Decentro9647 Scanner API
The Scanner API from Decentro9647 — 2 operation(s) for scanner.
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This API
curl "https://apis.io/api/v1/apis/decentro9647:decentro9647-scanner-api"
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OpenAPI Specification
openapi: 3.2.0
info:
title: Decentro Staging Scanner API
version: '1.0'
servers:
- url: https://in.staging.decentro.tech
security:
- {}
tags:
- name: Scanner
paths:
/v1/scanner/user-intelligence/omniscore:
post:
summary: 'Omniscore: Unified User Risk Score for Fraud Detection'
description: ''
operationId: omniscore
parameters:
- name: client_id
in: header
description: The Client ID associated with the user of the API
required: true
schema:
type: string
- name: client_secret
in: header
description: The Client Secret associated with the user of the API
required: true
schema:
type: string
requestBody:
content:
application/json:
schema:
type: object
required:
- mobile
- name
- digital_weight
- finance_weight
- employment_weight
properties:
mobile:
type: string
description: User's 10 digit mobile number
name:
type: string
description: User's name
digital_weight:
type: number
description: The weight assigned to the Digital Identity Score
default: 0.35
format: float
finance_weight:
type: number
description: The weight assigned to the Financial Credibility Score
default: 0.35
format: float
employment_weight:
type: number
description: The weight assigned to the Employment Stability Score
default: 0.3
format: float
pan:
type: string
description: The PAN number of the user
default: ABCDE1234F
examples:
Success:
value:
name: John Doe
mobile: '9999999999'
pan: ABCDE1234F
email: john.doe@decentro.tech
digital_weight: 0.35
employment_weight: 0.3
finance_weight: 0.35
responses:
'200':
description: '200'
content:
application/json:
examples:
Successul Response:
value: "{\n \"decentroTxnId\": \"6258537DFC3D4E7798D5B946961AC8E5\",\n \"status\": \"SUCCESS\",\n \"responseCode\": \"S00000\",\n \"message\": \"OmniScore Fetched Successfully.\",\n \"data\": {\n \"omniscore\": 312.8,\n \"risk\": \"High Risk\",\n \"subScore\": {\n \"phoneIntelligence\": {\n \"score\": 708.0,\n \"message\": \"Strong digital footprint with continuous and traceable activity across platforms. Historical consistency is visible. Feel free to hit mobile-to-address or persona APIs for deeper insights.\"\n },\n \"financialServices\": {\n \"score\": 202.0,\n \"message\": \"Almost no engagement with banking or credit products. Either financially inactive or underbanked. Credit risk is high. Pull credit report API before any financial decision.\"\n },\n \"employmentStability\": {\n \"score\": 436.0,\n \"message\": \"No verifiable employment history or frequent job switches in short periods. High volatility. Strongly recommend additional checks and employment verification.\"\n },\n \"paymentIntelligence\": {\n \"message\": \"No fraudulent payment records found.\",\n \"isTransactionFraud\": 0\n }\n }\n },\n \"responseKey\": \"success_omniscore_fetched\"\n}"
schema:
type: object
properties:
decentroTxnId:
type: string
example: 6258537DFC3D4E7798D5B946961AC8E5
status:
type: string
example: SUCCESS
responseCode:
type: string
example: S00000
message:
type: string
example: OmniScore Fetched Successfully.
data:
type: object
properties:
omniscore:
type: number
example: 312.8
default: 0
risk:
type: string
example: High Risk
subScore:
type: object
properties:
phoneIntelligence:
type: object
properties:
score:
type: integer
example: 708
default: 0
message:
type: string
example: Strong digital footprint with continuous and traceable activity across platforms. Historical consistency is visible. Feel free to hit mobile-to-address or persona APIs for deeper insights.
financialServices:
type: object
properties:
score:
type: integer
example: 202
default: 0
message:
type: string
example: Almost no engagement with banking or credit products. Either financially inactive or underbanked. Credit risk is high. Pull credit report API before any financial decision.
