Midtrans Iris Disbursement API

openapi: 3.0.3
info:
  title: Midtrans Payment Card Tokenization Iris Disbursement API
  description: 'A representative OpenAPI description of the Midtrans payment platform, an Indonesian payment gateway (part of the GoTo Group). It covers Snap (hosted checkout), the Core API (charge and transaction lifecycle), card and GoPay tokenization, Payment Link, recurring Subscriptions, and Iris disbursement / payouts.


    Hosts vary by product. The default servers below are the Core API / Payment Link / Subscription hosts (api.midtrans.com and api.sandbox.midtrans.com). Snap runs on app.midtrans.com and Iris runs on app.midtrans.com/iris; those paths declare their own path-level `servers` override so the full URL is always unambiguous.


    Authentication is HTTP Basic: your Server Key is the username and the password is empty (`Authorization: Basic base64(SERVER_KEY:)`). The two card tokenization endpoints instead use the public Client Key passed as a query parameter, and Iris uses its own creator / approver API key over HTTP Basic.


    This document was authored by API Evangelist from Midtrans'' public documentation and official Postman collection; request / response bodies are modeled representatively rather than exhaustively.'
  version: '1.0'
  contact:
    name: Midtrans
    url: https://midtrans.com
  license:
    name: Proprietary
    url: https://midtrans.com
servers:
- url: https://api.midtrans.com
  description: Core API / Payment Link / Subscription - Production
- url: https://api.sandbox.midtrans.com
  description: Core API / Payment Link / Subscription - Sandbox
security:
- serverKeyAuth: []
tags:
- name: Iris Disbursement
  description: Payouts, beneficiaries, balance, and account validation.
paths:
  /iris/api/v1/ping:
    servers:
    - url: https://app.midtrans.com
      description: Iris - Production
    - url: https://app.sandbox.midtrans.com
      description: Iris - Sandbox
    get:
      operationId: irisPing
      tags:
      - Iris Disbursement
      summary: Ping Iris
      description: Health check that returns "pong" when the Iris service is reachable.
      responses:
        '200':
          description: Service is reachable.
  /iris/api/v1/beneficiaries:
    servers:
    - url: https://app.midtrans.com
      description: Iris - Production
    - url: https://app.sandbox.midtrans.com
      description: Iris - Sandbox
    get:
      operationId: listBeneficiaries
      tags:
      - Iris Disbursement
      summary: List beneficiaries
      description: Lists saved beneficiaries for quick access on the payout page.
      responses:
        '200':
          description: A list of beneficiaries.
          content:
            application/json:
              schema:
                type: array
                items:
                  $ref: '#/components/schemas/Beneficiary'
        '401':
          $ref: '#/components/responses/Unauthorized'
    post:
      operationId: createBeneficiary
      tags:
      - Iris Disbursement
      summary: Create a beneficiary
      description: Creates a new beneficiary (name, account, bank, alias_name, email).
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/Beneficiary'
      responses:
        '201':
          description: The created beneficiary.
        '401':
          $ref: '#/components/responses/Unauthorized'
  /iris/api/v1/beneficiaries/{alias_name}:
    servers:
    - url: https://app.midtrans.com
      description: Iris - Production
    - url: https://app.sandbox.midtrans.com
      description: Iris - Sandbox
    parameters:
    - name: alias_name
      in: path
      required: true
      description: The beneficiary alias.
      schema:
        type: string
    patch:
      operationId: updateBeneficiary
      tags:
      - Iris Disbursement
      summary: Update a beneficiary
      description: Updates an existing beneficiary identified by its alias_name.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/Beneficiary'
      responses:
        '200':
          description: The updated beneficiary.
        '401':
          $ref: '#/components/responses/Unauthorized'
  /iris/api/v1/payouts:
    servers:
    - url: https://app.midtrans.com
      description: Iris - Production
    - url: https://app.sandbox.midtrans.com
      description: Iris - Sandbox
    post:
      operationId: createPayouts
      tags:
      - Iris Disbursement
      summary: Create payouts
      description: Creates one or more payouts (Creator role). Each payout targets a bank account with an amount, notes, and a bank / account_number.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/PayoutRequest'
      responses:
        '201':
          description: The created payouts.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PayoutResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /iris/api/v1/payouts/approve:
    servers:
    - url: https://app.midtrans.com
      description: Iris - Production
    - url: https://app.sandbox.midtrans.com
      description: Iris - Sandbox
    post:
      operationId: approvePayouts
      tags:
      - Iris Disbursement
      summary: Approve payouts
      description: Approves one or more requested payouts (Approver role) by reference_no.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/PayoutApproval'
      responses:
        '202':
          description: The payouts were accepted for processing.
        '401':
          $ref: '#/components/responses/Unauthorized'
  /iris/api/v1/payouts/reject:
    servers:
    - url: https://app.midtrans.com
      description: Iris - Production
    - url: https://app.sandbox.midtrans.com
      description: Iris - Sandbox
    post:
      operationId: rejectPayouts
      tags:
      - Iris Disbursement
      summary: Reject payouts
      description: Rejects one or more requested payouts (Approver role) with a reason.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/PayoutRejection'
