_code: XFE308
        error_handling: '...'
    XFE501:
      summary: XFE501 - Expected Bank API error
      value:
        error: string
        error_code: XFE501
        error_handling: Try again later or contact customer support at https://bit.ly/XfersSupport.
    XFE112:
      summary: XFE112 - Repeat request
      value:
        error: string
        error_code: XFE112
        error_handling: API request has already been made. Please follow the instructions in the response or call aother API.
    XFE305:
      summary: XFE305 - ....
      value:
        error: string
        error_code: XFE305
        error_handling: '...'
  schemas:
    error_response:
      type: object
      properties:
        error:
          description: Error Message
          type: string
        error_code:
          description: Xfers' error code XFEXXX
          type: string
        error_handling:
          description: Instruction on how to handle error. Refer to Error Codes tag for more information.
          type: string
  responses:
    v3Error:4XX:
      description: List of possible errors
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/error_response'
          examples:
            XFE1:
              $ref: '#/components/examples/XFE1'
            XFE2:
              $ref: '#/components/examples/XFE2'
            XFE3:
              $ref: '#/components/examples/XFE3'
            XFE4:
              $ref: '#/components/examples/XFE4'
            XFE5:
              $ref: '#/components/examples/XFE5'
            XFE6:
              $ref: '#/components/examples/XFE6'
            XFE7:
              $ref: '#/components/examples/XFE7'
            XFE8:
              $ref: '#/components/examples/XFE8'
            XFE9:
              $ref: '#/components/examples/XFE9'
            XFE10:
              $ref: '#/components/examples/XFE10'
            XFE11:
              $ref: '#/components/examples/XFE11'
            XFE12:
              $ref: '#/components/examples/XFE12'
            XFE13:
              $ref: '#/components/examples/XFE13'
            XFE14:
              $ref: '#/components/examples/XFE14'
            XFE15:
              $ref: '#/components/examples/XFE15'
            XFE16:
              $ref: '#/components/examples/XFE16'
            XFE101:
              $ref: '#/components/examples/XFE101'
            XFE102:
              $ref: '#/components/examples/XFE102'
            XFE103:
              $ref: '#/components/examples/XFE103'
            XFE104:
              $ref: '#/components/examples/XFE104'
            XFE105:
              $ref: '#/components/examples/XFE105'
            XFE106:
              $ref: '#/components/examples/XFE106'
            XFE107:
              $ref: '#/components/examples/XFE107'
            XFE108:
              $ref: '#/components/examples/XFE108'
            XFE109:
              $ref: '#/components/examples/XFE109'
            XFE110:
              $ref: '#/components/examples/XFE110'
            XFE111:
              $ref: '#/components/examples/XFE111'
            XFE112:
              $ref: '#/components/examples/XFE112'
            XFE201:
              $ref: '#/components/examples/XFE201'
            XFE301:
              $ref: '#/components/examples/XFE301'
            XFE302:
              $ref: '#/components/examples/XFE302'
            XFE303:
              $ref: '#/components/examples/XFE303'
            XFE304:
              $ref: '#/components/examples/XFE304'
            XFE305:
              $ref: '#/components/examples/XFE305'
            XFE306:
              $ref: '#/components/examples/XFE306'
            XFE307:
              $ref: '#/components/examples/XFE307'
            XFE308:
              $ref: '#/components/examples/XFE308'
            XFE309:
              $ref: '#/components/examples/XFE309'
            XFE310:
              $ref: '#/components/examples/XFE310'
            XFE311:
              $ref: '#/components/examples/XFE311'
            XFE312:
              $ref: '#/components/examples/XFE312'
            XFE401:
              $ref: '#/components/examples/XFE401'
            XFE402:
              $ref: '#/components/examples/XFE402'
            XFE403:
              $ref: '#/components/examples/XFE403'
            XFE404:
              $ref: '#/components/examples/XFE404'
            XFE405:
              $ref: '#/components/examples/XFE405'
            XFE406:
              $ref: '#/components/examples/XFE406'
            XFE407:
              $ref: '#/components/examples/XFE407'
            XFE408:
              $ref: '#/components/examples/XFE408'
            XFE409:
              $ref: '#/components/examples/XFE409'
            XFE410:
              $ref: '#/components/examples/XFE410'
            XFE501:
              $ref: '#/components/examples/XFE501'
            XFE502:
              $ref: '#/components/examples/XFE502'
            XFE503:
              $ref: '#/components/examples/XFE503'
            XFE504:
              $ref: '#/components/examples/XFE504'
            XFE505:
              $ref: '#/components/examples/XFE505'
            XFE506:
              $ref: '#/components/examples/XFE506'
            XFE601:
              $ref: '#/components/examples/XFE601'
            XFE602:
              $ref: '#/components/examples/XFE602'
            XFE603:
              $ref: '#/components/examples/XFE603'
  securitySchemes:
    X-XFERS-USER-API-KEY:
      type: apiKey
      name: X-XFERS-USER-API-KEY
      in: header
      description: You can retrieve this by using [get_token API](../sg/api/cutting-edge#operation/getToken)
externalDocs:
  description: Find out more about Xfers
  url: https://id.xfers.com
x-tagGroups:
- name: User Management
  tags:
  - Registration
  - User Account
  - Bank Account
  - E-signature
- name: Payments
  tags:
  - Charge
  - Payout
  - Withdraw
  - Intents
- name: Loans
  tags:
  - Loans
  - Disbursements
  - Repayments
- name: Appendix
  tags:
  - Testing
  - Error Response
  - Pagination
  - Callback Configuration
  - Try it out with Postman