Upvest Mandates API

openapi: 3.2.0
info:
  title: Upvest Investment Account Transfers Mandates API
  description: The Upvest Investment API provides a unified interface for building embedded investment experiences. It supports placing and managing orders, creating portfolios, configuring savings plans, handling securities transfers, and managing user accounts and positions. The API covers the full order lifecycle with asynchronous processing and webhook notifications for real-time event handling. Financial institutions can use the API to offer fractional investing, automated portfolio management, and localized investment products across European and UK markets.
  version: 1.0.0
  contact:
    name: Upvest Support
    url: https://upvest.co/
  termsOfService: https://upvest.co/legal
servers:
- url: https://api.upvest.co
  description: Production Server
- url: https://sandbox.upvest.co
  description: Sandbox Server
security:
- oauth2ClientCredentials: []
tags:
- name: Mandates
  description: Manage direct debit mandates for accounts.
paths:
  /mandates:
    get:
      operationId: listMandates
      summary: Upvest List mandates
      description: Retrieve a list of direct debit mandates.
      tags:
      - Mandates
      parameters:
      - $ref: '#/components/parameters/Offset'
      - $ref: '#/components/parameters/Limit'
      responses:
        '200':
          description: A list of mandates
          content:
            application/json:
              schema:
                type: object
                properties:
                  data:
                    type: array
                    items:
                      $ref: '#/components/schemas/Mandate'
                  meta:
                    $ref: '#/components/schemas/PaginationMeta'
              examples:
                listMandates200Example:
                  summary: Default listMandates 200 response
                  x-microcks-default: true
                  value:
                    data:
                    - id: {}
                      account_group_id: {}
                      iban: {}
                      status: {}
                      created_at: {}
                    meta:
                      offset: 0
                      limit: 20
                      count: 100
                      total: 100
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
              examples:
                listMandates401Example:
                  summary: Default listMandates 401 response
                  x-microcks-default: true
                  value:
                    type: standard
                    status: 100
                    title: example-value
                    detail: example-value
      x-microcks-operation:
        delay: 0
        dispatcher: FALLBACK
  /mandates/{mandate_id}:
    get:
      operationId: retrieveMandate
      summary: Upvest Retrieve a mandate
      description: Retrieve details for a specific direct debit mandate.
      tags:
      - Mandates
      parameters:
      - $ref: '#/components/parameters/MandateId'
      responses:
        '200':
          description: Mandate details
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Mandate'
              examples:
                retrieveMandate200Example:
                  summary: Default retrieveMandate 200 response
                  x-microcks-default: true
                  value:
                    id: a1b2c3d4-e5f6-7890-abcd-ef1234567890
                    account_group_id: a1b2c3d4-e5f6-7890-abcd-ef1234567890
                    iban: example-value
                    status: ACTIVE
                    created_at: '2025-03-15T14:30:00Z'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
              examples:
                retrieveMandate401Example:
                  summary: Default retrieveMandate 401 response
                  x-microcks-default: true
                  value:
                    type: standard
                    status: 100
                    title: example-value
                    detail: example-value
        '404':
          description: Mandate not found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
              examples:
                retrieveMandate404Example:
                  summary: Default retrieveMandate 404 response
                  x-microcks-default: true
                  value:
                    type: standard
                    status: 100
                    title: example-value
                    detail: example-value
      x-microcks-operation:
        delay: 0
        dispatcher: FALLBACK
components:
  parameters:
    Limit:
      name: limit
      in: query
      description: The maximum number of items to return per page.
      schema:
        type: integer
        minimum: 1
        maximum: 100
        default: 20
    Offset:
      name: offset
      in: query
      description: The number of items to skip for pagination.
      schema:
        type: integer
        minimum: 0
        default: 0
    MandateId:
      name: mandate_id
      in: path
      required: true
      description: The unique identifier of the mandate.
      schema:
        type: string
        format: uuid
  schemas:
    Error:
      type: object
      description: An API error response.
      properties:
        type:
          type: string
          description: The error type identifier.
          example: standard
        status:
          type: integer
          description: The HTTP status code.
          example: 100
        title:
          type: string
          description: A short human-readable summary of the error.
          example: example-value
        detail:
          type: string
          description: A detailed human-readable explanation of the error.
          example: example-value
    Mandate:
      type: object
      description: A direct debit mandate authorizing fund collection.
      properties:
        id:
          type: string
          format: uuid
          description: The mandate identifier.
          example: a1b2c3d4-e5f6-7890-abcd-ef1234567890
        account_group_id:
          type: string
          format: uuid
          description: The account group the mandate belongs to.
          example: a1b2c3d4-e5f6-7890-abcd-ef1234567890
        iban:
          type: string
          description: The IBAN of the bank account.
          example: example-value
        status:
          type: string
          enum:
          - ACTIVE
          - REVOKED
          description: The mandate status.
          example: ACTIVE
        created_at:
          type: string
          format: date-time
          description: When the mandate was created.
          example: '2025-03-15T14:30:00Z'
    PaginationMeta:
      type: object
      description: Pagination metadata for list responses.
      properties:
        offset:
          type: integer
          description: The current offset.
          example: 0
        limit:
          type: integer
          description: The page size.
          example: 20
        count:
          type: integer
          description: The total number of items in the current page.
          example: 100
        total:
          type: integer
          description: The total number of items available.
          example: 100
  securitySchemes:
    oauth2ClientCredentials:
      type: oauth2
      description: OAuth 2.0 client credentials flow. Obtain an access token by providing your client ID and client secret.
      flows:
        clientCredentials:
          tokenUrl: /auth/token
          scopes:
            users:read: Read user data
            users:admin: Onboard and manage users
            accounts:read: Read account data
            accounts:admin: Create and manage accounts
            orders:read: Read order data
            orders:admin: Place and manage orders
            instruments:read: Read instrument data
            portfolios:read: Read portfolio data
            portfolios:admin: Create and manage portfolios
            positions:read: Read position data
            payments:read: Read payment data
            payments:admin: Manage payments and direct debits
            reports:read: Read reports
            webhooks:read: Read webhook subscriptions
            webhooks:admin: Manage webhook subscriptions
            transactions:read: Read transaction data
            fees:read: Read fee data
            fees:admin: Configure fees
externalDocs:
  description: Upvest API Documentation
  url: https://docs.upvest.co/