🇩🇪Financial Technology in Germany

42 financial technology providers in Germany, publishing 50 APIs.

42 providers 50 published APIs 131 indexed documents

Financial Technology in Germany — 42 providers on the APIs.io network sit in both cohorts, and between them they publish 50 indexed APIs.

13 of the 42 publish at least one machine-readable API; 29 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 21 minimal, 8 emerging, 7 developing, and 6 thin.

Leading by rating: Upvest, Deutsche Bank, Solaris, Pliant, Candis, Interhyp, and 36 more.

Country membership reads a tag or a stated headquarters. A provider lands in Germany when one of its own top-level tags names the country, or when its own description states a headquarters that names the country or one of its cities (roadmap#542, #719). A description that calls a company by its nationality, or names a city in a phrase that is not a headquarters statement, is not counted, so this cell is a floor, not a census.

Providers (42)

Provider Description APIs Rating
Upvest Upvest is a Berlin-based API-first investment infrastructure provider that enables banks, brokers, and wealth managers to build and launch investment experiences through a singl... 1 developing
Deutsche Bank Deutsche Bank is a global financial institution headquartered in Frankfurt, providing retail, corporate and investment banking, asset management and wealth management. Its devel... 36 developing
Solaris Solaris SE is a Berlin-based embedded-finance / Banking-as-a-Service platform operating on a full German CRR commercial banking license. Its REST API lets partners embed regulat... 1 developing
Pliant Pliant is a Berlin-based financial technology company offering a business credit card and spend-management platform, plus Cards-as-a-Service (CaaS) and Banking-as-a-Service (Baa... 1 developing
Candis Candis is a Berlin-based fintech (founded 2015) offering an AI-driven financial process automation and accounts-payable platform for SMEs. It captures incoming invoices, reads i... 1 developing
Interhyp Interhyp AG is Germany's leading platform for residential mortgage financing (Baufinanzierung), connecting homebuyers and partners with the best financing options by comparing o... 2 developing
Causa Prima Causa Prima is an AI-native fintech building an agent-to-agent network for finance teams — automating invoicing, dispute resolution, and dynamic (early-payment) discounting betw... 1 developing
Topi topi is a European hardware-as-a-service (HaaS) fintech that lets B2B sellers and retailers offer tech devices, IT hardware, and equipment as flexible monthly rental subscriptio... 1 thin
lemon.markets lemon.markets is a Berlin-based, BaFin-licensed investment firm that sells brokerage infrastructure as an API. Its Brokerage API lets fintechs, banks and platforms embed investi... 1 thin
Billie Billie is a Berlin-based B2B "buy now, pay later" (BNPL) payment provider that lets merchants offer business buyers invoice purchase, pay-after-delivery, and installment terms a... 1 thin
Finmid finmid is a Berlin-based embedded lending and B2B payments infrastructure provider that lets software platforms and marketplaces offer financing — cash advances, term loans, and... 2 thin
LIQID Investments LIQID Investments GmbH (Berlin, founded 2016) is one of Europe's largest digital wealth managers, serving affluent private clients with more than EUR 4 billion in assets under m... 0 thin
Number26 Number26 — trading as N26 (legally N26 GmbH) — is a German licensed digital bank offering 100% mobile banking to more than 8 million customers across 24 European markets. Founde... 1 thin
Afori Afori is a Barcelona- and Germany-based insurtech building an AI software platform designed specifically for insurance brokers (Versicherungsmakler). Its first product is an AI ... 0 emerging
Comstruct Comstruct is a Munich-based construction technology company that provides AI-powered agents to automate the procurement of construction materials. Its platform runs the full pro... 0 emerging
Lendorse Lendorse GmbH is a Berlin-based education-finance company that funds international master's students studying in Europe through Income Share Agreements (ISAs) instead of traditi... 0 emerging
Taxfix Taxfix is a Berlin-based fintech that lets individuals and self-employed people in Germany prepare and file their annual income tax return from a mobile app or web browser. User... 0 emerging
Ottonova Ottonova is a Munich-based digital private health insurance provider (private Krankenversicherung) founded in 2015, positioned as "the insurance for the mobile age." It sells pr... 0 emerging
Trade Republic Trade Republic is a Berlin-based digital bank and Europe's largest savings platform, offering commission-optimized trading of stocks, ETFs, derivatives, and crypto, ETF and stoc... 0 emerging
Hrmony Hrmony is a Berlin-based employee-benefits platform that lets German employers offer modern, tax-advantaged perks to their staff — meal allowances (Essenszuschuss), the 50 euro ... 0 emerging