employmentStability:
type: object
properties:
score:
type: integer
example: 436
default: 0
message:
type: string
example: No verifiable employment history or frequent job switches in short periods. High volatility. Strongly recommend additional checks and employment verification.
paymentIntelligence:
type: object
properties:
message:
type: string
example: No fraudulent payment records found.
isTransactionFraud:
type: integer
example: 0
default: 0
responseKey:
type: string
example: success_omniscore_fetched
'400':
description: '400'
content:
application/json:
examples:
Failure - Invalid Number:
value: "{\n \"decentroTxnId\": \"C9D92DF727F44F52A77B8BBE5936097E\",\n \"status\": \"FAILURE\",\n \"responseCode\": \"E00009\",\n \"message\": \"Mobile is not valid. Please provide a valid mobile containing 10 digits starting with 6, 7, 8 or 9.\",\n \"responseKey\": \"error_invalid_mobile\"\n}"
Failure- Invalid Weights:
value: "{\n \"decentroTxnId\": \"143A67AC33B14588A50629E8AA03F5DD\",\n \"status\": \"FAILURE\",\n \"responseCode\": \"E00009\",\n \"message\": \"Digital weight, finance weight and employment weight should sum up to 1.\",\n \"responseKey\": \"error_invalid_weights\"\n}"
schema:
oneOf:
- title: Failure - Invalid Number
type: object
properties:
decentroTxnId:
type: string
example: C9D92DF727F44F52A77B8BBE5936097E
status:
type: string
example: FAILURE
responseCode:
type: string
example: E00009
message:
type: string
example: Mobile is not valid. Please provide a valid mobile containing 10 digits starting with 6, 7, 8 or 9.
responseKey:
type: string
example: error_invalid_mobile
- title: Failure- Invalid Weights
type: object
properties:
decentroTxnId:
type: string
example: 143A67AC33B14588A50629E8AA03F5DD
status:
type: string
example: FAILURE
responseCode:
type: string
example: E00009
message:
type: string
example: Digital weight, finance weight and employment weight should sum up to 1.
responseKey:
type: string
example: error_invalid_weights
deprecated: false
tags:
- Scanner
/v1/scanner/user-intelligence/omniscore-advance:
post:
summary: Omniscore Advance
description: ''
operationId: omniscore-advance
parameters:
- name: client_id
in: header
description: The Client ID associated with the user of the API
required: true
schema:
type: string
- name: client_secret
in: header
description: The Client Secret associated with the user of the API
required: true
schema:
type: string
requestBody:
content:
application/json:
schema:
type: object
required:
- consent
- consent_purpose
- mobile
- name
- digital_weight
- finance_weight
- employment_weight
properties:
reference_id:
type: string
description: Any unique ID assigned by you for this API request.
default: REFERENCE123
consent:
type: string
description: TRUE/FALSE based on the consent given by the customer. Mandatory as per regulation.
default: 'true'
consent_purpose:
type: string
description: The purpose of taking this consent from your customer. Mandatory as per regulation
mobile:
type: string
description: User's 10 digit mobile number
name:
type: string
description: User's name
digital_weight:
type: number
description: The weight assigned to the Digital Identity Score
default: 0.35
format: float
finance_weight:
type: number
description: The weight assigned to the Financial Credibility Score
default: 0.35
format: float
employment_weight:
type: number
description: The weight assigned to the Employment Stability Score
default: 0.3
format: float
pan:
type: string
description: The PAN number of the user
default: ABCDE1234F
email:
type: string
description: The email Id of the user.