      responses:
        '202':
          description: The payouts were rejected.
        '401':
          $ref: '#/components/responses/Unauthorized'
  /iris/api/v1/payouts/{reference_no}:
    servers:
    - url: https://app.midtrans.com
      description: Iris - Production
    - url: https://app.sandbox.midtrans.com
      description: Iris - Sandbox
    parameters:
    - name: reference_no
      in: path
      required: true
      description: The payout reference number.
      schema:
        type: string
    get:
      operationId: getPayoutDetails
      tags:
      - Iris Disbursement
      summary: Get payout details
      description: Retrieves the details and status of a single payout by reference_no.
      responses:
        '200':
          description: The payout details.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Payout'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
  /iris/api/v1/balance:
    servers:
    - url: https://app.midtrans.com
      description: Iris - Production
    - url: https://app.sandbox.midtrans.com
      description: Iris - Sandbox
    get:
      operationId: getBalance
      tags:
      - Iris Disbursement
      summary: Get account balance
      description: Returns the current Iris account balance available for disbursement.
      responses:
        '200':
          description: The account balance.
          content:
            application/json:
              schema:
                type: object
                properties:
                  balance:
                    type: string
        '401':
          $ref: '#/components/responses/Unauthorized'
  /iris/api/v1/bank_accounts:
    servers:
    - url: https://app.midtrans.com
      description: Iris - Production
    - url: https://app.sandbox.midtrans.com
      description: Iris - Sandbox
    get:
      operationId: listBankAccounts
      tags:
      - Iris Disbursement
      summary: List bank accounts
      description: Lists the registered bank accounts (facilitator scheme).
      responses:
        '200':
          description: A list of bank accounts.
        '401':
          $ref: '#/components/responses/Unauthorized'
  /iris/api/v1/account_validation:
    servers:
    - url: https://app.midtrans.com
      description: Iris - Production
    - url: https://app.sandbox.midtrans.com
      description: Iris - Sandbox
    get:
      operationId: validateBankAccount
      tags:
      - Iris Disbursement
      summary: Validate a bank account
      description: Validates a bank account number and returns the registered account holder name.
      parameters:
      - name: bank
        in: query
        required: true
        description: Bank code (e.g. bca, mandiri).
        schema:
          type: string
      - name: account
        in: query
        required: true
        description: The destination account number.
        schema:
          type: string
      responses:
        '200':
          description: The validated account holder.
          content:
            application/json:
              schema:
                type: object
                properties:
                  account_no:
                    type: string
                  account_name:
                    type: string
        '401':
          $ref: '#/components/responses/Unauthorized'
components:
  responses:
    Unauthorized:
      description: Missing or invalid credentials.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    NotFound:
      description: The requested resource was not found.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  schemas:
    PayoutApproval:
      type: object
      required:
      - reference_nos
      properties:
        reference_nos:
          type: array
          items:
            type: string
        otp:
          type: string
    PayoutResponse:
      type: object
      properties:
        payouts:
          type: array
          items:
            $ref: '#/components/schemas/Payout'
    PayoutRequest:
      type: object
      required:
      - payouts
      properties:
        payouts:
          type: array
          items:
            $ref: '#/components/schemas/PayoutItem'
    PayoutRejection:
      type: object
      required:
      - reference_nos
      - reject_reason
      properties:
        reference_nos:
          type: array
          items:
            type: string
        reject_reason:
          type: string
    Payout:
      type: object
      properties:
        status:
          type: string
        reference_no:
          type: string
        amount:
          type: string
        beneficiary_name:
          type: string
        bank:
          type: string
        account:
          type: string
    Beneficiary:
      type: object
      properties:
        name:
          type: string
        account:
          type: string
        bank:
          type: string
        alias_name:
          type: string
        email:
          type: string
    Error:
      type: object
      properties:
        status_code:
          type: string
        status_message:
          type: string
        id:
          type: string
    PayoutItem:
      type: object
      required:
      - beneficiary_name
      - beneficiary_account
      - beneficiary_bank
      - amount
      properties:
        beneficiary_name:
          type: string
        beneficiary_account:
          type: string
        beneficiary_bank:
          type: string
        beneficiary_email:
          type: string
        amount:
          type: string
        notes:
          type: string
  securitySchemes:
    serverKeyAuth:
      type: http
      scheme: basic
      description: 'HTTP Basic authentication. Your Server Key is the username and the password is empty, so the header is `Authorization: Basic base64(SERVER_KEY:)`. Iris disbursement uses the same HTTP Basic scheme but with its own creator / approver API key.'