Fincompare Fincompare (now operating under the Fynbiz brand alongside Compeon) is a Berlin-based digital financing marketplace for small and medium-sized enterprises. Founded in 2017, the ... 0 emerging
AAZZUR AAZZUR is a Berlin-based embedded finance and Banking-as-a-Service (BaaS) platform that lets enterprises, financial institutions, and startups embed financial services into thei... 0 minimal
Bunch Bunch is a Berlin-based financial technology company building AI-native infrastructure for private markets. Its all-in-one platform combines secure data infrastructure, AI-power... 0 minimal
Exporo Exporo is a Hamburg, Germany-based digital investment platform for real estate and renewable-energy infrastructure, operating as a regulated European Crowdfunding Service Provid... 0 minimal
Timeless Timeless (Timeless Investments GmbH) is a Berlin-based fintech that lets people invest in fractions of authenticated collectibles - luxury watches, classic cars, sneakers, fine ... 0 minimal
Auxmoney Auxmoney (auxmoney GmbH) is a Düsseldorf-based German fintech operating one of Europe's largest online lending marketplaces, connecting consumer and small-business borrowers wit... 0 minimal
Finoa Finoa is a Berlin-based, BaFin-regulated digital asset infrastructure provider serving institutional investors, asset managers, family offices, venture capital funds, and regula... 0 minimal
Taxdoo Taxdoo is a Hamburg-based fintech providing real-time e-commerce accounting software for online retailers and tax advisors. The platform automatically captures sales, fees, paym... 0 minimal
Donnerstag Ai Donnerstag.ai (Donnerstag.ai Technologies GmbH) is a Frankfurt-based enterprise fintech building an AI Reconciliation Layer for enterprise finance. Its platform automates financ... 0 minimal
N26 N26 is a European mobile-first neobank founded in 2013 and headquartered in Berlin, Germany, offering fully digital current accounts, debit and virtual cards, spending analytics... 0 minimal
ExpressSteuer (fka Express Group) ExpressSteuer (formerly Express Group) is a German tax-technology company, originally a Hamburg-based fintech backed by Insight Partners that offered an app-based, largely autom... 0 minimal
Crosslend CrossLend is a Berlin-based fintech providing digital debt technology for the private lending and securitisation space. Its platform offers Portfolio Analytics for loan-level da... 0 minimal
Check24 CHECK24 is Germany's largest online comparison portal (Vergleichsportal), founded in 1999 and headquartered in Munich. It lets more than 20 million customers compare prices and ... 0 minimal
Balance Re Balance Re is a fully licensed German life reinsurance company headquartered in Cologne, with an office in London, offering asset-liability management (ALM) reinsurance solution... 0 minimal
Scalable Capital Scalable Capital is a Munich-based digital investment platform and licensed bank operating across Germany, Austria, Italy, France, Spain and the Netherlands. It offers a self-di... 0 minimal
Smava Smava (smava GmbH) is a Berlin-based German consumer-finance marketplace, founded in 2007, that lets borrowers compare personal, auto, and mortgage loan offers from more than 20... 0 minimal
Finiata Finiata was a Berlin-founded fintech providing working-capital and invoice financing to small businesses, freelancers and micro-enterprises, operating principally in Germany and... 0 minimal
Payworks Payworks was a Munich-based payment-infrastructure company backed by Speedinvest, building a mobile point-of-sale (mPOS) payment-gateway platform that let acquirers, PSPs and IS... 0 minimal
Fidor Bank Fidor Bank was a German digital challenger bank founded in Munich in 2009 and an early pioneer of Banking-as-a-Service and open banking through its fidorOS / bankOS middleware p... 1 minimal
Monedo Monedo, founded in Hamburg in 2012 as Kreditech and renamed Monedo in March 2020, was a German online consumer lender that underwrote short-term and installment credit in Poland... 0 minimal
Savedo Savedo was a German fintech operating a consumer deposit marketplace that let savers in Germany open fixed-term and savings accounts across multiple European partner banks from ... 0 minimal
Zeitgold Zeitgold was a Berlin-based fintech that automated bookkeeping, invoice and receipt processing, payments, and financial administration for small and medium-sized businesses, ble... 0 minimal

Indexed API documents (131)

Two numbers, both real: these providers publish 50 APIs as their own documents, which the catalog indexes split one-per-resource into 131 documents.

Upvest Account Transfers API

Transfer accounts between entities.

Upvest Accounts API

Investment accounts that hold positions and track balances for users.

Upvest Authentication API

OAuth 2.0 token management for API access using client credentials flow.

Upvest Cash Balances API

View cash balance information for accounts.

Upvest Corporate Actions API

View and manage corporate action events on held securities.