examples:
Success:
value:
reference_id: REFERENCE123
consent: true
consent_purpose: For testing purpose to get the scores
name: John Doe
mobile: '9999999999'
pan: ABCDE1234F
email: john.doe@decentro.tech
digital_weight: 0.35
employment_weight: 0.3
finance_weight: 0.35
responses:
'200':
description: '200'
content:
application/json:
examples:
Successul Response:
value: "{\n \"decentroTxnId\": \"6258537DFC3D4E7798D5B946961AC8E5\",\n \"status\": \"SUCCESS\",\n \"responseCode\": \"S00000\",\n \"message\": \"OmniScore Fetched Successfully.\",\n \"data\": {\n \"omniscore\": 312.8,\n \"risk\": \"High Risk\",\n \"personalDetails\": {\n \"fullName\": \"Joe Joseph \",\n \"dateOfBirth\": \"1989-01-01\",\n \"gender\": \"Male\",\n \"age\": \"23\",\n \"emailAddress\": \"john.doe@gmail.com\",\n \"address\": \"52 DELHI\",\n \"state\": \"DELHI\",\n \"postalCode\": \"110076\",\n \"addressType\": \"Primary\",\n \"passportNumber\": \"K1234567\",\n \"occupation\": \"\",\n \"pan\": \"\",\n \"nameMatch\": {\n \"inputVsPan\": {\n \"textualMatch\": \"0.7\",\n \"phoneticMatch\": \"0.6\"\n },\n \"inputVsBureau\": {\n \"textualMatch\": \"0.8\",\n \"phoneticMatch\": \"0.7\"\n }\n },\n \"emailMatch\": 0.8\n },\n \"subScore\": {\n \"digitalIntelligence\": {\n \"socialProfilesFound\": 15,\n \"digitalAge_year\": \"2025\",\n \"digitalAge_month\": \"12\",\n \"digitalAge_age\": \"7+\",\n \"ageOnNetworkRange\": \"7+\",\n \"dateOfNetworkInitiation\": \"2023-01-01\",\n \"operator\": \"Airtel\",\n \"isPostpaid\": TRUE,\n \"circle\": \"DELHI NCR\",\n \"score\": 708,\n \"message\": \"Strong digital footprint with continuous and traceable activity across platforms. Historical consistency is visible. Feel free to hit mobile-to-address or persona APIs for deeper insights.\"\n },\n \"financialServices\": {\n \"numberOfAccounts\": \"2\",\n \"activeAccountsCount\": \"1\",\n \"averageOpenBalance\": \"111111\",\n \"delinquentAccounts\": \"1\",\n \"totalInquiries\": \"23\",\n \"totalIncome\": \"111112\",\n \"score\": 100,\n \"message\": \"Almost no engagement with banking or credit products. Either financially inactive or underbanked. Credit risk is high. Pull credit report API before any financial decision.\"\n },\n \"employmentStability\": {\n \"UAN\": \"UAN12345678\",\n \"dateOfJoining\": \"2024-01-01\",\n \"dateOfExit\": \"2024-08-01\",\n \"establishmentName\": \"ABC PRIVATE LIMITED\",\n \"score\": 100,\n \"message\": \"No verifiable employment history or frequent job switches in short periods. High volatility. Strongly recommend additional checks and employment verification.\"\n },\n \"paymentIntelligence\": {\n \"message\": \"No fraudulent payment records found.\",\n \"isTransactionFraud\": 0\n }\n }\n },\n \"responseKey\": \"success_omniscore_fetched\"\n}"
Partial Success:
value: "{\n \"decentroTxnId\": \"6258537DFC3D4E7798D5B946961AC8E5\",\n \"status\": \"SUCCESS\",\n \"responseCode\": \"S00000\",\n \"message\": \"OmniScore Fetched Successfully.