Upvest Direct Debits API

Manage direct debit funding operations.

Upvest Executions API

Track order execution details and fills.

Upvest Fee Configurations API

Configure fee structures and schedules.

Upvest Fees API

Track and manage fee charges on accounts.

Upvest Files API

Access and download generated files such as reports and statements.

Upvest Instrument Prices API

Retrieve real-time and historical price data for instruments.

Upvest Instruments API

Query available financial instruments and their metadata.

Upvest Liquidations API

Manage full or partial account liquidations.

Upvest Mandates API

Manage direct debit mandates for accounts.

Upvest Order Cancellations API

Cancel pending orders before execution.

Upvest Orders API

Place, manage, and track buy and sell orders for instruments.

Upvest Portfolio Allocations API

Define and update target allocations within portfolios.

Upvest Portfolio Orders API

Place orders against portfolio allocations.

Upvest Portfolios API

Create and manage portfolios with custom asset allocations.

Upvest Portfolios Rebalancing API

Trigger and track portfolio rebalancing operations.

Upvest Positions API

View current holdings and position details for accounts.

Upvest Reference Accounts API

Manage reference bank accounts linked to investment accounts.

Upvest Reports API

Generate and retrieve user-facing investment reports and statements.

Upvest Returns API

Calculate account-level investment returns.

Upvest Savings Plans API

Configure automated recurring investments into portfolios or instruments.

Upvest Securities Transfers API

Transfer securities between accounts or providers.

Upvest Tax Residencies API

Manage tax residency information for users.

Upvest Transactions API

View transaction history for accounts.

Upvest Treasury Reports API

Access treasury-level reporting for institutional oversight.

Upvest User Checks API

Compliance and verification checks on users.

Upvest User Identifiers API

Manage external identifiers associated with users.

Upvest Users API

Manage end users including onboarding, identity verification, and profile management.

Upvest Valuations API

Retrieve account and position valuations.

Upvest Webhook Subscriptions API

Register, update, and manage webhook subscriptions for event notifications.

Upvest Withdrawals API

Process cash withdrawals from investment accounts.

Deutsche Bank Alias API

The alias API contains endpoints to add, update or delete aliases for means of payment.

Deutsche Bank Apple Pay API

The Apple Pay™ API contains endpoints to initiate a payment session to perform credit card payment transactions based on Apple Pay™ payme...

Deutsche Bank Authorization API

The Authorization API from Deutsche Bank — 3 operation(s) for authorization.

Deutsche Bank Callback API

The merchant's system has to implement this endpoint to receive callback requests.

Deutsche Bank Cancel SEPA Credit Transfers API

Use these endpoints to cancel existing SEPA Credit Transfers.

Deutsche Bank Cancel SEPA Instant Credit Transfers API

Use these endpoints to cancel existing SEPA Instant Credit Transfers.

Deutsche Bank Cash account opening status API

The Cash account opening status API from Deutsche Bank — 1 operation(s) for cash account opening status.

Deutsche Bank Cash Account Openings API

Lets you easily open cash accounts with Deutsche Bank, Postbank or norisbank on your customer's behalf.

Deutsche Bank Cash Accounts API

Gives you an overview of all savings and current accounts of your customers. With this api, you can retrieve details such as IBAN, BIC or...

Deutsche Bank Create SEPA Credit Transfers API

Use these endpoints to create SEPA Credit Transfers. Both single and bulk payments are supported.

Deutsche Bank Create SEPA Instant Credit Transfers API

Use these endpoints to create SEPA Instant Credit Transfers. Both single and bulk payments are supported.

Deutsche Bank Employee Share Plan Securities Account Opening API

The Employee Share Plan Securities Account Opening API from Deutsche Bank — 2 operation(s) for employee share plan securities account ope...

Deutsche Bank E Score API

The eScore API contains endpoints to minimize non-payment risk.

Deutsche Bank ForgeRock Auth Tree API

The ForgeRock Auth Tree API from Deutsche Bank — 1 operation(s) for forgerock auth tree.

Deutsche Bank ForgeRock OAuth API

The ForgeRock OAuth API from Deutsche Bank — 2 operation(s) for forgerock oauth.

Deutsche Bank ForgeRock Session API

The ForgeRock Session API from Deutsche Bank — 1 operation(s) for forgerock session.

Deutsche Bank Forms API

The Forms API contains endpoints to initialize a form service interaction. It allows the merchant to redirect the customer to a customiza...

Deutsche Bank Get details for SEPA Credit Transfers API

Use these endpoints to retrieve the details of SEPA Credit Transfers, both for single and bulk payments.