\",\n \"data\": {\n \"omniscore\": 312.8,\n \"risk\": \"High Risk\",\n \"personalDetails\": {\n \"fullName\": \"\",\n \"dateOfBirth\": \"\",\n \"gender\": \"\",\n \"age\": \"\"\n \"emailAddress\": \"\",\n \"address\": \"\",\n \"state\": \"\",\n \"postalCode\": \"\",\n \"addressType\": \"\",\n \"passportNumber\": \"\",\n \"occupation\": \"\",\n \"pan\": \"\",\n \"nameMatch\": {\n \"inputVsPan\": {\n \"textualMatch\": \"\",\n \"phoneticMatch\": \"\"\n },\n \"inputVsBureau\": {\n \"textualMatch\": \"\",\n \"phoneticMatch\": \"\"\n }\n },\n \"emailMatch\": 0.8\n },\n \"subScore\": {\n \"digitalIntelligence\": {\n \"socialProfilesFound\": 15,\n \"digitalAge_year\": \"2025\",\n \"digitalAge_month\": \"12\",\n \"digitalAge_age\": \"7+\",\n \"ageOnNetworkRange\": \"7+\",\n \"dateOfNetworkInitiation\": \"2023-01-01\",\n \"operator\": \"Airtel\",\n \"isPostpaid\": TRUE,\n \"circle\": \"DELHI NCR\",\n \"score\": 708,\n \"message\": \"Strong digital footprint with continuous and traceable activity across platforms. Historical consistency is visible. Feel free to hit mobile-to-address or persona APIs for deeper insights.\"\n },\n \"financialServices\": {\n \"numberOfAccounts\": \"2\",\n \"activeAccountsCount\": \"1\",\n \"averageOpenBalance\": \"111111\",\n \"delinquentAccounts\": \"1\",\n \"totalInquiries\": \"23\",\n \"totalIncome\": \"111112\",\n \"score\": 100,\n \"message\": \"Almost no engagement with banking or credit products. Either financially inactive or underbanked. Credit risk is high. Pull credit report API before any financial decision.\"\n },\n \"employmentStability\": {\n \"UAN\": \"UAN12345678\",\n \"dateOfJoining\": \"2024-01-01\",\n \"dateOfExit\": \"2024-08-01\",\n \"establishmentName\": \"ABC PRIVATE LIMITED\",\n \"score\": 100,\n \"message\": \"No verifiable employment history or frequent job switches in short periods. High volatility. Strongly recommend additional checks and employment verification.\"\n },\n \"paymentIntelligence\": {\n \"message\": \"No fraudulent payment records found.\",\n \"isTransactionFraud\": 0\n }\n }\n },\n \"responseKey\": \"success_pasrtial_omniscore_fetched\"\n}"
'400':
description: '400'
content:
application/json:
examples:
Failure - Invalid Number:
value: "{\n \"decentroTxnId\": \"C9D92DF727F44F52A77B8BBE5936097E\",\n \"status\": \"FAILURE\",\n \"responseCode\": \"E00009\",\n \"message\": \"Mobile is not valid. Please provide a valid mobile containing 10 digits starting with 6, 7, 8 or 9.\",\n \"responseKey\": \"error_invalid_mobile\"\n}"
Failure- Invalid Weights:
value: "{\n \"decentroTxnId\": \"143A67AC33B14588A50629E8AA03F5DD\",\n \"status\": \"FAILURE\",\n \"responseCode\": \"E00009\",\n \"message\": \"Digital weight, finance weight and employment weight should sum up to 1.\",\n \"responseKey\": \"error_invalid_weights\"\n}"
schema:
oneOf:
- title: Failure - Invalid Number
type: object
properties:
decentroTxnId:
type: string
example: C9D92DF727F44F52A77B8BBE5936097E
status:
type: string
example: FAILURE
responseCode:
type: string
example: E00009
message:
type: string
example: Mobile is not valid. Please provide a valid mobile containing 10 digits starting with 6, 7, 8 or 9.
responseKey:
type: string
example: error_invalid_mobile
- title: Failure- Invalid Weights
type: object
properties:
decentroTxnId:
type: string
example: 143A67AC33B14588A50629E8AA03F5DD
status:
type: string
example: FAILURE
responseCode:
type: string
example: E00009
message:
type: string
example: Digital weight, finance weight and employment weight should sum up to 1.
responseKey:
type: string
example: error_invalid_weights
deprecated: false
tags:
- Scanner
x-readme-fauxas: true
x-provenance:
method: searched
source: https://docs.decentro.tech/reference
harvested: '2026-10-22'
tool: harvest-readme-openapi.py
note: Assembled verbatim from the OpenAPI definition ReadMe embeds in each operation page of the provider's developer portal; paths and components merged by API title, nothing authored.