Deutsche Bank Get details for SEPA Instant Credit Transfers API

Use these endpoints to retrieve the details of SEPA Instant Credit Transfers, both for single and bulk payments.

Deutsche Bank Get status for SEPA Credit Transfers API

Use these endpoints to retrieve the processing status of SEPA Credit Transfers, both for single and bulk payments.

Deutsche Bank Get status for SEPA Instant Credit Transfers API

Use these endpoints to retrieve the processing status of SEPA Instant Credit Transfers, both for single and bulk payments.

Deutsche Bank Get VoP details for SEPA Credit Transfers API

Use these endpoints to check the Verification of Payee (VoP) details for your SEPA Credit Transfers, whether you're making a single payme...

Deutsche Bank Get VoP details for SEPA Instant Credit Transfers API

Use these endpoints to check the Verification of Payee (VoP) details for your SEPA Instant Credit Transfers, whether you're making a sing...

Deutsche Bank Google Pay API

The Google Pay™ API contains endpoints to perform credit card payment transactions based on Google Pay™ payment information.

Deutsche Bank Headless 3-D Secure API

The Headless 3-D Secure API contains endpoints to conduct headless 3-D Secure transactions.

Deutsche Bank I Frame API

The iFrame API contains an endpoint to initialize an iFrame interaction. It allows the merchant to embed specific elements of a frontend ...

Deutsche Bank Info API

Information related operations.

Deutsche Bank Investments Order Subscription API

Investment Order Subscription Api

Deutsche Bank Loan Offers API

The Loan Offers API from Deutsche Bank — 5 operation(s) for loan offers.

Deutsche Bank Managed Mandate API

The Managed Mandate API contains endpoints to work with managed mandates.

Deutsche Bank Order Change API

Change an existing order or preview a change of an existing order

Deutsche Bank Order Delete API

Delete an existing order

Deutsche Bank Order Details API

Retrieve details on existing orders

Deutsche Bank Order Entry API

Create an order or preview an order creation

Deutsche Bank Order Expense Report API

Produce a PDF with the estimated expenses for an order execution or modification.

Deutsche Bank Password Encryption API

The Password Encryption API from Deutsche Bank — 1 operation(s) for password encryption.

Deutsche Bank Payment API

The Payment API contains endpoints to add or modify payment transactions. When using the API, the merchant is only integrated to the API ...

Deutsche Bank Payment Link API

The Payment Link API contains endpoints to prepare payments your customers can carry out later by using the provided link.

Deutsche Bank Processing Orders API

The Processing Orders API from Deutsche Bank — 2 operation(s) for processing orders.

Deutsche Bank Reachability Status API

Verifies if the provided IBAN is reachable for an SEPA Instant Credit Transfer

Deutsche Bank Risk Management API

The Risk Management API contains endpoints to add and remove risk list entries and to calculate a risk score.

Deutsche Bank Second Factor Retry API

Use these endpoints for Second Factory Retry of existing SEPA Instant Credit Transfers.

Deutsche Bank Security Statics API

Get static data on Securities

Deutsche Bank Support API

Get price information for a given security

Deutsche Bank Swaggers API

Swaggers/OpenAPI repository

Deutsche Bank Tenants API

Tenants

Deutsche Bank Transaction Analysis API

Provides an easy and accurate way to prove recent income and rent payments to describe the financial situation of a customer.

Deutsche Bank Transaction Authorization API

The Transaction Authorization API from Deutsche Bank — 4 operation(s) for transaction authorization.

Deutsche Bank Transaction Subscription API

Transactions Subscription Api

Deutsche Bank Transactions API

Provides all transactions information from your customers' savings and current accounts for the last 13 months.

Solaris Embedded Finance API

The Solaris REST API for embedded banking, cards, payments (SEPA), KYC/KYB identity, and lending. OAuth2 client-credentials auth; HMAC-si...

Pliant Pro API (Customer)

Pliant's Pro API enables customers to access Pliant credit card data and features programmatically — issue and manage cards, apply card c...

Candis Core Data API

Import/update master data: general ledger accounts, cost dimensions, additional delivery costs.

Candis Exports API

Export approved invoices and postings to accounting/ERP systems.

Candis Invoices API

Read and update invoice metadata.

Candis Organizations API

The Organizations API from Candis — 1 operation(s) for organizations.

Candis Purchase Requests API

Read purchase request data.

Candis Reimbursements API

The Reimbursements API from Candis — 1 operation(s) for reimbursements.

Interhyp Commands API

provides endpoints to access to commands sent to the submission API

Interhyp Documents API

access to submission documents

Interhyp Financing Application API

provides endpoints for financing application resources not associate to a specific financing partner

Interhyp Info API

provides basic info about service status and version of the submission API specs used

Interhyp Logbook API

provides endpoints to access submission logbook

Interhyp Pre Submission Checks API

provides endpoints for pre-submission resources associated with a specific financing partner

Interhyp Protocol API

access to submission protocol

Interhyp Submissions API

provides endpoints for submission resources associated with a specific financing partner

Causa Prima Invoices API

The Invoices API from Causa Prima — 3 operation(s) for invoices.

Causa Prima Jurisdictions API

The Jurisdictions API from Causa Prima — 1 operation(s) for jurisdictions.

Causa Prima Scribo API

The Scribo API from Causa Prima — 4 operation(s) for scribo.

Topi Catalog API

Topi catalog for sellers

Topi Offer API

Provides operations to handle offers for end-customers. ## Webhooks ### OfferUpdates We will ping the URL provided whenever an offer has ...

Topi Order API

Provides operations to handle orders for end-customers. ## Webhooks We will ping the URL provided whenever an order has changed its statu...

Topi Shipment API

#### Assets without serial numbers Some assets might not have a serial number (e.g. accessories). In order to send them with the shipment...

Topi Shipping Method API

Provides operations to handle shipping-related tasks.

lemon.markets Accounts: General API

The Accounts: General API from lemon.markets — 6 operation(s) for accounts: general.

lemon.markets Accounts: ID+V API

The Accounts: ID+V API from lemon.markets — 3 operation(s) for accounts: id+v.

lemon.markets Batch Orders API

The Batch Orders API from lemon.markets — 4 operation(s) for batch orders.

lemon.markets Businesses API

The Businesses API from lemon.markets — 5 operation(s) for businesses.

lemon.markets Cash Settlement API

The Cash Settlement API from lemon.markets — 5 operation(s) for cash settlement.

lemon.markets Corporate Actions API

The Corporate Actions API from lemon.markets — 6 operation(s) for corporate actions.

lemon.markets Documents API

The Documents API from lemon.markets — 4 operation(s) for documents.

lemon.markets Events + Webhooks API

The Events + Webhooks API from lemon.markets — 3 operation(s) for events + webhooks.

lemon.markets Instruments API

The Instruments API from lemon.markets — 4 operation(s) for instruments.

lemon.markets Money + Positions API

The Money + Positions API from lemon.markets — 9 operation(s) for money + positions.

lemon.markets Orders API

The Orders API from lemon.markets — 4 operation(s) for orders.

lemon.markets Persons API

The Persons API from lemon.markets — 4 operation(s) for persons.

lemon.markets Securities Accounts API

The Securities Accounts API from lemon.markets — 2 operation(s) for securities accounts.

lemon.markets Taxes API

The Taxes API from lemon.markets — 4 operation(s) for taxes.

lemon.markets Trades API

The Trades API from lemon.markets — 2 operation(s) for trades.

lemon.markets Treasury Mandates API

The Treasury Mandates API from lemon.markets — 9 operation(s) for treasury mandates.

lemon.markets Workflows API

Use workflows to perform repetitive tasks automatically.

Billie Payment API

OAuth2 client-credentials REST API for B2B BNPL: checkout sessions, hosted payment page, backend order creation, order management, captur...

finmid B2B Payments API

Embed B2B payment and financing into a platform: onboard buyers and sellers, create payment requests financed by a finmid loan, create pa...

finmid Capital API

Offer pre-approved, customizable financing to businesses on a platform: real-time offer generation, an embeddable acceptance widget (ifra...

Number26 Default API

The default API from Number26 — 9 operation(s) for default.

Fidor Germany Banking API

Fidor's REST API for Customers, Accounts, Transfers, Transactions and Account Information, secured with OAuth2 (authorization-code flow)....

Other industries in Germany

Artificial Intelligence 76 Climate & Sustainability 49 E-Commerce Platform 36 Supply Chain & Procurement 31 Healthcare 30 Data & Analytics 27 Digital Health & Telehealth 26 Education & EdTech 26 Mobility & Fleet 24 Investing & Venture Capital 23 Legal & Compliance Tech 22 Accounting & Finance Operations 21 All of Germany →

Financial Technology elsewhere

Europe 230 North America 177 Latin America 146 India & South Asia 110 United Kingdom & Ireland 105 Africa 86 Southeast Asia 81 Middle East 65 DACH (Germany · Austria · Switzerland) 44 France & Iberia 33 Japan & Korea 21 Greater China 19 All of Financial Technology →

This page is the intersection of two independently computed cohorts: Germany and Financial Technology. A provider appears here only when it is already a member of both. Germany membership is matched on tag, stated HQ, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

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