assembled_from:
- https://docs.decentro.tech/reference/aadhaar-ovse-qrcode-intent.md
- https://docs.decentro.tech/reference/account-statement.md
- https://docs.decentro.tech/reference/advanced-ocr.md
- https://docs.decentro.tech/reference/all-journals.md
- https://docs.decentro.tech/reference/all-ledger-accounts.md
- https://docs.decentro.tech/reference/api-reference-kyc-and-onboarding-identities-verification-services-id-converters-pan-to-gstin.md
- https://docs.decentro.tech/reference/batch-payout-csv.md
- https://docs.decentro.tech/reference/batch-payout-json.md
- https://docs.decentro.tech/reference/bulk-validate-bank-account-v3.md
- https://docs.decentro.tech/reference/bytes-alternate-data-company-financials.md
- https://docs.decentro.tech/reference/bytes-alternate-data-phone-tenure.md
- https://docs.decentro.tech/reference/bytes-alternate-data-social-intelligence.md
- https://docs.decentro.tech/reference/bytes_credit-score.md
- https://docs.decentro.tech/reference/chassis-to-rc.md
- https://docs.decentro.tech/reference/ckyc-1x.md
- https://docs.decentro.tech/reference/ckyc-bulk-download.md
- https://docs.decentro.tech/reference/ckyc-bulk-search-api.md
- https://docs.decentro.tech/reference/ckyc-download-generate-otp-api.md
- https://docs.decentro.tech/reference/ckyc-download-individual-validate-otp-api.md
- https://docs.decentro.tech/reference/ckyc-download-validate-otp-api.md
- https://docs.decentro.tech/reference/ckyc-download2-individual.md
- https://docs.decentro.tech/reference/ckyc-search2-individual.md
- https://docs.decentro.tech/reference/ckyc-upload-legal-entity.md
- https://docs.decentro.tech/reference/common-get-bank-code.md
- https://docs.decentro.tech/reference/common-get-business-type-code.md
- https://docs.decentro.tech/reference/common-get-merchant-category-code.md
- https://docs.decentro.tech/reference/common-get-response-code-details.md
- https://docs.decentro.tech/reference/common-get-state-code.md
- https://docs.decentro.tech/reference/create-journal.md
- https://docs.decentro.tech/reference/create-ledger-account.md
- https://docs.decentro.tech/reference/create-transaction.md
- https://docs.decentro.tech/reference/credit-report.md
- https://docs.decentro.tech/reference/digilocker-generate-access-token.md
- https://docs.decentro.tech/reference/digilocker-verify-mobile.md
- https://docs.decentro.tech/reference/document-extraction-v2.md
- https://docs.decentro.tech/reference/document-quality.md
- https://docs.decentro.tech/reference/financial_api-customer-data-pull.md
- https://docs.decentro.tech/reference/financial_api-generate-credit-report.md
- https://docs.decentro.tech/reference/generate-static-qr.md
- https://docs.decentro.tech/reference/get-ckyc-upload-status.md
- https://docs.decentro.tech/reference/get-ledger-account-balance.md
- https://docs.decentro.tech/reference/gstin-to-cin.md
- https://docs.decentro.tech/reference/gts-digilocker-uistream.md
- https://docs.decentro.tech/reference/journal-details.md
- https://docs.decentro.tech/reference/jwt.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-farsight-data-forensics-match-engine.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-farsight-document-forensics-aadhaar-uid-masking.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-farsight-document-forensics-document-extraction.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-farsight-document-forensics-id-classification.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-farsight-face-forensics-face-match-v3.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-farsight-face-forensics-passive-liveness-v3.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-ckyc-services-search.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-ckyc-services-upload-individuals.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-verification-services-business-verification-validate-api.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-verification-services-customer-verification-validate-api.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-verification-services-customer-verification.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-verification-services-employment-verification-employer-domain-verification-without-otp.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-verification-services-professional-verification-icai.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-verification-services-professional-verification-icsi.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-verification-services-professional-verification-nmc.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-utilities-download-pdf-files.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-workflows-hyperstreams-ckyc-prefill.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-workflows-hyperstreams-company-employment-verification.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-workflows-uistreams-atomic-uistreams.md
- https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-workflows-uistreams.md
- https://docs.decentro.tech/reference/kyc_api-digilocker-download-file.md
- https://docs.decentro.tech/reference/kyc_api-digilocker-file-data.md
- https://docs.decentro.tech/reference/kyc_api-digilocker-get-e-aadhaar.md
- https://docs.decentro.tech/reference/kyc_api-digilocker-get-issued-files.md
- https://docs.decentro.tech/reference/kyc_api-digilocker-initiate-session.md
- https://docs.decentro.tech/reference/kyc_api-digilocker-pull-file.md
- https://docs.decentro.tech/reference/kyc_api-liveness-verification.md
- https://docs.decentro.tech/reference/kyc_api-sso-digilocker-download-file.md
- https://docs.decentro.tech/reference/kyc_api-sso-digilocker-eaadhaar.md
- https://docs.decentro.tech/reference/kyc_api-sso-digilocker-file-data.md
- https://docs.decentro.tech/reference/kyc_api-sso-digilocker-issued-files.md
- https://docs.decentro.tech/reference/kyc_api-sso-digilocker-pull-file.md
- https://docs.decentro.tech/reference/kyc_api-sso-digilocker-revoke-token.md
- https://docs.decentro.tech/reference/kyc_api-sso-digilocker-session.md
- https://docs.decentro.tech/reference/ledger-account-details.md
- https://docs.decentro.tech/reference/omniscore-advance.md
- https://docs.decentro.tech/reference/omniscore.md
- https://docs.decentro.tech/reference/pan-to-udyam.md
- https://docs.decentro.tech/reference/payments_api-batch-get-transaction-status.md
- https://docs.decentro.tech/reference/payments_api-get-beneficiary-details.md
- https://docs.decentro.tech/reference/payments_api-get-transaction-status-v3.md
- https://docs.decentro.tech/reference/payments_api-get-transaction-status.md
- https://docs.decentro.tech/reference/payments_api-initiate-payout-v3.md
- https://docs.decentro.tech/reference/payments_api-initiate-payout.md
- https://docs.decentro.tech/reference/payments_api-manage-beneficiaries-v2.md
- https://docs.decentro.tech/reference/payments_api-validate-bank-account.md
- https://docs.decentro.tech/reference/rc-to-chasis.md
- https://docs.decentro.tech/reference/shop-establishment.md
- https://docs.decentro.tech/reference/simulate-e-collect-transaction-staging-payouts-platform.md
- https://docs.decentro.tech/reference/update-journal.md
- https://docs.decentro.tech/reference/update-ledger-account.md
- https://docs.decentro.tech/reference/update-transaction.md
- https://docs.decentro.tech/reference/update-virtual-account.md
- https://docs.decentro.tech/reference/validate-bank-account-v3.md
- https://docs.decentro.tech/reference/virtual_accounts-get_whitelisted_remitter_account.md
- https://docs.decentro.tech/reference/virtual_accounts_api-create-a-virtual-account-v2.md
- https://docs.decentro.tech/reference/virtual_accounts_api-get-all-linked-accounts.md
- https://docs.decentro.tech/reference/virtual_accounts_api-get-balance-v2.md
- https://docs.decentro.tech/reference/virtual_accounts_api-get-balance.md
- https://docs.decentro.tech/reference/virtual_accounts_api-get-statement.md
- https://docs.decentro.tech/reference/virtual_accounts_api-get-the-account-details.md
- https://docs.decentro.tech/reference/virtual_accounts_api-load-unload-va.md
merge:
pages: 107
deduped: 3
conflicts_kept_first: 0